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Today, Wade is celebrating his 100th episode with Mike Brevik from Cyberdogz Marketing. During their conversation Wade shares what he's learned in this process, how having a podcast has impacted his business, and the added value it's brought to not only his clients but also his listeners. Here's to the next 100 episodes! Episode Highlights 00:50 How the podcast began and its journey so far, focusing on empowering listeners to take control of their money and personal financing system 02:24 The podcast's role as a calibration process for Wade Borth's brand and guiding principles 04:42 Stories of clients and non-clients who have been impacted by the podcast and how it has helped reinforce or expand their understanding of concepts 07:45 How guest interviews have influenced and evolved Wade Borth's approach to discussing his message and ideas 10:55 Favorite podcast episodes with guests like Mary Jo Irmen, Monty Flack, and the series on Becoming Your Own Banker. 15:14  - Plans for future podcast episodes, focusing on empowering people to reach their maximum potential and align their values with their actions.Highlights and timestamps: 18:22 The importance of having an open mind and searching for better ways to handle personal finances. 19:15 Wade Borth's journey to learn about the Infinite Banking Concept and connecting with Nelson Nash. 22:21 The power of sharing personal stories and experiences to resonate with listeners and attract like-minded people. 23:55 Emphasizing the importance of knowing one's "why" and aligning values within long-term relationships. 27:21 Lessons learned from producing 99 podcast episodes, including active listening and refining the message. 31:02 The importance of being genuine and connecting with listeners in podcasting. 35:14 Recognizing that personal growth and understanding is not a linear process. 34:26 Celebrating the milestone of 100 episodes and expressing gratitude to the listeners. 36:32 Acknowledging the commitment required to maintain a podcast alongside business and personal responsibilities. Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com Connect with Mike Brevik https://www.cyberdogzmarketing.com/ https://www.linkedin.com/in/michaelbrevik 

They say actions speak louder than words and that’s true for money management too. Rather than listening to what banks and wealthy people say they’re doing, we should be observing how they really spend and store their money. Listen in to hear how putting your money in motion will build and grow your wealth. Episode Highlights 01:08 Money is like water and there is one pool of money in the world, similar to how there's one pool of water 01:56 The power of flowing money, compared to the power of flowing water 02:13 Stagnant money loses value to inflation, taxes, and fees 03:03 Banks put money to work and make it flow to generate revenue 03:29 Putting ourselves in the position of being the banker and making money flow 04:19 Storing money for a long time without purpose can lead to stagnation and loss 04:46 Generating wealth by having a flow of money, similar to water generating power through flow Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com  

Have you ever associated a certain smell, phrase, or sound to a specific time, place or person? Maybe the smell of chocolate chip cookies baking in the oven reminds you of your grandma. Or, perhaps you can clearly picture an object in your mind just by hearing its name. That’s conditioned thinking! Conditioned thinking is present in how we view financial products and growing wealth, too. Tune in to hear more about how letting go of conditioned thinking can grow your wealth! Episode Highlights 00:17 Wealth as an exercise in imagination, logic, reason, and prophecy 01:03 The importance of thinking differently to avoid the financial struggles of the retiring baby boomer generation 02:47 Challenging conventional financial advice and considering creative alternatives, such as investing in real estate instead of a 401k 04:32 Fighting conditioned thinking and taking control of personal finance 05:23 Observing the financial strategies of successful, wealthy people 06:42 The importance of taking a step back and thinking about long-term financial goals 08:42 Transitioning from making "noisy money" to "quiet money” 09:37 Encouraging a prosperous mindset and engaging with others who share a similar mindset Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com  

