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Ok, you've realized that you're in debt – but now what? In this episode we'll talk about how to craft your debt free strategy and become debt free faster than you even thought possible!

A lot of young adults think that because they don’t have dependents yet that they don’t need to really worry about insurance – but the truth is that once you turn 18, you’re responsible for yourself. In this episode, you'll learn what kind of insurances that you should get as a recently graduate or Millennial!

Wouldn't it be nice if there was a class for "Welcome to Adulthood – here's that you need to know about the real world". Well, treat this podcast episode like it's your Intro to Adulthood 101! We're going to talk about what you need to know about money now that you're about to be making a lot more of it!

Do you need extra cash? Do you have financial goals and can’t seem to meet them? Do you want to increase savings faster? If you said yes to any of those, then a side hustle is for you. In this episode you'll learn how to find a side hustle that works for you and your life.

Are family and friends reaching out to you to borrow money? Does it feel awkward, especially when they don't pay you back? In this episode, we'll talk about what you need to do to really help them instead of enable them and how to say "no."

After paying off over $130,000 in debt, I realized there’s a couple of things that I did to speed up the process. One of them is negotiating. Negotiating has a bad wrap. Especially if you’re a woman. According to Linda Babcock, author of "Women Don't Ask: The High Cost of Avoiding Negotiation and Positive Strategies for Change” only 30% of women negotiate a salary while 46% of men do and 55% of women feel apprehensive about negotiating. By not negotiating a first salary, an individual stands to lose more than $500,000+ by age 60. Learn my top 5 tips for negotiating so that you can avoid losing half a MILLION dollars in this episode!

Oftentimes the voices that are loudest in our lives are the ones that we shouldn’t be listening to. Be very mindful of who you let speak into your life and the advice you listen to instead of saying thank you and moving on. Here’s when you know you shouldn’t take the advice: 1. Their life doesn’t look like how you want your life to look 2. They talk more than they listen 3. They give you advice even when you don’t ask for it 4. They don’t have your best intentions at heart

There’s nothing special about my husband and I – we started our marriage with $225,000 in debt. Feeling overwhelmed, stressed, constantly fighting about money. We make an average amount of money – we’re not superstars, sevants, or perfect. We’re just like you, but we were able to get on the same page with money, link arms, and attack debt as a team. We’ve now paid off over $157,000 in debt and have about $67,000 to go. Here’s how you can make this financial change in your marriage and life: 1. Reach a breaking point 2. See your spouse as valuable 3. Get on a plan you both agree on 4. Stick to the plan and hold each other accountable 5. Take one step forward every day Ditchmoneystress.com

Generational poverty is a very real, very legitimate problem in the United states. Generational poverty is a term that is applied to families who have experienced poverty for at least two generations and can affect every aspect of a person's life. But, you can break the cycle. It starts with you. Learn how to do that in todays episode! https://www.youtube.com/watch?v=PJAgPF5FNTQ

After 5 years of paying off debt, to say that it’s always been easy would be a lie. There've been some times where we’ve felt like we would never get ahead. We’ve said no to a lot of things. But, we’ve paid off over $158,000 in debt and we’re down to the last $67,000 or so. Which feels like a reasonable amount of debt. There’s some things that we’ve learned along the way that have helped us push through the hard parts to where we’re at now – we can see the light at the end of the tunnel! In this episode, you'll learn the tips and tools that we've learned in the process to stick to the plan and achieve our financial goals!

What you spend today actually can impact your future in the sum of millions of dollars. Here’s what I mean by that. If you’re so focused on living now that you’re not investing into your future you could be missing out on millions of dollars. Now, I’m all about living and having fun and enjoying life but we also have to think about our future as well. We spend about 40-45 years working and on average (post retirement) we could live for another 20-30 years after retirement when we aren’t making an income but relying on investments. It’s important that we start to save for retirement, otherwise we become a financial burden to our family. It’s important to find the balance between spending and saving. It’s possible to do that and in this episode you'll learn how!

It’s that time of year that some of us look forward to and some of us really dread. Tax season. When it comes to your tax returns, you should be aiming for zero, and in this episode you'll learn why!

Paying off debt can feel really overwhelming. When my husband and I started our journey, we were $225,000 in debt and felt overwhelmed, stuck, and like we would always be in debt. We worked so hard on becoming debt free that it got to the point where we weren’t really living. We were just surviving. That sucked. So, we decided to find a balance. When we found that balance is when things started to fall into place and we actually started to pay off debt faster. In this episode you'll learn the top 5 tips that helped us have fun while achieving our financial goals!

If we want to become fit, who do you follow? People who are fit, right? You wouldn’t ask a person who’s 150lbs overweight how to build muscle mass – would you? No. Similarly with building wealth – if you want to build wealth, you should ask those who have done it before you. In today's episode, I'll share the top 10 habits that millionaires have that built their wealth and how you can implement these habits into your life.

We’ve known this for a long time, but there’s a gap in who holds the most wealth in the United States. The majority of it being in the hands of men. That statistic is changing, but slowly. I want to make a bigger ripple effect and continue to close that gap and the sooner I can tell you this the sooner you can change your life and impact other women around you. In today's episode, we're going to talk about the 4 tips to becoming empowered to building wealth.