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Modern Family Matters
35 minutes | Jun 7, 2021
The Power of a Thoughtfully Crafted Parenting Plan, & Why They Are So Important to Get Right
Founding Attorney, Lewis Landerholm, explains what a parenting plan is, and why it's important to have a long-term mindset when creating one with your co-parent. Lewis and Steve discuss the following: • How a parenting plan differs from a visitation schedule. • Are parenting plans required and who creates them? • Things to include in a well thought out, workable parenting plan. • Who makes major decisions about the child RE: school, religion or where they live? • How day-to-day decisions about the children are handled. • How make-up and missed parenting time will be handled. • How information concerning the children is shared and how to communicate. • Can you change a parenting plan? • What to do if a parent is not complying with the parenting plan.If you would like to speak with one of our family law attorneys, please call our office at (503) 227-0200 or visit our website at https://www.landerholmlaw.com/Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.
38 minutes | May 19, 2021
The ABC’s of a Last Will and Testament: Simplifying Estate Planning
Attorney, Triston Dallas, breaks down all of the important components of one of the most common estate planning documents: a last will and testament. Triston and Steve answer the following in this episode:· What is a will?· What makes a will legally valid?· How is a will legally executed and witnessed?· What different components can be included in a will?· What are the roles of a guardian and custodian?· Where should a will be stored, and how often does it need to be updated?· Can a will be contested, and if so, who is able to contest?· ...and much more!
38 minutes | Apr 28, 2021
What to Expect From a Client/Attorney Relationship, and How to Work Together for a Positive Outcome
Attorney, Natalie Thorp, discuss how to get the most out of your client/attorney relationship during a family law matter. Natalie and Steve cover the following:What should you expect from your attorney during your case?What are the legal duties your attorney owes you during your case?Attorney confidentiality and why it’s important to youWhy competence, diligence, promptness and ethical actions are at the core of an attorney/client relationshipWhy honest and open communication is vital to make your attorney/client relationship successfulWhat attorneys (and clients) should be doing to ensure a good relationship and better case outcomeIf you would like to speak with one of our family law attorneys, please call our office at (503) 227-0200 or visit our website at https://www.landerholmlaw.com/Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.
38 minutes | Apr 14, 2021
Co-Parenting During the Summer Can Be Hard! How to Treat Your Ex Like a Business Partner & Choose Cooperation Over Conflict
Behavior Analyst, Chris Messina, sits down with us to discuss how parents can tackle difficult co-parenting hurdles this summer and collaborate effectively. The following is discussed in this podcast:Tools and tips to work through your summer parenting schedule with your ex-spouse. Similarities between business partners and co-parents.What a Business Plan looks like for co-parents.Co-parenting is an obligation – co-parenting respectfully and collaboratively is a choice. If you would like to speak with one of our family law attorneys, please call our office at (503) 227-0200 or visit our website at https://www.landerholmlaw.com/For more information about Chris Messina and how she can be a resource for your family, you can view her website here: https://precisionparenting.com/Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.
38 minutes | Mar 26, 2021
Selling Your Home Before, During or After a Divorce: A Realtor’s List of Do’s and Don’ts
Realtor and Principal Broker, Joe Fustolo, sits down with us to discuss important tips for individuals who are selling their home before, during or after a divorce. The following is covered in this podcast: • When to Sell Your House (Pros and Cons) • How Realtors are Selected in a Divorce Case • Understanding the Role of Everyone Involved (Spouses/ Realtors / Attorneys) • Beyond Divorce: Estates, Guardianships and Trusts • Buying and Selling a House in Today's Market, and How to Make an ImpressionIf you would like to speak with one of our family law attorneys, please call our office at (503) 227-0200 or visit our website at https://www.landerholmlaw.com/ For more information about Joe and how he can be a resource for your family, you can view his website here: https://www.solderaproperties.com/ or email him at email@example.com Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.
