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Blessed are those who have great and reliable friends in their lives. But, just like Moneybhai, do you sometimes wonder whether it is better to have just one best friend rather than many friends? In this third and final episode of our podcast series titled ‘Money bhai ke rishtey’, we see how Moneybhai is struggling to choose a best friend and the advise that Subhichintak gives him to deal with this!  Key takeaways: ·  Natkhat equity is a great friend to Moneybhai and has always been with him over the long-term. But spending time with her can sometimes feel like a roller coaster ride with lots of ups and downs.  ·  Bharosemand debt is a solid friend on whom Moneybahi can always depend. But he can also be very boring and slow sometimes.  ·  Chapal hybrid is a new but reliable friend to Moneybhai. He provides both support and excitement. Lekin Moneybhai has not known him for very long.  ·  It might be better to have a group of different friends who bring something unique to your life rather than have only one best friend. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Relatives! What can you say about them. Sometimes you love them and often you can’t stand them. Just like you, Moneybhai also has some relatives who really bother him. Leading this list of annoying relatives is Mahangai masi. She is always troubling Moneybhai and reducing his value. In this second episode of our new podcast series titled ‘Money bhai ke rishtey’,  we see how Moneybhai can deal with Mahangai masi and maintain his value.  Key takeaways: ·  Inflation has a great impact on the price of things. As inflation rises, the price of the things that you buy ranging from fruits and vegetables to cars, starts rising.  ·   A great way to deal with inflation is to invest in equity mutual funds. They generally tend to grow over a longer period of time and have the potential to deal with the price increases that come with inflation.  ·   One important thing to remember about equity mutual funds is that in the short term they can go both up and down and can thus bring a bit of stress. The goal should be to stay invested for the long term since over a period of time, these ups and downs smoothen out.  You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.   

Moneybhai or Money as you would know it, is a constant in all lives. You need Moneybhai in your good times and bad times. The thing is that while Moneybhai is always there to come to your rescue, there are some things or some people that trouble Moneybhai. One of them is volatility aka ‘Volatility chachi’ whose very sight makes Moneybhai sweat. In this first episode of our new podcast series titled ‘Moneybhai ke rishtey’, the good Samaritan ‘Subhchintak’ helps Moneybhai deal with Volatility.  Key takeaways: ·   Volatility troubles everyone and is almost unavoidable. Thus, instead of running away, the best thing that you can do is take some steps to deal with it.  ·   One way to deal with volatility is to manage your own behaviour. There is no need to get reactive every time volatility comes knocking at your door. Instead, you should control your emotions and actions. ·   Two, you should consider investing in a Balanced Advantage Fund. Volatility has very little impact on Balanced Mutual funds as they are designed to take advantage of the ups and downs of the market through both equity and debt investments. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

We are all biased people, easily influenced by other people or even our own experiences. These biases can influence your ability to make the right decisions and even come in the way of you achieving success. The best thing is that these biases can easily be addressed through small nudges and disciplined practices that push you in a certain direction. However, you must be mindful that nudges can push you in the right or wrong direction. Summary In the book, “Nudge: Improving Decisions About Health, Wealth, and Happiness’, authors Richard H. Thaler and Cass R. Sunstein explore how we make different choices and suggest how we can make better decisions. Listen to this Podcast by Edelweiss MF to learn how you can make an optimal investment checklist.  Key takeaways: ·  Decisions that you as an individual make are impacted by biases and different sets of information ·  Anchoring, overconfidence, status quo bias, and familiarity are all examples of biases. ·  On the other hand, nudges can also influence and push you towards both right and wrong decisions. ·  Anything from the way a certain argument is framed to marketing and social media influencers can act as a nudge ·  In investing, the Record, Evaluate, and Compare Alternative Prices (RECAP) framework can act as a good nudge. The book really is revelatory and can make you stop and think the next time you are about to make a decision. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

