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Whether you’re looking for inspiration or unsure which direction to take this year, this podcast episode offers lots of examples of short-term financial goals you can tackle this year or in the future.  Link to episode: https://thoughtcard.com/short-term-financial-goals/  My Favorite Resources For Financially Savvy Travelers Thrifty Traveler for finding cheap flights. Use the promo code ‘TC10’ for $10 off your first year.  CardPointers for figuring out which credit card to use to maximize points and miles. Save 30% using our link.  Grants For Creators for finding grants and funding opportunities for creatives and small business owners.  Trade and Travel by Teri Ijeoma for learning how to trade in the stock market as a day trader or swing trader.  Work With Me:  Need help growing and monetizing your podcast? Learn about my 1:1 podcast marketing coaching program. I help overworked and underfunded podcasters grow their audiences, improve their visibility and make more money by implementing long-term growth strategies. Email thethoughtcard@gmail.com for brand partnerships and business inquiries.  Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Iceland: Nature, Nurture & Adventure  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir

Are you looking to listen to more travel podcasts? No matter your travel style, there’s a travel podcast that focuses on the topic you’re looking for, be it couples travel, family travel, solo travel, budget travel, Black travel, or luxury travel. Listen to this episode for some of my favorite travel podcasts like Geobreeze Travel, The Offbeat Life, and Travel Goals Podcast. For the complete list of 20+ travel podcasts, head to my website and read the full blog post. Link to episode: https://thoughtcard.com/travel-podcasts/ About Our Sponsor Get free cheap flight alerts  for flights departing from the U.S. and Canada sent straight to your inbox – and if you want to access even more deals or want to be the first to know about points and miles sales or discounted business and first-class tickets, upgrade to Thrifty Traveler Premium. Use the promo code ‘TC10’ for $10 off your first year.  My Favorite Resources For Financially Savvy Travelers Thrifty Traveler for finding cheap flights. Use the promo code ‘TC10’ for $10 off your first year.  CardPointers for figuring out which credit card to use to maximize points and miles. Save 30% using our link.  Grants For Creators for finding grants and funding opportunities for creatives and small business owners.  Trade and Travel by Teri Ijeoma for learning how to trade in the stock market as a day trader or swing trader.  Work With Me:  Need help growing and monetizing your podcast? Learn about my 1:1 podcast marketing coaching program. I help overworked podcasters grow their audiences, improve their visibility and make more money by implementing long-term growth strategies. Email thethoughtcard@gmail.com for brand partnerships and business inquiries.  Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Iceland: Nature, Nurture & Adventure  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir

What if you could take a year off from work to travel on your savings? Think its impossible, think again. At 41 years old, Stephanie Perry quit her job as a hospital pharmacy technician to take a one-year trip around the world. During her adult gap year, she traveled to 12 countries in 12 months, spending $1,200 per month. Now she house sits and shows Black women how to take a career break on a budget. In this episode learn how to take extended time off work to travel and pursue your personal goals while you’re in your prime, not in retirement.  Access the show notes here: https://thoughtcard.com/adult-gap-year-stephanie-perry/   Work With Me:  Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program.  Email thethoughtcard@gmail.com for brand partnerships and business inquiries.    Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Iceland: Nature, Nurture & Adventure 

Could a food blog replace your salary? Since quitting her job to become a full-time entrepreneur in May 2021, Jannese Torres has generated over $1M in revenue. With a six figure food blog, Jannese creates easy Latin recipes inspired by her Puerto Rican heritage. If making six figures as a food blogger isn't impressive enough, Jannese stopped blogging at the end of 2020 and hasn’t created new content since. She continues to earn six figures a year by occasionally updating old posts and reshooting older recipes. In this episode Jannese Torres-Rodriguez shares her journey from side hustler to entrepreneur. She shares how she makes six figures from a blog and other income sources.  Access the show notes here: https://thoughtcard.com/six-figure-food-blog/   Work With Me:  Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program.  Email thethoughtcard@gmail.com for brand partnerships and business inquiries.    Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Iceland: Nature, Nurture & Adventure  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir

What if you can earn consistent income in the stock market? Would you quit your job? Travel the world? How about both? This was possible for Teri Ijeoma, a former assistant principal who, after successfully earning $300 per day, quit her job and never looked back.  Learn how Teri used day trading as a side hustle to supplement her income and things new swing traders and day traders should know before investing in the stock market.  Enroll in Teri Ijeoma's Trade and Travel course.  In this 8-week investing course, learn how to pick good companies, place a trade, manage risk, and more. This course shares everything Teri wishes she knew before trading, and it walks you through the seven steps she takes every time she places a trade. Also, here are the answers to the top questions about the course.  Access the show notes here: https://thoughtcard.com/teri-ijeoma-trade-and-travel/   Work With Me:  Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program.  Email thethoughtcard@gmail.com for brand partnerships and business inquiries.    Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Iceland: Nature, Nurture & Adventure  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir

Travel trend reports spark inspiration, help us stay in the know, and empower us to make informed decisions. I am excited for what’s to come in 2023 and in this episode, we’re chatting about emerging 2023 travel trends. Stick around until the end because I share my travel predictions too! In this episode, we cover:  Current trends in travel New trends in tourism  Hotel trends, and more!  Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute.  Work With Me:  Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program.  Email thethoughtcard@gmail.com for brand partnerships and business inquiries.  Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Iceland: Nature, Nurture & Adventure  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://thoughtcard.com/2023-travel-trends/ 

The holidays are a magical time of year. Christmas trees and sparkly lights, meet and greets with Santa, hot chocolate, and sugar cookies are some of the things that make this time of the year so special. New York City is already a popular travel destination but during the holiday season, millions of people flock to New York in December and early January specifically to celebrate Christmas. If you’re planning a trip to New York City during the holidays, in this episode, I’m sharing Christmas things to do in NYC with a baby. Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.   Work With Me:  Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program.  Email thethoughtcard@gmail.com for brand partnerships and business inquiries.    Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Iceland: Nature, Nurture & Adventure    Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://thoughtcard.com/christmas-things-to-do-in-nyc/

Whether you want to save on everyday purchases or earn extra money, in this episode, I’m sharing how you can earn hundreds of dollars in cash back with Rakuten. In this episode, we cover:  What is Rakuten? How Rakuten works Ways to get paid through Rakuten  The pros and cons  Earn $30 when you sign up for Rakuten! Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Work With Me:  Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program.  Email thethoughtcard@gmail.com for brand partnerships and business inquiries.  Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Iceland: Nature, Nurture & Adventure  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://thoughtcard.com/rakuten-cash-back/

Feeling anxious about a recession? Between high gas prices, soaring inflation, a plummeting market, and food shortages, a lot is happening in the world now. On top of that, lately, there’s been serious talks of a recession. Whether you’re Gen Z and this will be your first recession, or you’re older and have experienced a few, today we’re chatting about how to prepare for a recession.  In this episode, we cover:  What is a recession?  How long do recessions last? Are we in a recession?  Ways to financially prepare for a recession. Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Work With Me:  Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program.  Email thethoughtcard@gmail.com for brand partnerships and business inquiries.  Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Iceland: Nature, Nurture & Adventure  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://thoughtcard.com/how-to-prepare-for-a-recession/

Where did you learn about money? Did you learn how to manage your finances in school or from your parents? If the answer is no, you're not alone. Millions of people grew up with little to no basic financial knowledge. Whether you learned financial literacy basics through trial and error, books, YouTube videos, or even podcasts, it can be different for future generations. Money no longer has to be a taboo topic. In this episode, math coach Crystina Cardozo shares why you don't have to be good at math to manage your finances, ways to develop basic financial education skills, and tips for teaching children about money. So, what is financial literacy, and why is it important? Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Work With Me:  Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program.  Email thethoughtcard@gmail.com for brand partnerships and business inquiries.  Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Iceland: Nature, Nurture & Adventure  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir

Planning a road trip with a newborn and wondering if it’s a good idea? Last summer, we planned our first family road trip. My mom, Baby K, and I packed our bags and we drove five hours to Saranac Lake in upstate New York. While I wasn’t sure what to expect, I was up for the challenge. In this episode, I share ten helpful tips for planning a road trip with a six-month-old baby.  Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Work With Me:  Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program.  Email thethoughtcard@gmail.com for brand partnerships and business inquiries.  Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Iceland: Nature, Nurture & Adventure  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://thoughtcard.com/road-trip-with-baby/ 

