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When it comes to catalysing personal transformation, John Demartini has very few peers. In this episode, here shares some of his most profound wisdom on how and why we change. He also shares his story of overcoming learning difficulties and financial illiteracy to becoming financially independent 'many times over'.    What you’ll learn: The role your personal values play in dictating your destiny. The simple discipline that led John to financial freedom in less than 10 years. The mindless decision that leads us to devalue ourselves virtually guarantees we’ll never reach our financial potential (and what to do about it). The investing reframe to transcend the fear, uncertainty and doubt that comes with volatility and uncertainty in markets.  👉  Level up with Compass Get started using the only habit formation system for personal finance. Show notes: Click here to see notes on this show and all resources & links mentioned. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

Getting smarter about money is not the same as being more skilled with money. And the research clearly shows that financial outcomes are mediated moreso by behaviour than intelligence. Yet the vast majority of people relentlessly seek information and neglect to take action. In the first episode of their new series, Ryan and Terry discuss why this is, and share some of their biggest learnings from helping others take action and build skills and habits to improve their money lives.Also in this episode The one thing most money experts get wrong about behaviour when prescribing personal finance solutions. A simple model that explains why we do or don’t take an action. The least understood component of the behavioural equation. The six sources of influence you can use to engineer powerful personal change. 👉  Level up with CompassGet started using the only habit formation system for personal finance. Show notes: Click here to see notes on this show and all resources & links mentioned. Private podcast community: Click here to get to know us better, debrief episodes and access our top 100 resources. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

The ability to anticipate the impacts of saving and spending decisions on long term goals and progress is a personal finance superpower. And in this episode Ryan and Terry deep dive into the most important practice for cultivating this skill: forecasting. Also in this episode:  The two sources of stress that are eliminated when you learn to forecast The big decision many people make after getting as a result of the clarity they get after forecasting. What forecasting is and isn’t. And how it works. 👉  Level up with Compass Get started using the only habit formation system for personal finance. Show notes: Click here to see notes on this show and all resources & links mentioned.Other Links Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

A growth mindset might be the most valuable asset you can have. Katie and James's story proves just how powerful it can be in the realm of money. They had big hopes and dreams before getting married, but also knew they lacked the financial skills to make the most of the opportunities they had. Their story shows that the rewards of making money a project can happen far sooner than most people think.Also in this episode: The power of aligning your financial goals with your values  How to enjoy your money while working toward longer term goals. The ethics of investing Advice for those starting out  👉  Level up with CompassGet started using the only habit formation system for personal finance.Show notes: Click here to see notes on this show and all resources & links mentioned. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

In the last show of their Bitcoin Bear market series, Ryan and Terry talk about their main lessons from every guest. They also explore the difference between what you'll hear if you don't look for answers and what you'll find out if you do. Also in this episode  The most exciting innovation in global finance that no one is talking about.  The often overlooked parallel between what happened at FTX and the current banking system. New information that would cause them to change their minds on BTC as a savings mechanism for their future. 👉  Level up with CompassGet started using the only habit formation system for personal finance.Show notes: Click here to see notes on this show and all resources & links mentioned. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

Cory Klippsten has become famous for exposing many of the frauds and failures we've seen in crypto since last years all-time high. If the collapse of FTX didn't make it clear, 'crypto' is still very much the wild west. And Cory has shown himself to be one of the most effective guides for those who want to stake their claim.  In this episode, he details how his past experiences in business and tech led him to 'crypto'. And the moment he realised there was a big difference between BTC and 'crypto'.  If you want to defend your wealth from the unscrupulous villains who would defraud you, listen to this episode and share it with people you care about.  Also in this episode: The link between online poker, ad tech and crypto scams.  The catch cry opportunistic venture capitalists have been using to describe the conditions that make crypto ripe for misleading everyday people. The likely future of both BTC and Ethereum based on how they each work differently.  👉 Level up with CompassGet started using the only habit formation system for personal finance. Cory's Twitter account Swan Bitcoin Show Notes:Click here to access all links and resources mentioned in this episode.  Other links 👇 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

Jesse Myers is a former Stanford MBA, and top-flight consultant and Bain and Co. As one of the most impactful Bitcoin educators, he is a master at helping you use what you already know as a scaffold for understanding something new. If you’re still not quite seeing the opportunity we have right now, this episode will definitely fill some gaps.  Also in this episode:  How fine art can explain the mania we see in Bitcoin every four years or so. How buying Bitcoin is like owning a slice of ‘the internet of value’. Why Buying Bitcoin is like ‘Staking Your Claim’ in the wild west. 👉 Level up with CompassGet started using the only habit formation system for personal finance. Jesse's Twitter AccountArticle: Why the Yuppie Elite Dismiss Bitcoin Show Notes: Click here to access all links and resources mentioned in this episode.  Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

