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2020 redefined how we use our homes and spurred a new interest in what it means to own a home.  Roxann shares with us what projects have been unique life in 2020 and what design trends she is seeing in 2021.   If you'd like to contact Roxann Lloyd with Red Chair Design you can reach her at 720.320.4029.

Amanda Snitker, Realtor Coldwell Banker Global Luxury Denver   Nicole Rueth with Fairway Mortgage joined me to share what she saw in the mortgage industry during 2020, how the COVID-19 pandemic shut down impacted lending, and how things progressed throughout the year.  She also shares what projections for lending and interest rates are looking like for 2021.

Phew, 2020 was something This quick episode will get us all caught up on the basics of the 2020 real estate market and set us up to discuss what to expect in 2021.  This touches mostly on the real estate side, check out episode 2 in a few weeks for specifics on how mortgage lending was impacted.     Amanda Snitker - Coldwell Banker Global Luxury

The CARES Act provides access for mortgage forbearance through your service provider.  Nicole Rueth shares all the details around the forbearance – who qualifies, the pros and cons, and the steps to take.   If you have questions, you can always reach me at AmandaSnitker.com and if you'd like to reach Nicole, you can reach her at nrueth@fairwaymc.com.

The Real Estate Breakdown podcast is where we cover topics around buying and selling homes, investments, and personal finance.  I am a licensed Realtor with Coldwell Banker Devonshire in the Denver metro area and have been in the business since 2010.  This podcast is designed to provide resources on the process of buying and selling real estate so you can ask the right questions, find your all-star team of professionals to help you, and set yourself up for success.   In this episode, Bri Firestone with The School of Betty is back to help us navigate this new financial landscape we've entered into as a result of the COVID-19 pandemic.   For more information on The School of Betty, you can visit Theschoolofbetty.com  

Wrapping up Season 2 with some listener questions! Amanda Snitker Amanda@AmandaSnitker.com AmandaSnitker.com 303-204-8240

Building a home or remodeling an existing home requires a lot of cash and one of the ways to make this a reality is a construction loan.  Kim McAleb joined us on this episode to breakdown the process of the construction loan.  If you have more questions about a construction loan you can learn more from Kim at 720-352-6334 or kmcaleb@assurancemortgage.com 

Project Angel Heart is a non-profit organization here in the Denver Metro Area that provides medically tailored meals to those with chronic illnesses.  I sat down with Amy Daly, the Director of Marketing & Communications for Project Angel Heart to learn more about the organization and share the amazing work they are doing with all of you. https://www.projectangelheart.org https://www.projectangelheart.org/events/calendar/ https://www.projectangelheart.org/events/pie-in-the-sky/

Your Realtor is a resource and you should find the perfect Realtor for you, commit to them early, and work their process.  This is the best way for you to maximize the benefits of using a Realtor and make the process easier on yourself.  Your agent should be a skilled negotiator, have strong market knowledge, and a compatible communication style.  Your first step should be to find the best team to help you on this journey.

Since we covered building wealth through real estate in the previous episode it seemed only fitting that we discuss the tax advantages of a 1031 exchange.  A 1031 exchange is identified as Section 1031 of the tax code, and this allows you to defer paying capital gains taxes when you sell an investment property and reinvest the proceeds from the sale into a property of ‘like kind’.  Tracey Wilson with IPX 1031 joined me to breakdown how a 1031 exchange works. If you would like more information from Tracey you can reach him at tracey.wilson@ipx1031.com

Building wealth through real estate is a story as old as time.  But how do you actually do it?  Nicole Rueth stopped by The Real Estate Breakdown to share with us how she has accumulated 23 investment properties in just 8 years.  She covers some hacks to the process, how to start small and build, lending options, and much more.    If you have questions about getting started with this opportunity or any other real estate need give me a call at 303-204-8240 or email at Amanda@AmandaSnitker.com .  I’m always happy to help.   If you’d like to contact Nicole you can reach her at 303-808-2300 or NRueth@Fairwaymc.com   Thanks for listening and now go out and build that portfolio!

Frequently clients ask about the potential of using their new home as a short-term rental to generate additional income.  This is a great opportunity but comes with some careful consideration.  Erin Ganser, a member of the City of Denver’s Short-term Rental Advisory Committee and the host of short-term rental for 5 years sat down with us to give us all the details.   Below are links to additional resources:      https://www.denvergov.org/content/denvergov/en/denver-business-licensing-center/business-licenses/short-term-rentals/short-term-rental-advisory-committee.html   https://www.airbnb.com/host/homes?from_nav=1  

Amy Dalton is a Lifestyle Consultant here in Denver and she dropped by to breakdown ways to define who you are through your space and everyday routine.   Thinking outside the box to find new ways to utilize your space, simplify your routine, and clean up that mind clutter.   For more information from Amy you can find her at AmyDalton.life   Enjoy!

You guys, Bri is here! After finding herself $50,000 in debt by the age of 23 Brianna took control of her life, turned the ship around and has since created The School of Betty to share this knowledge with all of us. As a Certified Life Coach, Financial Education Instructor and a Six Sigma Black Belt, Brianna is an expert in teaching personal finance that is fun, approachable, and easy to implement. Brianna’s expert advice has been featured inMind Body Green, The Financial Diet, Reader’s Digest, Business Insider, Reign, 5280and on the popular lifestyle blog and podcast, PaleOMG & PaleOMG Uncensored.   TheSchoolofBetty.com Hello@TheSchoolofBetty.com  

Welcome to Season 2 of The Real Estate Breakdown!  The first episode in this season I recap what happened with the Denver real estate market in 2018 and where I think things are headed for 2019.   AmandaSnitker.com

Nicole Rueth of Fairway Mortgage breaks down for us how the government shutdown is affecting the mortgage process.     Nicole Rueth Rueth Team Fairway Mortgage NMLS# 239840 303-214-6393 https://theruethteam.com/

The final episode of Season 1!  Thanks for joining us.  In this episode, I answer questions from listeners just like you.  

In this episode we breakdown homeowners insurance with Cody Benisch of Benisch Insurance.  She fills us in on what the insurance covers and provides key takeaways to help make sure you're adequately covered.  

An interview with Courtney Rogers from First American Title.  Learn all about the escrow process and the title insurance policy for the homeowner and the lender.  

In this episode, we interview JP Gudka to cover some more basics of mortgages, special programs for down payments, and how to understand and improve your credit.