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The bond between humans and their furry companions is like no other. According to the Canadian Vet Medical Association, over 35% of Canadian households have a dog and 35% own a cat. How many of those families have included their pets in their estate plan? In this episode, Kris Dureau focuses on the furry family … Continue reading Estate Planning for Your Furry Friend (Ep. 69) →

Behavioral finance is an intriguing field of study, with five common investing biases you might not even recognize yourself, let’s get into them!  In this episode, Kris Dureau details the 5 behavioral investing biases you should be looking out for. With the state of the market, this is a great time to start keeping these … Continue reading Mind Your Money: The 5 Behavioral Investing Biases (Ep. 68) →

Who hasn’t bought that lottery ticket hoping it’s the winner in the big? But what if it really happened? What would you do? The same goes for any kind of windfall, including an inheritance or a gift.  In this episode, Kris Dureau details the steps you need to take to make sure you safeguard the … Continue reading Windfall Wisdom: What to do When You Inherit a Large Sum of Money (Ep. 67) →

When you say I do on your wedding day, the world seems wonderful. There would be no reason to think you might eventually be saying, “I don’t want to be in this marriage anymore”, but how do you financially prepare for divorce? In this episode, Kris Dureau addresses the aspect of your financial well-being if … Continue reading Putting Your Financial House in Order Before Divorce (Ep. 66) →

Now that we have a basic understanding of the different sources of income in retirement, we can dive deeper into tax planning strategies. While tax strategies can be complicated at first, they eventually save you money in the long run if you plan correctly.  In this episode, Kris Dureau concludes his two part series on … Continue reading Preparing For Taxes in Retirement, Part 2 (Ep. 65) →

Taxes can have a much bigger impact on your retirement planning than first assumed. It is important to take a dive into your portfolio and understand how the different sources of income in retirement, government and personal can go into your planning process.  In this episode, Kris Dureau discusses a number of ways you can … Continue reading Preparing For Taxes in Retirement, Part 1 (Ep. 64) →

In our last episode, we sat down with the Caring Hearts Support Network to discuss all things grief and the support they made available for those people going through these tough times.  In this episode, we are going to unpack what you can do to prepare for uncertain times and what exactly should be on … Continue reading The End of Life Checklist (Ep. 63) →

Although inevitable, death is a scary topic that is sensitive to most of us. But when that dreaded time is around the corner for a loved one, wouldn’t you like to be fully supported with all the resources you may need to deal with the next steps?  In this episode, Kris Dureau is joined by … Continue reading Let’s Talk Grief Recovery with The Caring Hearts Support Network (Ep. 62) →

There is no doubt that planning for retirement can seem like a complex process, and even thinking about it can be stressful. Nowadays media, politicians, financial services, businesses – everyone has been talking about retirement. With so much information, it is easy to get overwhelmed. In this episode, Kris Dureau debunks eight popular myths about … Continue reading The 8 Popular Myths of Retirement (Ep. 61) →

Many Canadians pack their suitcases as it gets colder and fly off to warmer places in the USA. While that sounds like a wonderful idea, it is important to know the tax implications of your trip. In this episode, Kris Dureau provides a brief overview of tax-related nuances you need to keep in mind as … Continue reading Traveling to the USA? Here’s How It Might Affect Your Taxes (Ep. 60) →

Before the year comes to a close, there are a number of things you want to consider concerning your registered accounts. These include your RESP, RRSP and RRIF accounts that you might want to pay closer attention to as the year comes to an end so that you can save going into 2023.   In this … Continue reading Year-End Checklist for Your Registered Accounts (Ep. 59) →

Big positive changes are underway for our firm. Over the past 18 months behind the scenes, we have been working on a merger with Green Private Wealth – an award-winning firm. This merger allows us to offer our clients a more in-depth, wide array of services that can benefit them at any stage of their … Continue reading Big News: Merging With Green Private Wealth (Ep. 58) →

Are you nearing retirement and wondering if right now is the time to step into it? During these uncertain times, having a thorough plan that incorporates market drops and recession is very crucial for your peace of mind.  However, if you have not had one of these plans done before retirement, there are still other … Continue reading The Route to Retirement During a Recession (Ep. 57) →

The RRSP meltdown strategy has been saving our clients’ tax dollars for many years now, allowing for more savings and tax benefits. In this episode, Kris Dureau unpacks the benefits and risks of this strategy along with ways you can reduce taxes during your retirement income in your early golden years.  Kris discusses: How to … Continue reading Offsetting Taxes From Your RRSP: Facts About The RRSP Meltdown Strategy (Ep. 56) →

Just the name Tax-Free Savings Account (TFSA) sounds wonderful, doesn’t it? You can set aside money tax-free throughout your lifetime and it is a great idea… If you don’t make some simple mistakes. We need to be aware of the regulations around these accounts to avoid any painful mistakes. In this episode, Kris goes through … Continue reading 6 Things To Avoid With a Tax-Free Savings Account (Ep. 55) →

You want to invest your money and we want to help you do so, but you have a small business. So, what are your options now? Do you invest through your personal assets or your corporation?  In this episode, Kris sits down with Gary Armstrong from Green Private Wealth to discuss what both of these … Continue reading Investing While Owning a Small Business with Gary Armstrong, CPA, CGA (Ep. 54) →

One of the biggest cornerstones to retirement income planning is knowing the Canada Pension Plan (CPP) and what your duties are associated with it. When planning for retirement, many people want to make sure they are setting themselves up for total security in their retirement.  When it comes to retirement, its common to have questions … Continue reading An In-Depth Look At Your Canadian Pension Plan (Ep. 53) →

For many parents, there are a number of stressors that come along with sending your child to college. Whether they are leaving their childhood home or commuting to school, preparing yourself for this time will help ease the tension and allow you to offer your children advice for when that time comes.  In this episode, … Continue reading 3 Ways To Set Expectations Before Sending Your Kids to College (Ep. 52) →

The Ride: Life, Work and Wealth has officially been running for 50 episodes. To celebrate, Kris Dureau is going through his top 6 most downloaded episodes, giving you an idea of what each one entails.  This week, Kris details why each of these releases was such a hit, followed by important takeaways each one had … Continue reading Celebrating 50 Episodes: Take A Walk Down Memory Lane With Us (Ep. 51) →

Mortgage rates are on the rise.  What should you do in this scenario? Is it a good idea to get a fixed mortgage or variable mortgage? Do higher rates make it harder to qualify for a home loan? In this episode, Derek Gold from Mortgage Scout joins Kris Dureau to unpack the different options you … Continue reading Fixed vs.Variable Mortgages: Here’s What You Need to Know with Derek Gold (Ep. 50) →