Nat Brunell is an Emmy award winning journalist, and host of the popular BTC podcast ‘Coin Stories’. In this episode she exposes the flawed operating model that makes the media work. And explains the big problem that perpetuates misinformation about BTC and the financial system in general. Also in this episode:  The painful childhood memory that forced her to confront the fact that the system is broken  Why you don’t need to be technical to understand or appreciate Bitcoin.  Why she sees BTC as a ‘way out’ for younger generations who would otherwise be forced to pay the tab for those who’ve gone before them. Nat’s favourite BTC skeptic, and why she believes he’ll eventually have to change his mind.  Coin Stories Podcast Nat's Twitter account👉 Level up with CompassGet started using the only habit formation system for personal finance. Show notes: Click here to see notes on this show and all resources & links mentioned. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

In the first of the Bitcoin Bear Market series, Terry chats with one of the most compelling voices in Bitcoin: Robert Breedlove. Roberts articles and podcast episodes boast more than 10 million downloads. And it’s not hard to see why. He is part philosopher, part educator, and part subject matter expert. In this conversation, you’ll see all sides as he explains how and why he came to devote his professional life to Bitcoin.Also in this episode: Why there needs to be a real world cost to produce money. And the human suffering that occurs when there isn't.  How manipulating the price of money affects our ability to plan, think and relate as humans.  The surprising link between Bitcoin and the number zero.  Show notesClick here to see notes on this show, plus all resources and links mentioned.  👉 Level up with Compass Get started using the only habit formation system for personal finance.  Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

Is Bitcoin dead? With markets crashing in slow motion and Bitcoin falling from its all time highs Ryan and Terry re examine Bitcoin’s value proposition. In this series preview they discuss why they’re digging deeper into it at a time where most people are ignoring or dismissing it. And they reveal the group of experts they’ve consulted in the space to get a deeper appreciation of what Bitcoin really is (and isn’t). Also in this episode:  Why right now might be the best time ever to learn more about BTC What the collapse of the FTX crypto exchange means for the market and BTC in the long term  The five experts you'll learn from (and what they'll teach you) in this series.  👉  Level up with Compass Get started using the only habit formation system for personal finance. Other Links Show notes: Click here to see notes on this show and all resources & links mentioned. Private podcast community: Click here to get to know us better, debrief episodes and access our top 100 resources. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

In this episode, Ryan and Terry break down PiP61 with Lyn Alden. Macroeconomics is complex and the language can be very opaque. So together they work through the most important concepts Lyn covered in her episode with Terry. Then, they discuss their biggest takehomes and some working principles for investing during periods of transition and stagflation. Also in this episode: Understanding the difference between Monetary Policy and Fiscal Policy, and how they each impact the price of things.  How centrally planned economies are like a 'shitty car' driving on a precarious road.  The three big things to expect as the global economy changes it's shape and form over the next 5-10 years.  👉  Level up with CompassGet started using the only habit formation system for personal finance.Other Links Show notes: Click here to see notes on this show and all resources & links mentioned. Private podcast community: Click here to get to know us better, debrief episodes and access our top 100 resources. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

Investing used to be relatively simple. Buy equities or real estate (or both) and chill. But unless you've been living under a rock, you'll know the way the world works has changed. And that means that relying on old assumptions about the nature of investing is risky.  We need an updated view of the landscape in order to know how to play it. In this episode, Terry chats with Lyn Alden. Lyn is a global thought leader, sought-after speaker and consultant on macro investing strategy. Her extensive research has also led her to become one of the most trusted voices from the ‘traditional finance’ space on crypto currency. She has advised governments, investment banks and institutional investors on all of the above, and the articles she publishes are devoured by tens of thousands of investors all of the world.  In this conversation, Terry tap into Lyns best thinking in an effort to answer one simple question. Does the environment we find ourselves in change the way we should think about investing? And if so, how? Also in this episode: Exactly how and why the game has changed  Who the winners and losers are likely to be  What we can learn from the 1940s to guide our investment decisions in the 2020s.   👉  Level up with CompassGet started using the only habit formation system for personal finance.Other Links Show notes: Click here to see notes on this show and all resources & links mentioned. Private podcast community: Click here to get to know us better, debrief episodes and access our top 100 resources. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

In this episode, Ryan and Terry discuss the most important mechanism for developing a sense of conviction and direction for your financial future: your financial plan. It's well known that behaviour accounts for the majority of investor returns, and a well constructed financial plan is one of the most important behavioural tools that exists. And, it is much simpler than we're often led to believe. If you want to know how to avoid the biggest mistakes most investors make, this episode is for you. Also in this episode: What a financial plan actually is (and what it's not)  The three 'jobs' a financial plan must accomplish  The 6 core elements any financial plan should have  👉  Level up with CompassGet started using the only habit formation system for personal finance.Other Links Show notes: Click here to see notes on this show and all resources & links mentioned. Private podcast community: Click here to get to know us better, debrief episodes and access our top 100 resources. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

