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My Two Cents
51 minutes | 3 days ago
Financial Planning as a Treasure Hunt
This episode continues the theme advanced in Episode 8 (Financial Planning Done Right) that addressing the non-investment elements of financial planning is every bit as important as portfolio management. J.R. continues to hammer this point home using real-life examples pertaining to social security optimization, qualified retirement plans, employee benefits, and asset registrations/beneficiary designations.
54 minutes | 10 days ago
Financial Planning Done Right
In this episode, host J.R. Robinson lays out a blueprint for creating a comprehensive evergreen financial plan. The discussion dispels popular misconceptions about what a financial plan is and takes a deep dive into the important non-investment related elements of financial planning replete with tales of mistakes and oversights he has caught over the years. The episode concludes with a discussion of some of the important financial planning elements and considerations relating to portfolio management. (Hint: there is much more to it than just investment selection.)
53 minutes | 17 days ago
J.R.'s "Good Trouble"
In this episode, J.R. explains the origins of his passion for consumer protection in personal finance and the reason for his 20-year Quixotic crusade against the Certified Financial Planner Board of Standards.
56 minutes | 24 days ago
Time to re-think tax planning in portfolio management?
In the wake of a number of new federal tax laws and the elections, it is a great time to revisit whether the planning strategies of the past still add value and take stock of recent tax law changes. As always, J.R. brings a fresh perspective and new ideas to an otherwise arcane topic.
56 minutes | a month ago
Which will last longer - You or your money?
In this show, J.R. will introduce listeners to the evolution of retirement income sustainability research from its roots in the early 1990s to the battle that is emerging between the academic and the planning practitioner perspectives on how risk should be perceived in retirement. As always, he will provide his two cents on who is right and who is wrong with respect to the current state of affairs. Feathers may be ruffled.
52 minutes | a month ago
Ready, F.I.R.E., Aim! - Critiquing the Financial Independence Retire Early Movement
This week's My Two Cents turns a critical eye toward the Financial Independence Retire Early movent. J.R. will describe the different strategies, identify some of the key bloggers who have promoted the move, and provide his unvarnished two cents about the benefits and shortcomings of this unique approach to retirement planning.
52 minutes | a month ago
Who Needs a Financial Planner and How to Choose One
In his usual no-nonsense style, host J.R. Robinson will offer his Two-Cents on who should enlist a financial advisor and how to separate the wheat from the proverbial chaff. This discussion will depart from the traditional guidance readers might find in personal finance magazines and self-help books and will dig deep into the services consumers should expect to receive, pricing models, how to conduct due diligence, and how to evaluate qualifications.
53 minutes | 2 months ago
How the Sausage is Made
Ever wonder how brokerage firms are able to offer free trading? What financial advisor compensation models are free from conflicts of interest? [Spoiler Alert: There are none] In this episode of My Two Cents, host J.R. Robinson offers listeners an insider's perspective of how money is made in the financial services industry.
54 minutes | 2 months ago
My Two Cents - Financial Planning with an Edge
This program is refreshingly different from other personal finance shows. Host J.R. Robinson is not on the air to promote DIY books or get-rich-quick schemes nor is looking for new clients for his financial planning practice. His sole purpose is to provide consumers with unvarnished insight into how the investment world and the financial planning industry really work. In this inaugural episode, J.R. seeks to engage listeners with real-life anecdotes from his professional experience as he lays the foundation for future episodes. His passion for financial planning will be obvious and his positions on various trending personal finance topics are both well-supported and unambiguous.
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