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In today’s episode, we will speak to my friend Alisa. She is a brilliant career coach and excels at illustrating how she helps her clients as you will hear. If you work in a corporate job, you have probably been there: Performing and delivering beyond expectations and even hinting to your manager that you look for a move up but somehow when the time came you were passed over for that next promotion. This is exactly what we will tackle today: How you can position yourself for that next career move in ways you may not have heard of before (Spoiler alert: It is not about preparing a salary review meeting 2 weeks before said meeting). Alisa will give some precious advice that you can start applying today. This episode is for you if you keep applying for relevant jobs or hope for that next promotion but somehow get passed over! Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes:  https://joneytalks.com/2021/06/10/careerprotips/ If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Steve from The Frugal Expat. Steve is a personal finance blogger. As the name of his blog implies we will talk about frugality: What that means, the difference between frugality and being cheap, the benefits of frugality, and how you can embrace a frugal lifestyle. This is a lifestyle I have adopted myself for a long time now (but it was not always the case 😅) and I think more of us should too. So yes, I am very excited to share this conversation with you! This episode is for you if are curious about frugality, or perhaps you already started to embrace this lifestyle but most importantly if you want to live a life more true to yourself (and not the life others want from you). Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/06/03/thefrugalexpat/ If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Laura Oldanie from Rich and Resilient Living. Laura is a wealth coach, but not your ordinary one,...she is a socially conscious wealth coach. She helps her clients with investment decisions that have positive impacts on their financial bottom line but as well that offer positive impacts (or returns) on people and our planet. Laura will explain these concepts in detail and we will explore how we can impact the people in our communities, our planet, and our profits by making relatively small switches in our financial habits. This holistic way of looking at investing was a bit new to me but as you will listen to our conversation it will all make sense 😀! This episode is for you if you want to manage your finances and reach financial independence with a more conscious and sustainable approach. Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/05/27/richresilient/ If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Valerie from the Wellness and Wanderlust podcast. Money is an essential pillar in your life and the main focus of this blog and podcast. Of course, as I always like to point out on social media, "Health Before Wealth", it is important to be in a good place physically, mentally, and even spiritually if that applies to you as well. Otherwise without that solid foundation first, you can earn as much as you want you will never reach a place of happiness or of well-being. And this well-being and mental health is something we will talk about with Valerie today. She will share great tips on how to incorporate wellness into your busy life, why it is important in these uncertain times and as well how that ties in with your finances (We are on The Joney Talks podcast after all! 😉) This episode is for you if you want to incorporate more wellness into your life but cannot seem to find the time in your busy stressful everyday life! Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/05/20/wellnessandwanderlust/ If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!  

In today’s episode, we will speak to my friend Ilona from The Money Memories Podcast. Ilona's cool podcast is about having her guests share their impactful money memories and reflect on them. After we met online and chatted, I thought well, Ilona why don't you come here to tell us about YOUR money memories! Ilona's money memories will take us from a mathematical error at the bank, her frugal upbringing and approach to money to her realizing that "hey, I need to start making a plan with my money"! This episode is for you if you feel your money story is unique and that others might not understand where you come from. (Spoiler alert: it is not that unique). Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/05/13/bearandthebull/ Youtube interview: https://youtu.be/ak0OHEkSSFg If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Tanel the CEO of Reinvest24. Reinvest24 is an Estonian real-estate crowdfunding platform that has been on the market for a little over 3 years (I have used it for about 1 year now without any issues). Tanel will give us an update on the Real Estate Crowdfunding space in Europe and how the platforms have performed during the last turbulent year. He will also provide us with an update on Reinvest24 and why they are now expanding to Spain and Moldova! This episode is for you if you are keen to invest in Real Estate Crowdfunding and ready to explore uncharted territories 😄. Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/05/06/tanelorro/ If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Gaëlle the CEO of StarTalers. StarTalers is a Luxembourg-based fintech company that has developed a sustainable investing platform and that aims at empowering women with regards to their finances. We will discuss several interesting topics: The pay gap between men and women (and how we can bridge that gap), why it is even more important for women to take back control over their finances and why women are better investors than men. Gaëlle will of course share the WHY? behind  StarTalers and how StarTalers is creating a better future through sustainable finance for both men and women. This episode is for you if you feel underpaid at work and do not know how to address the issue (Gaëlle's story is pretty compelling) and as well if you have not yet started to work on your financial goals. And I repeat the issues apply to us both men and women 😉! Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/04/29/startalers/ Youtbe interview: https://youtu.be/ExuG_UbA23Q If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to Artem Milinchuk the founder and CEO of FarmTogether. Farm Together is a crowdfunding platform for farmland investing. Farmland investing entails investing in land housing a variety of crops, such as cornfields, that produce corn and wheat for our everyday food consumption. Farmland investing is a solid (and recession-proof) foundation that has a place in your investment portfolio, it is the type of alternative investment that makes the most sense to me. He will give us a brief introduction to farmland investing, what the expected returns can be, what to pay attention to, and most importantly why he decided to start FarmTogether and why farmland investing can make sense to add to your investment portfolio. This episode is for you if you are looking at diversifying your well-established investment portfolio and/or if you are eager to learn more about a "new" alternative asset class. Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/04/22/farmlandinvesting/ If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Jonny from the Youtube channel Millennials with Money. Jonny is a British "pan-European" millennial currently living in Spain. He is a financial professional by day and as a side activity, he is helping millennials with their money through his educational online content. We will cover several interesting topics today: Reaching financial independence in Europe as a millennial, how that path differs from the "classic" American way (Buy a Vanguard ETF and chill). We will also discuss some of the difficulties we have over here but as well some of the great advantages we have and Jonny will tell us his secret to delay gratification in our society of overconsumption. This episode is for you if you want to know more about reaching financial independence in Europe regardless if you are a millennial or not. Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/04/15/millennialswithmoney/ If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Francesca Pogliani, the Co-Founder of Deskover. Deskover is an online marketplace in Luxembourg that lists available desk spaces at coworking places. Francesca runs it next to her full-time job. She will share the story behind Deskover, how she manages her time between her full-time occupation, this "side hustle" and her social life. She will also discuss her approach to discipline and motivation and as well provide valuable tips for you if you want to launch your company next to your full-time job. This episode is for you if you are thinking of launching your business next to your current job (and as well if you want to hear about "side hustling" in Europe) Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/04/08/deskover/ Youtube interview: https://youtu.be/LZG0QkthFZE  If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my good friend Daniella "The Side Hustle Queen" from I Like To Dabble. Daniella is a software engineer who started her blog on side hustles in 2017 as a creative outlet. She has been helping her readers to generate more side income and redefine their options (careers, life changes, etc). Daniella will share how it all started for her, how she currently earns money from 12 income streams (!), what her goals are and how you can get started with a side hustle that fits your needs/preferences even in the ongoing pandemic. This episode is for you if you are looking at making extra money on the side to reach your financial goals! Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/04/01/Iliketodabble If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Debbie Arcangeles from The Offbeat Life. Debbie started her online side business in 2017 and has been able to leave a 9-5 job that was not the right fit for her. Today she hosts her podcast The Offbeat Life where she shares inspiring stories with her location-independent and digital nomad guests. We will talk about her story, why she started her podcast and online businesses although she was in a good professional situation. Debbie will also share the mistakes she made (so you can avoid them) and she will provide excellent tips to start working on your online business! (spoiler alert: it is hard work! 😅) This episode is for you if you are ready to create more freedom for yourself by starting an online business. Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/03/26/theoffbeatlife/ If you liked this episode, please leave a review on Apple Podcasts, share the episode with a friend 🙏 and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!    

