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In this special bonus episode Dexter Cousins is joined by Dom Pym Co-Founder of Up and Fintech Investor.Euphemia is Dom's family office and Australia's newest investment partner for the Aus startup community. They're investing in tomorrow’s startup scene, nurturing a diverse, progressive, intelligent, ambitious community that’s building the future of Australia.Dexter gets an update from Dom on the current state of the Australian investment landscape.Dom was on the show last year to share the launch of his new family office Euphemia with 🌱 Judy Anderson-Firth. Get an update on the investments they've made so far, Dom's views on the challenging economic environment and when we can expect to see light at the end of the tunnel. Dom also shares an exclusive update on the website launch of the new website which is stunning!To find out more about Euphemia go to https://euphemia.com/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In episode 147 of Fintech Chatter Podcast Dexter Cousins is joined by Nima Karimi of Lendela.Nima is the CEO of Lendela, Southeast Asia's first reverse auction lending platform. This podcast was recorded in Sydney in the week Lendela launched their Australian business. Nima shares his thoughts on Australian Fintech and why the country is such an attractive growth opportunity. About Nima Karimi.With his extensive experience in business development and product innovation, Nima has led the ideation, development, and launch of various fintech products and services, including credit card and savings comparison, insurance brokerage, and personal finance management applications. Today, Nima leads Lendela towards sustained growth with his passion for innovation, and vision to revolutionise the lending industry with fairer and more transparent loan solutions.Connect - https://www.linkedin.com/in/nima-karimi-4b877938/About Lendela.Lendela is a reverse auction lending platform that simplifies and aligns the interests of both the lender and the borrower. Its goal is to connect consumers and the best loan providers with greater transparency and quality of choice.https://sg.lendela.com/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Dexter Cousins is joined by Christian Westland Wigstrom of Monoova for episode 146 of the Fintech Chatter podcast. Dexter and Christian first connected in 2018 when Christian did a presentation on the future of Payments title The Death of Payments 2030. Christian presented a day in the life of a woman named May to predict how payments will have changed by 2030. Christian argued that while payments would not die, paying would.5 years on Dexter invites Christian to share an update and discuss if any of his predictions are coming true. Or has he changed his mind?About ChristianChristian is the Co-Founder and CEO of Monoova, a Sydney-based, B2B payments automation platform and a member of the Fintech Australia Board since November 2022. Over the past five years, Christian has led the building of a company servicing domestic and international tech-first platforms such as Wise, Nium and a significant portion of the Australian digital-currency industry. To date, Monoova has processed $75bn through its API-driven solution, more than half of which since the start of FY22. Christian has been a finalist for the ‘Outstanding Fintech Leader of the Year’ by Fintech Australia in 2020, 2021 & 2022.Born in Sweden, Christian obtained a Master’s Degree in Economics, and a PhD in International Relations from Oxford University in the UK. Following a position as speech writer and economic advisor in the House of Lords in London, Christian moved to Zimbabwe to work as Chief of Staff at a Harare-based agricultural group with operations across Southern and Eastern Africa. He arrived in Sydney in late 2016 About MonoovaMonoova is a leading, Australian, payment service provider.  Via API integration, Monoova provides businesses comprehensive automated and real-time payment solutions that address and resolve traditional pain points of payment processing and management. Through, Monoova’s customisable solution, businesses can send, receive, and manage funds transfers more efficiently, reduce costs and improve their customers' payment experience. Servicing domestic and international tech-first platforms, Monoova has processed over $75bn.As the first mover in the market on the new domestic PayTo transaction type earlier this year, Monoova already provides ‘real-time direct debits’ at scale in the market.https://www.monoova.com/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In episode 145 of Fintech Chatter, Dexter Cousins is joined by Macgregor Duncan of Constantinople.Constantinople is the first of its kind: an all-in-one software and operational platform for banks. Providing a fully-managed platform service, covering customer experience, product, infrastructure, operations, servicing, and compliance.Macgregor founded Constantinople with Co-Founder Dianne Challenor in 2022 and this week they officially announced their launch along with a record breaking $32m seed raise with Square Peg, Airtree and Great Southern BankMacgregor talks about the huge problem Constantinople is tackling, how