www.scottalanturner.com In this episode, we talk to financial rockstar, dad and kid-influencer Scott Alan Turner about his book "Money A to Z" that helps adults explain money concepts to preschoolers. This is great stuff, and when the book comes out in December 2017, proceeds go to help abused kids. Buy one for the littles in your life and several more to give away. Thank you for tuning in to the Inspire a Kid podcast. This is Scott Hooper and Inspire a Kid is about telling the stories of inspiring kids: adults that were inspired when they were kids, but also kid influencers who are inspiring kids. Today I have with me Scott Alan Turner. Scott's written a book, and I'm going to let him kind of introduce himself, kind of what he does. So Scott, thank you for joining me today. Thanks, Scott. Pleasure to be on the show [laughter].Our parents were awesome when they named us. So tell me a little bit about yourself, where you live. Tell me about your life. Sure thing. Let's see. First, I'm happily married for 12 years. I've got twins. They are four years old, one boy and one girl. Originally from the north-east, met my wonderful wife in Georgia, then we moved to Texas. I call myself the original money moron. I did not get a education about money growing up, very little in fact, and then made a lot of financial mistakes coming out of college and what I do now is teach people about personal finance, and not to make the same mistakes that I did [laughter]. Personal finance? So you actually have a business that deals with personal finance? Yeah. I help people live like financial rockstars. So I have a show that I take listener questions on; I do that three times a week. I am an author and speaker, and I love educating and teaching people about money. Awesome. Financial rockstar. So a lot of your lessons are just learned from-- A lot of mistakes, unfortunately [laughter]. A lot of mistakes? That's not bad. That's not bad. Usually, it's the best way to learn, and it's better when you can teach other people to avoid making mistakes. Right, no kidding. No kidding. So your book. I read your book because it's a kid's book, and that's my kind of book. Money A to Z. Why did you decide to write a book-- it looks like a children's' book for money, and you're describing things about money. What's the idea behind that? Sure. So the story behind that is, about a year ago, I was doing a segment on my show kind of like they do on Sesame Street, "Today's show is brought to you by the letter L." Only I would pick obscure financial terms that I knew nothing about, like Latin baseball futures, which is a real thing [laughter], and then I would just make fun of them. And about the same time, I would read stories to my kids at night, and one of them was about apples, talking about different things regarding apples, and teaching them the alphabet. And I thought, well, it was more of a God-inspired thing - I didn't think of it on my own, certainly - "What if I did a book about money and taught my kids the alphabet at the same time?" Started doing a little research on the subject, and there were no other children's books out there at the time that were teaching basic money concepts. You had to be age five, six, and seven before you started learning anything about saving, and they'd be story-related, but nothing about, "Hey, what's a need? Can you define that in a few words and a child would understand it?" And in fact, yes, you can. Two, three, four, five years old, that's who this book is aimed at, and it's a letter of the alphabet, and each one is a simple-- as simple of a money term as I could possibly come up with [laughter]. That's incredible. Yeah, just flipping through it, you have "J is for job." These are words that you don't necessarily-- I mean, it's almost like, the kids might catch it but they don't necessarily understand the concept behind it. "G is for giving." You give them the words for it, so they know, "Hey, okay, this is what it's about. This is why I do it." This is fantastic. Yeah. I worked with a wonderful artist on this project, who's a friend from high school, and when I first conceptualized it, first I had to figure out, "Can I come up with letters A to Z and make it easy enough?" And after I overcame that challenge, I knew who I wanted to work with on this project. His name is Jeff Grader and he's an amazing artist. I've known him most of my life. So it was like I'm going to hire Jeff. I'm going to pay him whatever he wants because he's the one that can make this happen because he's done children's books before. And he really made my cat and dog, who are the stars of the book, he really made them come alive with each of these different terms. And I know kids are going to get it because when we got the first copies in, I sat down with my kids, they were three-and-a-half at the time, and we started going through the book, and they were pointing at the pictures, and they knew what was going on. One of them is, I think C for Coins is in there. And it's my cat putting some coins in a vending machine. And Bran, my little son, he