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Negative interest rates? VINE Group Partners are back on the RANT discussing everyone’s favourite topic: Interest Rates! The Partners share the thoughts on global rate trends and where they think Canadian mortgage rates are headed in the near future. !TR54V

Zeifmans is a full-service tax, accounting and business consulting firm based in Toronto, Canada. David Posner (Zeifmans Partner) and Jonah Bidner (Zeifmans Senior Canadian Tax Manager) visited VINE Group's office to discuss accounting tips for real estate investors and trends they are seeing through their experience. Big shout out to these rockstar accountants!  Great ideas. Positive impact. That's Zeifmans. 

VINE Group’s Jason John and Justin Chang, Sales Representative from The Connexus Group at ReMax Hallmark Realty Ltd. have a chat about the pressures and opportunities for first time homebuyers, real estate trends and pre-construction properties in Toronto.  !TR51V

Johnson Andrews and Rahul Saggu discuss how client experience might differ if you walked into a branch seeking financing vs. building a relationship with a VINE Group Mortgage Professional to find a customized solution. !TR50V

Passion prevails as we revisit the great debate: Canadian mortgage rules and qualifying for financing in 2019. (!TR49V)

Being a mortgage professional often means helping someone make the biggest purchase of their life: their home. Johnson and Chris discuss the different skills that help them, as VINE Group agents, take a holistic approach toward reviewing a client’s portfolio. (!TR48V)

There’s a lot of value in leveraging your home to unlock equity. A mortgage with a home equity line of credit (or HELOC) is a great way to keep the mortgage that you’re paying down, while still maintaining access to a large sum of money through a HELOC. See what else your mortgage can do for you by scheduling a call with one of our agents.    (!TR47V)

Thinking of buying a cottage? Can short-term rental income be used to qualify for financing? We discuss cottage ownership, short-term cottage rentals and the risks that lenders assess when it comes to financing a cottage property.   (!TR46V)

VINE Group Mortgage Agent, Lauren Pye, and Realtor, Marlow Singh of Condos.ca, discuss current real estate market trends, the importance of being pre-qualified and what first-time home buyers should expect when they begin their home buying journey.SHOW MORE

With the current rate trends, is this the right time for you to convert your mortgage?

We all know the lending landscape can change very quickly. Lenders are looking closely at regional properties that rely on rental income, due to concerns that rents may be dropping and vacancies may be on the rise. We take a look at how this might impact investors and primary homeowners alike.

Like watching paint dry, insurance isn't the most interesting topic of conversation but definitely something that is important when it comes to protecting you and your family.

Credit bureau's are not as scary as you might think!

Mortgage Agents are motivated to find a solution that fits your needs, but how does that translate into payment? On this episode, VINE Partners Christopher Darwiche and Hugo Dos Reis provide clarity on how Mortgage Agents generate income.

What's the best kind of mortgage? Is it the interest rate itself or the interest you pay what matters? What are the benefits in getting a HELOC? What are prepayment penalties? We answer the most commonly asked questions from Canadians when it comes to their mortgage.

As Mortgage Brokers, our growth potential is endless as the Canadian lending landscape is constantly changing. On this episode of the VINE Rant we brought in new agent, Lauren Pye, to share her experience on her recent transition from banker to broker.

The opportunities within real estate are endless, but it's always important to identify your goals and how you are going to get there. Through education, patience and a little bit of risk, CEO of Golden Triangle Group, Aaron Charles joins us to share his journey from Real Estate Agent to Real Estate Developer.

The spring market moves very quickly, and so do it’s buyers. Whether you are in the process of purchasing your first home or a seasoned real estate investor, here are some best practices on what you should know (and keep an eye out for) when completing your next mortgage application.

As experts in our industry, we dissect every client's file to see what challenges could arise before sending it to a lender for financing. While the bank still serves as an institution of influence, how well does your bank mortgage specialist know your file?

Every year, Mortgage Alliance recognizes their top performing mortgage agents from across the country by hosting a Rewards & Recognition trip. On this week's special edition of The VINE Rant filmed at the Paradisus in Cabo San Lucas, Mexico, we took a moment to discuss our individual transitions into mortgage brokering and being self-employed individuals.