39 minutes | Mar 15, 2021
Understanding Divorce Discovery: Why It’s Important, What to Share, and How Your Legal Team Can Make All the Difference
Lead Paralegal, Lisa Parsons, discusses the discovery process, and why it’s such an important part of dissolution cases. Lisa and Steve answer the following questions in this episode:What is a paralegal?What is discovery?Is discovery required in a divorce case?What are the different types of discovery?When does the discovery process get started?What types of documents and information will be requested?What does possession and control mean?Can a lawyer force you to provide them with any information they request?Is there information that can be withheld or remain confidential?This is a lot of work-- is it really necessary? What are the benefits?If you would like to speak with one of our family law attorneys, call our office at (503) 227-0200 or visit our website at https://www.landerholmlaw.com/ to schedule a free consultation.Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.
41 minutes | Feb 9, 2021
Trickle Down Bleakonomics: How High-Conflict Relationships Hurt Children & 5 Ways to Foster Healthier Dynamics
Behavior Analyst, Chris Messina, discusses the impact that high-conflict parenting can have on a child, and 5 tactics you can start using today to help foster a positive co-parenting relationship with your ex. Chris covers the following in our podcast:• Why Your Divorced Relationship with Your Ex-Spouse is as Important as Your Married Relationship • How Dysfunctional Interactions Between Ex-Spouses Negatively Impact the Kids • How to Move from Gridlock to Compatibility with your Ex • Specific Actions You Can Take to Turn Around the MadnessThe 5 tactics that you can start employing today to help promote a healthy co-parenting relationship with your ex include:· DO: Respond in a timely manner· DON’T: Purposely avoid communication· DO: Set a clear objective every time you communicate· DON’T: Sabotage the conversation with insults or accusations or saying things like, "they don't do it at my house!"· DO: Pause and collect your thoughts before you make decisions (to ensure your motivations are keeping the best interests of kids at the center)· DON’T: React impulsively in a way that is intended to punish or insult your ex-spouse· DO: Try really hard to be open to collaborative problem solving and compromising· DON’T: Make “No” your default answer· DO: Honor your commitments to yourself· DON’T: Simply pay them lip service To learn more about how Landerholm Family Law and Pacific Cascade can help you, call our office at (503) 227-0200 or visit our website at www.landerholmlaw.com or www.pacificcascadefamilylaw.com For more information about Chris Messina and how she can be a resource for your family, you can view her website here: https://precisionparenting.com/Disclaimer: Nothing in this communication is intended to provide legal advice, therefore you should not interpret the contents as such.
33 minutes | Jan 27, 2021
Military Divorces and How they Differ: Protections, Divisions & Pensions
Partner and Lead Litigation Attorney, Will Jones, joins us to discuss how military divorces differ from civilian divorces. In this podcast, he discusses:-Military Member’s Protection from Default-Dividing Military Retirement Benefits-Child Support, Spousal Support and Military Pay-Child Custody and Parenting Time in a Military Divorce To learn more about how Landerholm Family Law and Pacific Cascade can help you with your military divorce, call our office at (503) 227-0200 or visit our website at www.landerholmlaw.com or www.pacificcascadefamilylaw.com Disclaimer: Nothing in this communication is intended to provide legal advice, therefore you should not interpret the contents as such.
37 minutes | Jan 26, 2021
Estate Planning Resolutions: The Benefits of Reviewing Your Estate Plan Annually
Associate Attorney, Triston Dallas, joins us to discuss why it’s important to reevaluate your estate plan annually.2020 has been an unusual year specifically, with many families experiencing sudden changes, whether it’s a loss of family member, a business, a retirement nest egg, or a home. Alternatively, some individuals have gained a family member, a home, a business, or a change in life trajectory. Whether you’ve experienced negative or positive changes this past year, the importance of reviewing your estate plan to ensure that it’s still operating as you intended with appropriate funding and plans in place cannot be overstated. Listen to our podcast to learn about which areas of your estate plan are especially important to review annually, and how you can take steps to ensure that your assets and family are taken care of and in good hands.To learn more about how Landerholm Family Law and Pacific Cascade can help you with your estate plan, call our office at (503) 227-0200 or visit our website at www.landerholmlaw.com or www.pacificcascadefamilylaw.com Disclaimer: Nothing in this communication is intended to provide legal advice, therefore you should not interpret the contents as such.