I didn't know an encounter with Nelson Nash many years ago would have such an impact on my life path. Sage Wealth Strategy was born out of the desire to teach people a new process for understanding and managing their finances. Having a deeper understanding of your finances changes the way you view your money. My passion lies in teaching people how to make their money work for them by maximizing their cash flow as they plan for retirement. It is my belief that with the proper education and right strategy, you can create a legacy that can be passed on for generations. Episode Highlights 00:17 Wade discussing his background and upbringing in North Dakota on a farm, as well as his pathway to working in the financial services industry 03:37 How Nelson Nash's infinite banking idea and Barry Dagg's book Pirates of Manhattan influenced Wade's perspective on financial planning and control 05:52 The eight principles to prosperity, beginning with 'think' and the importance of mindset 07:21 The second principle, 'see,' emphasizes having the end in mind and setting goals 07:46 The third principle, 'measure,' involves comparing progress from year to year and focusing on personal improvement 08:17 The fourth principle, 'flow,' emphasizes the importance of keeping money in motion and not hoarding it 09:00 The fifth principle, 'control,' focuses on maintaining personal control over finances and decisions 09:52 How the sixth principle, 'move,' encourages continual progress and adaptation to change 10:17 The last principle, 'multiply,' focuses on leveraging talents and working with others to achieve goals 11:01 Aligning your values with your action and having other people join your team Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com  

Retiring to something requires planning whereas retiring from means you aren't looking towards new opportunities. Getting to retirement doesn’t have to leave you feeling worn out and defeated. With the right guide to help you navigate the peaks and valleys along the way, you’ll arrive at the summit of retirement ready to embrace the next part of your journey and face any challenges that may come your way. Schedule a call with us to make sure you're retiring to rather than from. Episode Highlights 00:17 Discussing two groups of people: Those retiring from something vs. retiring to something 01:12 The importance of having a purpose that can be fulfilled with enough money and time during retirement 01:45 Retooling one's purpose in retirement and staying engaged with life 03:28 Concerns about interest rates, inflation, and taxes during one's retired years 04:23 Various factors and considerations to find one's purpose and achieve fulfillment in retirement. 04:53 Embracing change and staying active in older years Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com  

Whole life insurance differs from term life insurance in the sense that it is designed to be in effect for your “whole life.” But it really should be called Death Insurance because it’s designed to help replace an income or asset due to death. Life Insurance isn’t a bad investment but it’s the only one that offers a “contract” and tells you what it’s going to do over the course of its life. It isn’t a short term investment product, but rather an investment over time. Tune in to see how having a Whole Life Insurance policy can benefit you in more ways than you think. Episode Highlights 00:39 Whole life insurance is not an investment, but serves a different purpose 02:14 Life insurance is a language of love 03:30 Establishing a foundation of certainty with whole life insurance 04:35 Comparing whole life insurance to term life insurance 07:48 How life insurance is a guaranteed contract 09:41 Life insurance companies are looking at the next quarter century 10:26 Using the infinite banking concept with life insurance Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com  

Today, Wade dives into the four steps to the Infinite Banking Concept: Recognize the problem, request help, understand the process, and characteristics of the ideal product to solve the problem. Take a listen as Wade breaks down each step further to help you understand the benefits of following this process and how it can change the way you look at your finances. Episode Highlights 00:42 The importance of taking things in order to get the proper outcome in implementing the Infinite Banking Concept. 01:40 The problem that the Infinite Banking Concept tries to address 02:44 The first step in understanding and implementing the Infinite Banking Concept 03:15 The Second step: Wanting to change your position and searching for something different to get better financial results 04:42 Third step: Learning a process to think about money and make better financial decisions. 12:04 The ideal characteristics of the perfect savings account, including tax-deferred growth, tax-free distribution, and competitive returns 15:55 Importance of having collateral opportunities in a perfect asset, allowing you to borrow against it when needed, such as for growing and expanding your business, and having the access to money that's not correlated to the market 18:17 The various characteristics of the "perfect asset" 24:48 How the permanent life insurance offers the most benefits and fits the criteria of a perfect asset 29:44 The four steps to building and understanding the Infinite Banking Concept 30:51 Taking control of your banking system by applying the principles discussed in the podcast and gaining control of your financial life Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com  

