Listen Now

This episode will cover all your options when it comes to taking a loan from your policy. You can repay the loan, you can pay back just the interest, you can not pay back anything - whatever works for you! We discuss specific examples and how these payment options affect the performance of your policy.

In this week's episode, Steve will go through typical cash value life insurance returns and compare them with other assets you can place your money in (like real estate and the stock market) and see what their taxable equivalents are. Will your money really get you farther if you invest in the stock market? Find out! Check out the video here: https://www.youtube.com/watch?v=PrWU7Yx3Q1c&list=PL3qYetO2Oc86Mz2GIlopgNryZ5QOZtW4O&index=40&t=8s

In this episode, Steve discusses the many ways a policy can be split into insurance cost and cash and which split is the most effective. This can vary depending on your age, health, income, and needs - but overall, if you stick to a certain ratio, you can always maximize your cash regardless of your circumstances! Watch our YouTube video here: https://www.youtube.com/watch?v=uGMUuLj6Sfo&feature=youtu.be

In this webinar, Steve goes over your options if you can't pay into your policy for any reason. Life happens - sometimes there are more pressing areas to put your money into! But you don't have to let your policy lapse. Such is the beauty of a high cash value policy! Check out the YouTube video here: https://www.youtube.com/watch?v=wIZj7GeAcZs&list=PL3qYetO2Oc86Mz2GIlopgNryZ5QOZtW4O&index=36

This episode will discuss how you can actually take income out of your cash value life insurance policy! How can you set a policy to support it? What are some things to look out for when planning to do this? Listen in to find out! Watch the YouTube video here: https://www.youtube.com/watch?v=aiVXQBrZbW8&list=PL3qYetO2Oc86Mz2GIlopgNryZ5QOZtW4O&index=36&t=9s

If you notice that your current life insurance policy isn't giving you as much cash value as it should, what are your options? Should you switch to a different company? Can you even do that? Or are you just stuck not getting the most out of your money? Watch the YouTube video here.

Our agents get asked about how loan interest works very frequently! It can be quite confusing and complicated, but this webinar goes into all the details from start to finish to help you understand how the interest accrues, where it goes, how to pay it off effieciently, etc. Watch the YouTube video here.

Disclaimer: everything mentioned in this webinar should not be used as professional tax advice. Please consult a CPA before making any decisions using the information discussed. This episode will go through the possible pros and cons of using a cash value life insurance policy to make tax payments. Watch the YouTube video: https://www.youtube.com/watch?v=5DKra7ndBLY&list=PL3qYetO2Oc86Mz2GIlopgNryZ5QOZtW4O&index=32

We get asked this question all the time! Steve goes through the top 4 companies' projections, flexibility, and actual performance. The important thing for someone looking to take apolicy out is to ask the right questions! Make sure you know what your options will be if you go with a certain company and that it will suit your lifestyle and financial goals.

This episode is a continuation of last week's on the PUA Rider. Steve briefly reviews Part 1, adds in some more details, and ultimately focuses more on the net returns.

The Paid Up Additions Rider (Part 1). This week's episode will cover it's flexibility across the main companies we recommend, any fees implemented when this rider is used, and what you actually earn from taking advantage of it.

One of the best long-term goals of starting a policy is to be able to pay for your children's college education. In this episode, a lot of the same main points are hit - go with one of the 4 Major Mutual companies, design the policy for maximum cash value, how to utilize policy loans - but we will also discuss some other parameters you might want to consider if you want to use a policy for college plannin specifically.

 Many people have read Nelson Nash's book Becoming Your Own Banker and know he had several policies on himself. He knew what he was doing - so should you have multiple policies as well? Not necessarily! Tune in to this week's episode to find out when multiple policies might be beneficial, but also why it is most likely not the best option. Check out the video recording of this webinar here: https://www.youtube.com/watch?v=SKXWF9JJMv0&list=PL3qYetO2Oc86Mz2GIlopgNryZ5QOZtW4O&index=27

Most people just think of premium payments when it comes to life insurance policies. But there is more to it when it comes to using life insurance for CASH! This webinar breaks down the amount a policyholder pays into a policy each year showing how money can pay for insurance or go into cash for you. This is one of the main aspects of using the Infinite Banking Concept and will really help one understand why it can be so useful. Watch the video recording here: https://www.youtube.com/watch?v=K0hwUMskBnI&list=PL3qYetO2Oc86Mz2GIlopgNryZ5QOZtW4O&index=26

Another question we get asked all the time is, "What is the absolute minimum/maximum amount I can contribute to my policy?" While these amounts can be very flexibile and tailored to your financial needs, there are always limits! Listen in to find out just how low (or high) you can go! Watch the video recording here: https://www.youtube.com/watch?v=C2MVmlfsTt4&list=PL3qYetO2Oc86Mz2GIlopgNryZ5QOZtW4O&index=25

Potential clients are frequently interested in seeing the guaranteed values when looking at sample policies. What do those values mean for you as a policyholder? Are they important to be aware of? Find out in this week's episode! Watch the recording here: https://www.youtube.com/watch?v=0naL1wqz8Ag&list=PL3qYetO2Oc86Mz2GIlopgNryZ5QOZtW4O&index=24

The Infinite Banking Concept/Cash Value Life Insurance is something that large corporations use frequently. But how? Why do they choose life insurance as a means of making/saving money? Listen in to find out! Check out the video here: https://www.youtube.com/watch?v=Wenjiu_95-8&list=PL3qYetO2Oc86Mz2GIlopgNryZ5QOZtW4O&index=23

This episode goes back to the beginning! Covering the basics of the Infinte Banking Concept and Cash Value Life Insurance is what really helps people understand how it can help them (or not!). We'll cover all the highlights of the concept, how it works, its limits, its flexibility, and more! Check out the video recording here: https://www.youtube.com/watch?v=JS_Hgg7Gw2I&list=PL3qYetO2Oc86Mz2GIlopgNryZ5QOZtW4O&index=23&t=8s

In one of our most popular webinars, Steve teamed up with Denzel Rodriguez, a Veolicity Banking Specialist, to discuss how the Infinite Banking Concept and Velocity Banking differ and how they can work hand in hand. Our businesses share many of the same clients and this episode really helped show the relationship between the two concepts and how they can help people save money and get out of debt!

What is a Survivorship policy? Is it easier to just get a policy on your spouse and yourself? What does that mean for your chosen beneficiary? Everything you need to know about Survivorship Policies is covered in this episode! Check out our YouTube video here: https://www.youtube.com/watch?v=CmTDlWQKwXk&list=PL3qYetO2Oc86Mz2GIlopgNryZ5QOZtW4O&index=21&t=0s