40 minutes | Dec 15, 2020
A Guide to Family Abuse Prevention Act (FAPA) Restraining Orders
Former Judge, Ken Stewart, discusses how to obtain a FAPA, what you can expect from a FAPA hearing, and how these restraining orders are enforced. To learn more about how Landerholm Family Law can help you with a FAPA order, call our office at (503) 227-0200 or visit our website at https://www.landerholmlaw.com.Disclaimer: Nothing in this communication is intended to provide legal advice, therefore you should not interpret the contents as such.
35 minutes | Nov 16, 2020
Best Practices for Negotiating Business Ownership During a Divorce
If you’re a business owner who is going through a divorce, the first step of the process is to determine the value of your business. There are three different approaches utilized in the valuation of a business by professional valuation analysts: the asset approach, the market approach, or the income approach.There are two different types of engagements that a valuation analyst will employ. There's what's called a valuation engagement, and there's what's called a calculation engagement. These approaches, and the scenarios that rationalize their use, are very different.In any divorce, you’re looking at all the assets that exist so that they can be distributed fairly, generally 50/50. When deciding how to negotiate business interests, you’ll consider the worth of all combined assets, the role that each spouse plays in the business and wants to continue to play in the business, and begin negotiations from there to ensure a fair division. This process can vary greatly from couple to couple. Couples will want to consider the basis, and thus taxability, of all assets before making agreements.When navigating a divorce with a business, it’s important to speak with a professional about how you can utilize certain tax laws to your benefit. A CPA will be able to advice you on how to do this. If you would like to speak with one of our family law attorneys regarding your unique family law matter, please call our office at (503) 227-0200 or visit our website at https://www.landerholmlaw.com/ to schedule a free consultation.If you have questions for Darren Hall, CPA, regarding this topic, you can email him at firstname.lastname@example.org, or you can call him at (503) 233-1133, and he’ll be happy to assist you.
40 minutes | Nov 9, 2020
Divorce, Domestic Violence, & Tenancy Rights: Leasing Options for Renters (& Their Landlords)
Show Notes:· If a divorcing couple is on a fixed term agreement and they're thinking about breaking it, the landlord would have the right to continue charging the tenants for all of the rent that is due for the rest of the tenancy period that's been agreed upon if a replacement tenant can not be found. Additionally, there is a law in Oregon that allows a landlord to charge the tenants a flat fee of any amount up to a month and a half of rent, regardless of if they find a replacement tenant. This is only applicable if the tenant is breaking a written rental agreement that includes these terms.· A divorce decree cannot interfere with the rental agreement that already exists between the landlord and the tenants. Therefore, if a divorcing spouse who decides to stay at the rental property stops paying rent, the landlord would have a claim against both spouses for the unpaid rent, regardless of what the divorce decree says.· If you’re experiencing domestic violence in your home, the first thing you’ll want to do is speak with an attorney and see what your options are for a restraining order, which can provide immediate relief. In additional to this, you can let your landlord know about the domestic violence that has occurred, as they have the ability to terminate the tenancy of a domestic abuser with just 24 hours of notice. The process of evicting an abusive tenant will take far longer than the process of receiving a restraining order, so both options should be considered. · Oregon has a law, 90.453, that allows victims of domestic violence to legally terminate their lease with no penalties, so long as they provide a 14-days’ notice. As part of that notice, victims of domestic violence will be required to include a qualified third-party verification, which provides proof to a landlord that domestic violence did occur. This law also allows domestic violence victims to get out of their lease even if their abuser does not live with them.· Oregon law has relatively recently been updated to say that a tenant cannot be held responsible for damage that was caused by the perpetrator of domestic violence as a result of an incident of domestic violence.· Even though a landlord is not allowed to evict or fail to renew the lease of a victim of domestic violence, they do have grounds to terminate a lease if they give the tenant a warning that the abuser is not allowed back on the property, but the tenant invites the abuser back and property damage occurs. By doing this, the tenant puts themselves at risk of losing the protection provided by Oregon law 90.453.· If you would like to speak with one of our family law attorneys regarding your unique family law matter, please call our office at (503) 227-0200 or visit our website at https://www.landerholmlaw.com/ to schedule a free consultation. For more information about Troy Pickard and how his firm can be a resource for your family, you can view his website here: https://portlanddefender.com/