If you recall, from childhood you are told that your behaviour can impact the course of your life and determine whether you are successful or not. Interestingly, your behaviour can have a similar impact on your investment journey as well and determine whether or not you achieve your financial goals. Further, while you can always get a job and earn money, it is the way you save and invest that will determine how that money will grow and for how long you can keep that money.  Morgan Housel, in his book, ‘The Psychology of Money’ beautifully explains how your behaviour and experiences can have a large impact on the investment choices you make and on how your investment journey finally shapes up.  Key takeaways: ·   In the world of investing, how you behave is more important than how smart you are.  ·   It is not enough just to know how to do something. Execution is the key.  ·   Greed can become a big problem since in your attempt to earn more returns you might end up taking more risk than you can afford. ·   Creating wealth is easy, but keeping it is very difficult.  ·   The only way you can save and grow your wealth is by investing in a steady and consistent manner and taking investment decisions that are free of bias. Housel’s book tells you how you can easily maintain your wealth just by managing your behaviour. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

The general thought process is that if you want more returns then you must take more risk and alternatively, if you want to avoid risk then you should stay away from the stock market. Unfortunately, this is not always true and worse, this belief can come in the way of you getting rich. The most important thing that you need to know is that you can invest in stocks and embark on your wealth creation journey. The only thing is that you need to do this in a disciplined and focused manner.  Summary In this Edelweiss Money Konnect book summary podcast, we discuss the gems hidden in Jim Cramer’s book, “Get Rich Carefully’. In the book, the author draws on his unparalleled knowledge of the stock market and shares the lessons that he has learnt over the years to explain in a  simple and engaging way how every investor can get rich with a prudent and methodical approach.  Key takeaways: ·  The high-risk and high-return belief does not always hold true. You can generate good returns while taking prudent levels of risk.  ·   Stock market investing can also be high-return and low-risk as long as you follow a disciplined and prudent approach to investing ·   The most important aspect of a company is the people who run it. Which means that you must invest in companies that are led by ‘bankable’ people.  ·   In addition to company specific metrics, you must also focus on macro-economic trends that can play an important role in shaping the future of a company.  ·   Before you make the decision to invest in a company, you must do adequate research. ·   The best kind of investor is the long-term investor.  Cramer’s book tells you how it is easy for you to ‘get rich’ as long as you are disciplined and prudent about the way you invest and manage your money. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.   

Life is really a series of lists. You make shopping lists, school holiday lists, things to do lists, and so many more. The thing is that lists keep your life on track. They ensure that you do not miss out on the important stuff and give you peace of mind. If you have a list ready, then you don’t need to constantly keep track of things in your mind. For all these reasons, an investment checklist is something that you should actively consider making to improve your ability to make optimal investment decisions. Summary: In his book, “The Checklist Manifesto: How to Get Things Right’, author Atul Gawande talks about the importance of having a checklist in almost any discipline and how it can help you in your financial decision making journey. Listen to this Money Konnect Podcast by Edelweiss Mutual Fund to learn how you can make an optimal investment checklist. Key takeaways: Human beings often make flawed decisions since they let their decisions get influenced by emotion. You can avoid many of these flawed decisions simply by becoming disciplined about the decision making process. The solution lies in adopting a checklist approach. You make a checklist of the important variables that can have a key impact on your decisions and then ensure that before making any decision you consistently and regularly follow the checklist. A good checklist can be particularly helpful in making optimal investment decisions. Many investment experts like Warren Buffet and Mohnish Pabrai follow the checklist approach to investing. Atul Gawande’s book really highlights the importance of making an investment checklist and sticking to it. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.

