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In this podcast episode, hosts Dan Hulbert and Amy Rowlinson make the announcement that this is to be their last episode of The Property Vault Podcast! Time to pivot and move in different directions. Don’t disappear. Connect with Dan and Amy on social media and tune in to Amy's new podcast - https://bit.ly/focusonwhy  Stay in touch and stay safe! ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, hosts Dan Hulbert and Amy Rowlinson invited David Sandeman, Founder of the Essential Information Group to speak at The Property Vault network event in November 2019 and recorded David’s talk for the podcast audience.   In David’s comprehensive presentation, he shares many benefits of the process of buying and selling at auction and here are his Top 10 Auction Tips. Do your due diligence prior to bidding not after winning Read the legal pack! Read the legal pack! Read the legal pack! Always check for any extra fees Remember that you will exchange contracts on the fall of the gavel Look for auction lots out of area, out of type or out of character Follow up on withdrawn lots as there may be simple, minor resolvable reasons for withdrawing a property from auction Always check for the special conditions of sale Check the addendum sheet for any announcements before bidding Check restrictive covenants on the property Check if Permitted Development Rights have already been used ABOUT THE GUEST The Essential Information Group is the one stop site for all property auctions and auction-related material around the UK and serves the property auction industry focusing on delivering high quality personal service and support for every EIG member and industry auctioneer. EIG is the only website in the UK which provides information on every property coming to auction and every property offered in the past. EIG works closely with over 350 different auction houses and is recognised as the industry standard for auction information and with over 750,000 properties for you to search. Over 35,000 lots are added each year worth in excess of £4.7 billion.   Founder and Managing Director since 1990, David Sandeman’s role is to manage the business and to drive the development of new services whilst constantly looking at ways with the team to improve the existing offering. He spends a lot of time talking with both subscribers, auctioneers and the press about all aspects of EI Group and no two days are the same. To contact David, email sales@eigroup.co.uk ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, hosts Dan Hulbert and Amy Rowlinson speak with life insurance specialist, Ian Taylor from Right Plan Insurance. As a Senior Protection Advisor, Ian discusses all the different policies they offer. These include personal life cover, personal life and critical illness cover, income protection, private medical insurance and relevant life cover and key person cover which are a little different from the norm. Ian shares the importance of placing life cover insurances in trust. Check your existing policies today, do you have the right cover in the right structure? Do you have the right plans? ABOUT IAN TAYLOR & RIGHT PLAN INSURANCE Ian Taylor is a Senior Protection Advisor from Right Plan Insurance. Right Plan are proud to have been working closely with one of largest property networks in the UK for four years now. We have helped hundreds of property investors save considerable sums of money by utilising some of the lesser known HMRC-approved insurance options. We strive to make as many people aware of these products as possible, as they are not currently advertised anywhere. We regularly carry out a full, impartial review of people's current insurances to ensure that they are getting the best value-for-money possible. At Right Plan. we do not charge any fees for any of the services that we provide and are fully authorised and regulated by the Financial Conduct Authority. www.rightplaninsurance.co.uk   ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, hosts Dan Hulbert and Amy Rowlinson discuss builders’ quotes, specifications and what elements are required to get an accurate costing including: What is a schedule of works? What is involved in a tender pack? How do you get a detailed quote back from a builder? Who is supplying what? What is included and what is not? How do you get builders to prove to you that they are the best fit for your project? When and why get a R&D survey done?   ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, hosts Dan Hulbert and Amy Rowlinson invited Atuksha Poonwassie, Co-Founder of Simple Crowdfunding, to share her knowledge on crowdfunding, peer to peer lending, how to learn whilst investing and the policymaking and regulations involved. Atuksha wants to ensure that all property developers and investors know that this marketplace exists by making it more much more accessible for SME Developers which will in turn help them to bring more housing stock to the market. Walking us through the timelines and processes required to get funding for projects, Atuksha educates us in some of the new finance tools which exist that should be part of your everyday property development toolbox. She also describes what content is covered in their one day training courses for fundraisers which are designed to help developers prepare for what’s needed in terms of compliance, brand building, marketing, finance stack, paperwork and how to create the right messaging. ABOUT ATUKSHA POONWASSIE & SIMPLE CROWDFUNDING Atuksha's background is in Customer Relationship Management and data analytics where she has helped many companies build effective and meaningful customer relationships, often implementing global communication strategies. Since 2013, Atuksha's sole focus has been Peer to Peer Lending and Crowdfunding. She is a Director of the UK Crowdfunding Association and regularly engages with policymakers and Government to advance this marketplace.    