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The Federal Reserve has finally bumped up the prime rate - but just a nudge. And it's been anticipated for quite some time. How will it affect you? We give you a brief primer on the Fed, rates...the whole deal! Not to mention some BS about the new Star Wars, the Packers and Tom's new exalted postion at the LaCrosse Oktoberfest.

Join Local mortgage expert Tom Smith of Academy Mortgage Corporation, and Brian "BT" Turner From Kieran’s Irish Pub. They are joined by special guest Claire Killen from Emerald Real Estate, and musician Tim Mahoney. Tim discuses the release of Holiday Volume 7 available at Kowalski’s. The crew talks every Irish and BS…Oh yeah and Mortgages too!

Some great BS with Scott Kadrlkik from MFK CPAs and Consultants. You not in a house yet - what's up with that!? Get on it. Scott's also a comedian. Where have you ever heard of a CPA comedian? Only on the M&BS Show, that's where...

For the BS? Deer Hunting, Ghost Stories and the passing of the great Flip Saunders. For the Mortgage side of the show? GREAT advice from Jason Tetrick from United Credit Consultants about how you can build a strategic plan to repair and rebuild your credit and get into a home!

Audio producer Andre Bergeron of Babble-On Recording in Minneapolis has many fascinating stories of a business reborn, music, audio, food and Grama's guitar. Tasty - and enjoy.

Oh hey - you don't have to be Irish to have this special realtor help you with your next home purchase. She's amazing. Claire Killen from: emeraldrealestate.com

Crescent Cove is coming! A hospice and respite care facility for sick kids and their families right here in the Twin Cities. Bob Tift is the President, and he spent some time talking families, mortgages, and BS with Tom and BT. When a kid in a family is sick, a lot of things happen that cause turmoil. The last thing you want is problems with the homestead. Tom offers some great advice on keeping things on an even keel.

Selling and downsizing is one thing - but to do that, and move to Viet Nam? Some amazing plans for longtime broadcaster, and former Cities 97 Program Director, Jim Robinson and his wife Chelle. Another chapter in life - and Jim has some great stories and advice to share. And an edition of "So You Wanna' Buy A House?" Good stuff!

Do you have parents that are looking to downsize? Or is it YOU we're talking about? All is well - the stuff has a place to go, in an organized and mediated way with Sue and her partner Mame and their company E-State Auctions. Clear the CRAP (Collectibles, Rare And Precious!) out and make money in the process. Life moves on, and the stuff can, too. Great company and a great story. e-stateauctions.com

In this episode of Mortgages and BS they broadcast from Ansari's Mediterranean Grill and Lounge with special guest Scott Herold and Chris Pennington! Scott the founder of Rock The Cause, a non-profit record label that plows its profits into community causes. Their latest album, their 20th, is a tribute to Donovan, with the proceeds going to fight Huntington's Disease. Chris Pennington is an artist and entrepreneur who has been creating locally for years. Now he is taking on a huge art/recreational project named Can Can Wonderland in St. Paul, which will be an 'engine' for artists in the area. They're creating the world's largest indoor 18 hole miniature golf course.

Guthrie actor by night, realtor by day. The world of Robert Berdahl is a pretty cool one, and you may be surprised as to how the worlds are very similar!

Hey, there are some simple and good purchases you can make right now if you're looking to get into a home for the first time. Or, ask for them as holiday or birthday gifts! Also, homeownership is at a 50-year now. What's up with that? We'll bring you the skinny.

The Fed met recently. Meh. Unemployment filings are up, however - that could cause some bumps. Still, rates are extremely low so it's time to make some moves. Also, WHY are Halloween candy and costumes already on store shelves? Hey, we're being manipulated!

Mark Espersen from Bonfe helps us see the wisdom of a quality home maintenance plan. For your intrepid hosts Tom and BT, it turns out the little more money to grab Bonfe's "Gold Plan" - which covers everything in your home, is the same or maybe less than what their traditional CenterPoint Home Service plan costs, especially factoring in Bonfe covers plumbing and electrical! Pretty cool.

Josh Truman and Ruth Hjelmgren joined us from the Keller Williams Market Centers in Apple Valley and Hudson. Great conversation about real estate, training and how important ongoing education is - no matter what you do!

Will there be a Super Troopers 2? Listen and find out! And, some solid advice for first time home buyers: let's remind you here, it's all about relationships.

Our old pal Joe Anderson, longtime radio dude, former Bullwinkle's bartender (where he gained the nickname "Mr. Phunn"), and now a real estate guy waxes in story about helping young families, former radio gigs, being a hockey dad and more. He WILL return - this guy IS Phunn!