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Today, I am lucky to have J Grayson. J decided to join the military at 18. He didn't even attend his high school graduation because J was in boot camp when it happened. To say the military has been life-changing is an understatement. In the military, you learn many things such as time-management, leadership, discipline, health, and nutrition. These different aspects are not necessarily financially related, but they play a role in having a healthy and prosperous life.For full show notes and  transcript please go to Raising Financial FreedomIn This Episode:[ 2:10 ] J Grayson speaks about the military[ 6:55] What to know about joining the military  [ 8:30 ] About Mr. Money Mustache[ 10:50 ] How you can hack the GI Bill  [ 14:25 ] All about house hacking  [ 21:35 ] Budgeting while in the military   [ 31:35 ] The importance of paying yourself first Links Mentioned: Mr. Money Mustache: https://www.mrmoneymustache.com/Fed On Fire: https://www.fedonfire.com/Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter:https://twitter.com/RF_Freedom 

#019 Today, I am lucky to have Beth Walker join the show. Beth is a Colorado Springs, Colo., advisor specializing in financial strategies for families with college-bound children has joined the Carson Wealth office with $70 million in client assets. Walker, the author of "Never Pay Retail for College," established her advisory practice in 2002. She broadened her service offering under the name Center for College Solutions in 2017 with her book's release. For full show notes and transcript go to Raising Financial Freedom.comIn This Episode:[ 1:75 ] The state of education spending on college[ 4:45 ] About the inspiration behind Beth’s book, “Never Pay Retail for College”[ 6:30 ] Understanding the seriousness of borrowing money for college [ 10:30 ] Learning about the hidden costs of college [ 15:15 ] The mindset we need when thinking about college [ 18:30 ] Why school selection will be imperative to success   [ 20:05 ] The importance of cash flow in college [ 22:35 ] Challenges that parents will have to overcome  Links Mentioned: Center For College Solutions: https://www.centerforcollegesolutions.com/Email: Beth@CenterForCollegeSolutions.comPhone: (719) 522-2278Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom  Like us on Twitter:https://twitter.com/RF_Freedom 

#018  What’s riskier: starting a business or relying on your job as your only source of income?Today, I am lucky to have Nick Loper, Chief Side Hustler at Side Hustle Nation. He is an entrepreneur involved in a variety of projects. Like any business, it has its ups and downs, which can be stressful, but Nick learns something new every day. Nick started this Side Hustle Nation because he believes in the hustle.For complete show notes and transcript please go to Raising Financial FreedomIn This Episode:[ 0:05 ] All about Nick Loper [ 2:05 ] Why you need multiple sources of income [ 4:50 ] Teaching our children about multiple sources of income [ 9:25 ] How Nick will teach his children about entrepreneurship  [ 12:00 ] Examples of unique side hustles  [ 14:40 ] The biggest challenge that Nick had to overcome   [ 18:55 ] What Nick would change about his journey [ 21:30 ] Advice for starting a side hustle  Links Mentioned: Side Hustle Nation: https://www.sidehustlenation.comListen to The Side Hustle Show: https://podcasts.apple.com/us/podcast/the-side-hustle-show/id655135292Side Hustle Nation on Facebook: https://www.facebook.com/groups/sidehustlenationSide Hustle Nation on Twitter: https://twitter.com/nloperCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter:https://twitter.com/RF_Freedom   

#017 Today, I am lucky to have Jacqueline Collins Prester. Jacqueline is a National Board Certified business teacher and instructional technology specialist at Mansfield High School. Jacqueline has been a vocal advocate of financial literacy education for years. She has worked with many organizations to bring attention to the need for financial literacy education for all. Massachusetts recently established financial literacy standards within the 2018 History and Social Science Framework, and additional standards signed into law by Governor Baker via Chapter 438, An Act Relative to Financial Literacy In Schools. For complete show notes ant transcripts please go to Raising Financial Freedom-       “Schools assume financial literacy is being taught at home. However, parents are not comfortable with the material.”-       “The sooner children start saving and investing, the better off they will be.”-       “People need to budget in a different way during the pandemic.”-       “Understand financial literacy, so banks don’t make money off of you.”-       “It’s okay to talk about money with your children.”In This Episode:[ 2:18 ] The overall state of financial literacy in this country  [ 7:43 ] How parents can help their children succeed [ 13:58 ] The ways financial literacy will affect generational wealth [ 20:58] About Jacqueline’s passion for teaching [ 23:03 ] Jacqueline’s favorite financial literacy resource [ 25:43 ] What people don’t realize about financial literacy   [ 26:03 ] Advice for parents  Links Mentioned: Jacqueline’s Website: http://jcollinsma.com/Jacqueline’s Twitter: https://twitter.com/JCollinsMAJacqueline’s LinkedIn: https://www.linkedin.com/in/jcollinsma/Jacqueline’s Facebook: https://www.facebook.com/JCollinsMA/Jacqueline’s Instagram: https://www.instagram.com/jcollinsmass/Next Gen Personal Finance: https://www.ngpf.orgCheck out our Website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter:https://twitter.com/RF_Freedom 

