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What Does Retirement Look Like Today? Ep .44 On this episode, I have my talented friend Avita Williams here to talk with me about today’s retirement programs. How with our everchanging world, retirement today looks a lot different than it did just 20 years ago. Pensions, 401k’s, 403b’s, IRAs, social security...how will that look in your current portfolio?What are some other factors that should be considered? Avita is my sister in finance and this is her expertise. Listen while we discuss the changes that we should all onsider in this new economy. To reach Avita, please schedule an appointment at 347-612-0037 » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me   » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer Social Hooligans; socialhooligans@gmail.com

Welcome to the show a first time guest, Mr. Kevin Wilson of Social Hooligans. In this episode he and I have an informal conversation about the current real estate market. We discuss what we are seeing in our area of the country and the paths we both to to property ownership. Our accounts are first hand experiences and observations based from the our perspectives. We make a couple of predictions on where we think our market is heading, but only time will tell for sure. Contact Kevin at socialhooligans@gmail.com » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me   » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer Social Hooligans; socialhooligans@gmail.com

Happy First Birthday! Ep .42 I did it! Ready Set Free and Kye Financial turns 1 years old today November 1, 2021. It is been wonderful recording each and every episode. I have learned so much from the guests and the listeners. I have learned about podcasting and audio and video production; I mean the list goes on and on. This week I want to say thank you to everyone that has contributed to the show in anyway. I hope that you have also enjoyed the past episodes and will continue to listen into the second year. What were some of your favorite episode? What would you like to hear in the future? Would you like to be a guest on the show? Contact me with any responses at the email address below. » Contact Kye at: www.readysetfree.me  or Email: info@readysetfree.me   » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineers Social Hooligans; socialhooligans@gmail.com

Budgeting and Goal Setting Ep .41 We are a week away from my 1-year show anniversary and this is the same time that I always focus on budgeting and goal setting for next year. We are entering the season of spending. And if you do not already have a set budget, it is way too easy to overspend. At the same time, now is also the time to start planning out your financial goals for next year. What are you improving, what are you changing or what are you adding? Listen to me share my personal budgeting techniques and how I plan for my future. » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me   » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer Social Hooligans; at socialhooligans@gmail.com

I AM BACK! Ep .40 Yes, I am here, you are here, Welcome back! We are together again. The show is back in production with our weekly episodes. This is a recap of where I was during my break and what is happening now? Thank you for returning after my break. I am so happy be back and more happy to have you here with me. » Contact Kye at: www.readysetfree.me  or Email: info@readysetfree.me   » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations can be sent to CashApp $KyeFinancial Podcast Engineer Social Hooligans at socialhooligans@gmail.com

Guess who my guest is today!?! This episode features my daughter, the beautiful and talented Selah Joy. A while ago she mentioned being on the show so of course I said "HELL YEAH!" She named today’s episode and we discussed what was on her mind. I really should not have been surprised at some of the knowledge that she shared with me. We have decided that we will do these episodes quarterly, so stay tuned to hear more from her in the future. » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

This episode focuses on many of the common decisions and scenarios that women overlook, underestimate or do not anticipate that throw us out of balance or off track. Today the marvelous Ms. Cecile Edwards, a Self-Care, Mindfulness Coach and Mother’s Wellness Advocate joined me as a guest. I met Cecile at a retreat that we attended in June 2021. We both agreed that while in attendance, we were enlightened and reminded of how it is important for us to maintain our power positions. Remaining centered and focused mentally and spiritually on your own journey is key to your own success. Also be sure to listen and subscribe to Cecile Edwards on her Mommy Matters Podcast available at all podcast streaming locations. Contact of follow Cecile at https://lintr.ee/evolvingself for her services or to join her Monday circle. » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

Today I asked Ms. Wanda Fields to join me as a guest to discuss Fields Financial Funding www.Fieldsfinancialfunding.com. Her company specializes in providing funding to small businesses. Hearing about this business venture made me so excited. Small business funding has been such an under-resourced market. Before covid, the SBA was the primary source of funding and their process was not very friendly or fast nor were many applicants ever approved. Listen to the information Wanda shares on what kind of loans her company can offer, the terms, the qualifications and the rates. They are very competitive and much easier to access then the traditional lending system. Now for the bonus!! You can listen to the Ready Set Free Podcast on Wanda’s online radio station, WFNY Radio http://wyny.fm.beenetworkenterprises.com . Her station features an array of financial education shows and musical entertainment. While there, you can listen to Wanda’s podcast titled, The Financial Freedom Show. In addition, Wanda is an author of 2 eBooks, 3 rd Gen Investment Guide and 3 rd Gen Stock Market Fundamentals. She is an active options day trader and cryptocurrencies swing trader and teaches classes on both through 3rd Gen Academy online. Please follow Wanda on Facebook @wanda.fields.52 and @WFNYRadiostation and @fieldsfinancialfunding Email her at fieldsfinancialfunding@gmail.com » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