would say, "Hey, he's putting something in the machine and he's getting crackers out of it." And he gets those concepts. So at that time, I was like, "This is going to work. The kids are going to understand this." Yeah. Man, I love how you did this. I'm reading it right now so I'm kind of paused. So you have two characters, Riker and Pip. Where did you come up with those names? Just something you came up with or did your kids help you come up with the characters? Well, we have two fur kids, well, we have three fur kids. Two cats and a dog in our family. Our cats are Riker and Jake, and our dog, he's a chihuahua, his name is Pip. Okay. So for-- my wife named him after a famous character in a book, but it escapes me. Rike is obviously a Star Trek character. So I named him. Big Star Trek nut. Okay. Awesome. So we made them the main characters. I guess your kids appreciate their own pets being a part of the book. Absolutely. And then when I opened up the book, they clearly recognized who those animals were. That's pretty sweet. So have you had any opportunity of as you're sharing this with your friends and with other kids, what's been the feedback? Have you received any? Yeah. I've given out a number of copies to friends and family, and the feedback so far has been amazing. Everyone loves it. They love the message that it's got. There's really nothing out there like this yet, which I'm really happy about And it was a passion project. I wanted to do something I could leave a legacy for my kids, teach them something, and also help others. All the profits from this book go to charity, children's charities, specifically [inaudible] pretty excited about. You guys are a specific charity, or is it just as needs come up, or what's the plan? Yeah. There's a story behind the book. There was a little girl who we, excuse me. That's okay. There's a little girl who emailed in my show with a really sad story. She was abused. Wanted to take all the profits and donate them to children's charities. That is fantastic. [inaudible] I really appreciate your heart for kids, not just your own, but for other kids. What is it about kids that there's a soft spot in you? Certainly, I love kids and I love animals. And the reason is I want to help people or beings that cannot help themselves. And those are the categories at the top that most people know. Kids can't speak up for themselves, animals, too, which is why I like incorporating the animals that we have into this book. But kids more so [laughter]. They don't have a voice. Sometimes they can't. They don't know what the words to say. And especially with abused kids, they really don't have a voice. And they need somebody to stick up for them and charities to support them. That's right. Well, I believe the philosophy of Inspire Kid is that in every kid, there is an unlimited potential for greatness. Absolutely. No matter the race, the color, no matter the ability, no matter where they come from. And so-- I read a great quote - well, it's not a quote, just a fact of life - the other day about people and their potential, and that's everyone is created equal on the inside. That's right. We can't all dunk a basketball, but everyone is-- there's a level playing field out there. That's right. That's right. To be able to rescue kids, this girl that really captured your heart, to see the innocent abused, to see the innocent, for me, marginalized, it's infuriating, actually, how we treat kids sometimes in the world. And so-- They deserve better. They do, they do. They do deserve better because inside that kid is unlimited potential and, by golly, they're they're the ones that are going to be following us just to take care of them. It kind of sows good seed into our future. So what are you hoping to get out of the message for the money A to Z for when you go up to a parent and you hand the book to them, say, "Hey, here's a book." And the parent looks at it, "What's this about." What's your spiel? I think that one of the biggest things kids are missing is a foundation of money education and just values even. I've tried to throw in many values without being too preachy in this book. What is a want and what is a need? And I think that's a big thing with raising kids. If you can teach them just the difference between that, they're - to put it plainly -they're less bratty, so. Great kids that have good core values growing up, they become productive members of society and I hope this is a foundational element that can be incorporated into a child's upbringing before they get to kindergarten that can help be on their way to, again, avoiding the money mistakes that I made early on. And we can put that in every kid so that they know here's needs, here's values, here's wants, here's what dollars are, here's why you get a job, here's why you work, here's all the benefits of knowing how to handle money. And even if a parent doesn't know those things, which I would say the majority of us have not experienced that in our own lives, we don't get that education, I mean that's okay, at least you can teach your kids how to