#016 Today, I am lucky to have Daniel Massimino. In 2019, Daniel Massimino founded The Credit Connection, an innovative “solution” provider in credit repair services and business lending, in order to help people build the lives they deserve. Working previously for a credit repair agency, Dan saw holes in the framework of the business model that surrounded him, and it lit a fire in him to create a pathway for his vision. That fire is what drove Dan to The Credit Connection, and is what continues to drive him in evolving his organization every day.For complete show notes and transcript got to Raising Financial Freedom-       “You can earn unlimited amounts of money.”-       “Get to a point in your life where you can save 40% of your income.”-       “Credit is a tool – if used correctly, it will help you get leaps ahead in life.”-       “Credit should be used on things that get you a return in life.”In This Episode:[ 1:53 ] Why most people have troubles with credit[ 5:18 ] What credit should be used for[ 7:38 ] Building your children’s credit [ 10:53 ] How divorce can affect your credit  [ 13:13 ] Teaching your children about credit [ 17:33 ] How you can use credit as a tool    Links Mentioned: Us Credit Connection Website: http://uscreditconnection.com/Dan’s LinkedIn: https://www.linkedin.com/in/danrefreshed/Dan’s Instagram: https://www.instagram.com/dan.pgh/Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom 

#015 Building Financial Resilience Through Hip Hop Pedagogy Today, I am lucky to have Brian ‘Dyalekt’ Kushner. He moved from St. Croix to New York to study acting and law. He also liked to rap. After witnessing civil rights injustices at the law firm he worked for, he dropped both the job and the law classes, pursuing the arts instead. Performances at the Nuyorican led him to Hip Hop Theater, writing plays that have been performed on stages across the world. He didn’t sleep on the rapping either, releasing music and touring internationally. His first album/one man play Square Peg Syndrome helped him get named to the Public Theater’s Emerging Writer’s Group. He has been a mainstay in NYC’s theater and Hip Hop scenes, rocking everywhere from the Bowery Ballroom to the Oregon Shakespeare Festival.For complete show notes and transcript please go to Raising Financial FreedomIn This Episode:[1 :50 ] Dyalekt’s take on financial literacy and how he uses Hip Hop to teach students about finances[ 9:15 ] Teaching students about saving and budgeting through rap[ 13:00 ] What Dyalekt will teach his children about money[ 17:10 ] How Pockets Change will teach sessions in school[ 19:40 ] What people don’t realize about money[ 29:00 ] Dyalekt’s favorite part of teaching children  [ 34:15 ] Find out more about Pockets ChangeLinks Mentioned: Pockets Change: http://www.pocketschange.comFollow Pockets Change on Instagram: https://www.instagram.com/pocketschange/Follow Pockets Change on Twitter: https://twitter.com/PocketsChangeLike Pockets Change on Facebook: https://www.facebook.com/pocketschangeFind Your Money Personality: http://www.pocketschange.com/personalityDyalekt: http://dyalekt.comCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom 

#014 Vending Machines Open the Door to Financial IndependenceToday, I am lucky to have Lakinya Francis join the show. Are you looking for additional income that wouldn’t require too much of an investment of either time or money?iKrave Vending’s founder Lakinya Francis, discovered an opportunity to start-up a small vending machine service company. Though the initial start-up cost was reasonably affordable, her efforts took no time away from her full-time work. Lakinya found that finding high-quality equipment that wouldn’t break the bank and then obtaining locations to place her machines proved to be a challenge. However, her tenacity finally paid off after months of searching for a used machine that met her expectations. She started to enjoy the profits after placing her vending machine in a local mechanic’s shop.For complete show notes and transcript please go to Raising Financial FreedomIn This Episode:[ 1:55 ] How Lakinya started in the vending machine business[ 3:30 ] What it’s like to be a vending machine entrepreneur [ 7:25 ] How parents and children can get involved with the vending machine industry [ 14:15 ] The best machines for kids to start with [ 17:35 ] Where to place your vending machine [ 24:30 ] What parents and children can expect to learn with a vending machine  [ 30:45 ] The most significant frustration with the vending machine industry  Links Mentioned: iKrave Vending: http://ikravevending.comiKrave Vending on Instagram: https://www.instagram.com/ikravevendingiKrave Vending on Facebook: https://www.facebook.com/ikravevendingLakinya’s email: ikravevending@gmail.comCandy Machines: https://www.candymachines.comVendingLocator4u: https://vendinglocator4u.comOfferUp: https://offerup.comGreenlight: https://www.greenlightcard.comCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Like us on Twitter: https://twitter.com/RF_Freedom