Are travel guidebooks still worth it? I was first introduced to travel guidebooks a few years ago while traveling solo in Lisbon, Portugal. A new friend I met at my hostel and I considered what we’d grab for dinner when she whipped out a guidebook. Gauging our interests, we quickly found a highly-rated but low-key restaurant off the tourist path. Since then, guidebooks have become an invaluable resource for inspiration and travel planning, unlocking local gems, tips, and perspectives. In this episode, discover reasons to use a guidebook when travel planning and how Moon Travel Guides helped me plan my first family road trip.  This episode is made possible by Moon Travel Guides, a travel guidebook publisher that covers road trips, national parks, and city travel worldwide. All thoughts and opinions shared in this episode are my own.  Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Work With Me:  Need help saving for travel, leverage points, and miles to travel inexpensively, or finding cheap flights? Book a 1:1 money coaching session with Danielle Desir Corbett. Email thethoughtcard@gmail.com for brand partnerships and business inquiries.  Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Iceland: Nature, Nurture & Adventure  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://podcast.thoughtcard.com/moon-travel-guides/  

Climate change is happening all around us. Droughts, flooding, shrinking glaciers, rising carbon dioxide in the atmosphere, and wildfires are all consequences of climate change. At The Wild Center, the Climate Solutions exhibit asks an important question –  what can we do about climate change?  In this episode, discover how different people in the Adirondacks (New York) are committing to being part of the solution and ways you can make a difference by gardening, farming, or composting.  After listening to this episode, I hope you’ll consider how you can join the growing community of people working towards addressing climate change by leaning on your skills, talents, and interests.  This episode is made possible by The Wild Center in Tupper Lake, New York. All thoughts and opinions shared in this episode are my own.  Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Work With Me:  Need help saving for travel, leverage points, and miles to travel inexpensively, or finding cheap flights? Book a 1:1 money coaching session with Danielle Desir Corbett. Email thethoughtcard@gmail.com for brand partnerships and business inquiries.  Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://podcast.thoughtcard.com/climate-solutions-exhibit/

Perfect for families and people of all ages, in this narrative-style episode, discover The Wild Center. At this natural history museum in Tupper Lake, learn about nature and the wildlife of the Adirondacks, New York, through outdoor and indoor experiences and exhibits. Some of my favorite outdoor exhibits include walking across the treetops at Wild Walk and viewing art at Forest Music but don’t miss the animal encounters, hiking trails, and more.  This episode is made possible by The Wild Center in Tupper Lake, New York. All thoughts and opinions shared in this episode are my own.  Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Work With Me:  Need help saving for travel, leverage points, and miles to travel inexpensively, or finding cheap flights? Book a 1:1 money coaching session with Danielle Desir Corbett. Email thethoughtcard@gmail.com for brand partnerships.   Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://podcast.thoughtcard.com/the-wild-center/ 

Before a trip, there is a lot to do. In this episode, we’re focusing on the important but often overlooked financial tasks to complete so your finances are taken care of before departure. Whether you already have a pre-trip financial checklist or haven't considered creating one, here's a list of financial tasks to complete before going on vacation.    Pre-Trip Financial Checklist Download the Pre-Trip Financial Checklist to keep all your financial related tasks to complete before going on vacation neatly organized in one place!  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.   Work With Me:  Need help saving for travel, leverage points, and miles, or finding cheap flights? Book a 1:1 money coaching session.   Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://podcast.thoughtcard.com/vacation-financial-checklist/ 

Have you ever considered grants to support your dreams and ideas? Think grants are only for researchers and nonprofits? Think again, my friends. In early 2022, I launched a newsletter curating grants and other hard-to-find funding opportunities for U.S. creatives like writers, authors, journalists, podcasters, photographers, filmmakers, and artists.  What happened next was shocking! Grants For Creators was an instant hit, gaining hundreds of subscribers. Grants For Creators encourages creatives to see themselves as worthy of funding through grants and other funding mechanisms.  In this episode, I share why grants are worth applying to as a creative and small business owner, how to search for grants, and how to get funding for your projects. Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Join my newsletter and get first dibs on my travel and personal finance books.   Work With Me: Need help saving or affording travel? Book a 1:1 money coaching session.    Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner    Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://podcast.thoughtcard.com/how-to-find-grants/ 