39 minutes | Oct 29, 2020
The Do's and Don'ts of Courtroom Conduct: What to Know Before Your Hearing
Senior Judge, Deanne Darling, discusses courtroom etiquette that everybody is expected to adhere to during their family law hearing. You should be aware of your court etiquette from the moment you leave your house, to the moment you return. This includes your behavior in the parking lot, in the lobby, how you treat the courtroom staff, within the courtroom, and so on. The most important thing to remember when deciding how to dress is that the Judge will be looking for clean, respectable, and an honest representation of who you are. You do not need to purchase outfits that you will never wear again, but treat your hearing like a job interview—practice good hygiene, dress in a respectable manner, and avoid anything that might serve as a distraction, such as heavy jewelry, nail colors, audible shoes such as flip-flops, unprofessional t-shirts, heavily exposed tattoos, chewing gum, etc. Avoid wearing any sort of hat if possible, but if you must for health, religious or cultural purposes, avoid hats with bills that could cover your face. When addressing the Judge, refer to them as Your Honor. Never approach the well without permission, and try to avoid distracting behaviors, such as being overly fidgety, clicking a pen, etc. It’s okay to express emotions appropriately, but try your best to maintain control—it’s okay to ask for a short break if you need a moment to compose yourself. When inviting guests to attend a hearing, consider the message they might convey to the judge, and how it will better your case. Inviting support is okay, but they should understand the rules and expectations of the court, and not serve as a distraction. As a general rule of thumb, children should not be brought to court hearings. If a restroom break is needed, or you need to consult with your attorney or support network, it is okay to ask the Judge for a short recess. If you would like to speak with one of our family law attorneys regarding your unique family law matter, please call our office at (503) 227-0200 or visit our website at https://www.landerholmlaw.com/ to schedule a free consultation.
41 minutes | Oct 19, 2020
How to Protect Yourself From Losing Health Insurance During a Divorce
Certified Insurance Counselor, Gladys Boutwell, discusses what happens to health insurance in a divorce and how to protect yourself from losing your insurance.Once a divorce decree is obtained, the spouse that has health coverage would go to their employer with proof of the marriage ending, and request for their spouse and/or children or dependents to be removed.Once the removal happens, for the most part, the coverage in Oregon will continue until the last day of the month. However, there are circumstances when that end-of-coverage will happen the day that it is being requested, which are plans that are called 'self-funded,' and are usually larger employers that have those self-funded or hybrid self-funded plans. The party who has lost coverage will typically get notified that their coverage is ending, with alternative options, such as going through marketplace, or directly with the carrier. Using a broker or agent to explore healthcare options is advisable because it won’t cost you any more than if you were to do it yourself.If you would like to speak with one of our family law attorneys regarding your unique family law matter, call our office at (503) 227-0200 to schedule a free consultation, or visit our website at https://www.landerholmlaw.com/. To learn more about Gladys Boutwell, you can do so here: https://www.insurancedesignpros.com/
43 minutes | Sep 28, 2020
Important Things to Know About DHS and How Child Welfare Cases Are Processed
DHS has two divisions. They have the Child Protective Services Division, who investigate allegations of child abuse or neglect and coordinate visits, and they have the ongoing permanency workers, who do the ongoing case work with the family. Child welfare complaints typically get filed from a teacher, a neighbor, a family friend, or someone who has a relationship with the child. A complaint can be filed via the Child Protective Services hotline.The hotline staff will divide the reports into several categories that will trigger measured responses, depending on the seriousness of the allegation. If there are signs that a child might be in danger of abuse or neglect, there will be an immediate response within 24 hours.If CPS knocks on your door, there are two things to know: you are not legally obligated to let anyone into your home unless a warrant is presented, and it’s important to not get agitated or reactive—doing so will almost guarantee an intervention. If your children are taken, the following court appearances may be required, depending on the facts of each unique case, whether a settlement is reached, and each parent’s willingness to address the area of concern:· A shelter hearing, a jurisdictional hearing, a dispositional proceeding, periodic reviews, a permanency hearing, and potentially a termination of parental rights trial. We explain each of these in the podcast.
