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As we wrap up 2020 and start a new year, I wanted to share some of my favorite highlights including getting married, writing new books, starting new income streams, and more.  I will be back with new episodes starting Thursday, April 1st. Thanks for listening!  In the meanwhile listen to past episodes of the podcast - we have over 75 episodes including Millennial Wealth Builders, the 12-part audio docuseries highlighting women of color building wealth. Also, don't forget to leave me a rating and a review. I look forward to hearing from you.    Read the book: Planning Local Trips During A Pandemic Read the book: Managing Your Money As A New Homeowner Read the book: Traveling With A Full-Time Job Read the book: Affording Travel Iceland: Nature, Nurture & Adventure  Learn more about my podcasting organization WOC Podcasters which includes a podcasting blog and membership.  Support the show by buying me a cup of coffee here.    Connect with Danielle Desir  Join The Thought Card Podcast newsletter for updates. Podcast Website: www.podcast.thoughtcard.com The Thought Card Blog: www.thoughtcard.com Danielle's Author Website: www.danielledesir.com Instagram: @thedanielledesir Facebook: @thedanielledesir Twitter: @thethoughtcard

Although Black travelers spend over $109 Billion on travel annually, we are grossly underrepresented in travel marketing. Black travel content creators are passed up for media and employment opportunities as well as paid campaigns. We are not paid equitably, and many travel brands neglect to market directly to us. Black Travel Alliance is changing that. Support the show by donating today. Click here to donate.  Black Travel Alliance (BTA) is a group of Black travel content creators worldwide on a mission to support Black content creators and increase their representation in the travel industry, including but not limited to employment, conferences, and media. BTA is fighting for equal opportunities in the travel space and holding the travel industry accountable. In this episode, learn what inspired the formation of Black Travel Alliance and how they are supporting Black travel content creators worldwide.    Connect with Black Travel Alliance  Website: https://blacktravelalliance.com/ YouTube: Black Travel Alliance Instagram: @theblacktravelalliance Twitter: @TheBlackTravelA   Connect with Danielle Desir  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Author Website: https://danielledesir.com/  Facebook: @thedanielledesir Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers.   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/black-travel-alliance/  Get access to new audiobooks every month with a 30-day free Audial trial here.  Love this show? Help keep it going by donating today. Click here to donate. 

How has the pandemic affected self-published authors? In this episode, we chat with Michelle Jackson and Gertrud Nonterah about the challenges they have face writing books during the pandemic. They candidly share how they have pivoted their focus and what motivates them to continue writing despite the obstacles. Michelle Jackson is a blogger, freelance writer, host of Michelle is Money Hungry podcast, and the author of non-fiction and romance books. Based in Colorado, she is passionate about helping driven entrepreneurs sell what they already know online.  Gertrude Nonterah is a YouTuber, freelance writer, and the host of The Create & Prosper Podcast. She is also the author of several non-fiction books including Win At Freelance Writing. Subscribe to Gee's YouTube channel here. She creates videos on freelance writing, blogging, self-publishing, and thriving as a creative entrepreneur. If you want to learn how to make money writing eBooks, check out Michelle’s Make Money with Ebooks Academy. This monthly membership helps future authors get their stories, expertise, and doubts out of their heads so that they can begin publishing their first books.    Connect With Michelle Jackson:  Website: https://michelleismoneyhungry.com/  Instagram: @michelleismoneyhungry Twitter: @MichLovesMoney   Connect With Gertrude Nonterah: YouTube: https://www.youtube.com/c/GertrudeNonterahTV/videos  Website: http://geenonterah.com/  Instagram: @geenonterah Twitter: @GeeNonterah   Connect with Danielle Desir  Podcast Website: https://podcast.thoughtcard.com Blog: https://thoughtcard.com/ Author Website: https://danielledesir.com/  Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode60-writing-books-during-pandemic/   

Did you know that investing in real estate can create a new source of income for you and your family? But what if you have no money, can you still get started with real estate? In this episode, Sadhana Sabharwal shares how she successfully put her boys through medical and business school by investing in real estate with no money down.  Get access to the free No Money Down Investing Training. In this 2-hour training session, Sadhana Sabharwal covers her top 3 secrets to investing in real estate with NO MONEY including how to find a property below market value, tips for building relationships with investors, how to find financing, and more. Register for the free training here.     Connect with Sadhana Sabharwal:  Website: http://www.singlemommillionaire.com/ Instagram: @singlemommillionaireofficial  Facebook: @singlemommillionaireofficial   More About Millennial Wealth Builders (MWB) ⁣ Co-hosted by Danielle Desir and Acquania Escarne, Millennial Wealth Builders (MWB) is a 12-part audio docuseries sharing how Women of Color are moving past obstacles and building real wealth in the 21st century.  This production is made possible by the Plutus Foundation Fall 2020 Grant. Passionate about sharing real stories and honest conversations, we exclusively feature women of color who have discovered wealth-building strategies less known in our community. Our goal is to empower our listeners to take action, obtain wealth, and close the wealth gap. Rather than establish a new podcast, we are taking advantage of our existing engaged podcast audiences. The Thought Card Podcast and The Purpose of Money Podcast will syndicate the docuseries each month starting November 1, 2020.⁣ Listen to the first episode of the series - Our Wealth Building Stories. 