Fellow IBC Practitioner and author Luke Tatum joins Wade today to discuss his book and what drew him to pursue the Infinite Banking Concept.  They talk about the importance in controlling the mechanics of how you bank so you aren’t caught flat footed with forces beyond your control.  Many people take access to capital for granted. Listen in to learn how you better control the banking function in your life and have access to capital whenever you need it. Episode Highlights 03:39 How people can relieve stress about finances by questioning the fundamentals of money access and capital, and recognizing the importance of controlling the mechanics 07:40 Financial empowerment and the importance of controlling one's personal banking function 11:12 Luke's financial book, Between the Lies, and what led to its creation. 15:16 How success in one area, like finances, can lead to success in other areas of life 16:37 The importance of being responsible for your financial life and taking control 21:12 Some people are afraid to take responsibility for their financial life because they fear the consequences if things go wrong 35:23 The appeal of a whole life insurance policy 37:18 Emphasizing the advantages of flexibility, ownership, and control in choosing a life insurance policy 38:14 The differences between mutually-owned companies and Wall Street-owned companies in relation to policyholders' interests 39:51 The importance of contract law for whole life insurance policies and having guaranteed access to a line of credit 40:42 Comparing depositing assets in a bank versus a mutually-owned life insurance company 42:34 Questioning whether someone would rather be a customer or owner of an insurance company, relating to stock-owned vs. mutually-owned insurance companies 44:04 The concept of "quiet money" with whole life insurance policies Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com Connect with Luke Tatum https://betweentheliesbook.com/ https://perfectspiralcapital.com/   https://www.linkedin.com/in/luketatum 

When planning for retirement, many of us have been conditioned to save using tax-deferred plans like an employer-sponsored 401(k) or IRA. The idea behind these accounts is to allow you to put away untaxed money to save for retirement. If your retirement savings strategy is to only utilize tax-deferred accounts, you may be setting yourself up to pay more to withdraw your funds. Tune in to learn about how diversifying your portfolio is the best way to plan for retirement! Episode Highlights 00:18 Why people are making silly choices 01:10 The government creates this problem called overtaxation 03:08 Where do you think tax rates are gonna go in the future? 04:55 The most passive income you can have during retirement 08:27 Let's start thinking about how the game ends and then start taking actions today. Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com  

Listen in today as fellow IBC practitioner David Zapata joins Wade to discuss his journey from immigration to growth and transformation. They talk about growth taking time, intentions, experiences, and purpose. David walks us through how he got to where he is today after coming to America 16 years ago. Tune in to hear how his growth journey could help you! Episode Highlights 01:18 - Change is inevitable. Growth is optional. 02:46 - Being raised in Colombia, South America. 07:06 - Starting a journey where they realized that they needed to get more education. 09:28 - Why not take control? 14:31 - Today, right now, immediately, we really can't do much about where we're at now, but we can change what's going to go on in the future. 20:03 - Empowerment comes with a lot more responsibility. 22:24 - If you don't have any money flowing, if you hold onto it like sand, it will run through your fingers. 24:54 - Explaining to people that IBC is not a product, it's a thought process. 35:23 - The ultimate goal is to empower you to be the best that you can be. 38:09 - The idea of taking control of your banking function, knowing you're the one in control, and now your thought process changes, and your actions are going to change, but you don't know that until you go down that pathway. Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com Connect with David Zapata davidzapata@factumfinancial.com  

It’s safe to say planning for retirement is one of the best things you can do for yourself. That being said, it can be a confusing process. There are a lot of elements to consider when determining how much money you’ll need. One way to ensure you’re in control of your retirement fund is by understanding the two economic powers that come into play; investing in the economy and actuarial science. Listen in to learn more about these powers and use them together for maximum benefits. Episode Highlights 00:18 Two economic powers of retirement 01:13 The problem with deciding how much money you need for retirement 02:22 What is the second economic power of retirement Actuarial Science? 05:17 Why those with assets are miserable while those with income cash flow are happy in retirement Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com  