36 minutes | Sep 10, 2020
Creating the Right Plan for You: Demystifying Estate Planning Documents
Show Notes:Landerholm Family Law’s Associate Attorney, Triston Dallas, breaks down the most common components of an estate plan.An estate plan is an amalgamation of documents that are put together by an attorney on behalf of a client to explain how you would like your estate to be managed upon your death or incapacitation. Included in those documents are things such as a will, a trust, a power of attorney, an advanced directive, a letter of intent, or a disposition of remains. It's important to make sure that your will, your trust, your insurances, and other aspects of your estate plan coincide and are in line with everything else in your life. For example, if you have life insurance, retirement, a home, a vacation home, etc, you need to make sure that your documents, and the ownership or the rights into those properties of those assets, are in line with what and how you wrote your estate plan.When you die with a will, it will go through probate, which is the process of the court administering your will, making sure all of your assets are together and accounted for, and then dispersing those assets according to your wishes.There are two main types of trusts: a revocable living trust, and an irrevocable trust. The biggest differences are that a revocable living trust can be changed anytime, whereas an irrevocable trust cannot be changed without a court order. This is because the assets that are in an irrevocable trust are no longer considered your assets or part of your estate—they belong to the trust, therefor you do not have the right of ownership to act on those assets without permission from the court. Irrevocable living trusts, while offering less flexibility to make changes, allow people to disclaim an asset from their estate, which can have tax benefits, or protect that asset from creditors.A power of attorney grants another individual the ability to act as if they were you, in the event that you became incapacitated, or when you feel is necessary. This person can then act on your behalf to manage pay your bills, your debts, manage all your assets and make sure that your day to day life doesn't stop because you're not able to take action.An advanced directive is similar to a power of attorney, but applies solely to healthcare decisions. Whereas a power of attorney makes choices for your financial endeavors, an advanced directive would make decisions such as when to take you off life support, etc.If you would like to speak with one of our family law attorneys regarding your unique family law matter, call our office at (503) 227-0200 to schedule a free consultation, or visit our website at https://www.landerholmlaw.com/ Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such. If you require legal assistance, you can call our office to set up a consultation with one of our seasoned family law attorneys.Creando el Plan Adecuado para Usted: Desmitificando los Documentos de la Planificación PatrimonialSi desea hablar con uno de nuestros abogados de derecho de familia con respecto a su caso único, llame a nuestra oficina al (503) 227-0200 para programar una consulta gratis o visite nuestro sitio web haciendo click en el siguiente enlace. https://www.landerholmlaw.com/
38 minutes | Aug 28, 2020
Utilizing Mediation to Resolve Family Disputes: Safeguarding Time, Money, and Privacy
Clackamas’ Senior Judge, Eve L. Miller, discusses what mediation is, how it’s handled, and what it can accomplish for families who are hoping to avoid court.Mediators are trained to be a neutral party, and to not push or persuade one party in any direction. Evaluative Mediation allows a mediator to put their two cents into the situation due to their background and training, such as formerly holding a position as a judge or an attorney.The focus in mediation is to help parties come to agreements together, outside of court if possible. Generally speaking, people feel better when they have some ownership and control over the outcome, rather than a judge making the decision on their behalf.A mediator is able to tackle every legal issue, ranging from asset division to custody and parenting time. Even if every issue is not settled within mediation, paring down as many topics as possible will save time, money, and some anguish of going to court. Mediation is often an appealing process for couples because they aren’t public, whereas a court trial is. For those who value their privacy, this is a great option to work out negotiations off the public record.Once agreements are made in a mediation, it becomes a contract. Oregon statutes typically encourage and respect the fact that people can make agreements that suit their unique situations better than a judge can, and will ratify agreements made in a mediation, assuming they are made with the well-being of any children in mind. If you're not prepared to meet somebody halfway, you probably shouldn't be mediating, as it requires both parties to be willing to negotiate for an effective outcome.It’s highly recommended to have an attorney on your team when going through a mediation, as they can provide you with legal advice and some basic understanding of what you’re agreeing to, while advocating for your best interest. If you would like to book Senior Judge for an Oregon mediation, you can view her website at https://www.evemillermediation.com/. If you are looking for legal representation, do not hesitate to contact