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This week Rick and Tony welcome Lou Chinappi back to the party. Lou is joining us from Arch Mortgage Insurance Company. Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including: Rick is looking for a gig as a security guard at Fenway Park Tony V opens for the Steve Miller Band How coronavirus is affecting the real estate economy Interest rates are bottoming out Will coronavirus impacts have a long term affects Is now the time to refinance? What is mortgage insurance? Why should you consider private mortgage insurance? Can you get preapproved for private mortgage insurance? What are the steps to take to get your private mortgage insurance closed? What are the benefits of private mortgage insurance? Tony V advises betting on Red! Tony V knows stuff How does Fannie Mae’s home writing program work? Why shouldn’t you overlook owners title insurance? If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Rick, Kathy, and Tony V are joined by Prodcuer Ed, who details all the things he has learned about real estate while producing this show.When should you find your real estate attorney?When should you sign the purchase and sales agreement?Why you shouldn't waive your home inspection?Who you should trust attorney or agent?Why you need owner's title insurance?What is the best home warming gift?If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

This week Rick, Kathy and Tony welcome John Ternullo back to the party. John is from Leading Edge Real Estate. Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including: Tony is mourning the loss of Mad Mike Hughes Tony is in favor of a flat world Where will they start with real estate myths? Is it OK to use my equity line of credit the day before I sell my house? Are there questions you shouldn’t ask buyers? Is there any such thing as a comfort pig? Rick recounts a phone call he got earlier in the day Can everyone agree to waive the need for a smoke certificate? Should everyone have their own personal smoke detectors? Was the Wizard of Oz snow made of asbestos? Were the munchkins too handsy? If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!  

This week Rick, Kathy and Tony welcome Jason Scaduto from Saugus Karate. He is also a real estate agent. Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including: Kathy is back from skiing How is karate related to real estate? Jason teaches self defense which could come in handy for real estate agents What are the dangers of open houses? Situational awareness is very important Jason talks about the Circle of 6 app Should you ask prospective buyers for their driver’s license? What are Jason’s thoughts on Uber rides? What is invisiwear? How does Jason get started with beginners? Should I go for the eyes or the groin? Avoidance is the best strategy What are the 5 most important things to keep in mind at your next showing? If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

This week Kathy is off skiing. So, Rick and Tony are joined by the incomparable Christine Hurley. Real Estate Attorney Rick Carter, Christine Hurley and Comedian Tony V discuss a variety of topics including: Christine delivers some of her best Kathy lines When you get to a certain age, do people stop noticing you? Are there ugly people in Aruba? Tony and Christine talk about working in Aruba How do people deal with traffic every day? What are Christine’s kids up to? Rick talks about all the dieting going on at Carter Law? Christine talks about her surgery The panel talks about the NH primary What is the Bumblebee joke? Does Tony still have the Seinfeld umbrella? What’s going on in Charlestown? The crew talks about strange names they’ve come across Is Christine a feminist? The topic turns to death and morbidity Tony tells the tragic story of the Elvis theft Tony shares some great life advice If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

This week Rick, Kathy and Tony welcome Kathy Dwyer-Hydorn from K.A.D. Homes. Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including: Tony is back once again Rick and Kathy have a bone to pick with Tony How did Tony like California? Kathy talks about her dad Is the market so strong, I don’t need a broker? Why do I need to do a title search? Kathy shares a story about berating an attorney Should I price my property high? Should I have an inspection done prior to listing my home? Do I need to hire an exorcist? What percentage of people stage their homes? You can find more information at Kathy’s website kadhomes.com If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Tony is still not here. Rick and Kathy welcome Kim Carpentier from CrossCountry Mortgage. Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Kim Carpentier talk all about consumer credit and mortgages: Tony V is more famous than ever Just how tough is Kathy? When will Tony be back? Do most people know their credit score? Are consumer apps like Credit Karma accurate? How do real appraisals compare to Zillow? You get the best rates with a score higher than 720 What’s the best way to bring up my credit score? How far back does the mortgage company look for large deposits? Credit card companies only report on the statement close date What happens if a loan that you cosigned on goes into default? Most landlords don’t report to credit agencies How does a short sale or foreclosure affect my ability to get a mortgage? How does a dispute affect credit? How does a credit inquiry affect my credit score? If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Tony is at his second home in Aruba. Rick and Kathy welcome comedian Brad Mastrangelo. Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Brad Mastrangelo discuss a variety of topics including: Is Tony V at a nude beach in Aruba? Brad just celebrated his 25th anniversary Where is Kathy going on vacation this year? Is Kathy up for sainthood? Why didn’t Brad go into real estate? Why is For Sale by Owner so dumb? What does Brad have to say about dog poop? Brad talks about cruises for swingers Can you really “fall off” a cruise ship? What are funeral photos? If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

