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Do you want to start your own business but then  start to have your doubts? It's normal to have doubts creep up when you want to do something that pushes you out of your comfort zone. You will always think that you are not ready. To start your own business, you need to have a financial plan, clear goals and courage to jump into the waters of entrepreneurship. You will learn the rest along the way, like today’s guest who is a digital nomad. Tasha Prados is a bilingual and multicultural strategist with ten years of international project management, communications, and marketing experience with the world’s leading agencies, brands, and nonprofits. Today, she is here to share with us her upbringing,the experiences/lessons around money and how to tackle the feeling of guilt as part of the Latinx community. She also shares what led her to become an entrepreneur and her best advice to others who want to have their own business. What you'll learn about in today's episode: A discussion on guilt and privilege that exists amongst some Latinos An inside look at Tasha’s experiences and struggles as an entrepreneur Her top recommendations to others who want to become entrepreneurs and are their own sole providers For a quick recap of this episode go to http://www.jenhemphill.com/297   Want to get social? Let’s connect more on Instagram @jenhemphill   Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero   For all of those financially strong women who want to keep learning and taking control of their finances. Financially Strong Circle, learn more here: http://www.jenhemphill.com/membership   The post, She Became a Digital Nomad with a Profitable Business, Learn How | HDM 297 appeared first on the Her Dinero Matters Podcast.

When you immigrate to a country, there can be many challenges, such as learning a new language, culture, beliefs, and let's not forget how to navigate the financial system. First-Gen Latinos(as) often find themselves involved in helping their parents navigate this system at a young age. Our guest in this episode is no exception. Lea Landaverde, a First-Generation, Queer, Latina - Entrepreneur, Master of Finance, Professor, Wealth Coach and Podcast Host of Mi Riqueza Podcast, shares with us her role in her parents’ experience navigating the financial system, and how the 2008 recession marked her life. She also shares what led her to serve underserved communities and how she is helping to break the generational curses of money. What you'll learn about in today's episode: How the 2008 recession marked Lea’s money journey Her role in her parents’ experience navigating the financial system in the U.S.  How Lea helps her clients to break their generational money curses For a quick recap of this episode go to http://www.jenhemphill.com/296   Want to get social? Let’s connect more on Instagram @jenhemphill   Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero   For all of those financially strong women who want to keep learning and taking control of their finances. Financially Strong Circle, learn more here: http://www.jenhemphill.com/membership   The post, Helping Family Navigate the Financial System as a First-Gen Latina | HDM 296 appeared first on the Her Dinero Matters Podcast.

Are you a small business owner and you don’t know where to start when it comes to managing your business finances? It is normal to ask for the help of a bookkeeper when you are too busy trying to manage your own business and there is just no time left for much else. A bookkeeper is a perfect solution to get your business finances organized so you can spend that time on other tasks and be at ease that your business finances are taken care of (in addition to being ready for tax season). In this episode, you are going to meet my bookkeeper whose mission is to empower women’s finances. Our guest, Andrea Rotondo, owner of Liquid Cents Bookkeeping, shares with us her upbringing and experiences/lessons around money and her experience working at his father’s business. She also shares the things a business owner should do to make life easier in terms of keeping their own books, and when is a good point to hire a bookkeeper. What you'll learn about in today's episode: How Andrea started her first own business at the age of eight and what that business was. How her career evolved and why she became a bookkeeper When is a good point to start hiring a bookkeeper?   For a quick recap of this episode go to http://www.jenhemphill.com/295   Want to get social? Let’s connect more on Instagram @jenhemphil   Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero   For all of those financially strong women who want to keep learning and taking control of their finances. Financially Strong Circle, learn more here: http://www.jenhemphill.com/membership   The post, How Getting Those Business Finances Organized Will Change Your Life | HDM 295 appeared first on the Her Dinero Matters Podcast.

