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Colin Magee is the co-founder of Catalist. Catalist is a stock exchange for smaller companies, many of whom would normally not be large enough yet to benefit from traditional exchanges. With Catalist, continuous disclosure yields to periodic auctions... Read more here Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - You're my inspiration! Most topics are inspired by YOUR questions or suggestions. So, what do want to hear? Ask me anything, suggest a topic! 2 - Subscribe to YouTube to get earlier access, participate in live-recordings, and gain additional perspectives from Darcy Ungaro. 3 - Sign up to the NZ Everyday Investor Newsletter! It's a newsletter, not a sales pitch: Sign up to our newsletter here Disclaimer: Please act independent from any content provided in these episodes - it's not financial advice, because there's no accounting for your individual circumstances.

Wealth building isn't just about financial prosperity, but also about personal growth and making a difference in the world. Our guest today, Paul Dickson, is a prime example of someone who is living for something bigger. Paul is a father and the head of a charity called OKE, which provides Kiwi kids with the opportunity to learn life and social skills through productive gardens in schools. Read more here. To learn more or to volunteer time or money on a working bee, check out: https://oke.org.nz/working-bees/ Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - You're my inspiration! Most topics are inspired by YOUR questions or suggestions. So, what do want to hear? Ask me anything, suggest a topic! 2 - Subscribe to YouTube to get earlier access, participate in live-recordings, and gain additional perspectives from Darcy Ungaro. 3 - Sign up to the NZ Everyday Investor Newsletter! It's a newsletter, not a sales pitch: Sign up to our newsletter here Disclaimer: Please act independent from any content...

The more wealthy people there are in the world, the more people there are to drink fine wine and whisky. The more anxiety around the present age there is also, the more likely investing in this space could work as a zig to your zaggers (ie, this type of investment may not drop in value as much during poor economic times – it could even increase). Alternative ‘luxury’ investments could therefore make an interesting portfolio diversifier. Keep reading... Listen to the Slow-cooked passive property strategy here. Learn more about Oeno here. Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets and one of the partners of this show. Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - You're my inspiration! Most topics are inspired by YOUR questions or suggestions. So, what do want to hear? Ask me anything, suggest a topic! 2 - Subscribe to

There was an American civil rights leader called Mortimer Adler that some believe said this: 'I believe that what we become depends on what our fathers teach us at odd moments, when they aren't trying to teach us. We are formed by little scraps of wisdom.' Trapped inside due to poor weather while on holiday with 3 young kids can produce a few scraps of wisdom, among other things. Playing games with kids though, provides a unique learning opportunity I don’t think I’ve every really thought too seriously about. 6 months ago I was at a 50th bday party – I got talking with this couple who start telling me about a board game they invented called Hacktics. We must have spoke for half an hour at least me quizzing them on everything I could – Why’d you do it, How did you do it, What’s involved from start to finish? In the end I thought stuff it – let’s bring it up in an episode. I’ll let them explain the rest – I hope you enjoy this one. While not financial advice to suggest this, I hope you seriously consider getting one of these games for kids aged 13 and up. Since recording this one, I’ve played it twice now with my oldest – as far as advancing financial literacy with kids, this game can transfer a lot of knowledge. Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales...

Those who prefer more government control over individual sovereignty, or those who have the most to lose, are often those first to believe anything negative about bitcoin, including the level of harm it does to the environment. Read more here Thanks to Dr Simon Collins from Stackr for having a chat with me! Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - You're my inspiration! Most topics are inspired by YOUR questions or suggestions. So, what do want to hear? Ask me anything, suggest a topic! 2 - Subscribe to YouTube to get earlier access, participate in live-recordings, and gain additional perspectives from Darcy Ungaro. 3 - Sign up to the NZ Everyday Investor Newsletter! It's a newsletter, not a sales pitch: Sign up to our newsletter here Disclaimer: Please act independent from any content provided in these...