Landerholm Family Law at (503) 227-0200.Notas del Programa:Si está en una unión libre y tiene hijos, establecer la paternidad es sumamente importante en caso de separación. Si no se establece la paternidad, no se ordenará la manutención de hijos, a menos que una de las partes decida hacerlo voluntariamente. Además, podría haber problemas para establecer la custodia y el tiempo de crianza. Si no se establece la paternidad, es posible que pueda obtener la custodia y el tiempo de crianza a través de derechos de terceros.Al dividir los activos y llevar a cabo la disolución de una unión libre, primero se debe determinar si se está registrada como una pareja de hecho. Los registros de parejas de hecho en Oregon solo están disponibles para parejas del mismo sexo, esta existía anteriormente con el propósito de otorgar derechos matrimoniales a parejas del mismo sexo antes de que la constitución ordenara su disponibilidad.Una pareja de hecho no registrada, la cual es común entre parejas heterosexuales, homosexuales o no binarias, es cuando se han obtenido todos o muchos de sus activos y se ha compartido gran parte de su vida juntos. En este caso, el tribunal observará esta relación bajo la lupa del derecho contractual.La intención juega un papel muy importante cuando se trata de parejas de hecho no registradas. Al decidir cómo distribuir los activos, el tribunal analizará la intención detrás de la relación. La intención puede ser planteada en una escritura formal, una escritura informal (como mensajes de texto o correos electrónicos), y también pueden ser no escritas pero implícitas.
41 minutes | Aug 21, 2020
Creative Ideas to Motivate Children as Virtual Learning Looms Ahead
Behavior Analyst, Chris Messina, and Landerholm Family Law’s Marketing Director, Kari Landerholm, discuss creative ideas to help motivate children as many families prepare for a virtual school year. The biggest step we can take to set ourselves up for success is to reprioritize our expectations for ourselves, as parents, as well as for our children. Expectations are going to have to, and they should, be shifted and modified. An activity to help prioritize expectations is to get out sticky notes and make a collection of expectations for yourself, as well as for your child. Once you’ve created a list of expectations that feel feasible, illicit your child’s opinion. Allow them to be part of the conversation and to input their own opinions of what they feel they can accomplish, and the most effective way to structure their day. Parents should remember that the “shame game” will get you nowhere. Remember that every parent is struggling in some way, shape, or form. If there was ever there was a time to stop shaming and comparing, it's now--it is an exercise in utter frustration and has no utility.Even if a child has a skill within their repertoire to achieve something in school, that doesn’t mean they will be able to accomplish the same goals within their new home-school environment. A child’s behavior is largely dictated by their environment. It’s not always a realistic expectation to see identical performance from a child within a home environment without social cues. One way to help this is to create a space for your child to work, such as in an office or at a desk within their room, that doesn’t require them to tune out stimuli and will indicate that “this is the place where you work”.Consistency and a reliable schedule can help to reduce anxiety in children, as they do not always have the ability to self-modulate. At the core of this is the need for empathy and relating to our kids, so that parents can then collaborate with their kids to come up with solutions that everyone can live with. One silver lining to virtual learning is the opportunity to have concentrated time with children. Take this time to practice empathy and relationship building with your child. If your child is in a position where you’re worried about their mental wellness, remember that you cannot fill all roles within their life—parent, teacher, chef, counselor. Employ the help of professionals, such as the school counselor or a pediatrician.La analista de comportamiento, Chris Messina, y la Directora de Marketing de Landerholm Family Law, Kari Landerholm, discuten acerca de ideas creativas para motivar a los niños mientras muchas familias se preparan para un año escolar virtual.El paso más grande que podemos dar para tener éxito es replantear las expectativas para nosotros, como padres, así como también para nuestros hijos. Las expectativas deben, y tienen que ser cambiadas y modificadas.Una actividad para ayudar a priorizar las expectativas es usar notas adhesivas y hacer una colección de expectativas para usted, así como para su hijo. Una vez que haya creado una lista de expectativas que se sean factibles, tome en cuenta la opinión de su hijo. Permítales formar parte de la conversación y que den sus opiniones sobre cuáles son sus límites y la forma más efectiva de estructurar su día.Los padres deben recordar que el "juego de la vergüenza" no los llevará a ninguna parte. Recuerde que todos los padres están luchando de diferentes formas o maneras. Si alguna vez ha habido un mejor momento para dejar de avergonzar y comparar es este: es una práctica de absoluta frustración y no tiene ninguna utilidad.Incluso si un niño tiene una habilidad dentro de su repertorio para lograr algo en la escuela, eso no significa que podrá lograr los mismos objetivos dentro de su nuevo entorno de hogar-escuela.
