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Do you truly believe you can be a millionaire? Get ready for this week’s guest in the rocket seat, Rachel Rodgers because she believes we should ALL be millionaires. Rachel is an intellectual property attorney, business coach, and the founder of Hello 7 and author of the new book, “We Should All be Millionaires.”  With a strong why and a courageous spirit, Rachel was able to build a multi-million dollar business. She shares that when we are financially whole and thriving, we are able to provide for ourselves, our families and our communities.  Tune into this week’s episode with Rachel to hear what it takes to have a million-dollar mindset. Learn how to recognize the limiting beliefs you have around money and how you can create more empowering thoughts that will serve you to become the best version of yourself. In this episode you’ll learn: Why you deserve to be a millionaire The importance of having a strong WHY and being courageous How you can recognize transferable skill sets 3 steps business owners can take in their businesses to level up + much more We are also giving away a copy to win Rachel’s book “We Should All be Millionaires,” you’ll need to do at least ONE of the following three things:  ✅Follow @journeytolaunch & @rachelrodgersesq on Instagram ✅Leave a review of the Journey To Launch podcast on Apple Podcasts (if that’s where you listen to the pod)  ✅Subscribe/Follow to the Journey To Launch podcast wherever you listen so you don’t miss an episode.  Then (you can’t skip this step), click the link in the bio @journeytolaunch or go to Journeytolaunch.com/win to enter (we will only pick the winner from the emails collected there)  The giveaway will be open from May, 5th 2021- May, 11th 2021. Two winners will be announced on May 12th! (must be 18+ & a US resident to enter).  Other related blog posts/links mentioned in this episode: You can order a copy of Rachel’s book “We Should All be Millionaires” here. If you missed enrollment, join the waitlist for my FI course. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Rachel: Website Instagram:@RachelRodgersEsq Twitter:@RachelRodgersEsq Facebook:@RachelRodgersLaw Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the private Facebook Group Join The Waitlist for the Money Launch Club   Join the Waitlist for My FI Course Jumpstart Guide

This week on the podcast, Jannese Torres- Rodriguez explains how she was able to make over 6 figures from her side hustle while working a 9-5. Jannese is passionate about teaching women of color how to create lucrative side hustles, invest with purpose, and generate sustainable wealth. Her passion for personal finance grew from getting serious about her own finances and becoming an entrepreneur.   Tune in to hear how Jannese grew her side hustle income to over $100k, paid off $39k in debt in 17 months and ultimately achieved her version of Financial Independence.  In this episode you’ll learn: How Jannese made over $100k from her side hustles How she transitioned from food blogger to personal finance podcast host The sacrifices she made to take control of her finances and become debt free Advice on how to start a side hustle and much more... Other related blog posts/links mentioned in this episode: You can find Jannese’s food blog at Delish D’Lites and her website is Yo Quiero Dinero Podcast.  If you missed enrollment, join the waitlist for my FI course. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Jannese: Website Instagram:@YoQuieroDineroPodcast Twitter:@DineroPodcast Facebook:@YoQuieroDineroPodcast Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the private Facebook Group Join The Waitlist for the Money Launch Club   Join the Waitlist for My FI Course Jumpstart Guide

What does frugality mean to you? For Jen Smith, creator of modernfrugality.com, frugality means being a good steward of your resources. It’s consciously spending on things you value that give you the freedom to meet your goals. Jen is on a mission to rebrand the entire concept of frugality, so we can embrace it as a way to serve us. Adopting the practice of intentional spending and no spend challenges helped Jen and husband pay off over $78,000 of debt in 2 years.  Jen started as an acupuncturist, transitioned into a full time writer, and now she is stepping into entrepreneurship. She shares her journey from starting a side hustle to expanding into owning a business. Tune in to this week’s episode to hear a different perspective on the F word: Frugality. In this episode you’ll learn: How to use frugality to accelerate your journey to Financial Freedom The balance between increasing your income and spending consciously   How to do a no spend challenge How Jen transitioned from being an acupuncturist to a full time writer to an entrepreneur and much more... Other related blog posts/links mentioned in this episode: You can find Jen as the co-host of Frugal Friends podcast. If you missed enrollment to the Money Launch Club, join the waitlist here!  If you missed enrollment, join the waitlist for my FI course. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Jen: Website Instagram:@ModernFrugality Twitter: @ModernFrugality Facebook:@ModernFrugality Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the private Facebook Group Join The Waitlist for the Money Launch Club   Join the Waitlist for My FI Course Jumpstart Guide