Atuksha is also the 2017 national Venus ‘Influential Woman of the Year’ award winner and is recognised in the P2P Finance News' 2019 Power 50, highlighting the 50 most influential people in P2P. Being a firm believer in building a strong community and customer base, Atuksha uses her expertise to help property professionals raise finance and build a crowd, whilst providing better access to the UK property market to everyone. Simple Crowdfunding is a property crowdfunding platform that connects investors with property professionals looking to raise finance (Fundraisers). They offer both Peer to Peer Lending (loans) and Equity finance for projects in the UK. https://www.simplecrowdfunding.co.uk/   ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this bonus podcast episode, host Amy Rowlinson walks you through her Top 10 Practical Tips for working from home. Those who have already been working from home are well adapted and self-disciplined however, with the increased number of people now in the home during the day, they too are now facing new additional challenges such as having children and partners around 24/7. Amy shares some top tips for you to adopt to ensure working from home runs as smoothly as possible during these times of change. Top 10 Tips: Maintain regular hours Separate working from living Dress for work Set an example for the kids. Set ground rules Self-discipline, self-motivation, organisation and prioritisation Eat healthily Plan ahead Switch off Stay connected   LINKS https://www.speedtest.net/ https://speedtest.btwholesale.com/ https://www.wsj.com/articles/hating-your-home-wi-fi-network-lets-fix-it-11584631072 https://thepowerofwhenquiz.com/   BOOKS The Power of When – Michael Breus, PhD Routine = Results – Rob Moore    ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.  

In this podcast episode, host Amy Rowlinson talks with Professional Property Investor and Consultant, Helen Chorley, about property investing due diligence. Helen focuses her effort in this area in an attempt to stop people from losing their money, slowing them down recommending they act more like the Tortoise than the Hare! Sharing her investing principles, Helen advocates that you should spread your risk and seek to look at the level of security involved within each deal diversifying by amount, developer and geography. Keep asking questions especially when you are venturing into a new territory. For Helen, there is no such thing as a stupid question! Helen shares how health challenges forced her to leave the banking industry and how after the process of a full reevaluation of what was important to her, she took herself down a whole new path. Following experts such as Dr John Demartini and Joe Dispenza, Helen focused on her personal development, diet and now starts each day practicing meditation for an hour grounding her and engaging both sides of the brain to help her to make better holistic decisions. Capital preservation is what is most important to Helen at the moment and Helen asks you to think about what is important to you? What are you trying to achieve? What safeguards do you have in place to ensure your money is coming back to you? When investing in property, Helen believes that sometimes you are making decisions based on probabilities with asymmetric information and yet you need to decide whether to invest or not in a timely manner. Helen recommends reading Thinking in Bets and Amy recommends Factfulness, as together they will provoke thought, encourage you to be a little more cynical, prompt you to keep asking those fact-finding questions and to always thoroughly check the legal structures. Also in this podcast, Helen and Amy discuss the benefits of CGI, marketing and support networks. Helen also shares her interest in PropTech and what is next on her investing agenda horizon.   BOOKS RECOMMENDED Thinking in Bets: Making Smarter Decisions When You Don't Have All the Facts – Annie Duke Factfulness – Hans Rosling The Universe Has Your Back – Gabrielle Bernstein   ABOUT HELEN CHORLEY Helen is a well recognised and highly respected name in the real estate investment community, and her opinion is highly sought after from both developers and fellow investors. She has been involved in finance and investment for over 20 years, and the combined experiences gained on the trading floor of JP Morgan and running her own real estate investment portfolio has given her a deep understanding of the financials behind the deals she invests in. She is meticulous in deal due diligence, the results of which can be seen in her consistent track record of selecting profitable deals. Her current portfolio of investment projects have a combined GDV of over £55m.    Helen is a regular speaker at events on crowdfunding, due diligence and investing. She holds an MA in Politics, Philosophy and Economics from Oxford University.   ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, connectivity is the theme of the day where host Amy Rowlinson speaks with John Corey to discuss what technology you will need to set up your office at home and how to overcome some of the challenges which you may face. John offers some great tips on how to stay connected digitally, communicate effectively and work professionally from home whilst we experience this global reset. The goal is to help one another to engage authentically, think creatively and build trust and value whilst virtually growing our businesses. John recommends that you complete a technology audit as soon as possible. Do a speed test on what you need and order it now. If anyone needs any help with working from home from a tech perspective, John is happy to help you. This episode covers: What you need technology-wise to set yourself up from home How to use Zoom Video conferencing tips How to improve your internet speed   LINKS https://www.speedtest.net/ https://speedtest.btwholesale.com/ https://www.wsj.com/articles/hating-your-home-wi-fi-network-lets-fix-it-11584631072   BOOK RECOMMENDATION Who Moved My Cheese? Dr. Spencer Johnson   ABOUT JOHN COREY With over 30 years of technology, real estate and creative finance experience, John Corey has the specialist knowledge to educate, train and consult. Founder of Property Fortress and London Real Estate Meet (LREM), John currently co-hosts this property network event with Laura McLoughney and is held on the 2nd Tuesday of every month at the Crowne Plaza in Blackfriars. https://www.propertyfortress.com/   ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, hosts Dan Hulbert and Amy Rowlinson walk through the steps of building great long term relationships with Estate and Letting Agents to help you find and secure more deals which meet your specific investment criteria.   They discuss how to find out the rental demand for the investment area for the business model you are pursuing and what questions you should be asking your Estate and Letting Agents.   They recommend that you are relatable, ask fact-finding questions, listen carefully to their responses, find out what’s in it for them and take notes to use for future conversations. Don’t use technical property jargon; keep your language simple when speaking with agents and vendors.   ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, hosts Dan Hulbert and Amy Rowlinson talk about how to maximise and deploy your existing skillsets using them as powerful accelerants for your property investment business and also how to identify any potential gaps which you may need to plug.     Back yourself to acquire and apply property knowledge by seeking ongoing support, accountability from your peers and surrounding yourself with a great network. You can always ask for help with the elements that you are not proficient in. No matter what background you have there will be transferable skills which you could use which will be relevant to those needed in property investment. Use them to your advantage! Stretch yourself out of your comfort zone as that is where you learn and where you grow. Reach out and ask for help. Don’t try to be an expert in all areas.     Book a Support Call with Amy or Dan if you want more information on Coaching, Project Mentoring or simply want to talk through a deal - https://www.thepropertyvaultuk.com/supportcall    ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, hosts Dan Hulbert and Amy Rowlinson discuss the benefits of playing the long game in property investment. Building sustainable foundations in your business to create a legacy that extends beyond your lifetime. They talk about building the business slowly without rushing into rash decisions considering all the different elements of business required for sustainability and understanding your destination whilst demonstrating patience to build long term trust-based relationships with people.    BOOKS  The Infinite Game – Simon Sinek  Cashflow – Get Out of the Rat Race!  Rich Dad Investing Board Game by Robert Kiyosaki    ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

Unlocking Property Knowledge: S.W.A.N. Investing in Liverpool with Leo Suárez & Jane Bayler  In this podcast episode, hosts Dan Hulbert and Amy Rowlinson speak with guests Leo Suárez and Jane Bayler. Their unique collaboration provides them with opportunity to work with all types of investors understanding their different priorities, requirements and anticipated returns to find tailored solutions through a variety of sustainable business model offerings.   Putting the investor in the driving seat, they work with ultra-high net worth individuals to those who are just starting out offering security and return throughout the process of portfolio building using the buy, refurb, refinance and hold business model which is then subsequently managed to achieve high returns for their investors in Liverpool.   To achieve a S.W.A.N. (sleep well at night) investor status, they apply a long-term mentality to their business and put people first! Learnt through personal experience, Jane says you need to work with the ‘good guys’ in property by spending time to get to know them, not to just jump in and form partnerships without taking time. Together with Dan and Amy, Leo and Jane discuss the 6Rs in joint ventures which are risk, relationship, reward, responsibility, reality and being realistic.   This podcast covers all areas of property investment including due diligence, transparency, analyses and internal rate of the return (IRR). Jane talks about how it is not a good idea to go it alone in an area that is unknown to you where you don’t fully understand the market, nor what the rental demand is nor how to assess the demand and the growth patterns. This is the marked difference between amateur and professional property investing.  