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This episode is dedicated to all those who are struggling or facing a situation where your home may be in or going into foreclosure. You need to act fast, this podcast will give you a starting point and a little more information that will help. If you live in the state of Virginia and need assistance in matters such as stopping foreclosure I recommend contacting the person below asap. John D. Sawyer, Sawyer & Azarcon, PC 10605 Judicial Drive B2,  Fairfax, VA 22030 Tel (703)893-0760 EXT 1 Fax (703)273-9886 Tysonlaw111@aol.com __________________ Connect with me on FB @liveinoldtown Connect with me in IG @cherylspanglerrealestate Connect with me on Twitter @cherylshowlive Connect with me on Youtube @liveinoldtown Hello@cherylspanglerteam.com

This information is meant to help any person who lives, rents or resides in the state of Virginia who might think they, their family member, their friend or their collegue is being scammed by a local business or professional. ______ Links discussed in this podcast: www.bbb.org (Better Business Bureau) www.dandb.com (Dunn and Bradstreet) www.CFPB.com (Consumer Financial Protection Bureau)- https://www.consumerfinance.gov/complaint/ www.FDIC.com (Federal Deposit Insurance Corporation) - https://www.fdic.gov/consumers/assistance/filecomplaint.html www.DPOR.com (Department of Professional & Occupational Regulation) - https://www.dpor.virginia.gov/Report-Licensee www.scc.virginia.gov (State Corporation Commission) https://www.oag.state.va.us/consumer-protection (Office of Attorney General For Virginia) Don't forget when you are done with these, go give a Google Review, Yelp Review. Connect with me: FB @lifelovescheryl IG @cherylspanglerrealestate TW @cherylshowlive http://www.cherylspanglerteam.com/blog

Today you will learn everything about a new mission and community called "Jeremiah Community". What it's all about, how it started, how it will help the homeless population and the concept is already being used around the U.S. to help thousands of people. What you will learn in this podcast will enlighten you, shock you and help you understand how one person, one business, one organization can literallly help generations of people. What kind of problems are you solving today? Start Here! Links I talk about in this podcast: https://jeremiahcommunity.org http://www.mlf.org/ http://www.edenvillageusa.org/ http://www.innisfreevillage.org/ http://www.larcheusa.org/ Cost Analysis of this project: Housing Focus Group Report: CONNECT: hello@cherylspanglerteam.com IG @cherylspanglerrealestate YT @liveinolddown YT @goodsideofcrypto FB @lifelovescheryl FB Business Page @liveinoldtown TW @cherylshowlive LinkedIn: @cherylspangler ***BE A GUEST on the podcast ***ADVERTISE on the podcast

If you have every wondered how tax liens happen, what tax lien certificates are and how to purchase a home in your state for a fraction of the fair market value (like $5000 for a 350k home) then keep listening. There is one error in this audio and that is when I talk about mortgage lenders collecting taxes I stated 1 year up front but in reality it's only 4-6 months up front. Anyway, Here are some links if you are interested in getting yourself on the list to instantly receive a list from each county of upcoming Tax Property Auctions. Get FREE Tax Lien Lists Here=> https://www.cherylspanglerteam.com/taxlien