#013 How are you teaching your children to be confident? Today, I am lucky to have Gabrielle “Gabby” Goodwin, founder and CEO of GaBBY Bows. She has been working diligently at perfecting her products, building a brand, and being a student since the age of 7. Gabby’s products can be found on the shelves in 74 Target stores throughout the country.For full show notes and transcript please go to Raising Financial FreedomIn This Episode:[ 2:04 ] The best part of Gabby’s journey[ 5:24 ] How Gabby learned about money  [ 8:09 ] What it is like to start a business  [ 10:49 ] How Gabby inspires her classmates  [ 14:54 ] What people don’t realize about running a business [ 23:19 ] Dreams really do come true in entrepreneurship [ 26:24 ] Avoiding pitfalls in business Links Mentioned: GaBBY Bows: https://gabbybows.comFollow Gabby: Instagram: https://www.instagram.com/gabbybows/ Facebook: https://www.facebook.com/therealgabbybows/ YouTube: https://www.youtube.com/channel/UCWi8ijLdauQrIxPWtmZCI5w Twitter: https://twitter.com/gabbybows Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedomLike us on Twitter: https://twitter.com/RF_Freedom

#012This episode  we go over some key points of things to come from Raising Financial Freedom in the near future. We also would like to thank you the listener for helping our show grow and sharing with other parents, so that all parents know we are here to help them on the journey to a financially fit or free child.Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedomLike us on Twitter: https://twitter.com/RF_Freedom

#011 Did you know research has shown us that 95% of our brains and habits are formed before six? Today, I am lucky to have Jim DeGaetano, the author of The Fruitful Retirement, and Larry The Bunny Saves His Money, the President of Diamond Wealth Advisors, and a keynote speaker on the topics of strategic planning, retirement, and relationship capital. He resides in Carlisle, PA, with his wife Jen and his two kids Anna and Garrett, who have both given their seal of approval to his new best-selling children's book Larry the Bunny Saves his Money.For complete show notes and transcript please got to Raising Financial FreedomLinks Mentioned: Larry the Bunny Saves his MoneyThe Fruitful Retirement: A Financial Framework for Your Life's Greatest ChapterJim’s website: https://www.diamondwealthadvisors.com/Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedomDisclaimer:This post contains affiliate links. If you make a purchase I may receive a commission at no extra cost to you. 

#010 Today, I am lucky to have Lane Kawaoka. Lane owns 4,000+ units and where he is responsible for finding investment opportunities, analysis, and marketing. Mr. Kawaoka obtained a BS in Industrial Engineer and MS in Civil Engineering and Construction Management from the University of Washington. In addition to an analytical engineering background, Lane has real world experience in working as a project manager for over $230 million dollars of capital construction projects in both the public and private sector. Working as a high paid professional in Corporate America and frustrated by the traditional wealth building dogma, Lane was compelled to inspire and mentor other working professionals via his top rated podcast at SimplePassiveCashflow.com. For complete show note and transcript please go to Raising Financial FreedomLinks Mentioned: Simple Passive Cashflow: https://simplepassivecashflow.comLane on LinkedIn: https://www.linkedin.com/in/lanekawaoka/Listen to Lane’s podcast: https://podcasts.apple.com/us/podcast/lane-kawaoka/id1353481757Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom

#009 What are you teaching your children about failure? Today, I am lucky to have Gurpreet Padda. Gurpreet helps his physician colleagues develop a cohesive commercial real estate investment strategy based on his lifetime of industry experience. When Gurpreet founded a real estate investment, development, and management company, Red Pill Kapital, he did so with one goal—to help his fellow doctors attain financial independence and practice medicine on their own terms.For complete show note and transcript please go to Raising Financial FreedomLinks Mentioned: Gurpreet’s LinkedIn: https://www.linkedin.com/in/gurpreet-paddaRed Pill: https://redpillkapital.com/Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedomLike us on Twitter:https://twitter.com/RF_Freedom