Has anyone else noticed how expensive summer travel is this year? With gas prices hitting digits we haven’t seen before, along with fuel prices driving up the cost of airfare, travel this summer is pricey. So now is a great time to chat about how to save money on summer travel, like tracking flight prices and tapping into your points and miles stash you’ve been hoarding over the last few years. Yeah, I’m looking at you!  This episode is made possible with the support of She Podcasts. She Podcasts LIVE is a four-day podcasting event happening in Washington, D.C., October 11-14th, that will teach you everything you need to know about podcasting – from refining your skills to growing your audience. Register now and get $50 off your 2022 ticket. Purchase your ticket today at shepodcastslive.com.  If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Join my newsletter and get first dibs on my travel and personal finance books. Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://podcast.thoughtcard.com/save-money-on-summer-travel/

How do you find and research hotels? I want to know, after this episode, reply to this tweet and let’s chat about it. Do you get recommendations from TikTok or Instagram? Do you start with a Google search? Or maybe you use online travel agencies (OTAs), aggregators, or meta-search engines? In this episode, I share my process for finding and researching hotels using Tripadvisor hotel reviews.  This episode is made possible with the support of She Podcasts. She Podcasts LIVE is a four-day podcasting event happening in Washington, D.C., October 11-14th, that will teach you everything you need to know about podcasting – from refining your skills to growing your audience. Register now and get $50 off your 2022 ticket. Purchase your ticket today at shepodcastslive.com.  If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Join my newsletter and get first dibs on my travel and personal finance books.  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://podcast.thoughtcard.com/tripadvisor-hotel-reviews/ 

Are you ready to buy a house? I’ve teamed up with Citizens Bank for a two-part homeownership series. In Episode 103, we discussed the pros and cons of the most common types of mortgages and how your mortgage can have long-term effects on your finances. In this episode, I unpack why having multiple bank accounts as a homeowner is crucial for better money management and the three bank accounts I recommend. Disclaimer: This episode is part of a paid partnership between Citizens and The Thought Card Podcast. Any views expressed are not necessarily those of Citizens, and any other products mentioned are not endorsed or sponsored by Citizens. Mortgages are offered and originated by Citizens Bank NA NMLSID #433960. All accounts, loans, and services are subject to individual approval. Equal housing lender.  In this episode, we cover: [2:34] Benefits of having multiple bank accounts as homeowners [5:56] What is a mortgage fund?  [9:41] What is a home emergency fund or home maintenance fund? Types of home maintenance repairs [8:04] What is a home renovation fund? [10:47] How we plan for home renovations   About Citizen Bank  Check out Citizens Ready to Buy a Home Hub, where you can access helpful articles and checklists, explore mortgage options and learn strategies for funding home repairs or home improvement projects. Such as 21 Unexpected or Hidden Costs of Buying a Home which details the common expenses homeowners forget about.  Citizens Ready to Buy a Home Hub also has informative videos that highlight mortgage myths and what comes next in the process after you’ve been pre-approved for a mortgage.  To ease your homeownership experience, Citizens offers resources and tools to help you feel more confident from application to move-in and beyond. Citizens has a 4.96 rating on Zillow and over 2,000 reviews you can browse through.  If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

Are you ready to buy a house? June is National Homeownership Month, and to celebrate, I’ve teamed up with Citizens Bank for a two-part homeownership series where I’ll share parts of my homeownership story, and we’ll dive deeper into the most common types of mortgages.  Since there are many different types of mortgages that suit different borrowers, in this episode, we’re covering the most common, including: [3:45] Fixed-rate mortgage  [4:18] Adjustable mortgage [5:40] FHA mortgage  [8:34] Conventional mortgage [9:33] Jumbo mortgage    About Citizens Bank  For more information, check out the Citizens Ready to Buy a Home Hub, which includes an easy-to-follow application guide to help you understand the ins and outs of the home buying process.    Resources Mentioned  Common Mortgage Terms To Know by Citizens  Mortgage Myths Debunked by Citizens  Managing Your Money As A New Homeowner (eBook):  Start your homeownership journey on the right foot. Learn simple ways to organize and optimize your finances so you avoid costly financial mistakes.   If you enjoy this show, please consider leaving me a (virtual) tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Disclaimer: This podcast is part of a paid partnership between Citizens and The Thought Card Podcast. Mortgages are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960). All accounts, loans, and services are subject to individual approval. Equal Housing Lender. Member FDIC.