Wade and Barry continue their conversation today on the safety of insurance companies and the complications around traditional retirement accounts. They control your money - whole life insurance allows you to control your own money. Access to and control of money is the most important part of your retirement. Listen in to hear more about how you best control your retirement investment. Episode Highlights 02:44 How to get access to Barry Dyke’s book, The Pirates of Manhattan 04:45 The idea of guaranteed incomes 10:34 Retooling to gain some passive income 13:24 Different retirement planning strategies 16:01 Why retirement in the US is considered of low standard 20:17 Life insurance contracts for retirement planning 22:43 The benefits of whole life insurance 27:01 Controversial bank practices 29:05 Benefits of bank-owned life insurance 32:54 Bank investments in life insurance and non-profits Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com Connect with Barry Dyke https://www.barryjamesdyke.com/ Pirates of Manhattan: https://www.amazon.com/Pirates-Manhattan-Barry-Dyke/dp/0979317703 https://www.facebook.com/thepiratesofmanhattan https://www.youtube.com/channel/UCMgvWBPowk4xZ-hcfh9-SUw 

Today Wade is joined by Barry Dyke to discuss pensions, guaranteed income, and purchasing Whole Life to “de-risk” terminated pensions. Safest place to warehouse your capital is a whole life insurance company. They discuss retirement planning and the desire to provide safe, secure passive income. Tune in to hear a great conversation about retirement options and how insurance companies can change the retirement game. Episode Highlights 02:44 How to get access to Barry Dyke’s book, The Pirates of Manhattan 04:45 The idea of guaranteed incomes 10:34 Retooling to gain some passive income 13:24 Different retirement planning strategies 16:01 Why retirement in the US is considered of low standard 20:17 Life insurance contracts for retirement planning 22:43 The benefits of whole life insurance 27:01 Controversial bank practices 29:05 Benefits of bank-owned life insurance 32:54 Bank investments in life insurance and non-profits Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com Connect with Barry Dyke https://www.barryjamesdyke.com/ Pirates of Manhattan: https://www.amazon.com/Pirates-Manhattan-Barry-Dyke/dp/0979317703 https://www.facebook.com/thepiratesofmanhattan https://www.youtube.com/channel/UCMgvWBPowk4xZ-hcfh9-SUw 

In today's episode, Wade gives a refresher on the Infinite Banking Concept. So what is IBC? It’s learning to borrow from yourself instead of corporations and allowing you to build your own wealth rather than someone else’s. Tune in to learn more about the elements that make IBC successful: time, money, and discipline. Episode Highlights 00:18 What is the Infinite Banking Concept? 01:01 Personal success story: Taking control of finances. 04:17 Exploring the Infinite Banking Concept: A Step-by-Step guide 05:41 Steps to make it happen and start taking control of your finances and banking system 09:55 The discipline of financial planning Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com    

Tune in today to listen in as Wade talks about the different types of Long-Term Care policies and the benefits of each. You can make a Long-Term Care (LTC) policy work for you with the right information and understanding that not all LTC coverage is equal. Visit our website to schedule a call to help determine which policy is right for you! Episode Highlights 00:46 Exploring nursing home insurance and long-term care 02:19 Why should you get long-term care insurance? 02:54 Reasons why people are not getting long-term care insurance 05:18 Benefits of purchasing long-term care insurance: A personal story 09:10 Learnings from getting a long-term care insurance Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com 