This week Rick, Kathy and Tony welcome Carrie Cole from Windhill Realty to the party. They discuss estate planning, elder issues and 55+ housing. Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including: Does Rick have big marketing plans? Should Rick be calling Kathy on the weekend? Tony is going back to Aruba Carrie is attending law school and will focus on elder issues The panel discusses some of the issues around estate planning Should Tony have his house reassessed? Carrie talks about some of the differences between 55+ housing options Many developments offer single level living You need to have an attorney look at the rules for the development You need to understand and factor in whatever the HOA fees may be If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

This week Rick, Kathy and Tony have no guest. What will they possibly talk about? Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including: Does Tony look like Princess Di? When is The Town 2 coming out? Does Tony pay attention during the show? Tony has an app for taking his blood pressure The panel discusses virgins and death Rick and Kathy recount a Comcast story Why do they treat people like idiots in the phone store? Why does Tony have Venmo on his phone? Tony give a Gus V update Rick and Kathy also talk about what their kids are up to If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Tony is off celebrating the New Year, so Rick and Kathy are handling the New Year’s Eve show by themselves. Real Estate Attorney Rick Carter and Para Legal Extraordinaire discuss a variety of topics including: Rick shares a story about tumbleweeds Does the podcast increase or decrease business? Rick and Kathy thank their guests and listeners You can use local brokers for Quicken loans What were some of the best tips the guests shared over the course of the year? Do Rick and Kathy have any resolutions? Lay off the booze when you’re trying to schedule your closing How many weeks of vacation is Kathy taking this year? Is Kathy going to give away all her clothes? What is the $99 deed scam? What is a binding contract? Rick and Kathy review some tips for buyers and sellers The lender will do a reverification of employment before the closing Does Rick like Apple products? If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Tony is not here on the eve of Christmas. Rick and Kathy just carry on and do a show without the Great Tony V. Real Estate Attorney Rick Carter and Para Legal Extraordinaire Kathy Holtshouser discuss a variety of topics including: Rick shares a story about the Carter Law Office Christmas party Kathy recounts how the Christmas toys got put together on Christmas Kathy also has a story about the Christmas party Tony joins in even though he’s not here If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Tony is off sunning himself and smoking cigars. Rick and Kathy welcome Kimberly Hackett from KLH Home Staging. Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Kim discuss a variety of topics including: Why are Kathy and Rick fighting? Do sellers ever get upset when Kim stages their home? Where does Kim shop for her items? KLH owns their own furniture for staging The furniture tends to be neutral with accent items What is meant by decluttering? Kim starts with a consultation How long does it take Kim to stage a house? KLH has a team of five Should I pretend to have a pet? What is emotional staging? Staged houses sell more quickly and for more money What is the average cost for staging? Find Kim’s wife at klhhomestaging.com Kim be reached at kimberly@klhhomestaging.com If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

This week Rick, Kathy and Tony welcome Eileen Kelly Reed of Simplify with Eileen. She has lots of ideas and tips to get organized. Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including: Kathy thinks the crew needs to work on being timely Did Tony’s Elvis bust ever get returned? Tony is going to make a movie with only Ring Doorbell cameras Why does Kathy have a doorbell in a drawer? Eileen doesn’t make the decisions, but coaches people about how to think about things Who is Eileen’s typical client? How does Eileen get started with new clients? What is a garage for? Should Rick dust off his bike? You need to be thinking way before of when you plan to move Does anyone need more than a hot plate and clean underwear? What do people do with their kids’ old trophies? There are 7 days in the week and not one of them is called someday Eileen talks about how estate sales work How big does a boat have to be to be considered a ship? What’s the best strategy for moving? What was the best day of Eileen’s life? What should people try for 2020? Simplify with Eileen can be found at simplifywitheileen.com If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