LINKS  https://www.linkedin.com/in/suarezleo/  https://www.linkedin.com/in/janebayler/  Email - jane@investdevelop.co.uk    BOOKS & PODCASTS  The Smart Connector by Jane Bayler  The Smart Connector Podcast with Jane Bayler  Bienes Raíces UK with Leo Suárez  ABOUT THE GUESTS  Jane Bayler is the Founder of Invest Develop Capital Partners, a property developer, author and investor. Jane’s residential projects include a full renovation of the Grade II listed modernist Second Sun House, Amersham which achieved a record price for the area upon sale. She has successfully sourced land for developer Paul Higgs, invested in and exited several third-party property development projects and introduced funds into several more. Partnered with Leo Suarez, they now seek land and commercial buildings with or without planning for a GDV of £5-10M and help investors who are seeking to establish an investor pipeline for their property projects focused in Liverpool.   Leo Suárez is a civil engineer and holds an Executive MBA degree from Imperial College, London. In 2005, Leo set up a steel trading company and in 2013, he co-founded a freight railway operator, Holdtrade Atlantico, which is developing a £120 million project running freight trains over a distance of 460 miles in Colombia. In property, he has managed the conversion of several listed buildings and residential properties in the UK and Colombia and is also the host of the Bienes Raíces UK Spanish speaking podcast where he talks about the UK property investment market. Together with Jane they are providing assistance to UK and overseas investors to purchase property in Liverpool.    ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, host Amy Rowlinson talks property and charity with Hasmita Reardon, a multi-award winning property investor and Founder of the charity New Leaf Support. Hasmita, or Hasy as she is more often called, has been investing in property for over 22 years and built her own road to financial freedom and security. It hasn’t always been easy though. As a young girl, Hasy came to the UK as a Ugandan refugee with her family seeking asylum from the cruel despot Idi Amin.   Hasy describes how she initially struggled as a teenager at school, got turned down 10 times before she finally managed to get her first BTL mortgage and how she juggled buying and maintaining rental properties with three young boys always in tow. A true self-educated entrepreneur with a heart of pure gold, Hasy’s resilience and persistency enabled her to build and manage an impressive BTL property portfolio in Swale, run a busy lettings agency and find the time to volunteer in her local community.   As an active landlord, Hasy saw increasing numbers of tenants needing support due to domestic abuse and she knew just how she could help them. They say that charity begins at home. Hasy takes it a level higher believing charity begins with a home never turning anyone away and making a difference to the lives of people suffering from domestic abuse. Hasy is an absolute star and proves that anything is possible if you really want it and you take action.  LINKS  New Leaf Support - http://newleafsupport.org/  Hasmita Reardon – Facebook -https://www.facebook.com/Hasmita-Reardon-Property-Queen-412677425996796/    ABOUT HASMITA Hasmita Reardon is Founder and Director of New Leaf Support. As a multiple award-winning property investor with 22 years’ experience, Hasy is offering an introductory property workshop in April 2020. Connect with Hasmita Reardon – The Property Queen on Facebook for more information.     ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, hosts Dan Hulbert and Amy Rowlinson have a great conversation with Samuel “ICanWin” Ikhinmwin talking about the current state of the education system, his sourcing blueprint and the importance of achieving quality of clarity in property. Samuel says that when you are clear about things you can make a dramatic impact. For Samuel, education is the key to everything and to help people to move forward, he often speaks at events to share his knowledge and help them with information overload.   Why is there a lack of clarity in property? Samuel believes that the education system is not centred around autonomous individuals nor setting clear intentional goals. He quotes Jim Rohn by saying if the purpose is clear enough then the pain becomes manageable. It all goes back to clear, defined goals that makes it easy. Samuel has created a one page infographic – the Sourcing Blueprint otherwise known as the 4M formula: Marketing; Managing relationships; Measuring deals and Maturing deals and Samuel walks you through these four crucial stages for sourcing property.  Samuel shares how being on a mastermind, having accountability amongst peers, being able to share your highs and lows and build a support system will allow you to be vulnerable with people who have your best interests at heart. Working with peers is where the action happens as you increase your communication and work at a higher level. Change your environment to get clarity!  Samuel’s goal is to set up a federation of schools with his wife in London, Africa and the West Indies to provide a Christian curriculum supplemented by entrepreneurship and enterprise. With a background of conventional education, he has a vision of what education should or could look like.   