Lisette Austin a.k.a. Jet Set Lisette is an award-winning travel expert who has saved over $110,000 in travel costs. She's the host of The Globetrotter Lounge, a travel podcast that highlights creative ways women travel more. When she is not traveling the world with her family, you can find her teaching others how to earn and maximize travel rewards.  In this episode, Lisette shares how you can obtain financial freedom through points and miles, and how racking up millions of airline miles and hotel points has contributed to her traveling to over 26 countries and 157 cities.   Connect with Lisette Austin Website: https://jetsetlisette.com/  Facebook: @jetsetlisette Instagram: @jetsetlisette   Connect with Danielle Desir  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Author Website: https://danielledesir.com/  Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/lisette-austin-earn-points-miles/ 

With the release of every new book, I share an excerpt on the podcast. In this episode, I read excerpts from Chapter 2 and Chapter 3 of Traveling With A Full-Time Job. In Chapter 2, we address the elephant in the room. We discuss the challenges many face trying to find the time to travel with traditional nine-to-five jobs. In Chapter 3, I encourage readers to address any limiting beliefs they may have so we can come up with effective solutions. Remember, time is your biggest asset. Now start treating it like one! If you enjoyed this episode, order a copy of Traveling With A Full-Time Job on Amazon, Barnes & Noble, or Rakuten Kobo. BONUS VIDEO: Don't forget with your purchase, you also get access to a bonus video featuring four avid travelers who share advice for managing your time and why pursuing your career should not hold you back from traveling the world. Check out all of my other books here.  Affording Travel  Managing Your Money As A New Homeowner  Planning Local Adventures During A Pandemic    Connect with Danielle Desir  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Author Website: https://danielledesir.com/  Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode58-excerpts-traveling-with-a-full-time-job/ 

Co-hosted by Danielle Desir and Acquania Escarne, Millennial Wealth Builders (MWB) is a 12-part audio docuseries sharing how Women of Color are moving past obstacles and building real wealth in the 21st century.  In this episode, Danielle Desir and Acquania Escarne share what sparked their interest in building wealth and their accomplishments to date.  Our mission is to empower, educate, and entertain millennial Women of Color between the ages of 24-39. During these pivotal years, women consider purchasing homes, starting families, and some may even be caretakers to their aging parents. While budgeting and saving are essential, building wealth in communities of Color is the best way to close the wealth gap. From salary negotiations to retirement vehicles and investing in commercial and residential real estate, each episode will share practical tips so you can take immediate action. This limited-edition docuseries is made possible by the Plutus Foundation. Millennial Wealth Builders is the proud recipient of the Plutus Foundation Fall 2020 grant.  Subscribe to The Thought Card and The Purpose of Money on your favorite podcast player (Apple Podcasts, Spotify, Google Podcasts, etc.) to automatically get new episodes uploaded to your device.   About Hosts  Danielle Desir is the host of The Thought Card Podcast and Acquania Escarne is the host of The Purpose of Money Podcast. The Thought Card empowers financially savvy travelers to make more informed financial decisions - travel more, pay off debt, and build wealth.  The Purpose of Money inspires women to pursue their entrepreneurship and financial goals.

I'm excited to introduce a brand new series on The Thought Card Podcast!  Millennial Wealth Builders (MWB) Series by Danielle Desir and Acquania Escarne (the host of The Purpose of Money Podcast) is a 12-part audio docuseries highlighting practical strategies millennial women of color are using to build wealth. Our mission is to spark dialogues that will normalize wealth-building conversations amongst women of color. ⁣ This production is made possible by the Plutus Foundation Fall 2020 Grant. Yes, y'all we won a grant! Read about the grant here.  The first episode of the Millennial Wealth Builders (MWB) Series drops on November 1st. Check out the bloopers here and get a sneak peek of our wealth-building backstories. ⁣   More About Millennial Wealth Builders (MWB)  ⁣ Passionate about sharing real stories and honest conversations, we exclusively feature women of color who have discovered wealth-building strategies less known in our community. Our goal is to empower our listeners to take action, obtain wealth, and close the wealth gap. Rather than establish a new podcast, we are taking advantage of our existing engaged podcast audiences. The Thought Card Podcast and The Purpose of Money Podcast will syndicate the docuseries each month starting November 1, 2020.⁣