Hablar de presupuestos ¿te hace doler la cabeza? Es muy probable que desde pequeña hayas adquirido este miedo o incertidumbre por este tema. Por ello, es importante comprender y abrir tu mente a los grandes beneficios que un presupuesto puede traer a tu vida financiera. Para empezar con el pie derecho debemos comenzar por el principio ¿qué es un presupuesto? En este episodio, aparte de comprender qué es un presupuesto, enumeraré algunas de las múltiples ventajas que tiene un presupuesto, además de ayudarte a saber qué hace o qué no hace un presupuesto. También hablaremos sobre nuestra cultura dentro de este tema de los presupuestos. Lo que aprenderás en el episodio de hoy: Lo que no hace un presupuesto 4 de las ventajas de tener un presupuesto La realidad de nuestra cultura y la educación financiera For a quick recap of this episode go to http://www.jenhemphill.com/294   Want to get social? Let’s connect more on Instagram @jenhemphill   Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero   For all of those financially strong women who want to keep learning and taking control of their finances. Financially Strong Circle, enrollment now open! To know more about this membership go to: http://www.jenhemphill.com/membership   The post, ¿Qué es un Presupuesto?: Una Nueva Perspectiva y sus Beneficios | HDM 294 appeared first on the Her Dinero Matters Podcast.

There is no doubt that the wealth gap exists in our community. Learning how to invest and investing is key to minimize that wealth gap, not just for ourselves, but for our families. Another way to minimize the wealth gap is looking into a career that pays well. One field that can pay well is alternative investments.  In this episode, Carmen Ortiz-McGhee,  the Chief Operating Officer of the National Association of Investment Companies (NAIC), the trade association and largest network of diverse-owned private equity firms and hedge funds, shares with us her money journey and what drove her to advocate for economic opportunity for the underserved. She also shares how NAIC supports women in alternatives. What you'll hear about in today's episode: An inside scoop on opportunities and access to capital for women and people of color business owners. What the National Association of Investment Companies values and how they help. What alternative investments are and the pros and cons to them. For a quick recap of this episode go to http://www.jenhemphill.com/293   Want to get social? Let’s connect more on Instagram @jenhemphil   Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero   For all of those financially strong women who want to keep learning and taking control of their finances. Financially Strong Circle, enrollment now open! To know more about this membership go to: http://www.jenhemphill.com/membership   The post, A Helpful Conversation On Alternative Investments As a Career Path | HDM 293 appeared first on the Her Dinero Matters Podcast.

Have you ever thought or do you think that if you were born poor you died poor? Generational poverty is at the root of many of our traumas. You can build the life you've always dreamed of, no matter where you came from or where you are at in your money journey. The important thing is to align your mindset, actions, and to know how to find your voice. Today’s guest shares how she coped with her traumas and found her voice not just for herself but others who hadn’t found their voice.  In this episode, Hilda Zamora, a legal giant in her community shares with us her upbringing and lessons around money, plus the unspeakable experience that marked her life and some words to pass on to other Latinas that are limiting themselves as to the money they can earn and the wealth they can build. What you'll hear about in today's episode: The inside story behind the experience that marked her life and her financial journey Her perspective on how generational trauma affects the Latino Community in building wealth How she found her voice and how you can too For a quick recap of this episode go to http://www.jenhemphill.com/292   Want to get social? Let’s connect more on Instagram  @jenhemphil   Grab your copy of My Daily Money Ritual and increase your money confidence here: https://jenhemphill.com/dinero   For all of those financially strong women who want to keep learning and taking control of their finances. Financially Strong Circle, enrollment now open! To know more about this membership go to: http://www.jenhemphill.com/membership   The post, How to Find Your Voice and Change Your Life | HDM 292 appeared first on the Her Dinero Matters Podcast.