Is there room for error in your schedule? How often do you factor in self care? This week on the podcast, I have Aisha Moore, a fellow Journeyer, self care advocate and stress management expert. After struggling with anxiety, getting demoted at work, and dealing with a strained marriage, Aisha decided to get serious and intentional about her self care. Aisha helps women move from overwhelm and stress to sustained success and healthy relationships. She shares that we often operate on autopilot and miss our body’s signals that we need to slow down. Missed signals turn into personal chaos, hurried energy, and physical ailments like nausea and headaches.  In the episode, Aisha shares the 8 components of holistic wellness that we can monitor and improve on throughout our lives. If you are constantly finding yourself with anxious energy and feeling overworked, tune in to this episode to hear how you can increase self care & prioritize wellness while on the journey to Financial Freedom.  In this episode you’ll learn: How you can get more intentional about your self care What signals our body sends when we are stressed The 8 components of holistic wellness The meaning of bedtime revenge and how to stop it and much more... Other related blog posts/links mentioned in this episode: You can find out more about Aisha and her services at selfcarebyaisha.com or seriousaboutselfcare.com If you missed enrollment to the Money Launch Club, join the waitlist here!  If you missed enrollment, join the waitlist for my FI course. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Aisha: Website Instagram:@SelfCarebyAisha Twitter: @AishaMooremph Facebook:@SelfCarebyAisha Youtube  Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the private Facebook Group Join The Waitlist for the Money Launch Club   Join the Waitlist for My FI Course Jumpstart Guide  

This week on the podcast, I have award-winning financial educator, host of the Brown Ambition podcast, and author of Get Good with Money Tiffany “the Budgetnista” Aliche. Tiffany shares her journey from being a preschool teacher making $39k a year to running a successful 8 figure business.  Tiffany embarked on a career in teaching after graduating college because she genuinely loved it. She was crystal clear on who she was and what she needed to do to excel: do what she enjoyed. After losing her job, direction in life, and experiencing financial trauma, she realized that she could take her skills as a teacher and launch into a brand new career, financial education. Tiffany shows us how it’s  possible when you serve from a place of joy & abundance while earning money.  In this episode you’ll learn: How Tiffany went from making 39k a year to over 8 figures  What living in purpose and serving with joy looks like 5+ lessons from Tiffany’s journey to entrepreneurship What does it mean to be financially whole What are the 10 core steps to being financially whole and much more... Doors to the Money Launch Club are now open!  The Money Launch Club is my online membership community that gives you the support, tools, education & plan to reach your various money goals while on the way to your ultimate goal of Financial Independence. When you become a member of the Money Launch Club, you; become part of a close knit community where you feel like you belong, and can really get to know others in the group interact regularly with like-minded people who are serious about financial independence learn from others to implement the lessons and ideas into your own daily life go from always feeling guilty about spending to feeling bliss, happiness, and joy about the things that bring you joy Join before doors close on April 8th by clicking here. Sign up for the Pop Up Podcast Series, Building Blocks of Financial Success: Get Out of Debt, Save, Invest, and Achieve your Money Dreams”.  In this series you will learn:  Who are you and what is your “WHY”? Why do you want financial independence? The Simple and Advanced Wealth Formulas How to improve your mindset and habits to bring you more wealth How community and accountability will make your journey more enjoyable What is the Money Launch Club and how it can help you reach financial freedom Hurry! The series goes away forever after April 8th! Other related blog posts/links mentioned in this episode: Doors to the Money Launch Club are now open! Join before they close on April 8th 2021!.  If you missed enrollment, join the waitlist for my FI course. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the private Facebook Group Join The Money Launch Club   Join the Waitlist for My FI Course Jumpstart Guide