Final advice from Samuel is to say no to everything that is in front of you right now, take a step back to get the quality of clarity and then you can take a step forward.  LINKS  Free sourcing blueprint - www.sourcingblueprint.com  BOOK RECOMMENDATIONS  Factfulness: Ten Reasons We’re Wrong About The World – And Why Things Are Better Than You Think by Hans Rosling, Ola Rosling and Anna Rosling Rönnlund  Lost Connections; Why You’re Depressed and How to Find Hope by Johann Hari  Bounce by Matthew Syed  Before The Hammer Falls by Piotr Rusinek and Jay Howard  ABOUT SAMUEL   Samuel Ikhinmwin has been trained and mentored by, and now has the privilege to work with, some of the world’s leading professional property investors. He has many years of experience in the property industry and an ever-increasing property portfolio. Samuel is also the host of the pin Canary Wharf property networking meeting which is held on the first Thursday of every month.   CONNECT WITH SAMUEL  Facebook -  https://www.facebook.com/SamuelICanWin  LinkedIn - https://www.linkedin.com/in/samuel-ikhinmwin/  Canary Wharf PIN – www.canarywharfpin.co.uk  - 1st Thursday of every month  ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, hosts Dan Hulbert and Amy Rowlinson celebrate their 50th episode of The Property Vault Podcast with a LIMITED SPECIAL OFFER to The Property Vault VIP Mastermind.  Dan and Amy discuss the benefits of masterminding and the power of networking. How having a plan when networking is crucial not only to learn more across different areas of property expertise to maximise outcomes but to build stronger relationships with property professionals. Show up, follow up and meet up! They also discuss the importance of leverage, outsourcing and understanding the key metrics in your business reminding you that if you don’t track it, you can’t measure it!   BOOKS  Lost Connections – Yohann Hari  Factfulness: Ten Reasons We’re Wrong About The World – And Why Things Are Better Than You Think – Hans Rosling, Ola Rosling and Anna Rosling Rönnlund    ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

Unlocking Property Knowledge: Saving the High Street - Interview with Ruth Hobbs In this podcast episode, hosts Dan Hulbert and Amy Rowlinson interview Ruth Hobbs, one half of Urban Sister Developments based in Derbyshire. 2019 HMO Property Deal of the Year Award Winner at The Property Investors Awards, Ruth initially starting investing in 1999 as a hobby and property development has only recently become her full-time job. With Urban Sister Gillian, Ruth is creating sympathetic developments that solve issues for her local community through the regeneration of the High Street encouraging people to move back into the town centre.  Ruth’s passion to restore and rejuvenate the High Street by bringing back the beautiful buildings from disrepair means working closely with Marketing Derby to help rebuild the community. Ruth is thinking outside the box, has embraced planning and has got a fantastic hand selected team of experts in place to get full community support. Ruth calls out to you as a developer to look at what is going on around you, to see what you can do for your town or city, to speak to your local council and work with a local planner to achieve what is needed in your immediate environment.   With the right education, Ruth believed she could have achieved what she has done in two years instead of 20 years and her key messages are to learn from podcasts and books, switch off all the distractions, to immerse yourself in 100% in property and pick the right property course. Ruth says that the best way to learn is on the job but if property is not your passion, don’t do it!  ABOUT RUTH HOBBS  Ruth is one half of Urban Sister Developments based in Derbyshire. Ruth set up the company with her sister, Gillian, in March 2018, and the company specialises in student HMOs and land gain flips. Their latest project is a 5500 sq ft listed building in the centre of Derby which they are converting to Co-Living student apartments. Their last commercial conversion of a B1 office block to luxury student accommodation won them Best HMO Deal of the Year 2019 at the Property Investors Awards 2019 and they were also recently filmed for Property TV’s “Women in Property Series”. Ruth has had a property portfolio in London since 1999 which she is now slowly selling off to fund her property deals.   Ruth started Property Sisters with fellow founders Claire Norwood and Karolina Adamcyzk two years ago and the group has grown organically ever since. Property Sisters is a flourishing online Instagram community with 160 women property developers in the group. Property Sisters strongly encourage and support one another to push themselves forward to hone their property skills. The plan is to continue to grow the community driving the success of Women in Property forward into a prominent public arena.   EMAIL: ruth@urbansister.co.uk  INSTAGRAM: @ruth_and_gillian_hobbs   TWITTER: @ruthhobbs_urban    ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, hosts Dan Hulbert and Amy Rowlinson  talk about how Dan helps property investors in his role as a build consultant. Dan bridges the gap between the build team and the client to help both parties to communicate with one another.   