Shazia Imam is a life coach who helps women unlock their deepest desires and power so they feel worthy, see their own gifts, and live their purpose. She is also the host of Feminine & Fulfilled, a podcast that features real and raw conversations with female powerhouses. Meant to inspire and spark your inner power, it serves as a weekly reminder that you are brilliant, loving and highly capable. In this episode, Shazia shares tips for embracing an abundance mindset, and why feeling wealthy doesn't necessary mean having a lot of money in the bank.   Connect with Shazia Imam Podcast: Feminine & Fulfilled Website: https://www.thelifeengineer.com/ Facebook: @shaziaTLE Instagram: @thelifeengineer   Join The Thought Card Membership Meet creative money nerds and avid travelers from all over the world and join monthly events focused on helping you unlock the tools, resources, and mindset shifts you need to crush your financial and travel goals. Become a member here.    Connect with Danielle Desir  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode57-shazia-imam/ Read my new book Traveling With A Full-Time Job!

Laura Gariepy is the founder of Every Day By The Lake, a written content creation company that serves busy business owners. Through her done-for-you program, she collaborates with her clients to create high-quality blog posts, newsletters, and website copy.  In this episode, Laura Gariepy shares how she saved a year's worth of expenses, why she decided to pivot away from the FIRE movement, and how she started a new career as a freelance writer. This episode is perfect for anyone who is thinking about lifestyle redesign.    Connect with Laura Gariepy Website: https://www.everydaybythelake.com/ Twitter: @everydaylake    Join The Thought Card Membership Meet creative money nerds and avid travelers from all over the world and join monthly sessions to unlock the tools, resources, and mindset shifts you need to crush your financial and travel goals. Become a member here.    Connect with Danielle Desir  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode56-freelance-writing-laura-gariepy/ Read my new book Traveling With A Full-Time Job!

Can you travel the world with a 9 to 5 job? While I certainly think it’s possible, don’t take my word for it. To celebrate the release of my third book Traveling With A Full-Time Job, I’m sharing an audio clip from the bonus video which accompanies the book. In this episode, four avid travelers share tips for traveling with a full-time job, advice for managing their time, and what it takes to honestly do both. A very special thank you to Kay Kingsman, JoAnna Niles, Christopher Rudder, and Rachel Elizabeth.  Traveling With A Full-Time Job and the bonus video is available on Amazon, Barnes & Noble, Rakuten kobo, and Scribd. Also, read the first chapter for free here!   Join The Thought Card Membership Meet creative money nerds and avid travelers from all over the world and join monthly events focused on helping you unlock the tools, resources, and mindset shifts you need to crush your financial and travel goals. Join the free membership here.    Connect with Danielle Desir  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Author Website: https://danielledesir.com/  Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode55-tips-for-traveling-with-a-full-time-job/ 

While Kyle and I have written-off international travel for the rest of the year due to the pandemic, it hasn't stopped us from exploring our local area and planning a domestic getaway. In August 2020, we spent four days exploring the rural areas of Shaftsbury, Vermont. While we usually pick accommodations based on the destination we're visiting, we ditched our original plans after finding a cozy log cabin on Airbnb. During our trip, we spent lots of time outdoors, wandered around town, and wore masks in public. Did I mention we also saw a Black Bear right in our backyard?  In this episode, we share the things we loved about Vermont and how we planned a trip during the pandemic.   Work With Me Join The Thought Card Membership to get access to the session How To Plan Local Adventures During the Pandemic and all upcoming virtual events and videos for financially savvy travelers.  Budgeting Course: https://thoughtcard.thinkific.com/    Connect with Danielle Desir  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode54-visiting-vermont-during-the-pandemic/   Also, read my book Traveling With A Full-Time Job and Affording Travel: Saving Strategies For Financially Savvy Travelers. 