How do you enjoy the journey today? For the majority of us, the path to Financial Independence (FI) is a long emotional and mental marathon. This concept that once was an unattainable pipe dream, is starting to make more sense and become more real. However, is it worth it if you disdain the entire journey? In today’s solo episode, I share 6 tips on how to find peace and joy right now wherever you are on your road to FI. My hope is that after you tune in, you’re inspired to do the internal work it takes to truly enjoy the journey. Take at least one of these tips and turn them into action. Decide today if you are going to be exhausted and empty on your journey or fulfilled and joyous. In this episode you’ll learn: 6 tips to help you find joy and happiness on your journey How find peace where you are and stop “shoulding” on yourself How to diversity your happiness and find sustained gratification The power of recruiting friends and liking the job you hate How to uncover your purpose and much more... Doors to the Money Launch Club are now open! The Money Launch Club is my online membership community that gives you the support, tools, education & plan to reach your various money goals while on the way to your ultimate goal of Financial Independence. When you become a member of the Money Launch Club, you; become part of a close knit community where you feel like you belong, and can really get to know others in the group interact regularly with like-minded people who are serious about financial independence learn from others to implement the lessons and ideas into your own daily life go from always feeling guilty about spending to feeling bliss, happiness, and joy about the things that bring you joy Join before doors close on April 8th by clicking here. Sign up for the Pop Up Podcast Series, Building Blocks of Financial Success: Get Out of Debt, Save, Invest, and Achieve your Money Dreams”.  In this series you will learn:  Who are you and what is your “WHY”? Why do you want financial independence? The Simple and Advanced Wealth Formulas How to improve your mindset and habits to bring you more wealth How community and accountability will make your journey more enjoyable What is the Money Launch Club and how it can help you reach financial freedom Hurry! The series goes away forever after April 8th! Other related blog posts/links mentioned in this episode: Doors to the Money Launch Club are now open! Join before they close on April 8th 2021!.  If you missed enrollment, join the waitlist for my FI course. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the private Facebook Group Join The Money Launch Club   Join the Waitlist for My FI Course Jumpstart Guide

I am honored to bring you this week’s special episode featuring powerful stories of small Black business owners.  Earlier this year, School of Thought, a creative agency, and one of it’s long-standing clients, Milliman, hosted a conference that brought together business leaders to discuss the obstacles Black entrepreneurs faced in the pandemic. They wanted to present their conference attendees with a short but impactful mini-podcast episode that captured what it's like to be a Black entrepreneur in one of the most challenging economic environments we’ve ever seen.  I was asked to interview over 9 dynamic entrepreneurs and experts for this project in what amounted to over 540 minutes of audio. The final result is a powerful 25 minute podcast that beautifully captures the real issues facing Black small businesses.  In the episode, you’ll hear the entrepreneurs & experts share their experiences and the solutions that need to be implemented, so that Black small businesses can survive and thrive in a post-pandemic world.  The episode was; written, edited and produced by School of Thought. Find more of their work at www.schoolofthought.com The episode featured the following businesses/experts: Jeff Lindor, The Gentleman’s Factory gentlemensfactory.com  Kenyatta 'Kymme' Williams-Davis, Bushwick Grind https://www.bushwickgrind.com/  Michelle Holder - Assistant Professor City University of New York https://www.jjay.cuny.edu/faculty/michelle-holder Tammeca Rochester - Harlem Cycle https://harlem-cycle.com/ Ajamu Webster - DuBois consulting https://www.dubconinc.com/ Alicia Hines- Likkle Dumpling House https://likkle.nyc/ Kenneth Ebie -  BE NYC https://www1.nyc.gov/site/sbs/businesses/black-entrepreneurs-nyc.page Karl Williams - 67 Orange Street http://www.67orangestreet.com Sign up for the Pop Up Podcast Series, Building Blocks of Financial Success: Get Out of Debt, Save, Invest, and Achieve your Money Dreams” by going to journeytolaunch.com/moneydreams In this series you will learn:  Who are you and what is your “WHY”? Why do you want financial independence? The Simple and Advanced Wealth Formulas How to improve your mindset and habits to bring you more wealth How community and accountability will make your journey more enjoyable What is the Money Launch Club and how it can help you reach financial freedom Hurry! The series goes away forever after April 8th! Other related blog posts/links mentioned in this episode: If you missed enrollment, join the waitlist for my FI course. Doors to the Money Launch Club will be opening soon! Join the waitlist to be notified when doors open.  Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Join the Waitlist for My FI Course Jumpstart Guide

