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The Flood Insurance Guru

410 Episodes

5 minutes | May 19, 2023
Episode 408: 5 Questions When Determining Best Flood Insurance Option
In today's podcast we are discussing what is the better flood insurance solution for you?Is it the National Flood Insurance Program or Private Flood Insurance Are you looking for more than $250,000 in building coverage Have you had flood claims Looking for replacement cost on contents Looking for limited rate increases looking for best overall pricing This five questions will lead you to the best solution for your situation
7 minutes | May 9, 2023
Episode 407: 3 Problems People Have with Flood Insurance and How to Solve Them
In this podcast we are looking at three common problems people have with flood insurance and how to solve them.We look at Why bank will not accept flood policy How deductibles work What does policy cover
5 minutes | Apr 13, 2023
Episode 406: Importance of Insurance in Avoiding Financial Devastation
In this episode of The Flood Insurance Guru podcast, we look at the role insurance plays in avoiding financial devastation.We look at major events in which insurance has played a role. We look at other countries' insurance systems compared to the United States and what we can learn.Ready to get a flood insurance quote click here
6 minutes | Mar 31, 2023
Episode 405: NFIP Claims Variable Changes
In this episode of the podcast, we look at the claims variable with the National Flood Insurance Program. We look at how this can benefit property owners, real estate agents, lenders, and insurance agents.You can find the video and blog in our learning center by clicking hereReady to purchase the right flood insurance coverage click here
7 minutes | Mar 22, 2023
Episode 404: What Does Flood Insurance Cover?
In this episode of The Flood Insurance Guru podcast, we are discussing what does flood insurance cover? and what is defined as a flood.?If you are ready to take the next steps to purchase the right flood insurance coverage then click hereOrder elevation certificates hereFind your flood risk here
5 minutes | Mar 10, 2023
Episode 403: Is Snow Melt Damages Covered by Flood Insurance?
In this episode of the podcast we are discussing if snow melt damage is covered by flood insurance.We look at the following things What is a flood? What is ground water? What is surface water? Resources for flood education
5 minutes | Mar 2, 2023
Episode 402: Everything Investors Need to Know About Profit and Flood Insurance
In this episode of the podcast, we are discussing flood insurance and profitability on investment properties. We are looking at how to minimize the cost of flood insurance, how to use it to keep revenue coming in, the different flood insurance options, and flood zone changes.
5 minutes | Dec 5, 2022
Episode 401: Flood Insurance and Buying Power on a Home
There have been alot of changes with flood insurance recently. One of these changes is FHA accepting private flood insurance.How could this impact your buying power on a home?That is exactly what we discuss in this podcastWe look at the power of private flood insuranceReady to get the right flood insurance coverage? click hereVisit the flood learning center here. 
7 minutes | Nov 30, 2022
Episode 400: How Has the Flood World Changed?
It's episode 400 and we look at how the flood world has changed since episode 1. We look at how flooding has changed We look at how flood insurance underwriting has changed We look at how flood insurance options have changed What does the flood world look like going forward Read to take the next steps to get the right flood insurance? click here
4 minutes | Nov 29, 2022
Episode 399: Is Affordable Flood Insurance coming to Alabama
FHA recently started accepting private flood insurance in Alabama. Does this mean affordable flood insurance is coming to Alabama?We look at that in this podcast and some relaxing of state laws to help bring more private flood insurance to Alabama.Ready to get the right flood insurance? click here
6 minutes | Nov 25, 2022
Episode 398: Is the National Flood Insurance Program Going Out of Business
Is the National Flood Insurance Program going out of business? Thats exactly what we are discussing today. We are looking at two major changes in the last two years Risk rating 2.0 FHA accepting private flood insurance Could these two changes be the final blow to the National Flood Insurance Program?If you are ready to purchase flood insurance the right way click here
5 minutes | Nov 23, 2022
Episode 397: How Will FHA Accepting Private Flood Insurance Impact Coverage Requirements
In this episode of the podcast, we are looking at how FHA accepting private flood insurance could impact coverage requirements,We look at the current coverage requirements and how those requirements could change.Ready to take the next steps to get the right flood insurance coverage? Click here 
8 minutes | Nov 22, 2022
Episode 396: What Happened When I Bought a House in a Flood Zone
Today i tell you about my experience of buying a house in a flood zone.I talk about things like private flood insurance, national flood insurance program, policy assumptions, and flood zone changes.I look at lessons learned 10 years ago.
4 minutes | Nov 21, 2022
Episode 395: FHA Accepts Private Flood Insurance
Effective 12/21/20225 FHA will accept private flood insurance. In this podcast, we talk about some stipulations and things you need to pay attention to.We talk about non-participating communitiesWe talk about flood insurance coverageReady to take the next steps to get the right flood coverage click here
6 minutes | Nov 14, 2022
Episode 394: Hurricane Ian Lessons Learned
In this podcast we are looking at hurricane Ian lessons learnedWe look at 3 lessons Need for flood insurance and understanding flood risks Importance of understanding flood insurance policies Resources for financial recovery Ready to take the next steps to get the right flood insurance coverage? Click hereVisit the flood learning center here
6 minutes | Nov 10, 2022
Episode 393: Closing the Gap with Excess Flood Insurance
In this podcast, we are discussing excess flood insurance. We are looking at the dangers of not having excess flood insurance.We look at how claims could impact the different optionsWe look at SBA disaster loansVisit the flood learning center here to get all your flood insurance questions answeredReady to get the right flood insurance coverage? Click here to start the process
6 minutes | Nov 9, 2022
Episode 392: Election Day Who Gets Your Vote? NFIP or Private Flood Insurance
It's midterm election time and we are looking t who should get your vote. Is it the National Flood Insurance Program or private flood Insurance?We look coverages availableWe look at risk rating 2.0Policies being non renewedClaims processReady to take the next steps to get the right flood insurance click hereYou can also visit the flood learning center here
3 minutes | Nov 8, 2022
Episode 391: 5 Things Captive Insurance Agents Need to Know About Flood Insurance
Captive and Independent insurance agents can live in different worlds. Today we look at 5 things captive insurance agents need to know about flood insurance.We look at what is a captive insurance agent?What flood insurance options are available?Replacement cost and actual cash valueDeductiblesHow do claims impact flood insurance rates?Ready to take the next steps to purchase the right flood insurance click hereWant to learn more about flood insurance visit The Flood Learning Center by clicking here
5 minutes | Nov 2, 2022
Episode 390: Does the New Water Endorsement Replace Flood Insurance?
In today's podcast, we are discussing the new water endorsement or surface water endorsement. We are looking at if this endorsement replaces flood insurance.We look at the difference in coverages between this endorsement and flood insurance policies.We look at how policy language is written for both of these.We even look at the pricing difference. between these two products.Ready to take the next steps to get the right flood insurance? Click hereYou can also get all your flood insurance questions answered by visiting the flood learning center.
5 minutes | Oct 25, 2022
Episode 389: Ways to Reduce Friction When Changing Flood Insurance Agents
In this episode of the podcast, we are talking about friction when changing flood insurance agents.We look at the smoothest way to change flood insurance agents.We are discussing agent of record changes, rewritten flood policies, and new flood insurance policies.Ready to experience flood differently?Click below to get a quoteGet a QuoteFlood Learning Center
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