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We form different friendships in different phases of our lives. From childhood to high school, to college, through our kids, careers and so much more.  A great friendship is a beautiful thing to create, build, and nurture over time. Friendships are some of the most profound relationships of our lives by choice. When it comes to finances, our friendships should also propel us forward. In keeping with the theme of Money & Relationships, this episode delves into Money and Friendships. In this episode I talk about: How life, time, and chance happens with  friendshipNavigating having different financial values from friendsThe friendship wealth gap - what it is  and how to handle itLending money to friends3 Things to guide money conversations with friendsWho is in your closest circle? Are they also a part of your money tribe?Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on Itunes.  Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

In continuing with this season's theme around money and relationships, we're tackling the discussion around lending to family. Many experts say not to mix money and family, but is this practical for most? Especially for immigrant families? Probably not. I share examples for times where I've borrowed from family and I also shared an experience where I had to turn down a family members' request for a loanIn this episode, I cover  5 Things To Consider In Making Your Decision:1. Know your family and the specific family member in question2. Save Yourself first3. Don't lend more than you can lose4. Ask questions, but when you say yes, don't attempt to control5. Have the conversation. Knowing that some situations may go awry, I wrap up this episode with tips on what to do if a family member does not pay a loan back, and what to do if you've never been asked for a loan. Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on Itunes Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

We are continuing with part 2 of the conversation with Korma & Jonny, picking up on the day they made the last payment on a total of $75k in debt. We talk about:1. How they celebrated paying off their debt2. Losing their job 3 months later due to the COVID-19 Pandemic3. The comparison trap that we fall into all too often4. Celebrating Milestones on the journey5. Communication as a couple and the impact of their different backgrounds on their money mindset6. Secret accounts, do they have those?7.  What's next now that they've paid off their debtTo wrap it up, I ask Korma to define a Rich Immigrant in her own words, you'll want to listen to what she has to say. Massive thanks to Korma and Jonny for this rich and real conversation! KEEP UP WITH Korma on Instagram at 'afrocontigbo'Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Today on the podcasts my very first guests are Korma and Jonny Stuckmayer. They paid off $75k in debt while paying for a wedding and dealing with Korma being unemployed for about half of that journey. They paid off the debt in just under two years!In this first half of the conversation with them, we talk about:1. The Aha moment of when they decided to attack their debt2. How both partners came on board (one person came onboard first)3. How they navigated being in one income for a while4. Who they shared the journey with5. How they stayed motivated to pay off the debt. KEEP UP WITH Korma:- On Instagram at 'afrocontigbo'Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

There's a good chance you've heard of a vision board but what about financial vision boards? There's no better time than now to create the financial vision for your life and then identify goals to help you attain that vision. This episode will walk you through:1. What a financial vision board is2. Why you need a financial vision board3. How to create a vision board4. How to track your progressI hope you dream big and I hope your visions blow you away.  Thank you for listening to this first episode of season 2 of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Welcome to Season 2 of the Rich Immigrant Podcast! We are back with a bang and with a plan to continue to equip 1st and 2nd generation immigrants to thrive. I’m Dee Olateru, and I’m still your host! The podcast returns next week with an episode everyone needs to listen to right now. Beyond episode 1, this season will cover topics around relationships and money, and yes, I have a couple of inspiring interviews that are primed for you and me this season. In the meantime, don’t forget to catch up on all ten episodes of Season 1, follow along on Instagram at therichimmigrant, and on our website at www.therichimmigrant.com

If you could define an ideal wealthy life, what would that look like? Do you know why you're building wealth? It is the season finale of Season 1 of the Rich Immigrant podcast. We did it! In this episode, we go back to our why and I ask you to define what a rich/wealthy life means for you. In this episode I break down:1. Why it is important to build wealth2. What being wealthy and having a rich life truly encompasses3. Being wealthy is having solid life-giving relationships4. Being wealthy is having the freedom to direct your time5. Having wealth that has an impact beyond oneself. What are your motivations for building wealth? Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community on Instagram at 'Therichimmigrant.'

You want to pay off your debt but you don't know where to start? This episode is just for you. In this episode, I share a bit about my debt payoff journey as I share tips to help you come up with a debt payoff plan that works, and that is perfectly suited to you. In this episode I break down:1. The very first step you need to take - committing to paying off your debt2. Writing down everything you owe and organizing your debt3. Avalanche or Snowball? Which one is it?4. Allocating what you can to debt payoff and sticking to the plan5. Ways to put more towards your debt6. Sabotaging yourself in the process: don't do it7. Staying accountable, tracking progress, and celebrating milestonesFriend, you're well on your way to being debt-free! Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community on Instagram at 'Therichimmigrant.'