What gives you joy and purpose? This week on the podcast, Doc G, a hospice physician and the host of the Earn & Invest podcast, shares the emotional and mental journey to reaching Financial Independence (FI).  Doc G explains that often we see money as the goal, but money is a tool to get to where we really want. We can very easily chase the end goal of financial freedom and feel empty and lost once we reach there and lose our purpose. The journey shifts when we start by discovering our purpose and prioritizing happiness today on the journey. Tune in to this week’s episode to hear more and learn how to use money as a tool on your path to freedom.  In this episode you’ll learn: How Doc G reached Financial Independence (FI) Why he choose to continue working after reaching FI How to use money as a tool & lever The 5 stages of coping with FI What role mindset plays in achieving and enjoying FI and much more... Sign up for my FREE Pop Up Podcast Series, Building Blocks of Financial Success: Get Out of Debt, Save, Invest, and Achieve your Money Dreams”. First episode drops March 29! Go to journeytolaunch.com/moneydreams to sign up. Other related blog posts/links mentioned in this episode: If you missed enrollment, join the waitlist for my FI course. Doors to the Money Launch Club will be opening soon! So get on the waitlist to be the first to hear about it by going to moneylaunchclub.com  Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Doc G: Website Instagram:@EarnAnInvest Facebook:@EarnAndInvest Twitter:@EarnAnInvest Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Join the Waitlist for My FI Course Jumpstart Guide

What does it mean to be broke on purpose & not aimlessly broke? For this week’s guest, Melody Wright, it means intentionally not having any extra money left over after you put it through a money management system that allows you to thrive. Melody is the founder of Broke On Purpose. She is a trained PHd scientist who transitioned into personal finance after paying off $100k in debt in less than 3 years. She is also the author of the book, “Start Here: Your Guide to Building Your Money Management System.”  Melody’s mission is to help people make better choices with their finances in a systemized way that supports their goals. Tune in to learn the first step you can take to regain control of your finances.  In this episode you’ll learn: What it means to live broke on purpose  How Melody paid off 100k in less than a year How to create a money management system that allows you to reach your money goals and thrive The first step to gaining control of your finances and much more... Other related blog posts/links mentioned in this episode: If you missed enrollment, join the waitlist for my FI course and Money Launch Club. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Melody: Website Instagram:@BrokeonPurpose Facebook:@BrokeOnPurpose Twitter:@BrokeonPurpose Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Join the Waitlist for My FI Course Jumpstart Guide

Can you imagine negotiating a virtual work arrangement with your employer that allows you to move across the country & take a 2 month sabbatical? That’s exactly what this week’s guest Diania Merriam did. Diania was able to move from NYC to Cincinnati and travelled to Spain for 2 months while keeping her NYC job .  On the podcast, Diania shares how she paid off $30,000 in debt in 11 months, and reached the milestone of Coast FI (financial independence). Diania brings a rich and bold energy this week that explains how she was able to achieve her success and talks about the conference she created, EconoMe which allows participants to come together and talk all things Financial Independence. Diania reminds us that personal finance is personal and your journey is customizable. Tune in this week to hear more about what she calls fi-flexibility and how it can support you on your journey. In this episode you’ll learn: How Diania landed her first job post college The definition of -FI- flexibility  What is Coast FI & how to reach it Why your mindset is so important on the journey  More about the  EconoMe Conference + a lot more I’m giving away 2 free tickets to the EconMe conference. All you have to do is follow me on IG @journeytolaunch and text #econ to (347) 252- 9025 or click here to be entered for your chance to win. Deadline to enter is 3/19. Winners will be announced on 3/24 There will be 200 Early bird tickets priced at $149 available March 7th - April 10th or until they sell out. Full price tickets are available for $199, but Journey to Launch listeners get 10% off full price with discount code: JOURNEYTOLAUNCH Other related blog posts/links mentioned in this episode: You can purchase tickets to the EconoMe Conference here. Ticket sales are now live. Visit the main website conference and the Youtube channel. You can tune into Diania on the Optimal Finance Podcast here.  If you missed enrollment, join the waitlist for my FI course and Money Launch Club. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Diania: Website Instagram:@Economecon Facebook:@EconoMeConference Twitter:@Economecon Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Join the Waitlist for My FI Course Jumpstart Guide