Kevin Carter is the founder & CIO of EMQQ, an emerging markets internet & ecommerce index. Kevin’s a diehard value investor but is also a believer in indexing having partnered with Princeton Economist Dr. Burton Malkiel for over two decades focusing on China/Emerging Markets. The three big megatrends of consumption, smartphones and the internet, make emerging markets an intriguing idea – we perhaps can’t see it so clearly living in a developed economy, but as the general standard of living continues to improve globally, there’s a massive opportunity. There’s of course massive risks too. For one, just because an economy’s got a lot going for it, doesn’t make their markets a sure fire bet. Please note I am a small investor in this fund. You can learn more about EMQQ here: https://emqqglobal.com/ Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - You're my inspiration! Most topics are inspired by YOUR questions or suggestions. So, what do want to hear? Ask me anything, suggest a topic! 2 - Subscribe to YouTube to get earlier access, participate in live-recordings, and gain additional perspectives from Darcy Ungaro. 3 -...

Want to hear more on today's topic? Let me know: Ask me anything, suggest a topic! Ashley Church believes that before he started actually living out his Christian life, while he earnt good money, he was always in debt, and could never keep any money. To the extent that he’s been successful today, he believes that it’s Gods hand on his life. You can perhaps have different views than this, but when someone makes a claim like this for their own life, maybe there’s something in this. In the context of the previous couple weeks, you don’t have to be a fan of baby Jesus in the manger to realise as a society we’ve drifted miles away from the values that the builders of our current world would have taken a lot more seriously. I don’t think Ashley would go so far as to suggest that all left-wing voters are Satanists though, but equally, many on the right likely don’t have any personal experiences with the origin of true conservative values and ideals. Note: the second episode in this trilogy was taken down from YouTube twice. If you believe you're smart enough to make up your own mind around what is fact and what's fiction, the carefully watch the un-edited version here: https://rumble.com/v20cfar-ashley-church-banned-from-youtube-ep-310-everyday-investor-podcast.html Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call -...

There's nothing scarier, or funnier, than a big-boned skeleton. In the same way, that's kind of what it's like these days when it comes to the extremes of the left and right. Special thanks to www.ashleychurch.com! Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets, and the sponsor of this show!  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - You're my inspiration! Most topics are inspired by YOUR questions or suggestions. So, what do want to hear? Ask me anything, suggest a topic! 2 - Subscribe to YouTube to get earlier access, participate in live-recordings, and gain additional perspectives from Darcy Ungaro. 3 - Sign up to the NZ Everyday Investor Newsletter! It's a newsletter, not a sales pitch: Sign up to our newsletter here Disclaimer: Please act independent from any content provided in these episodes - it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here - Do your own research, and take on board a broad range of opinions. Ideally, engage a...

Welcome to the New Wealth Order where you can still own something and be perfectly happy. What’s the name of the game? Maximise your income, keep a lid on your expenses, then swipe away the leftover surplus - invest in a way that makes sense to you. Repay your mortgage or invest? Most wealthy people do a little of both. If we keep on investing though – something really awesome seems to happen - After a while ( usually quite a while), what you own, increases in value at an exponential rate. The practice of growing wealth, and having wealth, are good states to be in. So if you’re managing to stay somewhat happy along the way to retirement all while doing no harm – then fantastic I say. In fact, the world full of others actively pursuing something better, just like you. Today, well known property commentator Ashley Church joins me to discuss some of the socio-political and somewhat economic paradigms that are trying to shift into a new order of sorts. I want to know how to invest for the new world, so if you’re wondering why I’m going here today, it’s because I think there’s some important to learn. Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - You're my inspiration! Most...

We're going around the world in 30 minutes today: 1- US Fed promising pivot-pipe-dreams to the punters? 2- An end to 'zero-Covid' in Hotel China-fornia? 3- Close call coming to an end with European energy-crisis? 4- The RBNZ's determination to sacrifice the NZ economy. 5- Crypto-winter, ice-age, or final nail in the coffin? ___________________ News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor. News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited. kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz. __________________ Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - Ask me anything, suggest a topic! 2 - Subscribe to YouTube to get earlier access, participate in these live-recordings. 3 - Sign up to the NZ Everyday Investor Newsletter! Disclaimer: Please

The more we strive for more, the more beaks we’re forced to wet along the way – taxes, fee’s, premiums…interest rates. If you’ve decided to pursue wealth in a financial form, which ultimately lowers the burden on the state – you’ll get stolen from in the process. We now need more than enough, to get the 'just enough', from yesterday. Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - You're my inspiration! Most topics are inspired by YOUR questions or suggestions. So, what do want to hear? Ask me anything, suggest a topic! 2 - Subscribe to YouTube to get earlier access, participate in live-recordings, and gain additional perspectives from Darcy Ungaro. 3 - Sign up to the NZ Everyday Investor Newsletter! It's a newsletter, not a sales pitch: Sign up to our newsletter here Disclaimer: Please act independent from any content provided in these episodes - it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than...