In this episode, Terry sits down with two of the earliest members of the program: Helen and Chace Rankin. They discuss their journey, from frustrated and confused couple who couldn’t work out why they weren’t achieving what they were capable of, to calm and connected team who’ve set themselves up and have earned life choices most would see as luxuries.Also in this episode How they transcended circular arguments about money. The insight that allowed them to wasting time and effort on the small things and channel it toward getting big results. What it was like to get invested right before the COVID crash, and how the rode it out together as a team. Most people don’t get started working on their money because they feel like it’s not the right time or the rewards are too far off in the future. Helen and Chace’s story proves that the sooner you commit to consistency, the sooner you’ll enjoy the fruits of your labour. If you want to be inspired by what’s possible, then have a listen to their story. 👉  Level up with CompassGet started using the only habit formation system for personal finance. Other Links Show notes: Click here to see notes on this show and all resources & links mentioned. Private podcast community: Click here to get to know us better, debrief episodes and access our top 100 resources. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

In this bite-sized ep, Terry reveals the biggest lesson learned from the last few years of coaching people on their finances. It has to do with what separates those who persist long enough to get traction and results, and those who start strong but fall off the bandwagon.You'll also get the inside scoop on the secret project the team have been working on to help you bridge this gap and have your efforts compound into results. Ready to take action?👉  Level up with CompassOther Links Show notes: Click here to see notes on this show and all resources & links mentioned. Private podcast community: Click here to get to know us better, debrief episodes and access our top 100 resources. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

Making money as an entrepreneur is different to earning it as an employee. In this episode, Terry chats with Charlie Vahler. Charlie is a high school dropout who completed an apprenticeship as a plumber before realising he wanted to be in business.  And his journey has made him financially independent by age 33. In this chat, he decodes the process he took to pinpoint the most important factors in his success. If you're in business or want to be, this episode is as inspiring as it is instructional.  Also in this episode: The 2 most important skills Charlie learned as an apprentice that have made him successful in business.  How to use 'The power of 5' the change your beliefs and improve your results Charlie's number one strategy for breaking through earning plateaus.  Ready to take action?👉  Get guided by CompassOther Links Show notes: Click here to see notes on this show and all resources & links mentioned. Unlocked: Money mapping training: Click here to learn how to maximise your return on life by making more mindful decisions with your money, monthly :) Private podcast community: Click here to get to know us better, debrief episodes and access our top 100 resources. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

As the prices of things rise while economies contract, the ability to collaborate with others to carve out your piece of the pie will be one of the most valuable skills you have. Negotiating well will help you maintain your ability to save and invest as the prices of assets fluctuate. And this means there will be times you'll be able to buy more with less. That is why this economic season can represent a rare window of opportunity for the proactive. In this episode, former FBI hostage negotiator Chris Voss takes Terry through his groundbreaking principles for preparing for any negotiation conversation. And specifically how to have conversations about increasing your pay with your employer. Also in this episode: A simple analogy that will help you overcome your anxiety and resistance.  Why seeking yes is less effective than eliciting 'no'  The one question you can ask first to ensure any conversation about pay goes your way.  Show notesClick here to see notes on this show and all resources & links mentioned.Unlocked: Money mapping trainingClick here to learn how to maximise your return on life by making more mindful decisions with your money, monthly :)Corporate programClick here to find out more about our workplace programMasterclass: The Four handbrakes that hold us backClick here to discover why most people don't achieve their financial goals (and what to do about it).Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

Those who have the ability to attract more money while economies contract benefit disproportionately from the volatility. In this episode, Ryan and Terry explore the two main ways to increase your income without having to go back to school to get more qualifications.Also in this episode:  The important difference between earning money vs making money The important skills you need to be developing as an employee or business owner A simple, yet powerful powerful activity to guide your efforts Show notesClick here to see notes on this show and all resources & links mentioned.Unlocked: Money mapping training Click here to learn how to maximise your return on life by making more mindful decisions with your money, monthly :)Corporate programClick here to find out more about our workplace programMasterclass: The Four handbrakes that hold us backClick here to discover why most people don't achieve their financial goals (and what to do about it).Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

If cash flow is king, increasing your income is the order, power and respect that is required for ruling effectively. In this short hit of training, you'll discover how to go from peasant to royalty by making one simple, yet powerful mindset shift. Also in this episode: What we can learn from Jeff Bezos about boosting your earning power by adopting a 'servant mentality'  The logical fallacy that breeds fear and caps your earning potential.  How to break through your biggest blocker to increasing your earning power.  Show notesClick here to see notes on this show and all resources & links mentioned.Money mapping trainingClick here to learn how to maximise your return on life by making more mindful decsions with your money, monthly :)Corporate programClick here to find out more about our workplace programMasterclass: The Four handbrakes that hold us backClick here to discover why most people don't achieve their financial goals (and what to do about it).Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.

Winter is coming, and humans don’t do well with change. In this episode, Ryan and Terry detail all the ways we’re likely to trip ourselves up as we enter stagflation for the first time in decades. Using the inversion principle, they explore the pitfalls, and preventable mistakes most of us tend to make when fear hijacks our thinking in times of economic instability. Also in this episode: The two ways we tend to overreact to change  Two data points that cause investors to self-sabotage amidst volatility The big career mistake that will Show notesClick here to see notes on this show and all resources & links mentioned.Money mapping trainingClick here to unlock the insiders training by joining the podcast communityCorporate programClick here to find out more about our workplace programMasterclass: The Four handbrakes that hold us backClick here to discover why most people don't achieve their financial goals (and what to do about it). Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks. Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.