If someone were to ask you what is the opposite of fragile you would automatically say antifragile. Thus, if fragile means that something breaks easily then antifragile should ideally mean something that does not break easily. Interestingly, that is not quite accurate. Antifragile is not something that does not break. It's more than that. It's something that benefits from pressure. If you build an antifragile business then you will not only be protected during adversity but will also be able to benefit from it.  Summary: Nassim Taleb, in his book, ‘Antifragile’ talks about the different systems that are currently there in our society. Some are fragile, some are robust, and some are antifragile. Listen to this Podcast by Edelweiss MF to learn about antifragile systems and how you can create such systems. Key takeaways: ·   Antifragile systems are well-positioned to benefit from external shocks and volatility ·   If you create an antifragile system then you will be able to face adversity and bounce back from it, maybe even finding opportunities to turn the adversity into a benefit. ·   Nature and human bodies are examples of antifragile systems as they have persisted for millennia. ·   Work and industry sectors can also be divided into fragile, robust, and antifragile. People who are mid-level executives at large firms are extremely fragile as their work depends on their reputation. ·   To both survive and thrive, you must build an antifragile ecosystem Taleb’s book opens your eyes to a whole new approach to dealing with adversity and identifying areas of opportunity. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

The two things that drive all markets are greed and fear. Unfortunately, both of these can impact your ability to make good investment decisions. The key is to be fearless under all circumstances just like Bahubali (the character) and not greedy like his brother, Bhallal dev. Bahubali showed great courage and valour and similarly, investors should have the courage and patience to stay invested for the long-term and not fear short-term market movements.  In this podcast series, Edelweiss Mutual Fund, in collaboration with Saurabh Jain, brings to you simple yet important life and financial lessons with a dash of Bollywood tadka.   Key takeaways: ·  Just like you don’t jump off every time the rollercoaster goes down, you should hold on to your investment when the market goes down. ·  Follow the famous saying by Warren Buffet, ‘Be greedy when others are fearful, and be fearful when others are greedy’.  ·  Courage and the ability to be fearless can help you create a strong long-term portfolio.  You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Over the years, there are many things about the stock market that have changed. At the same time, the way you save and invest has also gone through a transformation. In this Edelweiss Money Konnect podcast episode, Radhika Gupta, MD & CEO of Edelweiss AMC has an in-depth conversation with Anil Singhvi, Managing Editor, Zee Business about how markets have evolved and the best way forward for investors. Key takeaways: ·  Markets have evolved over the last 3 decades and are now safer, more transparent, and offer more opportunities for investment. ·  Investment opportunities and methods have changed over time. Your portfolio should also change with the times. This means being aware of new opportunities, including international investments. · Inarguably, volatility can be challenging. The moment investments become long-term, the investing journey becomes easier. Be patient and ignore short-term volatility. · If your target is to make money while ensuring a degree of safety, then mutual funds can be an ideal investment vehicle. You get the benefit of expert fund managers so that you can do your job while they do theirs. You can learn about more such interesting investment principles on the Money Konnect Podcasts available on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on money management.

You can watch as many DIY YouTube videos as you want, but do you really think that they can help you achieve the success you desire? Probably not. Success in any field, sports or finance is a mix of discipline and the right guidance. In the movie Chak De, the team was able to win only because they were committed, disciplined, and had a great coach like Kabir Khan to guide them. Similarly, if you really want to achieve your financial goals then you need to be committed, disciplined, and seek the right guidance from a financial advisor.  In this podcast series, Edelweiss Mutual Fund, in collaboration with Saurabh Jain, brings to you simple yet important life and financial lessons with a dash of Bollywood tadka.   Key takeaways: ·  Whether creating a sports team or an investment portfolio, a perfect mix of team members or investments, respectively is required to achieve success.  ·  An advisor can improve your investment journey by helping you manage your asset allocation and your emotions.  ·  Systematic Investment Plans (SIPs) are a great way to reap the long-term benefits of equity investing.  You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

As human beings, we are wired to desire success. At work, at home, in relationships, in your investing journey, and just about in every aspect of your lives, you have only one goal and that is to achieve success. The best part is that by following a few simple rules and principles, you can easily achieve the success that you desire.  Summary: ‘Principles: Life and Work’ one of the most talked about books of our times, author Ray Dalio lays out a set of comprehensive principles designed to help you achieve success in your personal as well as professional lives. Listen to this Podcast by Edelweiss MF to learn how you can embrace the principles of achieving success.   Key takeaways: ·  You need to identify patterns in your life and try to make sense of them.   ·  To be successful in life you need to be a hyperrealist – this means that you need to combine big dreams with reality and determination.  ·  A critical part of being successful is to make mistakes and then learn from them.   ·  Always be open-minded and pay attention to other peoples’ perspectives as well. ·  Never stop your learning journey.  ·  The two most important cogs in the organizational wheel are the culture and its people. ·  Establish an open and transparent culture where people are not afraid to share ideas, make mistakes, and learn. ·  Understand that hiring the right people is integral to the success of the organization. ·  Treat your people with respect and encourage an environment of open communication ·  A robust governance structure ensures that everything functions smoothly and fairly. Ray Dalio’s book is instructive and easy to both understand and embrace. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