Your money history, upbringing, and how you perceive money are a big thing standing in the way of achieving your financial goals. However, by expanding your money capacity, you will learn how to handle and embrace each level that comes up in  your life.  Plus, this is happening all while impacting your growth  in ways you didn’t think were possible.  In this episode, Lisa Fabrega, a leadership coach who helps ambitious people expand their capacity to handle more growth, wealth & success, shares with us what changed the perception she had around money and how it helped her to get out of debt. She also shares what is capacity shift and one useful tip to increase your money capacity. What you'll hear about in today's episode: Lisa’s 100k debt and how a conversation changed her perception about money What capacity shift is and why it matters One tip to increase your money capacity For a quick recap of this episode go to http://www.jenhemphill.com/291   Want to get social? Let’s connect more on Instagram  @jenhemphil   Grab your copy of My Daily Money Ritual and increase your money confidence here: https://jenhemphill.com/dinero   For all of those financially strong women who want to keep learning and taking control of their finances. Financially Strong Circle, enrollment now open! To know more about this membership go to: http://www.jenhemphill.com/membership   The post, How To Empower Your Finances By Expanding Your Money Capacity | HDM 291 appeared first on the Her Dinero Matters Podcast.

¿Quieres ahorrar más y ser consistente en ello? Ahorrar por ahorrar no siempre te llevará a buenos resultados. Por lo que debemos tener planes con ese dinero para tener la motivación correcta y de esa manera seguir incrementado estos ahorros y ser consistente. Con un plan y motivación lograrás ver tu mismo(a) la gran diferencia que esto hace en tus metas financieras este año. Ahorrar con un significado hará que veas resultados. En este episodio seremos solo tú y yo, donde te conversaré de los tres pasos que te recomiendo para que puedas alcanzar tus metas de ahorro, lograr ahorrar incluso más dinero que antes y ser consistente. Lo que escucharás en el episodio de hoy: La pregunta más importante para hacerse a uno mismo y así ahorrar más dinero Un paso que muchos no hacen al ahorrar y que te impide ahorrar más Una cosa que tus metas deben incluir para incrementar tus ahorros For a quick recap of this episode go to http://www.jenhemphill.com/290   Want to get social? Let’s connect more on Instagram  @jenhemphil   Grab your copy of My Daily Money Ritual and increase your money confidence here: https://jenhemphill.com/dinero   For all of those financially strong women who want to keep learning and taking control of their finances. Financially Strong Circle, enrollment now open! To know more about this membership go to: http://www.jenhemphill.com/membership   The post, Cómo Ahorrar Más Dinero Y Ser Consistente En Este Nuevo Año | HDM 290 appeared first on the Her Dinero Matters Podcast.

As women we sacrifice so much that impacts our finances in the long-term. Tune into this replay to learn what this really means with this powerful interview.  For a quick recap of this episode go to: https://jenhemphill.com/103 Get notified when the new limited series private podcast goes live where we explore budgeting, why it is so misunderstood and how you can make it work for you once and for all: https://jenhemphill.com/limited Want to get social? Let’s connect more on Instagram @jenhemphill

Money can strain a relationship, but being able to have money conversations minimize that. and this replay  will teach you those money conversations you need to have. For a quick recap of this episode go to: http://www.jenhemphill.com/173 Get notified when the new limited series private podcast goes live where we explore budgeting, why it is so misunderstood and how you can make it work for you once and for all: https://jenhemphill.com/limited Want to get social? Let’s connect more on Instagram @jenhemphill

Who doesn’t need a little abundance in their life, especially around this time of this year. Give this replay a listen for some tips on how to become and feel more abundant.  For a quick recap of this episode go to: https://jenhemphill.com/206 Get notified when the new limited series private podcast goes live where we explore budgeting, why it is so misunderstood and how you can make it work for you once and for all: https://jenhemphill.com/limited Want to get social? Let’s connect more on Instagram @jenhemphill

The month of December brings holiday cheer but it can also bring overwhelm. This replay will help you learn strategies on how to manage this overwhelm.  For a quick recap of this episode go to: https://jenhemphill.com/270 Get notified when the new limited series private podcast goes live where we explore budgeting, why it is so misunderstood and how you can make it work for you once and for all: https://jenhemphill.com/limited Want to get social? Let’s connect more on Instagram @jenhemphill