Hi there, financially savvy travelers! I'm back from a seasonal break. I hope you had an enjoyable summer. To kick off Season 4, I'm sharing life updates, what you can expect this season and more. See you back here for regular episodes on September 10th. Did I mention we're celebrating our 2nd podcast anniversary too? Hooray!   Read my books here: Traveling With A Full-Time Job Affording Travel: Saving Strategies For Financially Savvy Travelers Iceland: Nature, Nurture & Adventure   Work With Me Join The Thought Card Membership to attend all of the upcoming virtual events and access our replays and resources. Budgeting Course: https://thoughtcard.thinkific.com/    Connect with Danielle Desir  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers

Hi there, financially savvy travelers! I'm taking the summer off and will be back with new episodes of The Thought Card Podcast on Thursday, September 10th.   I hope you have an enjoyable summer but in the meantime, pre-order my newest book "Traveling With a Full-Time Job". In this book learn how to make the best use of your limited time out of the office so you can see more of the world.  You can also check out my other books here:  Iceland: Nature, Nurture, and Adventure Affording Travel: Saving Strategies For Financially Savvy Travelers   Other Episodes To Listen To: Episode 51: My Top Tips For New Authors Episode 50: Announcing My New Book "Affording Travel" Episode 48: Our China Trip Recap + How To Plan Your Epic Adventure  Episode 47: Live From The Great Wall of China Episode 37: Disney World vs. Universal Studios Episode 36: Our Experience At Avatar Flight of Passage    Connect with Me:  The Thought Card (blog): https://thoughtcard.com  Facebook Group: Financially Savvy Travelers Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard Pinterest: @thethoughtcard   Thank you again for listening to the show!

With so much happening in the world, it’s easy to feel helpless, especially if you’re not out protesting. However, as podcasters, we have platforms where we can speak out against racism and police brutality. In this PSA, I encourage you to be educated, engaged, and to take action. Support the work of activists on the front lines of change, who risk themselves daily to create a better world for us all. Get involved by donating to any of the following: George Floyd Memorial Fund Minnesota Freedom Fund Black Visions Collective Campaign Zero Black Lives Matter Sign a petition: Text “Floyd” to 55156 to sign a petition to demand justice for George Floyd. Text "ENOUGH" to 55156 to sign a petition demanding justice for Breonna Taylor.  Sign-up at Color of Change to be notified of more opportunities to take action. Reclaim the Block lobbies for cutting police spending, and re-routing some police funds to affordable housing, health, violence prevention, civil right and renter protections.

Brittnay Sharman is a professional house sitter from Australia. She is one half of The Travelling House Sitters, a travel blog that shares everything you need to know about house and pet sitting. In this episode, learn how house sitting has afforded Brittnay the opportunity to explore the world while saving over $60,000.    Connect with Brittnay Sharman Website: https://www.thetravellinghousesitters.com/ Course: How to Become a House Sitter Facebook: @thetravellinghousesitters Instagram: @thetravellinghousesitters Twitter: @travelhousesit   Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode53-brittnay-sharman/ Read my new book Affording Travel: Saving Strategies for Financially Savvy Travelers.  Sign up for Thrifty Traveler Premium to get access to the best international flight deals. 

Christopher Mitchell is a Canadian travel writer, photographer and podcaster who has traveled to over 80 countries and five continents. He has lived in Norway, South Korea and most recently Turkey for three years.  In this episode Christopher shares with us how he's made a career out of his passion for travel. He also shares tips for getting started as a content creator and how to leverage your travels to build wealth. He encourages us to see travel as an investment - an opportunity for professional and personal development.   Connect with Christopher:  Blog: https://www.travelingmitch.com/ Ontario Blog: https://ultimateontario.com/ Facebook: @travelingmitch Instagram: @travelingmitch Twitter: @travelingmitch   Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode52-christopher-mitchell/  Read my new book Affording Travel: Saving Strategies for Financially Savvy Travelers.  Sign up for Digit and get $5 towards your saving goals today! 

Do you have a full-time job and a side hustle where you create content online as a blogger, podcaster or YouTuber? After blogging for the last five years, I've learned a thing or three about time management. In this episode, learn seven ways to better manage your time as a content creator with a full-time job.   After this episode, listen to Episode 43: Side Hustling and Earning Outside of Your Nine to Five with Dielle Charon.  Get access to my free resource library for free checklists, spreadsheets, guides, excerpt book chapters, podcasts and more!   Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com YouTube: @thethoughtcard Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   Check out my new book: Affording Travel: Saving Strategies For Financially Savvy Travelers.

Do you dream of writing a book? In this episode, I share the behind-the-scenes of my book writing process and the important lessons I've learned as a new author. From working with a small publishing house to self-publishing my second book, listen in as I share some of the strategies that have helped me become a better writer and sell more books. Grab a copy of "Affording Travel" on Amazon today!    Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode51-tips-for-new-authors/ Sign up for Digit and get $5 towards your saving goals today! 

While a lot of people have been freaking out about the market declining, for the most part, I've kept calm, cool and collective. In this bonus episode, I share my reaction to seeing my personal rate of return nose-dive by 20% this last quarter (January to March 2020).    Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/bonus-reactions-to-market-decline/   Want to get started investing? Get a free stock by investing with Robhinhood!