Dan’s mission is to help people get away from the fear and uncertainty of working with build teams. “You think it’s expensive hiring an expert, try hiring an amateur!” Dan walks through an example of a project where he combined his investor’s mindset with his builder’s knowledge to demonstrate  how to add value in a cost-effective way. Not only does Dan help the investor, he works with the build team from a practical  perspective whilst ensuring that all the elements of design and flow are considered acting as the glue to stick it all together.  Dan explains his 5-stage system to ensure investors have certainty and confidence in their build project: Plan, Pricing, Preparation, Procedure and Profit. By getting a build consultant  like Dan involved early in the process even before purchase to view the property properly, investors get early assistance to plan their build, get help with budget and pricing, get all the preparation in place before the build or refurb proceeds and feel supported throughout each of the 7 steps of refurb as detailed in The Property Vault Episode 022.  ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, hosts Dan Hulbert and Amy Rowlinson team up with Catherine Morgan, Founder of The Money Panel and The Money Circle® to discuss money and the importance of building solid financial foundations. Together, they discuss the emotional relationships that people have with money, how stress and fear drive financial decisions and how the beliefs people have around money when growing up can affect their financial decisions today. They also consider how to differentiate between good and bad debt and assets and liabilities.  Catherine advocates the value of allocating every single pound that comes into your account and giving it a specific purpose. She also recommends that you to look at your spending habits that do not serve you and reallocate the money to another purpose. Catherine talks what actions to take and how to seek support if you are in bad debt and how to build solid financial foundations and diversification of your investments. Catherine also speaks about her fast-paced money challenge which will make you rethink your relationship with money.  LINKS  Need debt advice or worried about money?  https://www.stepchange.org/  Here is the link to Catherine’s Plug Your Money Leaks Challenge which starts on 20.1.20. https://catherinemorgan.com/5-day-plug-your-money-leaks-challenge-3/   In Her Financial Shoes Podcast link https://podcasts.apple.com/gb/podcast/in-her-financial-shoes-podcast/id1449065629     BOOKS  The Financial Wisdom of Ebenezer Scrooge: 5 Principles to Transform Your Relationship with Money by Brad Klontz and Rick Kahler  Rich Dad, Poor Dad by Robert Kiyosaki  Mindset by Dr Carol S Dweck  Profit First by Mike Michalowicz    ABOUT CATHERINE MORGAN  Catherine Morgan is a multi-award winning qualified financial planner and money coach, on a mission to change the financial services industry from one of complicated financial products to one that helps educate in simple language with no financial jargon (and no suits!). She is the founder of The Money Panel and The Money Circle®.  In 2018 and 2019, she was nominated as a Finalist for 3 Awards in the Women in Financial Services Awards and in 2019 she won a Highly Commended award for ‘Role Model of the year’ 2019. In 2018 and again in 2019, her Money podcast was nominated as a finalist for UK Money Blogger SHOMO award for Best Money Podcast... this is now an official Podcast called ‘In Her Financial Shoes’ on iTunes & Spotify. She has been featured in Forbes, The Telegraph, Stylist, Good Housekeeping, Closer, The Daily Mail and Huffington Post. She also is a Co-author for an Amazon best-selling book, ‘The Woman I’m becoming,” inspiring teenage girls as they approach life’s challenges and crossroads.   In 2019, Catherine has joined as a Director for the Executive of, ‘Initiative for Financial Wellbeing.’ The initiative is to bring people together under the umbrella of money and happiness, to help clients to become happier not just wealthier. One thing Catherine is passionate about is getting people talking about money.   Money can be a very isolating subject; someone might have had a bad experience that’s left them fearful about money, so they bury their head and don’t deal with it. Someone might feel ashamed or embarrassed that they’ve got themselves into a difficult financial situation. Catherine regularly produces video content in her community in her pj’s to get others to relax around the taboo subject of money! "I’m on a real mission to encourage women to address those taboo subjects around money and explore the emotional and practical sides of money. Manage the emotion, manage the money.”     ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, hosts Dan Hulbert and Amy Rowlinson discuss the importance of understanding LTV (loan to value) in your property business. The property industry is full of TLAs (three letter acronyms) and LTV is one of them! What is LTV? It is Loan to Value and is a financial term used by lenders, banks and building societies to express the ratio of a loan to the value of the asset purchased. To work out the LTV, simply divide the amount you are looking to borrow by the total value of the property and times by 100 and this will give you the LTV %. e.g. House values up at £100,000. Loan is £70,000. Therefore, the LTV is 70%.  Dan and Amy recommend speaking to a mortgage broker to get specific advice because choosing the LTV gearing and the particular mortgage products all depends on your personal circumstances and your appetite towards risk.  ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.