In the year of covid, we all read, heard or know people that moved around the globe taking advantage of living other places when they had the opportunity. Working from home and schooling from home gave us all a chance to look at HOW we live differently. My returning guests today, Link Green and Briaunna Fuller were two of my many friends that made the decision to move abroad to Costa Rica and see what living in a new place with a lower cost of living could offer them. Listen to them share the good, the challenges that they experienced. How much money did they save versus remaining in their previous home in North Carolina? Follow Link everywhere at @LinkGreenTheKhemist and follow Briuanna at www.theresnoguide.com » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

Did you grow up hearing your family talk about ownership? I did. My entire childhood, I can remember my family talking about, planning for and discussing how they were budgeting to “buy” something. These days, our world is quickly shifting to owning nothing but renting, leasing and subscribing for most of your wants and needs. This movement started off slow, but it has increased rapidly even during the days of covid. Where will it end? At what point will we not longer own anything in our lives? The article mentioned in this episode can be read here How Wall Street Bought Up America's Homes - The Atlantic » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

This is part 2 of the interview with the amazing Keisha Stubbs. Last week Keisha walked us through a life changing decision to quit her job. She shared with us her courage to trust and honor herself to leave lucrative employment that was not appreciating her value. Now a year later, Keisha shares the rest of her story and how a lifetime of events have led her to her accomplishments today. Some of her endeavors include, the non-profit Tied Together, a book Close or be Closed, sales training, speaking engagements and her newest endeavor with her son, Super Charged Kids. Contact Keisha or follow her projects at www.keishavstubbs.com Follow her at FB, IG and Twitter @KeishaVStubbs » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

This episode I was honored to have a new guest join me, Ms. Keisha V. Stubbs. Keisha joined me and had her first public discussion about the decision to quit her job! That is right, I am getting to break her story here! This show was recorded on June 11, 2021, which was the 1st Anniversary of her job separation date. Like last week’s subject matter, this episode was right on time. Initially I wanted to interview Keisha for another topic. But because these similar events keep recurring within my circle, I asked Keisha if she would talk about her experience with me? I know that her story is quite similar to so many others. Some of you may need to hear this for reassurance, some need to hear this for education, some need to hear this for encouragement. Keisha sharing her story is definitely part of the emotional healing process from the situation and I am proud of her and her growth. Be sure to tune in next week for part 2 of her interview, when we discuss her progress up to today and all of the incredible projects that have materialized since she left her last employer. Contact Keisha at www.keishavstubbs.com Follow her at FB, IG and Twitter @KeishaVStubbs » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

Some things are right on time! On this episode, my cousin Kelli Michelin-McShan is the perfect person to share with us her 20 years of knowledge on how to maximize the college financial aid process. Many students and parents want children to attend the school of their choice or dreams, but of course that comes with a cost. Listen today on how you can maximize your chances and opportunities at minimizing what you will have to contribute out of pocket to your higher education goals. Kelli has more expertise in this area than anyone else that I know personally. She has been sharing herself as a resource to our family and friends for 2 decades. I am excited that now everyone can benefit from her expertise! If you have any detailed questions that you need answered, please contact me and I will be sure to get the answered returned to you or get you in contact with Kelli. Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me Follow me on Instagram @Ready.Set.Free FaceBook & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

This episode was recorded so that I could take a break and attend my niece and nephew’s high school graduation! There is no guest, just me and Orlando following up on some of the comments and questions that have been received over the past several shows. Congratulations to all of the graduates of every level, our newlyweds and welcome to all of our beloved covid babies! We will return next week with new topics and guests! Follow or contact Kye at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free , FB & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Engineer Orlando Clarke II - MyGoodMediaLLC@gmail.com