If you are a proud latina and want to change the financial path together for our community give this replay a listen.  For a quick recap of this episode go to: https://jenhemphill.com/220 Get notified when the new limited series private podcast goes live where we explore budgeting, why it is so misunderstood and how you can make it work for you once and for all: https://jenhemphill.com/limited Want to get social? Let’s connect more on Instagram @jenhemphill

Happy Thanksgiving Day! Today we practice gratitude and hopefully are surrounded by our loved ones. When you get some  “alone time”, use this Thanksgiving ritual that will help you to be grateful with yourself, your money, your family and your financial actions this year. This exercise will help you to boost your finances and your confidence, if you actually do it that is. I highly recommend doing it before going back to your normal routine on Monday. Are you in? What you'll hear about in today's episode: A different way to celebrate Thanksgiving How to be thankful for you and the loved ones you are closest to The step by step details of this Dinero Thanksgiving Ritual For a quick recap of this episode go to http://www.jenhemphill.com/289   Want to get social? Let’s connect more on Instagram  @jenhemphil   Grab your copy of My Daily Money Ritual and increase your money confidence here: https://jenhemphill.com/dinero   For all of those financially strong women who want to keep learning and taking control of their finances. Financially Strong Latina La Membresía, enrollment now open! To know more about this membership go to: http://www.jenhemphill.com/membership   The post, A Dinero Thanksgiving Ritual For You | HDM 289 appeared first on the Her Dinero Matters Podcast.  

Our values matter and when it comes to values and our money we need to pay close attention. Sometimes though, our spending is not aligned with our values. If that happens we need to ask ourselves why.  In this episode, Pedro Sanchez Jr., a leadership and financial coach with the purpose of teaching strategies to create success in your life and in finances, shares with us his core values, where do they come from and why are they important. He also shares the biggest financial challenges the Latino community face and why he decided to teach financial literacy to our community. What you'll hear about in today's episode: What Pedro’s core values are and where they come from Why Pedro decided to teach financial literacy to the Latino community Pedro’s take on the biggest financial challenges for the Latino community For a quick recap of this episode go to http://www.jenhemphill.com/288   Want to get social? Let’s connect more on Instagram @jenhemphill   Grab your copy of My Daily Money Ritual and increase your money confidence here: https://jenhemphill.com/dinero   For all of those financially strong women who want to keep learning and taking control of their finances. Financially Strong Latina La Membresía, enrollment now open! To know more about this membership go to: http://www.jenhemphill.com/membership   The post, Values and Our Money, Why We Should Pay Attention | HDM 288 appeared first on the Her Dinero Matters Podcast.

This Episode is Sponsored by AARP  Have you ever had an unexpected expense and found yourself overwhelmed and not knowing where to start? I know I have been there. Fortunately for us there is AARP Money Map™ which is now available en español.  In this episode, we dive deep into how with AARP Money Map™ you can navigate unexpected expenses as well as other areas in your financial life. Joining us for this conversation is special guest Veronica Segovia Bedón, Senior Advisor, AARP, Diversity, Equity & Inclusion.   What you'll hear about in today's episode: What AARP Money Map™ is and why we should take a look Why it was important for AARP to translate this tool into Spanish How AARP Money Map™ works Share this information with your familia with this simple link: https://jenhemphill.com/bonusaarp Want to get social? Let’s connect more on Instagram @Jenhemphill  

Este Episodio es Patrocinado por AARP. ¿Alguna vez has tenido algún gasto inesperado y te has sentido abrumado y sin saber por dónde empezar? Yo he estado ahí. Afortunadamente para nosotros, existe AARP Money Map ™, que ahora está disponible también en español.  En este episodio, aprendemos cómo AARP Money Map ™ puede ayudarnos a afrontar los gastos inesperados, pero también cómo nos puede ayudar en otras áreas de nuestra vida financiera. Nuestra invitada especial para este episodio es Veronica Segovia Bedón, Senior Advisor, AARP, Diversity, Equity & Inclusion.   Lo que escucharás en el programa de hoy: ¿Qué es AARP Money Map™ y por qué deberíamos usarlo? La importancia de traducir esta herramienta a español para AARP ¿Cómo funciona AARP Money Map™? Comparta esta información con su familia con este simple enlace: https://jenhemphill.com/bonusaarp ¿Estás en las redes sociales? Conectémonos en Instagram: @Jenhemphill