We spend so much of our lives at work. We certainly can't have a conversation about living full lives without talking about how we show up at work. In this episode, I break down 5 ways we must show up at work as immigrants1. Show up with your accent2. Your work doesn't have a voice, you do. Use it3. Have the courage to ask for what you want4. You already stand out, don't shrink back 5. Know when to leaveThank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community on Instagram at 'Therichimmigrant.'

You've checked, you're ready to invest! Congratulations! This episode is just for you. It is the follow up to Season 1 Episode 4: "Are you ready to invest?" Take the next step into investing (don't just keep the money in a savings account), but first, listen to this episode. In this episode I break down:1. Paying yourself first2. When to start investing 3. What to invest in first?4. Learn the basics of investing through different media (I share foundational books to consider)5. Get into investing and consider all options (401k, IRA, stocks, index fund, REIT, ETFs)6. The investment advice I received before I bought my first stock in 2018 (i.e investing outside of my retirement investments.Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community on Instagram at 'Therichimmigrant.'

I want to live my best life, but I don't want to be 60 and broke, can you relate? This dilemma is the story of my life as a travel blogger and finance podcaster. Can you do both? Listen in and let's talk about the struggle to enjoy life and work towards financial independence. Hint: it can be done!In this episode I break down:1. A formula to do both (YOLO + Living BYM - Below Your Means)2. Identify the things that are important to you3. Avoiding lifestyle inflation/creep as your income rises4. Acknowledge that there are seasons. Seasons to YOLO and seasons to save heavily5. Use sinking funds to put money aside to YOLO guilt-freeThank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community on Instagram at 'Therichimmigrant.'

We need to normalize talking about money by talking about our mistakes, financial wins, investing, salaries, goals, pricing strategies and so much more. As immigrants, women, and people of color, it is so important that we do this!In this episode I break down:1. Why people hesitate to talk about money2. Personal examples of my journey with money conversations3. Why we need to have better conversations about Money4. People to avoid while having money conversationsThank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community on Instagram at 'Therichimmigrant.'

Investing is not for everyone but it can be for ANYONE! Yes, even you. In reality, investing is not only for the rich or for those that understand financial jargon but I didn't always know this fact.  The term investing is more intimidating than it is in reality and this episode provides you with the tools to build a healthy foundation as an investor. Are you looking for how to start investing? There are some things to take care of first.In this episode I break down:1. Six questions to answer to determine if you're ready to invest2. Personal examples of how investing has worked for me3. How to determine your investment risk tolerance level3. My role as a lazy investorThank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community on Instagram at 'Therichimmigrant.'

2020 is a call to get our coins (finances) in order. What if I told you that this can be a season of massive growth for you? Understandably, it can also be a confusing, scary, and nerve-wracking time for many of us. This episode contains all the financial recommendations you need to consider and put in place right now!In this episode I break down:1. One thing EVERYONE should be doing right now2. What to do if you've lost your job/income source has dried up3. What to do if you're still employed but are dealing with uncertainty4. What to do if you're secure in your job/income sourceWe talk about emergency funds, and at the very end, I share an unconventional financial recommendation. Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community on Instagram at 'Therichimmigrant.'

COVID-19 may just be the disruptor of our generation! While no one is left unscathed, immigrants are impacted in some unique ways and we talk about that in this episode. Listen to this episode of The Rich Immigrant for:A few ways that immigrants are impacted by COVID-19 (both financially and otherwise)Steps to take to support immigrants during this seasonIdeas for immigrants dealing with certain struggles and A shout out to immigrant essential workers<p> Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community on Instagram at 'Therichimmigrant.'</p>

The right money mindset is a foundation for financial independence and so I'm kicking off this podcast by taking care of this first. This podcast will challenge you and how you think about money. Many times we unconsciously inherit mindsets based on our parents' habits, our background, and our personal experiences. Things don't have to remain that way, we don't have to repeat any negative habits from our parents or guidance, we can be the generation that changes things.In this episode of The Rich Immigrant, you will learn:What a money mindset isHow we develop our money mindsetA scarcity vs abundance mindsetSteps to take to shift your money mindset <p> Thank you for listening to the very first episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and community on Instagram at 'Therichimmigrant.'

Ready to live your best life as a 1st or 2nd generation immigrant? Then this is the podcast for you!Welcome to the Rich Immigrant Podcast. Host Dee Olateru discusses topic relevant to immigrants all over the world as a 3-time immigrant herself. We'll have several money conversations, but we'll also talk about everything else in-between as it relates to life as an immigrant. Grab a cuppa, and get excited about what's to come in this space. Connect with us on Instagram @TheRichImmigrant and don't forget to hit the subscribe button