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If recessions occur every 10 years then every time one happens you are experiencing it for the first time. This is because the cause of every recession will be different and because you will be affected differently each time depending on the phase of life that you are in each time. Recession defined – a period

4. Successful individuals have clear priorities. Having clear, well-defined priorities is the fourth of twenty-five things that successful people do. In this 25-part series, we’re spinning our original inspiration “25 Things Poor People Do That Rich People Don’t” into a more constructive and positive narrative help to guide our future actions and decisions. From 0:00 to

3. Successful individuals engage in family planning. Engaging in family planning is the third of twenty-five things that successful people do. In this 25-part series, we’re spinning our original inspiration “5 Things Poor People Do That the Rich Don’t Do” into something more constructive, positive, and inspirational to guide our future actions and decisions. In this

2. Successful people have a well-developed value system. In this episode we discuss: What a value system represents: Pre-made decisions (and decisions that you’ll never have to make again) An opportunity to never be a victim of temptation Something that should evolve as you go though life An opportunity to ensure that all of your

1. Do you understand the game? What is the game? The game of numbers. Poor people are quick to complain about why the entertainers earn so much money whereas a hardworking school teacher goes home with miserable pay. What they don’t understand is that wealth is attracted to numbers. Your earning is directly proportional to

Afterschoolaferica.com 25 Things That Successful People Do  // Poor People do that Rich People Don’t Introduction Episode Introduce the 25 concepts Listener experience Spinning the narrative – what you are rather then what you’re not Pursue things that challenge your current beliefs Being honest with yourself – what you are doing and what you really want

How school can set you up for failure Once upon a time If you remember your time back in post secondary school how you were sold the idea that if you get this diploma or degree the world would be waiting for you at the other end. Ways that we’re sold this In high school

Warranties Introduction: A warranty is a legally binding commitment forming part of the sales contract which assures the buyer that the product or service is free from defects. A warranty often provides for a specific remedy such as repair or replacement in the event the article or service fails to meet the warranty. – The difference between insurance and warranties

Hobbies Hobbies are more important than you think, this can often fill the gaps left between our life responsibilities and job responsibilities. Hobby risk – chasing a new hobby every couple of months, when investigating a hobby try to identify the challenges of the hobby and try to determine if those are challenges or problems

Accepting the lifestyle your income delivers  Life is full of choices, where you live, how you live, where you work, how you work  You can choose a lifestyle and then try to acquire an income level to support it or you can choose a career and then discover a lifestyle that that career will support. 

You Can Have Anything You Want…just NOT Everything You Want  Have you ever wondered about the people who look like they have it all?  Tip on finding focus: have interests and hobbies the lead to related interests and hobbies – hobby matrix  We often idealize people’s lives or situation but are not willing to make

Avoid Lifestyle Inflation…….Until When?  What is lifestyle inflation?  The Problem with lifestyle inflation:  It happens gradually  It can impact your future goals  The new normal will become normal  Undoing lifestyle inflation is painful  How to Avoid Lifestyle inflation:  Avoid comparisons – you have different goals  Have a documented plan – this will remind you why

How to Escape Minimum Wage CERB – Canadian emergency response benefit was providing those affected by the pandemic $2,000 per month. A household of two working adults could expect to receive $4,000 which is $48,000 per year which is $24,000/year. A lot of the news stories, as well as people I know personally, say they

Do Tough Times Make Tough People? Any physical growth will be lost when the comforts of life return, so most of this growth will be temporary. Physical toughness would really only be useful if it is required in your future life. Maybe you were an accountant and because of these tough times you have become

Financially Sound During a Crisis Don’t count on government support to be there until this thing is over. The societal transition from government supported to self supported will be a very uncomfortable period for many people. Government Programs: Employment insurance 45 weeks Canada Emergency Response Benefit $2,000 for 4 months Canada Emergency Student Benefit $1,250 for

Making a Case for Audiobooks If you enjoy podcasts you will probably enjoy audiobooks? – it depends on the kind of podcast you listen to. Does listening to an audiobook count as reading? – if information consumption or entertainment was your goal then the answer is yes. Do you get the same retention value with

Breaking Down Boredom What is boredom? Bored | Adjective | feeling weary because one is unoccupied or lacks interest in one’s current activity Boredom is often viewed negatively, however is boredom inherently bad or something to be avoided? The global shift of acceptance Boredom was once a frowned upon feeling or experience and not readily embraced before

Is Misery is better than Mediocrity? What is misery? • A strong feeling or sense of being unfulfilled, hopeless, discontent, or unhappy due to perceived or real circumstances • Strong doesn’t mean negative or bad however we perceive it as bad because it is a strong, extreme emotion that makes us uncomfortable If you let it, life

You should upgrade to solve a specific problem or to get a specific outcome What adjustments are you making within your lives? What are you doing to combat this? We want to to have a conservation about you and encourage you to let us know how you’re dealing with it.  The shift from comfort and

Life As We Know It How to assess our current situation? When the health crisis is over and the financial crisis becomes more in focus we are going to offer some gravity to the situation to help you view things in a constructive light rather than a destructive manner. When accessing your current financial situation