Maybe you have dreamt about changing your family’s legacy but you don’t know where to start. There are a variety of options and one is not better than the other. In this episode you will meet the Donis brothers who share how they are changing their family’s legacy with real estate investing.   Jeffrey, Kenneth, And Kerwin are three brothers from North Carolina who specialize in Multifamily Real Estate, and two of them are here to share with us their upbringing and lessons they had around money. They also share the top mistakes to avoid when starting in the real estate space and some helpful tips. What you'll hear about in today's episode: The Donis brothers experiences/lessons around money The top mistakes to avoid when starting in the real estate business A helpful tip for anyone interested on Real Estate For a quick recap of this episode go to http://www.jenhemphill.com/287   Want to get social? Let’s connect more on Instagram @jenhemphill   Grab your copy of My Daily Money Ritual and increase your money confidence here: https://jenhemphill.com/dinero   For all of those financially strong women who want to keep learning and taking control of their finances. Financially Strong Latina La Membresía, enrollment now open! To know more about this membership go to: http://www.jenhemphill.com/membership   The post, How They Are Changing Their Family’s Legacy with Real Estate Investing | HDM 287 appeared first on the Her Dinero Matters Podcast.

There are some things we do without thinking like snoozing the alarm multiple times every morning or stopping by a coffee every day before going to work. Those actions are habits which can be good, neutral and or bad for your money depending on your particular situation. In this episode, I wanted to discuss this topic because I have been very inspired by the book “Atomic Habits” by the author James Clear as it has given me a new perspective on habits and their impact on our finances. What you'll hear about in today's episode: How habits can help or hurt your finances The key question to ask yourself when wanting to change a habit 3 tips that will help you create and make those good habits stick (while getting rid of the bad ones)  For a quick recap of this episode go to http://www.jenhemphill.com/286   Want to get social? Let’s connect more on Instagram @jenhemphill   Grab your copy of My Daily Money Ritual and increase your money confidence here: https://jenhemphill.com/dinero   For all of those financially strong women who want to keep learning and taking control of their finances. Financially Strong Latina La Membresía, enrollment now open! To know more about this membership go to: http://www.jenhemphill.com/membership   The post, How Atomic Habits Can Help Your Finances | HDM 286 appeared first on the Her Dinero Matters Podcast.

Most of us have had moments of feeling stuck, but we just don’t know what to do to experience a breakthrough so we can move forward successfully. It is a fact that we are the ones that limit ourselves with the thoughts we carry in our head. Our mind is connected with our energies and therefore in our actions, so in order to transform our life we ​​have to believe in ourselves. Harry López, MA, is a Latinx Transformational Coach, Entrepreneur, and Leader in the Consciousness industry. He is here to share with us the first step to seek transformation and a valuable piece of advice to minimize those limiting money beliefs. What you'll hear about in today's episode: How his parents played a relevant role in his financial journey A piece of advice for anyone who wants to minimize those limiting money beliefs The first step to take when seeking transformation For a quick recap of this episode go to http://www.jenhemphill.com/285   Want to get social? Let’s connect more on Instagram @jenhemphill   Grab your copy of My Daily Money Ritual and increase your money confidence here: https://jenhemphill.com/dinero   For all of those financially strong women who want to keep learning and taking control of their finances. Financially Strong Latina La Membresía, enrollment now open! To know more about this membership go to: http://www.jenhemphill.com/membership   The post, Simple Tips to Help You Transform Your Life and Your Money | HDM 285 appeared first on the Her Dinero Matters Podcast.