they managed to raise such a significant amount at such a tough time and his journey from Global banking executive to Fintech founderAbout ConstantinopleConstantinople’s services cover both retail and business banking. Its platform supports a full range of customer products, including mobile apps and internet banking, transaction and savings accounts, payments, debit and credit cards, and a range of secured and unsecured lending products. These customer products are fully configurable and issued by banks under their brand.Constantinople also supports all underlying operational services, including customeronboarding, KYC, AML, fraud management, payments and lending operations, loan origination and decisioning, regulatory reporting, and customer service. The platform uses software to embed compliance obligations, risk settings, and automated controls.Constantinople recently released its platform into production and is soon to commence a live pilot with its first client bank, Great Southern Bank.Constantinople’s co-founders and co-CEOs, Macgregor Duncan and Dianne Challenor, are global banking executives with extensive banking and technology experience in the United States, Asia and Australia.Find out more - https://www.cxnpl.com/Connect with Macgregor - https://www.linkedin.com/in/macgregor-duncan-bb0381179/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In episode 144 of Fintech Chatter Podcast, Dexter Cousins is joined by Dr Dimitirios Salampasis of Swinburne University.We celebrated 250 audio interviews last week and Dimitrios is the first Academic we've featured on the podcast. Dexter poses the question 'Has Fintech innovation stalled?'Tune in to hear their in depth discussion on innovation, talent, immigration, skills development and what investors are looking for when it comes to investing.About Dr Dimitrios Salampasis Dr Salampasis is a highly regarded academic and thought leader on global Fintech innovation. Honours include Senior Lecturer of Fintech Innovation at Swinburne University, a visiting Professor of FinTech at the University of Québec, a Blockchain and FinTech Fellow at the Singapore University of Social Sciences, a Visiting Faculty at the School of Management in Fribourg, Switzerland and an Academic Council Member of the Global FinTech Institute.Dimitrios’ research interests revolve around the organizational, human, technological and ESG sides of innovation and open innovation in financial services and FinTech innovation. His areas of specialist expertise, research, teaching, industry engagement, policy and advisory work revolve around the emergence and development of FinTech-enabled business models, Blockchain and digital assets responsible innovation, corporate sustainability and human rights, quantum computing for business, digital transformation in banking and FinTech education, along with the relevant global FinTech-related regulatory and policy interventions. As founding course director for Swinburne's Masters of Financial Technology, Dimitrios is passionate about the Australian Fintech ecosystem and an important part of the industry down under.About Swinburne UniversitySwinburne University of Technology is a world leader in education by using interactive and innovative technologies to deliver courses and degrees. From vocational education and undergraduate to postgraduate study, Swinburne has online study options at all levels.https://www.swinburne.edu.au/Connect - https://www.linkedin.com/in/dimitriossalampasis/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Welcome to the April/May edition of Blockchain News with Dexter Cousins and Chloe White.Chloe dials in from Croatia and shares some of the projects she's been working on across CBDC's, Digital Assets and Tokenisation.Dexter and Chloe discuss:03:00 - The role AI plays in Blockchain11:00 - Regulation for Blockchain and AI14:30 - Hong Kong is a Crypto friendly Hub - fact or fiction?16:45 - The banking collapse and De-Dollarization26:00 - Tokenisation and Fractional investingReferenceshttps://www.bbc.com/news/world-us-canada-65452940https://cointelegraph.com/news/circle-ceo-warns-of-active-and-accelerating-de-dollarization https://cryptonews.com/news/visa-to-develop-brazilian-blockchain-powered-cbdc-project.htm https://cointelegraph.com/news/hong-kong-authorities-remind-banks-not-to-be-too-hasty-in-rejecting-digital-asset-clients https://cointelegraph.com/news/hong-kong-s-crypto-rules-set-a-high-bar-for-good-reason-says-sfc-advisorhttps://www.blockchaintechnology-news.com/2023/04/cofund-tokenises-luxury-bali-hotel-using-tokeny/ About Chloe WhiteChloe was Australia’s inaugural National Blockchain Roadmap Lead and former advisor to the Australian Government on crypto-asset innovation. She is now playing a key role in policy development and regulation globally through her advisory business, Genesis Block. Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In episode 143 of Fintech Chatter Podcast, Dexter Cousins is joined by Gabriel Le Roux, co-founder of Primer.About PrimerAs the world's first automation platform for payments and commerce, Primer offers merchants the underlying infrastructure they need to build better buying experiences for their customers. For the first time, merchants can connect and control their entire payment and commerce stack, and build their ideal payment flows autonomously from scratch. Plug in any desired payment and commerce solution with 1-click Connections, define logic across the entire commerce lifecycle with a drag-and-drop workflow editor, and create seamless checkout experiences that meet today’s consumer expectations.Find out more https://primer.io/About Gabriel Le RouxGabriel Le Roux is the co-founder of Primer, the world’s first automation platform for payments and commerce, where he leads a team of over 120 employees based across 35 countries. With nearly a decade of experience working in the FinTech space, Gabriel has built a strong understanding of the FinTech industry landscape.   Prior to founding Primer, Gabriel worked at PayPal's Braintree division for five years, where he grew Braintree's footprint in the European startup ecosystem and managed the company’s new and highly strategic commerce infrastructure tools. During his time at Braintree, he was exposed to the ever-growing challenges of the online payment industry, which inspired him to begin Primer.  Before his work at Braintree, Gabriel has also worked at several Rocket Internet ventures in Germany and Asia.Connect with Gabriel on LinkedIn - https://www.linkedin.com/in/gabriel-le-roux-2a62434a/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In Episode 142 of the Fintech Chatter podcast, Dexter Cousins chats to Bianca Bates, Chief Client Officer and Deputy CEO of Cuscal about their recent acquisition of Basiq. Bianca Bates is one of the most respected leaders in Fintech. Tune in as Bianca shares Cuscal's rich history of innovation from opening Australia's first ATM to building a digital bank from scratch.Dexter and Bianca discuss Cuscal's push into CDR with the acquisition of Basiq. And they also talk about Cuscal's continued support for the Fintech ecosystem.In the second part Bianca shares her leadership tips. They discuss the challenges of leading remote workforces, how to manage mental health and how to keep relevant in a rapidly changing environment. About Bianca Bianca was appointed to the role of Chief Client Officer & Deputy CEO in December 2020. As well as leading Cuscal’s Product, Client Services and Operations teams, Bianca is Craig Kennedy’s delegate, and is involved in Cuscal’s engagement with industry bodies, regulators and shareholders. Bianca has over 20 years’ experience in financial services with large and complex US and Australian companies, both public and private. Prior to Cuscal she worked in senior legal and compliance company secretariat roles with Genworth, GE Capital and DLA Phillips Fox.About Cuscal Cuscal is Australia’s leading provider of payment solutions, partnering with mutuals, banks (large and small), fintechs, and corporates who provide payment services to their customers.  For over 50 years, Cuscal has championed competition in banking and payments in Australia. Today Cuscal is focused on enabling the future for clients, bringing to life the platforms and tools needed to compete and succeed in Australia’s rapidly evolving digital economy. Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In Ep. 141 of the Fintech Chatter Podcast, Dexter Cousins is joined by Daniel Foggo, Founder and CEO of Plenti.Daniel is a true OG of Australian Fintech bringing the Peer 2 Peer lending model to Australia through Ratesetter (which became Plenti before listing on the ASX.)Dexter and Daniel discuss the challenges of running a lending business in a rapidly changing interest rate environment, the benefits of building bespoke tech platforms and the resurgence of the P2P model. About Plenti Plenti is a fintech lender, providing Australians with faster, fairer loans through smart technology. Our proprietary technology platform allows us to provide creditworthy customers with automotive, renewable energy and personal loans to help bring big ideas to life.  Since establishment in 2014, loan originations have grown consistently, supported by diversified loan products, distribution channels and funding, and underpinned by exceptional credit performance and continual innovations. Plenti listed on the ASX in September 2020.  About Daniel  Daniel founded Plenti and has acted as CEO since its inception. Prior to that, he worked in investment banking for over a decade, including Rothschild in London and Barclays in Sydney. Daniel was a co-founding director of PartPay, a buy-now-pay-later business, which was acquired by Zip Co Limited in 2019. He has been recognised for his achievements in the fintech industry, being named the Fintech Leader of the Year at the inaugural Australian Fintech Awards in 2016 and Fintech Entrepreneur of the Year at the Australian Fintech Business Awards in 2017.Daniel holds a Bachelor of Commerce, Economics (Honours) and a Master of Business, Finance (Distinction) from the University of Otago.  