The OCR increase of 0.75% may very much be required in order to save us from inflation. The property market may not be able to sustain price levels due not just to the bit of our RBNZ, but also their bark. Our central bank is determined to throw overboard anything it needs to in this battle, including the property market but ultimately, the economy. Whatever it takes to to maintain their credibility and retain our confidence, in their ability to stabilize the system after their jelly fish monetary intervention in the last couple years. ___________________ News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor. News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited. kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz. __________________ Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - Ask me anything, suggest a topic! 2 - Subscribe to YouTube to get earlier access, participate in these live-recordings. 3 -

How to build new wealth for the new world, step one: Get a source of income which is greater than your expenses / Spend every dollar you make with intention, and on purpose according to a plan / Get rid of consumer finance tackling the highest payments first , save 3-6 months of your income as a self-insurance fund, and then start investing. Initially it may be for a deposit on your first home, then, when you do get property, hit up some managed funds and individual shares too if you can. Get the basics done right first. Just don’t stay in the basics forever. Step two: Investing in precious metals like gold, especially physical gold, is an alternative way to build wealth for a version of the future we may one day see. Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - You're my inspiration! Most topics are inspired by YOUR questions or suggestions. So, what do want to hear? Ask me anything, suggest a topic! 2 - Subscribe to YouTube to get earlier access, participate in live-recordings, and gain additional perspectives from Darcy Ungaro. 3 - Sign up to the NZ Everyday Investor Newsletter! It's a newsletter, not a...

For thousands and thousands of years we’ve used gold as money. At some stage, whether part of the role out of CBDC’s (Central Bank Digital Currency) or something else, odds are high gold may form the base of a new global reserve currency. Russia, China and others are working on a new currency to trade with, and central banks are gobbling up new supply of gold at a rate not seen since 1967. It could be tempting to think gold will spike in value denominated in USD, but you also have to consider what value the USD has in this scenario too. Getting the ‘what’, the ‘how’ and the ‘when' right, are all needed for this to be a good speculative bet. I'd be cautious here. There’s no guarantee in that future there would even be a marketplace for gold outside of central banks. So is gold going to be useful here for when the train runs out of track? Rich Elliott and Chris Howard are my special guests today, from MyGold. Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - You're my inspiration! Most topics are inspired by YOUR questions or suggestions. So, what do want to hear?

Okay so in the next bit I want to leave you with 5 things you can do to build obscene levels of wealth – like really obscene and just filthy nasty, nasty wealth. This was inspired by a conversation I had with a friend last week – who left me with the thought, you become who you hangout with. Think of the type of wealth you want to build – what does it look like and who’s already good and accumulating it. Hang around them, you’ll likely start talking, then thinking like them, then low and behold, you no start getting the results they got – pretty simple right? Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - You're my inspiration! Most topics are inspired by YOUR questions or suggestions. So, what do want to hear? Ask me anything, suggest a topic! 2 - Subscribe to YouTube to get earlier access, participate in live-recordings, and gain additional perspectives from Darcy Ungaro. 3 - Sign up to the NZ Everyday Investor Newsletter! It's a newsletter, not a sales pitch: Sign up to our newsletter...

There's nothing more annoying than just the news.  So here's the news the news first, for what it's worth, the OCR has increased by 0.75%. We are now at a level we haven't been since around 2008. Why is the OCR important? This 'official' interest rate that the Reserve Bank of New Zealand sets, indirectly influences the costs of money to the banks we the people borrow from. It's an important thing, because if interest rates increase, two things happen...(Read More Here) ___________________ News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor. News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited. kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz. __________________ Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - Ask me anything, suggest a topic! 2 - Subscribe to