The most important thing you can do is have an air quality test, whether you are a renter, homeowner or commercial business leasee or owner. Compared to the years of health risks and complications the cost of doing a single test is ridiculously low (like $135 or less). If you are not aware of how mold gets into your home here are some common ways: Recent severe storm (wind and rain), Construction defects, Poor filtration in HVAC, Plumbing problems, Improper insulation, ventilation or grading, Basement floods or leaks, Roof /ceiling leaks, through the air and more. Exposure to a large number of mold spores may cause allergic symptoms such as watery eyes, runny nose, sneezing, itching, coughing, wheezing, difficulty breathing, headache, and fatigue. If you're wondering what percentage of homes have mold, the answer is around 70%. This is a terrifying statistic for homeowners Counties with restaurants who have failed inspections, some of those is from mold: *********************************** FREDERICKSBURG: https://patch.com/virginia/fredericksburg/fredericksburg-restaurant-inspections-25-violations-1-facility ARLINGTON: https://patch.com/virginia/arlington-va/arlington-restaurant-inspections-99-violations-29-locations PRINCE WILLIAM COUNTY: https://patch.com/virginia/manassas/prince-william-county-restaurant-inspections-26-violations-1-place ALEXANDRIA: https://patch.com/virginia/oldtownalexandria/va-restaurants-cited-majestic-costco-chick-fil-funland LOUDOUN: https://patch.com/virginia/ashburn/ashburn-restaurant-inspections-17-restaurants-violations-0 FAIRFAX: https://experience.arcgis.com/experience/b3dd72c1245c46c59879749a0fb9f0fa These inspection reports are available electronically at the following website: https://inspections.myhealthdepartment.com/virginia. From this web page, simply click on the “District Sites” link, and then select the health district where the facility is located. Although the web page is called the “Restaurant Inspections,” it is not limited to restaurants. The VDH publishes the inspection reports for almost every facility where food is prepared and served, such as schools, daycare centers, adult living facilities, gyms, public and private clubs, hospitals, nursing homes, colleges, and correctional centers. Connect with me on FB @liveinoldtown Connect on TW @cherylshowlive Connect via email hello@cherylspanglerteam.com Connect via web to book yourself as a guest http://www.LifeInNorthernVirginia.com

Septic story that will make you RUN to the health department right now. Taking the action I mention in this podcast could save any home buyer or home seller 60k when purchasing in Northern Virginia. BEWARE: Straightline Builders Inc. If you listen to this podcast and have questions don't hesitate to contact me via email: hello@cherylspanglerteam.com and I will help you out in any way I can as a public service to all Virginians. Always do your research, especially when buying new construction, regardless of how big the builder is, go to the local county government and get a copy of your own septic report. (it's free) **I frequently record podcasts while driving, so noise may be a factor but the content is worth it, it's where I do a lot of thinking** Connect with me on FB @liveinoldtown Connect on TW @cherylshowlive Connect via email hello@cherylspanglerteam.com Connect via web to book yourself as a guest http://www.LifeInNorthernVirginia.com

Fred Nat Baseball Stadium, located at 42 Jackie Robinson Way in Fredericksburg, Virginia has a ton of history for such a new state of the art stadium, we talk about everything in today's podcast. Another little interesting factoid, is that I have purchased the entire Virtual Land above this stadium to use AR/VR for advertising purposes and renting that virtual land out to businesses. Fred Nat Stadium is open, holds 5,000 people and you can rent out the luxury suites for business, personal, birthdays or whatever (costs $1,450/night) if you want to do that. This is considered a little league stadium but also the home of Washington Nationals and where they practice when they need more room. Connect with me on FB @liveinoldtown Connect on TW @cherylshowlive Connect via email hello@cherylspanglerteam.com Connect via web to book yourself as a guest http://www.LifeInNorthernVirginia.com

Self Defense Rules That Just Might Save Your Life. I recently took a self defense class in Virginia and we spent a lot of time discussing "what to do next". Not only do you have to protect yourself against intruders, criminals etc. but you have to then protect yourself against the police, the lawyers, the courts, the system. The law does not have built-in protection...we give you some immediate answers in this podcast. Connect with me on FB @liveinoldtown Connect on TW @cherylshowlive Connect via email hello@cherylspanglerteam.com Connect via web to book yourself as a guest http://www.LifeInNorthernVirginia.com

Investors are always searching for that gap in the real estate market where other people are not taking action, well here it is! This podcasts talks about a real struggle in Northern Virginia and probably in your city and how you can fix it soooo easy. Be a part of change, make a positive impact in your local community by finding the gaps and coming up with solutions. Comment what you think and how you are doing things in your community that serve a specific struggle people are having. Connect with me on FB @liveinoldtown Connect on TW @cherylshowlive Connect via email hello@cherylspanglerteam.com Connect via web to book yourself as a guest http://www.LifeInNorthernVirginia.com