This week Rick, Kathy and Tony have no guest today. Will they be able to carry on? Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including: Is there any chance Tony’s wife will hear the podcast? Does Tony have a grueling schedule in Aruba? Tony believes every audience deserves to have the comedian wear pants and shoes Does Tony need therapy? Rates are lower than they’ve been in 3 years You may get a higher rate with a cash out refinance Should I avoid paying private mortgage insurance (PMI)? Be careful of closing costs You might be able to save some money by using the same closing attorney you used for your last financing If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Tony is off on a top-secret project. Rick and Kathy welcome back Rick Nazzaro from Colonial Manor Realty and Bob Gillespie from North Atlantic Mortgage Corporation. Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and guests discuss a variety of topics including: Why are Kathy and Rick fighting? Happy Birthday to Renee Carter Has Rick Nazarro ever been to the Lawrence Registry? How should I change my wiring instructions? Kathy recounts some problems with bank wires Why are the all drinking martinis? Rick believes people should RSVP Offer to contribute to the meal, but don’t dictate the menu It’s important to dress appropriately When can I start eating? What subjects should be avoided at the dinner table? Offer to help with the clean up Don’t overstay your welcome If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Tony is off doing some kind of Tony V thing. Rick and Kathy welcome photographer Doug Walters. Doug focuses on ways to market homes better. Besides being a photographer, he is a Real Estate agent and website developer. Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Doug Walters discuss a variety of topics including: Is Doug going to have a video of his wedding? Kathy shares some of the joys of married life Rick and Kathy have some wedding tips with Doug Rick is a photographer, real estate agent, website developer among other things A well marketed home will sell faster Marketing your home is a comprehensive strategy How well does Facebook work for marketing your home? How many pictures should I have for my listing? Do I need to get pictures from a drone? Should I do all the videos and 3D tour if my property isn’t in good condition? What should my strategy be for setting the listing price? If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

This week Rick and Kathy welcome Chuck Shaw. Tony is still off somewhere sunning himself. Real Estate Attorney Rick Carter, Kathy Holtshouser and Chuck Shaw discuss a variety of topics including: What vacations does Kathy have planned? Did Chuck have a good buying experience? Chuck decide he no longer wanted to rent but buy a house The first step was to set up a budget How did he decide where to look for a new home? Did Chuck hire a broker? Kathy is finding buyers are more educated than in the past Chuck found homes online and also went to open houses Were the photos he saw online good representations of the properties? How does Joe Yannetty feel about septic systems? The panel talks about how to avoid buyer’s remorse Buyers need to be aware of how the houses are staged What kind of information did Chuck need to provide for mortgage pre-approval? Buyers need to be proactive Did Chuck like his closing attorney? Does Chuck have any regrets about buying the house? Chuck offers his top 3 tips for new buyers If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Tony is off in Aruba in the sunshine. He claims to be working. This week Rick and Kathy talk about the steps you need to take when selling your property. They discuss a variety of topics including: Today is National red head day Kathy lives in a very loud house Don’t sign your purchase and sale agreement before consulting your attorney In Massachusetts, the offer is a binding contract What things should be included in the offer? Should I get a broker when selling my house? What happens during the purchase and sale phase? Your spouse will need to sign away his or her Homestead rights Do a title search very early in the process If you need a Title V certificate, get that done early Get your smoke detector certificates Bill for municipal services like town water need to be paid up to date For condos, you need a certificate that shows you have no outstanding common fees Make sure you have a moving company lined up On the day of closing, the property needs to be in “broom clean” condition You need to make sure the closing disclosure is accurate What are tax stamps and how much do I need to pay? If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

This week Rick, Kathy and Tony welcome Dan Oliphant from Piece by Piece Movers. Rick and Kathy have many questions for Dan. Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including: Apparently, Gail thinks the show is hysterical What does Dan think about moving on the day of closing? Does it cost a lot to store thing overnight so you can move out of the old house on one day and into the new house on the next? What’s the strangest thing Dan has ever moved? Does Piece by Piece offer packing services? How can I get reptiles to my new house? What does it take to move a piano museum? Why would Tony move a filled waterbed? Dan talks about what insurance you should make sure your mover has The sad tale of someone killed by a cake Dan shares 3 valuable moving tips If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!