Are you leaving a generous tip to the IRS every time you pay your taxes? Carter Cofield, this week’s podcast guest, is sharing tips on how to save yourself and your business money during tax season.  Carter is a CPA, a Certified Public Accountant, and he genuinely enjoys talking about taxes. His goal is to educate people on how to make their taxes work for them. This episode is for you whether you are an entrepreneur, side hustler, or W2 employee.  Tune in to hear how you can potentially save money this tax paying season. Plus, Carter even shares with us where he is on his own journey to financial freedom.  In this episode you’ll learn: How you can make your taxes work for you  What is a tax write off + what’s included in it What is the golden formula Tax paying season vs. tax planning season What to look for when hiring a good CPA How to account for taxes as an active trader Pre tax vs. post tax investing and much more... Other related blog posts/links mentioned in this episode: You can check out Carter’s Tax Free Living Course here. If you missed enrollment, join the waitlist for my FI course and Money Launch Club. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Carter: Website Instagram:@Cofield_Advisor Facebook:@Cortlon Twitter:@Cofield_Advisor Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Join the Waitlist for My FI Course Jumpstart Guide

What would you do if overnight you lost over $300,000 of your life savings in an investment deal gone wrong? Unfortunately, that’s what happened to this week’s guest, Kierra Asnauskas. Kierra and her husband went from coming close to their goal of reaching Financial Independence to losing it all and having to start all over again. Tune in to what I hope to be a cautionary and inspirational story on taking risks and being resilient in the face of adversity.  In this episode you’ll learn: How Kierra and her husband lost over $300,000 What is forex trading  Kierra’s biggest takeaway from losing it all How Kierra is able to move on and rebuild and much more... Other related blog posts/links mentioned in this episode: Kierra was a guest on Episode 131, “From Broke and Living in a Car to Traveling the World w| Kierra” If you want to check out Teri's Trade & Travel Program, click here.  If you missed enrollment, join the waitlist for my FI course and Money Launch Club. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Kierra: Website Instagram:@MissUnconventional_ Facebook:@MissUnconventional Twitter:@KierraAsnauskas Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Join the Waitlist for My FI Course Jumpstart Guide

Raise your hand if you’ve had an extremely awkward conversation about money with a coworker, friend, family member or romantic partner?  You’re not alone, it happens more often than not and it can leave us feeling uncomfortable. This week on the podcast, my guest Erin Lowry of Broke Millennial shares how to effectively communicate about money with the people in your life. Erin’s third book, “Broke Millennial Talks Money: Scripts, Stories, and Advice to Navigate Awkward Financial Conversations” is all about how to handle financial conversations and offers actual scripts you can use in different scenarios. Tune in to hear insight and tips on how to have healthy talks about money while maintaining your boundaries and staying true to your financial goals.  In this episode you’ll learn: Ways to effectively communicate about money Why providing context is important in money conversations What is a friend fund and how it can work for you Why a prenup is beneficial and much more... Other related blog posts/links mentioned in this episode: If you missed enrollment, join the waitlist for my FI course and Money Launch Club. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Erin: Website Instagram:@BrokeMillennialBlog Facebook:@BrokeMillennial Twitter:@BrokeMillennial Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Join the Waitlist for My FI Course Jumpstart Guide