In today’s episode, we will speak to my friend Anthony Zhang, the co-founder and CEO of Vinovest. Vinovest is an online platform that allows investors to invest in an interesting asset class, namely fine wines 🍷! Once your investment portfolio has grown a certain size, it may be interesting to protect it even further with uncorrelated assets (e.g. assets that do not follow the same trend as the traditional stock market) such as wine. Anthony will share why he believes investing in wine makes sense, how we can access this particular investment, what the expected returns can be, some market trends, and we will of course discuss the risks and if this investment could be right to you. This episode is for you if you are interested in diversifying your investment portfolio with alternative assets and/or if you are curious about how investing in wine works in general So make yourself comfortable, pour yourself a nice glass of vino, and enjoy 😉! Jonathan Show notes: https://joneytalks.com/2021/03/18/Vinovest If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Janina @JaninaArsenjeva, whom I have met on Twitter. Janina is a human rights lawyer from Estonia living in Brussels with her son. A couple of years ago she has made the choice to consume and live more ethically and this has led her to live a more minimalistic life. We will talk about her discovery of minimalism, how she implements it in her daily life as a single mother and she will share practical and easy steps to get started. She will also share the benefits of minimalism and decluttering (and not only decluttering physical stuff) and to conclude we will of course look at how minimalism has affected her finances. This episode is for you if you want to know more about minimalism and if you are looking at simplifying your life as a whole (and no, it is not only about empty cupboards with 3 coffee cups, white walls, and not owning a car). Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/03/11/minimalismandethicallifestyle If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Kanwal Sarai from Simply Investing. Kanwal has been an active dividend stock investor over the past 21 years and his strategy, or should I say his 12 rules, helped him to retire from his day job. The approach he takes is very sensible, there are no shortcuts or "investing secrets". Kanwal, who is very skilled at making things simple, will explain his 12 rules in a very comprehensive manner and will also help us understand some misconceptions on dividends in general. He really makes learning about a complex topic very enjoyable and simple.  This episode is for you if you are looking for a simple way to understand how to invest in the wonderful world dividend stocks (and at the same grow a passive income stream!). Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/03/04/Simplyinvesting If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Justine @justinekedi, whom I met through Twitter. Today Justine is happy financial services professional and educator but it was a long road before reaching that happy stage. Justine will share the difficulties she encountered when she moved to Turkey to become an English teacher. It was a tough situation but we will see as well how these challenges forced her to change her financial mindset and ultimately encouraged her to become a financial services professional. J Justine will also break down life insurance and make it easy for us to understand that specific component to personal finances (i.e. Protection, this part will be most useful for our American amigos) and will share her big WHY? and her big goal. This episode is for you if you feel stuck or you are facing a difficult situation right now. I hope that Justine's story and enthusiasm inspire you to take action towards your best life. This episode is also for you if you want to understand life insurance better. Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/02/25/Justinekedi If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to Greg Rozdeba the co-founder of Dundas Life (a life insurance company). Before starting his company, Greg worked with financial advisors, wealth/insurance intermediary companies, and insurance companies for 5 years. In addition, he is very passionate about tech and this will show during the conversation. We will discuss his financial journey from when he started his career, the common money struggles his friends were facing and how he helped them get on the right path, and finally, we will divert to a more "market and industry talk" on his thoughts on the potential of Blockchain Technology. This episode is for you if you know you need to improve your money game but you are not sure about how and where to actually start. Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/02/18/dundaslife/ If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!  

In today’s episode, we will speak to my friend Milan the co-founder of Finny. Finny is the gamified personal finance learning platform he co-founded with his wife and today we will learn about his path to financial freedom. We will talk about the errors he made when he started investing in the stock markets, how he managed his finances using the antibudget principle, and finally the importance of prioritizing your financial fitness. This episode is for you if you are having a hard time managing your money (and your budget) and want to hear another point of view that could be a better fit for your situation. Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/02/11/Askfinny If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Sandy, from the Youtube Channel Mavutive Personal Finance & Lifestyle.Sandy is a fellow Belgian who is working on reaching Financial Independence and move to another country to live her dream life.She will share her plan and how she has adapted the American way of reaching FIRE (aka the "Simple Path to Wealth") to her personal situation in Belgium.This episode is for you if you are if you always hear about Financial Independence from US bloggers but wonder if you can reach it in your country. (And spoiler alert, "Yes, you can!")Enjoy and share with a friend if you liked it 😀🙏!JonathanShow notes: https://joneytalks.com/2021/02/04/MavutiveIf you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend European DGI, DGI stands for Dividend Growth Investment.The dividend growth investment strategy is his chosen path to reach early retirement.We will cover some basics on dividend stock investing, how the DGI strategy can help you retire early, the difference with US dividend stock investing, the errors you need to avoid, and most importantly how you can get started as well.This episode is for you if you want to learn more about dividend stock investing the European way!Enjoy and share with a friend if you liked it 😀🙏!JonathanShow notes: https://joneytalks.com/2021/01/29/EuropeanDGI/If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!