In this podcast episode, hosts Dan Hulbert and Amy Rowlinson discuss the pain and pleasure drivers that pull or push people into property investing. Following a post in the Unlocking Property Knowledge Facebook group, members shared their reasons why they have chosen to invest in property.  Pains included:  Not having a sufficient pension pot to sustain them in their retirement  Fed up exchanging their time for money  Not having a back-up plan if lose their job  Kids can’t afford to move out and buy their own property    Pensions performing badly  Not enough time to spend with the family  Lack of financial security in job as a freelancer    Pleasures included:  Being able to retire early  Able to undertake creative projects  Ability to earn money while you sleep   Take control of investments using a SIPP or SSAS   Freeing up headspace, flexibility and time to spend time how they choose  Creating a legacy for your family   Dan and Amy speak about how to take action to move your pains into pleasures to change your life. Property investing is one vehicle that allows you to do this. Be aware of what your pains are and eliminate them one by one. Do what you love and love what you do!    BOOK RECOMMENDATIONS  Who Moved My Cheese? Dr Spencer Johnson  Count Your Blessings Dr John F. Demartini    ABOUT THE HOSTS ABOUT DAN HULBERT Dan Hulbert is a property professional and strategic build partner to property investors with 17 years’ practitioner experience having started on the tools and then built his own portfolio. A builder’s knowledge combined with an investor’s mindset, Dan currently works with clients who seek professional advice within the areas of property and construction as a Build Consultant and Project Mentor. CONNECT WITH DAN HULBERT Dan Hulbert Instagram - https://www.instagram.com/dan_hulbert/ Dan Hulbert Facebook Page - https://www.facebook.com/OfficialDanHulbert/ Dan Hulbert LinkedIn - https://www.linkedin.com/in/danielhulbert/ Dan Hulbert - www.danhulbert.com ABOUT AMY ROWLINSON Amy Rowlinson has 14 years’ residential landlord experience and has built a portfolio of HMOs in the south. As well as continuing to build her property portfolio, Amy is a Coach and Mentor working with clients empowering them to discover the life they dream of by assisting them to make it their reality through their own action taking.  CONNECT WITH AMY ROWLINSON Book a Free 20-min Coaching Call with Amy - https://calendly.com/amyrowlinson/enquirycall Focus on WHY Podcast - https://bit.ly/focusonwhy  Focus on WHY Instagram - https://www.instagram.com/focusonwhy/ Amy Rowlinson Instagram - https://www.instagram.com/amy.rowlinson/ Amy Rowlinson Facebook Page - https://www.facebook.com/RowlinsonAmy/ Focus on Why Facebook Page - https://www.facebook.com/focusonwhy/ Focus on Why Facebook Group - https://www.facebook.com/groups/focusonwhy/ Amy Rowlinson LinkedIn - linkedin.com/in/amyrowlinson HOSTED BY: Dan Hulbert & Amy Rowlinson Disclaimer The views, thoughts and opinions expressed in this podcast belong solely to the hosts and guest speakers. Please conduct your own due diligence before investing in property.