Do you know how to build intergenerational wealth? This week on the podcast I Ifeoma “Iffy” Ibekwe joins us to share how to build real wealth through estate planning. Iffy shares why it is  essential for us to have an estate plan and trust trust as part of our wealth building plan.. She also debunks barriers about the cost of estate planning and the requirements to start the estate planning process. Tune in to this week’s episode to learn how you can enjoy the wealth you create now and pass down wealth for the future generations to come. Iffy also talks about how she is able to balance her career, being a mom of 4 and get 8 hours of sleep every night so you don’t want to miss it.  In this episode you’ll learn: What does it mean to build generational wealth Why you should consider getting an estate attorney  The different documents that are a part of estate planning What does rest as a revolution mean and much more... Other Links Mentioned Here is the database of Black Estate Attorneys or you can book a consultation with her at her website. If you missed enrollment, join the waitlist for my Map Your Path to FI course and Money Launch Club.  Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Ifeoma: Website Instagram:@thejustincaselawyer Facebook:@ibekwelawyer Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Join the Waitlist for My FI Course Jumpstart Guide    

This week’s solo episode is a mini TED talk on 3 topics that have shifted how I approach financial independence. Are your wants in alignment with your beliefs? Are you too afraid to dream of financial freedom because you don’t believe it’s possible for you?  The first step to changing your life is self awareness. In today’s episode, I dive into how being in congruence will impact your life, money, and way of being plus a lot more.    In this episode you’ll learn: What being in congruence means Why self awareness is the first step of change What minimal viable financial independence means  The 5 levels of financial independence Is financial independence a pipe dream? and much more  P.S. My goal is to reach level 4 of Financial Independence (FI): base expenses + frills + guac + first class, what’s yours? You might be a little confused and curious at what levels of financial independence I am speaking of, so I take you through all 5 in the episode.  Other related blog posts/links mentioned in this episode: If you missed enrollment, join the waitlist for my FI course and Money Launch Club. Check out the other tools that help me with my finances and business here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Join the Waitlist for My FI Course Jumpstart Guide

How do you balance it all as an entrepreneur and mom during a global pandemic? Which brokerage account should I use? How can I get funding for my second real estate property? On this week’s episode, I am answering questions from Money Launch Club members and private messages I have received on social media.  Tune in to this week’s episode to find out if I answer a burning question that’s been on your mind. I may share some insights that can help you bridge a gap on your own journey.  In this episode you’ll learn: How to balance it all What I believe is our greatest resource Ways to outsource your household tasks Which online brokerage account to use What is a DTI If you should you invest or save your money and much more… Other related blog posts/links mentioned in this episode: I mentioned brokercheck.finra.org as a resource to check if brokerage accounts are operating by US laws.  If you missed enrollment, join the waitlist for my FI course and Money Launch Club. Check out the other tools that help me with my finances and business here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Join the Waitlist for My FI Course Jumpstart Guide  

What would you be able to accomplish if you did what scared you? This week on the podcast, I have Barbara Huson, best selling author, financial therapist, teacher and wealth coach.  In her last book, “Rewire for Wealth: Three Steps Every Woman Can Take to Program Her Brain for Financial Success,” Barbara shares the missing piece she found in achieving financial success: the brain. Neuroscience plays a fundamental role in how we process, navigate, and spend money.  Once you train your brain to connect with your mind, anything is possible. Barbara teaches us to recognize, reframe, and respond to thoughts that are not serving us. Tune in this week to learn what you can do right now to bridge the gap from where you are now to where you want to be.  In this episode you’ll learn: The connection between the brain and mind The 3 ways to rewire your brain to achieve financial success How you can be an objective bystander  How can you increase your self efficacy and much more… Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: You can get Barbara''s latest book “Rewire for Wealth” here.  If you missed enrollment, join the waitlist for my FI course and Money Launch Club. Check out the other tools that help me with my finances and business here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Join the Waitlist for My FI Course Jumpstart Guide