Moving is costly but what if there was a way you could move your entire home without spending mor than $400...how about just $300? In this episode we walk through how to do this. Who have you used in the last 24 months to help you move, share with us and we will highlight your answer on one of our upcoming podcasts. Connect with me on FB @liveinoldtown Connect on TW @cherylshowlive Connect via email hello@cherylspanglerteam.com Connect via web to book yourself as a guest http://www.LifeInNorthernVirginia.com

When was the last time you did something for someone without asking for anything in return? Today we talk about changing our mindset to a Helper Culture and the struggles homeowners go through when there just isn't anyone to call to help you move. Connect with me on FB @liveinoldtown Connect on TW @cherylshowlive Connect via email hello@cherylspanglerteam.com Connect via web to book yourself as a guest http://www.LifeInNorthernVirginia.com

Meet Mike, the owner of the The Wharf Restaurant, located in Old Town Alexandria at 119 King Street Alexandria, VA 22314. Must try the appetizers, I haven't tried anything that isn't amazing and displayed beautifully. It's walking distance to the water/dock, has an event area upstairs you can rent for special occasions, weddings, receptions, business meetings etc. White table clothes upstairs in the event center you would never know that place existed. Visit their website for more information https://www.wharfrestaurant.com and mention you heard about the restaurant from our podcast. Connect with me on FB @liveinoldtown Connect on TW @cherylshowlive Connect via email hello@cherylspanglerteam.com Connect via web to book yourself as a guest http://www.LifeInNorthernVirginia.com

Today we talk with homeowners living in the "Alexandria House" condos just 6 blocks from the waterfront and ask them what they love or dislike about living here. You never know what they will say when they have an opportunity to share their real truth. Connect with me on FB @liveinoldtown Connect on TW @cherylshowlive Connect via email hello@cherylspanglerteam.com Connect via web to book yourself as a guest http://www.LifeInNorthernVirginia.com

Meet the owner of Whole Dogz Mary and Patrick Kenkel. An interesting fact after speaking with Mary the owner is that she is super passionate about organic dog food and had plans at the time to expand that offering. To find out more about this amazing hidden doggie daycare, visit www.wholedogz.com and drop by letting them know you found out about their business from our podcast. Connect with me on FB @liveinoldtown Connect on TW @cherylshowlive Connect via email hello@cherylspanglerteam.com Connect via web to book yourself as a guest http://www.LifeInNorthernVirginia.com

Thinking of moving [To] [From] or [Around] Northern Virginia or experiencing life as a visitor? This podcast answers the question "What does Northern Virginia have to offer me" with total transparency and no topic left behind. Hi my name is Cheryl, born in Fairfax Virginia; Extravert in business, Introvert in personal life. Like me, sometimes you need a little nudge to get out and about and a community behind you letting you know you're not alone if you feel like staying in. What's what we are here for. We will learn together where to go, what to do all while meeting some interesting people. We will visit places and businesses and hear up close and personal. Since I love exploring the [Fit Life] we will dig into that as well as where the quaintest coffee shop is in each city and where your furry friend is welcome. We will explore transportation options, hidden shopping favorites, food, drink and nightlife. Live through the eyes of a newcomer, single, married, divorced and other lifestyles and meet Northern Virginia lifer's and why they will never leave. Want to contribute to our content visit www.LifeInNorthernVirginia.com and click on "Book an Interview" ...don't worry it's totally casual conversation and you can even be anonymous. Subscribe to receive our weekly podcasts at least 2 per week maybe more. Connect with me on FB @liveinoldtown Connect on TW @cherylshowlive Connect via email hello@cherylspanglerteam.com Connect via web to book yourself as a guest http://www.LifeInNorthernVirginia.com