46 minutes | Aug 12, 2020
Behavioral Finance: Learning How to Get Out of Your Own Way and Buy Happiness
Financial Advisor, Stefanie Pickard, discusses Behavioral Finance, and how awareness of human tendencies relating to financial decisions can help you work towards financial freedom and risk-reward balance with investments.Behavioral finance is the study of observed investor and market behaviors. It focuses on the idea that people don’t always make rational financial decisions, however this irrationality is predictable and normal.Behavioral biases and cognitive errors can be developed from a multitude of different factors, such as past life experiences, general temperament, gender, age, and relationship status.Examples of types of behavioral biases include: loss aversion, overconfidence, status quo, cognitive dissonance, mental accounting, and sunk-cost effect. These biases are explained in further detail in the podcast. Understanding these biases and using them to your advantage is important not only for financial freedom, but to “buy happiness”. You can use these biases to plan life experiences that will bring joy and memories, to donate and give to others in a meaningful way, and to utilize your money in a useful and impactful manner.
35 minutes | Jul 27, 2020
What Is Financial Therapy, and How Does it Effect Financial Planning?
Financial Advisor, Stefanie Pickard, talks about Financial Therapy, and how she utilizes her training to help clients understand their financial past, how those biases impact their outlook on money and decision making, and how they can work through those barriers towards financial freedom.An ideal client for financial therapy is someone who recognizes that they are having mental and emotional blocks towards finances, and who can have an open mind to changing.It’s believed that most money behaviors are rooted in family and experiences with money throughout a lifetime. Financial therapy focuses on exploring and digging out those various relationships and events so that when you do behave in a certain way that goes against your best interest financially, you can identify the reason.Financial therapy can also help couples who have different opinions and approaches towards money, in turn creating conflict. Applying therapy techniques to both parties within the relationship can help them explore their individual relationships with money, understand the other party’s perspective and experiences, and provide perspective on how to support each other.Problematic financial behaviors that might be a red flag include overspending, compulsive buying, apathy towards money, workaholism, anxiety surrounding money and the feeling of not being able to get finances under control, and financial abuse towards a partner.There are a few tools used within financial therapy to help clients:· The primary tool is called Klontz Money Script Inventory (KMSI), which is an assessment questionnaire, which will reveal certain money tendencies and beliefs, called “scripts”. The four scripts are: Money Avoidance, Money Status, Money vigilance and Money Worship.· The money genogram is when a client draws a family tree that includes any person who has had a financial influence within their life. Doing this allows the client to then assess how each of these individuals impacted their beliefs and biases.· The Dow Jones exercise is when a client draw plot points on, above, or below a center line that are positive or negative money experiences in their life. Doing so allows the client to identify trends and visualize the incidents throughout their life that had a financial impact on them and are still influencing them today. · Another tool is having a client write out life aspirations and authentic goals. The client starts by writing down goals with no parameters or censoring whatsoever. They then narrow them down according to their level of enthusiasm, and eventually focus on the goals that are feasible, determine a dollar amount that is required to achieve it, and what steps need to be taken to make that goal concrete. If you have questions regarding how Stefanie can help you reach your financial goals, please do not hesitate to contact us at (503) 227-0200, and we can connect you accordingly.
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