_________________ News of the Money-World LIVE is happening on the 24th of November. Rupert and I, along with a few other guests you may know, would really love to meet you and to share our candid thoughts around what’s been, and what’s to come. If you’ve been listening in I’d really love to see you there – we owe you a thanks at the very least, or a your welcome at the very most – Pizza, drinks, prizes and 4 amazing speakers – It’s like Woodstock, but with a rate of return. Special thanks to our event partners who have contributed in some way to make this happen: Easy Crypto, MyGold, Mortgage HQ, koura wealth, and the NZ Everyday Investor. The venues amazing, but as a result, tickets are pretty limited - Tickets are only $15 each – all going to charity. Get in quick, BUY TICKETS NOW! __________________ Talking to Blandon Leung today reminded me how important it is to have people around you that aren’t offended by your success, or at the very least, your ambition. Blandon explains today that the only thing he’d do differently now to build even more success, would be to invest in mentorship far sooner. Leveraging off the success of those who’ve gone before you means you don’t have to start off in the same place they did. They’re giving you a headstart! Blandon's the adviser who realises advice is beyond value – He’s walking the walk. Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or...

This may explain why Central Banks worldwide have taken a keen interest in the environment, and Central Bank Digital Currencies or CBDC’s – I think we’ve just found the problem for their solution... Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - You're my inspiration! Most topics are inspired by YOUR questions or suggestions. So, what do want to hear? Ask me anything, suggest a topic! 2 - Subscribe to YouTube to get earlier access, participate in live-recordings, and gain additional perspectives from Darcy Ungaro. 3 - Sign up to the NZ Everyday Investor Newsletter! It's a newsletter, not a sales pitch: Sign up to our newsletter here Disclaimer: Please act independent from any content provided in these episodes - it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here - Do your own research, and take on board a broad range of opinions. Ideally, engage a financial...

_________________ News of the Money-World LIVE is happening on the 24th of November. Rupert and I, along with a few other guests you may know, would really love to meet you and to share our candid thoughts around what’s been, and what’s to come. If you’ve been listening in I’d really love to see you there – we owe you a thanks at the very least, or a your welcome at the very most – Pizza, drinks, prizes and 4 amazing speakers – It’s like Woodstock, but with a rate of return. Special thanks to our event partners who have contributed in some way to make this happen: Easy Crypto, MyGold, Mortgage HQ, koura wealth, and the NZ Everyday Investor. The venues amazing, but as a result, tickets are pretty limited - Tickets are only $15 each – all going to charity. Get in quick, BUY TICKETS NOW! __________________ Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.  Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here) When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link. Enough of the sales pitch, what else? 1 - You're my inspiration! Most topics are inspired...

Michael Every joins me in this episode. He's the global strategist for Rabobank. Today I've learnt A LOT from this discussion, including why Central Banks worldwide have taken a keen interest in the environment, and Central Bank Digital Currencies recently. Programmable currency can ensure capital and resource is directed towards green infrastructure projects. Assuming the currency is linked to a common objective of a large trading block (say Europe, North America, Australia and NZ?), you now have an idea of what could make a new base for a common currency. A CBDC backed by carbon? It's hard to say if that plays out, but either way it means the shift towards this transformation could come at the cost of producing goods and services for consumption. If the supply side falls, higher interest rates have to beat down consumer demand even further. In other words, under this hypothetical scenario – things get really expensive for you and me, and our standard of living for the first time in a long time, may broadly decline. Still, we'll likely do it for a good cause... CBDC’s. Previously known as a solution looking for a problem, now appear to have a purpose in the green transition. A common digital currency, working towards a common objective of controlling our environment: We've arrived in Oceania about 40 years late. _________________ News of the Money-World LIVE is happening on the 24th of November. Rupert and I, along with a few other guests you may know, would really love to meet you and to share our candid thoughts around what’s been, and what’s to come. If you’ve been listening in I’d really love to see you there – we owe you a thanks at the very least, or a your welcome at the very most – Pizza, drinks, prizes and 4 amazing speakers – It’s like Woodstock, but with a rate of return. Special thanks to our event partners who have contributed in some way to make this happen: Easy Crypto, MyGold, Mortgage HQ, koura wealth, and the Everyday Investor. The venues amazing, but as a result, tickets are pretty limited - Tickets are only $15 each – all going to charity. Get in quick, BUY TICKETS NOW! __________________ Hey! Can we have a little chat? If you're picking up what I'm putting down, help me build the Everyday Investor community! Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal. Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: $10 for you, and $10 for me, if you sign up for the first time. Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.