Todd Bookspan joins Wade again today where they talk about the fear of rising interest rates and how taking control of your finances can help ease that fear. They talk about thinking outside the box when it comes to investing and investment opportunities.  Episode Highlights 2:58 Moving from fear to knowledge in exploring opportunities in real estate 6:11 Taking advantage of the chaos to create opportunities in real estate and the stock market 8:11 Reducing fear by taking control 9:02 Benefits of having access to cash 13:28 Techniques to start taking control of your financial life 14:07 Why are people buying real estate? 15:58 Impact of the housing market on financial security 19:59 Real estate investment strategies and interest rates for long-term mortgages 21:38 The benefits of cold plunges for mental and physical health Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com   Connect with Todd Bookspan https://winbynoon.com/ https://www.instagram.com/winbynoon https://www.linkedin.com/in/toddbookspan https://www.instagram.com/toddbookspan https://www.youtube.com/channel/UCDSJ3FfJkben9b-zbIoe0Tg 

Today, Wade is joined by Executive Coach Todd Bookspan, owner of Win By Noon. During this episode, they discuss the importance of time-blocking and how to make the most of your day by being as efficient as possible by creating processes that work for you. Tune in to learn how to get the results you want from your day. Episode Highlights Getting to know who Todd Bookspan is. - 1:02 The concept of Win by Noon. - 1:36 How to get in touch with Todd Bookspan and Win by Noon. - 6:34 Getting started in real estate investing while having a W2 job. - 8:10 Zero down payment options for home buyers. - 11:00 Real estate investment strategies for young professionals. - 12:15 Type of people who’ll become successful, rich, and wealthy. - 19:20 The impact of the rising interest rates on financial decisions. - 22:13 Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com Connect with Todd Bookspan https://winbynoon.com/ https://www.instagram.com/winbynoon https://www.linkedin.com/in/toddbookspan https://www.instagram.com/toddbookspan https://www.youtube.com/channel/UCDSJ3FfJkben9b-zbIoe0Tg 

For many young professionals just starting to accelerate their careers, retirement planning is often the last thing on their minds. But anyone who has retired or is near their retirement will tell you that it’s never too early to plan for it. Starting early puts less pressure on you down the road, and ensures your nest egg isn’t depleted soon after retiring. Listen in to learn the five ways to start saving for retirement now rather than later. Episode Highlights When is the best time to start thinking about retirement? - 0:17 Things to think about once you start retirement planning. - 1:10 People who have the best “retirement years”. - 3:09 Taking control of your financial future. - 4:04 Analyzing your goals for retirement planning. - 6:09 Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com 

If you’re in the workforce, there’s a good chance you’ve thought about your retirement to some extent. With an increase in life expectancy, ensuring there is enough money for retirement is a struggle many people face. Tune in to listen as Wade talks about the importance of laying out a plan that provides you clarity and predictability when it comes to retirement income.   Episode Highlights The three fears of people retiring. - 0:23 Understanding life expectancy and rationing resources. - 1:58 Two things to think about when you’re planning for your retirement. - 3:30 The best ways to guarantee income. - 4:06 Using real estate to generate passive income. - 6:37 People living in “just in case” moments and not enjoying their retirement. - 7:58 Thinking long term and thinking abundance. - 8:58 Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com 

Joining Wade today is career transition, Franchise Consultant Scott Milas. Wade and Scott discuss how to discover financial freedom through franchise ownership, as well as how to franchise their current company. Wade adds how the Infinite Banking Concept can be a great place to get the cash to start the franchise process. Tune in to see if owning a franchise is the right path for you for passive income. Episode Highlights Who is Scott Milas? - 2:08 The difference between the entrepreneur who’s a visionary and those who want to develop processes and systems by themselves. - 7:14 The beauty of franchising. - 10:05 Different pathways of businesses that people can follow. - 16:01 The processes of helping people. - 18:59 Scaling your business. - 24:50 How to get in touch with Scott. - 26:59 Who are his ideal clients? - 27:27 Characteristics of people who become successful in the franchising space. - 28:51 Essential steps for researching the right franchise. - 31:20 What your exit strategy should be. - 34:20 Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com Connect with Scott Milas https://scottmilasfranchisecoach.com/ https://www.facebook.com/ScottMilasFranchiseCoach https://www.linkedin.com/in/smilas/