What is happening in the local real estate markets? What programs are available today? Who are these corporate landlords and are they helping or hurting? Listen today as I speak with realtor Andrea Morgan on what she is seeing and experiencing as a sales representative in the individual buyers and seller’s market. To purchase her Home Buyer’s workbook click here: https://gumroad.com//30dayhomebuyersworkbook and receive a 25% discount with the code LiveFree which is good until June 13, 2021. You can also find her book Pretty Girls Own Property: Your Guide to reducing Real Estate Intimidation here: https://read.amazon.com/kp/embed?asin=B07PJLYRPD&preview=newtab&linkCode=kpe&ref_=cm_sw_ r_kb_dp_AXJ7JEN2JMG3E0GKV065 Reach Andrea Morgan at andreaforreaestate@gmail.com or by phone at 404-803-4033 Follow her on IG @limitededitionaliving or FB @andream1 Follow or contact Kye at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free , FB & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Engineer Orlando Clarke II - MyGoodMediaLLC@gmail.com

Today our discussion about our life insurance advances to the next level. We are moving on to how to use to them and maximizing the benefits. And guess what? Some of the ideas shared today benefit you while you are LIVING. So, let’s not just think about death, use it strategically while you are alive. Hear us share how you can get gains, without taking any losses. How to use the life living benefits. And our newly discovered favorite, Becoming Your Own Banker, book written by Nelson R. Nash. There is so much more to life insurance than just paying out beneficiaries after death. Follow Dan Hernandez on IG @Dan_unleashed , FB @Dan Hernandez , Tik Tok @moneymagnetdan Follow or contact Kye at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free , FB & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Engineer Orlando Clarke II - MyGoodMediaLLC@gmail.com

New Topic Alert!! But familiar friend of the show!! Welcome back guest and friend of the show, Link Green the Khemist. Today he returns as the true expert on this relatively new thing called NFTs. I felt kind of bad when we recorded this episode because I really gave him a hard time but after listening to the replay, I think he may actually have me convinced on their value. Take a listen and see what you think. Are you ready to get started with me? Follow Link on his YouTube channel https://www.youtube.com/channel/UCJAsFo_mtEaPzC0yfCNQy_Q Facebook & IG @Link Green The Khemist Follow or contact Kye at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Engineer Orlando Clarke II - MyGoodMediaLLC@gmail.com

Do you think you know a lot about the Small Business Administration (SBA) Covid Relief Programs? We all saw and heard the commercials and new reports everywhere in every Cares Act release. Just apply here for quick and easy access to receive grants and/or loans with low interest and even loans that are fully forgivable. Today CPA Paul Njoku of PKN Accounting and Tax Services PLLC is my special guest here to discuss all the stuff we did and did not know about these programs. He shares so many details, hints and tips, you almost cannot go wrong if you simply follow his advice. If you have already secured one of these loans, or if you want to apply, listen to this episode TWICE. Take notes both times like I did. And then contact Paul if you still need help. I can definitely say that this has been an episode that has taught me the most information on a topic so far. So sit back, relax, listen and enjoy the show! You can contact Paul at www.pknaccting.com Follow or contact Kye at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Engineer Orlando Clarke II - MyGoodMediaLLC@gmail.com

You knew the day would come that we would have to have “the talk”. No, not relationships or sex ed, I mean TAXES. ☹ Today I am joined by Charles J. Kelly, aka CJ The Smart Guy, to share with us the latest information on what we need to know and do when it comes to staying out of debt, delinquency or jail with the Internal Revenue Service (IRS). CJ is a CPA location in Houston, TX who has a specialty of knowledge in the cryptocurrency market. For the 12 years since bitcoin started, finding an accountant or even a tax preparing to help you file taxes when cryptocurrencies are involved was very difficult and felt impossible. Today CJ offers the best of both worlds to help you with your personal or business and digital currency filings. CJ in an expert in this area! Listen as he gives us steps to follow, timelines, the pitfalls and excellent tips. Sit back, relax, listen and enjoy the show! You can contact or follow Charles @CJtheSmartGuy on Instagram, Facebook, Twitter and ClubHouse or at cjthesmartguy.com. As well he also offers classes on u.sunjoined.com. Follow or contact Kye at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Engineer Orlando Clarke II - MyGoodMediaLLC@gmail.com

Today you get something a little different then my usual. This episode had no official agenda or topic. It is me and two of my closest friends talking about bunch of different topics and loosely around their financial impacts. The first guest is a return from last week, Mrs. Estelle Blockoms and my other close friend Ms. Alisa Lucy joins the discussion. Hear topics like child rearing, women’s independence and the current era of “folks that are doing too much.” And remember, if you are one that subscribes to YOLO (you only live once) buy some life insurance. Your one life needs it! (Listen to the previous week’s episode for more information.) Please like, share, comment, subscribe, rate and review. Ready Set Free Show donations can be made on CashApp $KyeFinancial Follow or contact me at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando Clarke II - Media Engineer, My Good Media LLC Email: MyGoodMediaLLC@gmail.com