In my second real estate venture, my husband and I almost lost $44,000. After buying my first condo, I was very interested in real estate and I was excited to reap the same benefits with my partner.  This experience was vastly different, and we came extremely close to walking away and losing our 10% down payment. In this week’s episode, I share the lessons I learned when buying a property did not go as planned and how you can avoid the same mistakes. In this episode you’ll learn: How my husband and I almost lost $44,000 Why this real estate investment almost fell through The lessons I learned from this experience What BATNA is  The importance of sunk cost and having a strategy plus much more… Other related blog posts/links mentioned in this episode: I mention my first real estate investment at 22, which went very well and I talk about it more in depth in Episode 193 of the podcast.  If you missed enrollment, join the waitlist for my FI course and Money Launch Club. Check out the other tools that help me with my finances and business here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Join the Waitlist for My FI Course Jumpstart Guide

What should I do about my healthcare? This is one of the questions I get asked most frequently regarding financial independence/ retire early and entrepreneurship.  This week on the podcast I have Lynn Frair, a nurse and founder of FI Healthcare, which is a knowledge base for healthcare options for early retirees and people who cannot depend on employer provided healthcare. Lynn also became financially independent and work flexible at the age of 38. After having a brain tumor in her 20s which completely wiped out her savings, she built her investments and passive income to replace her nursing wages. Tune in to this week’s episode to get the resources and information you need to understand what healthcare options are available to you and how you can better plan to budget for healthcare as an entrepreneur or early retiree.  In this episode you’ll learn: What is a premium, deductible, and out of pocket max What options you have in terms of healthcare What resources are available to you to learn more about your health care options  When the open enrollment period is and how to enroll if it is outside of that period and much more… Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: How to enroll in the "marketplace" plan The 10 essential health benefits that are covered under the ACA My favorite algorithm for deciding if you should buy health insurance through the "marketplace"  Wex Health HSA vs. traditional health plan Marketwatch video of our family FIREstarters documentary (6 mins)  And the Marketwatch features about fihealthcare.com: https://www.marketwatch.com/story/this-early-retiree-has-a-unique-glimpse-into-the-covid-19-pandemic-and-her-side-hustle-helps-people-sidestep-financial-ruin-2020-06-08 If you missed enrollment, join the waitlist for my FI course and Money Launch Club. Check out the other tools that help me with my finances and business here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Lynn: Website Instagram: FIHealthcare_Frair Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Join the Waitlist for My FI Course Jumpstart Guide

This week’s guest, Sheena Allen, is the youngest Black woman CEO and founder of a bank. Sheena created CapWay, a digital banking app and financial service provider, with the goal of closing the income, race, and financial literacy gap through access to banking and opportunities.  Growing up in Mississippi, she had first hand experience at what it was like to be underbanked and undeserved. Unlike major cities, there wasn’t a bank on every corner and banking options were limited where she grew up. In college, Sheena created her first app without knowing how to code and has been a force in the app and fin tech space ever since.  Her latest venture is a digital bank, CapWay. Tune in to this week’s episode to hear more about Sheena’s process to creating her very own digital banking app and her entrepreneurship journey.  In this episode you’ll learn: How Sheena created and funded her digital banking app CapWay  Why she created it  What the process of creating a FinTech company looks like What pre-seed, seed, and Series A mean How long it takes to build an app How much it costs to build an app and more... Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Sign up for my free class happening on January 14th: Financial Independence 101: How To Build An Action Plan to Reach Your Financial Goals and Live A Life of More Freedom! You can still sign up for my Private Pop- up Podcast, Financial Independence 101: Your Building Blocks to Create A Life of Financial Freedom. This series will expire on the 19th, so get it now! Other related blog posts/links mentioned in this episode: Arlan Hamilton was a guest on Episode 155: Strengthen Your Mindset & Confidence to Turn Being Underestimated into Your Greatest Advantage  Check out the other tools that help me with my finances and business here. If you missed enrollment, join the waitlist for my FI course and Money Launch Club. The FI Course now called: Map Your Path To Financial Independence will open enrollment soon! Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Sheena: Website Instagram: @WhoisSheena Facebook: @SheenaDAllen Twitter: @WhoisSheena Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Join the Waitlist for My FI Course Jumpstart Guide