You must have definitely heard of the adage ‘Rome wasn’t built in a day’. Similarly, do you know that great sportspeople or even robust portfolios are not just created overnight. When we think of the Flying Sikh, Milkha Singh, we only think about his many medals. But, if you dig deeper and look beyond his medals, you will see years of hard work, commitment, and perseverance. Similarly, if you want to build a robust long-term portfolio and achieve your financial goals, then you must be committed and disciplined like the Flying Sikh. In this second episode of our new podcast series ‘Cinematics of Investing’, Edelweiss Mutual Fund, in collaboration with Saurabh Jain, brings to you simple yet important life and financial lessons with a dash of Bollywood tadka.   Key takeaways: ·  The journey to success is a step by step process much like investing which must be divided into time frames like short-term, medium-term, and long-term.  ·  You must set SMART goals that can be clearly understood, defined, and measured.  ·  For any plan to succeed, financial or otherwise, you need to commit to it and stay committed until you achieve it.  You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Many people are highly affected by the You Only Live Once (YOLO) phenomenon. They believe that just because zindagi na milegi dobara, they should spend their money enjoying their today rather than saving for their tomorrow. Also, not many people understand the impact of lagaan on their incomes and know that there are ways by which they can reduce this impact. In this first episode of our new podcast series ‘Cinematics of Investing’, Edelweiss Mutual Fund, in collaboration with Saurabh Jain, brings to you these simple yet important life and financial lessons with a dash of Bollywood tadka.   Key takeaways: ·  We are all victims of lifestyle inflation which dictates that as our income increases or simply as time passes, our lifestyle becomes more expensive.  ·  While it is important to enjoy your life today and spend money on consumption, it is equally important to invest for a safe and secure tomorrow.  ·  Tax planning is an important part of financial planning. You can easily minimise the ‘lagaan’ on your income through astute tax planning.  You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Just like there is no such thing as a free lunch there is also no such thing as a risk-free investment. Every investment has some level of risk. However, as an investor, you must not be scared of risk. Instead, you should learn to manage it.  In this book summary podcast, we will learn how to manage or reduce downside risk through Seth Klarman’s book, ‘Margin of Safety’. The book discusses the importance of value investing and lays out guidelines on how to become a great value investor by reducing downside risk. Key takeaways ·  When you are making an investment decision, first focus on how much money you can lose and then look at how much money you can make. This basically means that managing downside risk is equally, if not more important, than return.  ·  A great way to reduce risk is by following the ‘margin of safety’ route.  ·  When you follow the margin of safety route, you look to buy companies that are available at a deep discount to their fundamental value.  ·  Generally, the higher the margin of safety, the lower will be the downside risk. ·  There are several methods of calculating margin of safety, namely, NPV method, liquidation value method, and stock market value method.  ·  Another great way of reducing overall portfolio risk is through diversification. This entails spreading your portfolio investments across multiple asset classes.  For an investor, the ability to reduce downside risk can be invaluable. That is exactly what this book can teach you. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

The Indian startup ecosystem has now come in the spotlight as an increasing number of startups achieve the unicorn status while creating products and services that add immense value to the ecosystem. In this Edelweiss Money Konnect podcast episode, Radhika Gupta, MD & CEO of Edelweiss AMC has an in-depth conversation with Sridhar Vembu, CEO – Zoho Corp about the startup ecosystem, the Zoho story, and the code for surviving in this ecosystem.Key takeaways:- For the Indian growth story to be resilient, Indian companies should focus on creating capabilities that are built locally through balance, symmetry, and harmony.- Startups should look to solve problems in segments where they are one of many. Once they gain enough clout and resources, then they can compete with the bigger fish.- Homegrown businesses need not just come out of metros. Rural India has a lot to offer and the next stage of growth should largely come from there. You can learn about more such interesting investment principles on the Money Konnect Podcasts available on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on money management.

