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In this episode of the PaymentsJournal Podcast we talk with Colleen Dorwart, Chair of the Retail Gift Card Association and Erin Wood, Vice Chair of the Retail Gift Card Association to discuss closed-loop gift cards. During the episode we cover items such as: * What advancements have been made in the closed-loop gift card market? * What changes you can expect to see in 2018 for closed-loop gift cards. * An overview of the RGCA Inaugural Forum and key take-aways from the event. * What we can expect to see from the RGCA in 2018   If you are interested in learning more about the RGCA you can visit their site here If you are interested in being part of the podcast you can reach out to us at info@mercatoradvisorygroup.com

In this episode of the PaymentsJournal Podcast we sit down with Theresa McEndree, VP of Marketing at Hawk Incentives and Yale Vinson, Product Manager at Blackhawk Network to discuss reward based incentives. In the episode we cover questions such as: * How consumers look for deals and how it will impact holiday shopping * What are the mobile must-have’s for gift cards * What impact will gift cards have on mobile wallets *  What we can expect to see from Hack Incentives in 2018 If you would like to learn more about Hawk Incentives or download a copy of the report mentioned in this episode you can visit hawkincentives.com If you would like to be on the podcast you can reach out to us at info@mercatoradvisorygroup.com

On this episode of the PaymentsJournal podcast we talk with Robbert Capps from NuData Security about: * What is means when a consumers data has been compromised * What hackers do with that information once they have obtained it * Fraud and the holiday season * The impact of fraud on retail sales * What can e-commerce organization do to help protect consumers * How biometrics is being used to help authenticate users If you are interested in learning more about NuData Security you can view their website here If you are interested in being on the podcast you can reach out to us at info@mercatoradvisorygroup.com

On this bonus episode of the PaymentsJournal Podcast we talk with Thomas Brown, Senior Vice President, U.S. Commercial Markets and Global Market Development from LexisNexis Risk Solutions about financial inclusion and financial transparency. During our conversation we cover topics such as: * How financial inclusion and financial transparency is defined * The relationship between financial inclusion and financial transparency * The role the payments industry plays in achieving financial inclusion and financial transparency * A global and domestic perspective on the current state of financial inclusion and financial transparency * The role data, advanced analytics, and technology plays in solving financial inclusion * How privacy concerns about data will impact financial inclusion and financial transparency If you are interested in learning more about LexisNexis Risk Solution you can visit their site here If you are interested in being part of the podcast please reach out to us at info@mercatoradvisorygroup.com  

In this episode of the PaymentsJournal Podcast we talk with Ravi Acharya, Head of Consumer Lending and Innovation at Santander US about credit card rewards. In the episode we cover topics such as: * Popular credit card rewards this holiday season * The appeal of cash back rewards * What to look for in a travel reward credit card * Convince trends and implementations for credit cards * Protecting yourself from fraud this holiday season   If you are interested in learning more about Santander credit cards you can visit their site here If you are interested in being part of the podcast you can reach out to us at info@mercatoradvisorygroup.com    

PaymentsJournal talks with Dave Esson from the Canadian Prepaid Organization to talk about: * The Canadian prepaid industry compared to the United States * The opportunity of prepaid in Canada * Innovation within the prepaid industry * What Canada needs to do in order to make the payments landscape better for innovation and consumer choice * Looking ahead for the CPPO If you would like to learn more about the Canadian Prepaid Organization you can visit there website here If you would like to be on an episode of the PaymentsJournal podcast please reach out to us at info@mercatoradvisorygroup.com

In this episode of the PaymentsJournal Podcast we sit down with James Ramey from DeviceBits to discuss chatbots. In our conversation we cover: * How a machine learns over time * How downloadable self materials help a machine learn * How bots and people can help each other * What information should be used to help train a machine for chatbot purposes   You can learn more about DeviceBits here If you are interested in being on an episode of The PaymentsJournal Podcast please reach out to us at info@mercatoradvisorygroup.com  

PaymentsJournal sits down with Sarah Grotta, Director, Debit Advisory Service at Mercator Advisory Group to discuss the evolution of debit cards and the potential growth of decoupled debit, request for payment and we take a look at her recently published report ” Doing Well By Doing Good : Delivering Models  and Channels Serving The Financially Undeserved” If you are interested in any of the reports mentioned in this episode you can find the links here : The Evolution of Debit Cards Doing Well by Doing Good: Delivery Models and Channels Serving the Financially Underserved   If you are interested in being on an episode of The PaymentsJournal Podcast please reach out to us at info@mercatoradvisorygroup.com