#008 Do you believe your children are not learning enough about money in school?Today, I am lucky to have Ivan Inspires join the show. He has been an entrepreneur for the last 15 years. Among many things, he is an Inventor, CEO of Head Start 2 Riches LLC, and a father of five children. Since Ivan has a passion for Financial Education and Entrepreneurship, he makes a conscious effort to incorporate all of the valuable lessons he has learned over the years into his work. He believes every child should be given as big of a head start in life as possible. For complete show notes and transcript go to Raising Financial FreedomLinks Mentioned: Ivan’s LinkedIn: https://www.linkedin.com/in/ivan-inspires-51b142147/Head Start 2 Riches: https://www.headstart2riches.com/headstart2richesIvan’s YouTube: https://www.youtube.com/channel/UCs6HIXIQKomVY7uc_wqXP4wIvan’s Instagram: https://www.instagram.com/headstart2riches/Rich Dad: https://www.richdad.comCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedomLike us on Twitter: https://twitter.com/RF_Freedom

#007 Have you ever wondered how you can achieve financial freedom and secure a better future for yourself or your family? Today, I am lucky to have The Millennial Money Woman (Fiona) join the show. The Millennial Money Woman is a personal finance blogger that addresses those needs for all, especially for millennial women who want to step up for themselves and take control of their financial destiny while talking to someone they trust.For complete show notes and transcripts please go to Raising Financial Freedom.Links Mentioned: The Millennial Money Woman: https://themillennialmoneywoman.com/The Millennial Money Woman on Twitter: https://twitter.com/The_MMWThe Millennial Money Woman on Pinterest: https://www.pinterest.com/themillennialmoneywoman/Email: TheMillennialMoneyWoman@gmail.comCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom 

#006 How are you teaching your children the importance of gratitude?  Today, I am lucky to have Scott Aaron join the show. Scott is passionate about helping fellow network marketers achieve success while building their own network organically and without complicated and costly marketing tactics.  His program has helped thousands of network marketers, entrepreneurs and individuals experience explosive growth following his program, LinkedIn® accelerator. For complete Show notes and transcript please go to Raising Financial FreedomLinks Mentioned: Scott’s Website: https://scottaaron.net/Email Scott: scott@scottaaron.netNetwork Marketing Leads For Life: https://www.facebook.com/groups/linkedinleadsforlife/Scott’s Instagram: https://www.instagram.com/scottaaronlinkedinScott’s LinkedIn: https://www.linkedin.com/in/scottaaroncoach/Scott’s Facebook: https://www.facebook.com/scott.aaron.33The LinkedIn Book For Network MarketingGo for No! Yes is the Destination, No is How You Get ThereCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom 

#005 Today, I am lucky to have Chelsea Robberson on the show. She empowers school and education-related business leaders to evaluate processes, set strategic goals, and propel their mission forward. Chelsea is passionate about disrupting the status-quo of education through whatever avenue she can and pushing forward the mission of others with this same thinking.For full show notes and transcripts go to Raising Financial Freedom.com Links Mentioned: Chelsea’s LinkedIn: https://www.linkedin.com/in/chelsearobberson/Lealyn Growth: https://www.lealyngrowth.com/A Smart Girl's Guide: Money (Revised): How to Make It, Save It, and Spend It (Smart Girl's Guide To...)Gohenry: https://www.gohenry.com/us/Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom

#004 -  A quick discussion on how early should you start teaching finance to you children.For complete show notes and transcript please go to Raising Financial Freedom.comLinks Mentioned: https://fee.org/articles/need-to-teach-your-kids-about-personal-finance-here-are-some-fun-and-engaging-ways-to-start/Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom 

#003 - Today, we are joined by Sabrina MJ Constantin, a mother of two, writer, entrepreneur, desktop publisher, and Founder of Myella Group. Myella’s programs and products focus on empowerment, confidence, and wellness in all areas of our community. Everything Sabrina taught her children about finances is about empowering them to make their own decisions. Sabrina is actually vision-impaired; she wants to show her children that we are all society members, disability or not. For full show notes and transcripts Please go to: https://raisingfinancialfreedom.com/Links Mentioned: Myella Group: https://myellagroup.com/Budgeting 101: Empowering Children to Become Financially IndependentCheck out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom Disclaimer:This post contains affiliate links. If you make a purchase I may receive a commission at no extra cost to you.

#002  First, we talk about the drawbacks of financial illiteracy. When a person is financially illiterate, they cannot describe the prominent features of financial concepts and are unable to manage their finances prudently. When this happens, there are plenty of missed opportunities that a person will suffer from. For full Show notes and transcript go to Raising Financial FreedomLinks Mentioned: Survey of The States: https://www.councilforeconed.org/survey-of-the-states-2020/Check out our website: https://raisingfinancialfreedom.com/Like us on Facebook: https://www.facebook.com/RaisingFinancialFreedom

#001 - Introduction to Raising Financial Freedom podcast show for parents who want their children to grow up financially smart or free. Eric Yard is the host and he's here to talk about old, present and future ways of managing and creating money for the young to learn so that parents can teach it to them.