When we think about making investments the first thing that comes to our mind is how much earnings or returns the investment will generate. Sometimes we think of returns in terms of how many times the investment has increased and sometimes we think of it in percentage return terms. Knowing and understanding these basic principles through a nice relatable story can make them easy to understand and use. In this Money Konnect  podcast series, Edelweiss Mutual Fund, in collaboration with Vinayak Sapre, brings to you Nivesh Sanskar that can be learnt from the stories that you have grown up hearing.   Key takeaways:                                    ·   Calculate investment returns very carefully. Returns that sound good or are easy to calculate, need not necessarily always be good.  ·   Take into consideration the credit risk in your investments. If you are taking credit risk, then make sure that the additional returns compensate for the additional risk. ·   When you invest in debt mutual funds, you must take into consideration the credit risk of your debt investments.  You can listen to the Money Konnect podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Shri Einstein and his belief that compounding is the eighth wonder of the world are very well-known. But, what does compounding really mean for you as an investor and how can you benefit from the power of compounding? In this podcast series, Edelweiss Mutual Fund, in collaboration with Vinayak Sapre, brings to you Nivesh Sanskar that can be learnt from the stories that you have grown up hearing.   Key takeaways: ·   Compounding can potentially help you grow your wealth exponentially. Yet, many people are unable to reap the true benefits of compounding. ·   This is because most people delay the investment decision. Even a small delay of five years in starting your investment journey can have a big impact on your overall returns. ·   In order to truly benefit from compounding, it is important for you to start your investing journey as early as possible, and continue investing in a patient and disciplined manner. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.   

The principles that our parents and family have taught us guide us through the ups and downs of life. Similarly, there are investment principles that can guide you through the ups and downs of the market and help you achieve your financial goals. And, what better way to learn these investment principles than through our favourite childhood stories. In this podcast series, Edelweiss Mutual Fund, in collaboration with Vinayak Sapre, brings to you Nivesh Sanskar that can be learnt from the stories that you have grown up hearing.   Key takeaways ·   Money that sits idle is of very little use. Instead, money that is put to work can help you grow your wealth and achieve your financial goals. ·   Inflation or mahangai can have a big impact on your life. Thus, you must ensure that the rate of return you achieve on your investments is greater than the average rate of inflation. ·   Investing in certain mutual funds via the Systematic Investment Plan (SIP) route could be a good way of trying to beat inflation. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets. 

Practicing yoga daily can help you stay in shape and maintain a healthy body and mind. However, the really interesting thing about yoga is that it can also help you create a healthy and balanced investment portfolio. In our third episode of ‘Yoga for your mind, body, and portfolio’ podcast, we discuss how the bandha sarvangasan and the trikonasan can help you create a flexible portfolio even while you stay focused on your financial goals.   Key takeaways ·    The bandha sarvangasan or the bridge pose makes your body flexible, something which is important for your investment portfolio as well. As the investment climate and your personal circumstances change, it is important for you to be able to change your portfolio as well. ·    The trikonasan focuses on three elements that help you achieve the desired balance. The trikon for your portfolio is your return requirement, your risk appetite, and your investment time period. It is only when all these three factors are aligned that you can actually create wealth in the long run.  ·    Practicing yoga daily in a disciplined manner can have significant long-term benefits. Similarly, investing regularly in a disciplined manner, maybe through a Systematic Investment Plan (SIP) can potentially help you create long-term wealth. You can listen to the podcast on the Edelweiss Mutual Fund website, Spotify, Google Podcasts, and Apple Podcast. We hope you enjoyed this podcast and will tune in to listen to more such podcasts on investing nuggets.