https://www.plenti.com.au/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In Ep 139 of the Fintech Chatter Podcast, Dexter Cousins welcomes back Leda Glyptis, author of Bankers Like Us.In this chat Dexter talks to Leda about Bankers Like Us: Dispatches from an Industry in Transition - it's a recounting of the challenges Leda has faced in her career, driving digital transformation in some of the worlds largest banks.About Bankers Like Us"Bankers Like Us - Dispatches from an Industry in Transition" looks at the human and structural obstacles to innovation-driven transformation and at the change in habits, mindsets and leadership needed for the next stage of the digital journey.Leda argues that this change will be brought about, not by external heroes and saviours, not by a generation yet to be born, but people just like us. People who understand the industry and its' quirks. Bankers who have the grit, determination and energy to drive change. Bankers like us.This book celebrates and chronicles the shared experience of bankers like us. It starts with a ‘this is who we are’ piece, including Leda's own personal experiences. It then presents an overview of corporate culture (this is what we deal with and a few ideas on how to handle it), as well as a piece on why transformation is so difficult and so many get it wrong; a piece on the challenges our lack of diversity brings or compounds, and a hopeful look-ahead on what a team of principled, dedicated folks can do despite everything.About Leda GlyptisLeda, is the author of the LedaWrites Fintech Futures column and regular contributor at industry events and publications. She is a lapsed academic and a recovering banker, having worked in ‘incumbent banks’ across various geographies and functions including innovation, IT and Operations. Most recently, Leda works as Chief Client Officer at 10x and has served at 11FS Foundry, QNB, Sapient and BNY Mellon. She holds an MA from King’s College Cambridge and an MSc and PhD from the London School of Economics.Order - Bankers Like Us: Dispatches from an Industry in Transition Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In Ep. 140 of the Fintech Chatter Podcast, Simon Beitz CEO of Alex.Bank joins Dexter Cousins to chat about the challenges of launching a digital bank.In 2023, Alex.Bank is the most awarded new digital bank in Australia having received its full ADI in December 2022. Alex has over 2000 customers, settling close to $50m in personal loans, and has both lending and deposit products in the market – most recently launching a new Term Deposit product.Simon talks to Dexter about building a new bank, the lessons learned from other neo banks and his lessons and insights as an entrepreneur. About SimonSimon was motivated to start Alex.Bank after noticing a decline in customer experience in consumer and small business lending due to the focus of big banks on mortgages and transaction banking. He believed that consumers deserved a fairer and easier banking experience. With this in mind, Simon co-founded Alex.Bank in 2018 to challenge the status quo. About Alex.BankThe aim of Alex.Bank was to provide a humanised banking experience, which Simon achieved by eliminating complicated paperwork, jargon, and unnecessary fees. He and his co-founder, Craig Fenwick decided to give the bank a human name to bring back the ‘human-touch’ to banking. Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In ep138 of Fintech Chatter Podcast Dexter Cousins is joined by Ben Pfisterer of Zeller.In our opinion, Ben is one of the most talented founders in Fintech. He shares his experience of growing a business to 225 people, raising capital, running a lean operation, and hiring a high-performance, hands-on executive team.About BenBen is the CEO and co-founder at Zeller, the Melbourne-based fintech reimagining business banking for Australian businesses. Ben has extensive financial services experience across local and global organisations. Prior to launching Zeller, he held the Aus Country Head role at Square. Ben shares his learnings from working with one of the world's largest Fintech and how he then shaped Zeller.About ZellerZeller is one solution for all of your business finances. From EFTPOS and invoicing, to accounts and cards, it's everything you expect from a business bank, but better. Every Zeller product is designed to give you complete visibility over payments, spending, expenses, and cash flow. Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In Ep. 007 of Blockchain Chatter Dexter Cousins talks to David Lavecky, CEO and Co-Founder of CANVAS.  Tune in as they discuss the latest RBA CBDC pilot scheme and the work Canvas is doing on Atomic FX settlements.As a payments and fintech veteran, David shares his thoughts on the convergence of blockchain and payments and why he feels the time is right for mainstream adoption of the technology.About Canvas Canvas is a global blockchain company with a mission to digitise finance. Canvas offers decentralized capital market infrastructure that enables financial institutions and governments to easily expand their reach into the digital economy. Canvas Connect is a privacy focused Layer 2 ZK network built for finance and the digital economy. Connect extends the capabilities of Ethereum with assurances of privacy, high speed and low costs. Connect uses an API first model that supports easy integration with no solidity skills required. Capital Markets Applications are built on the network that enable the Transfer, Trade & Investment of Tokenised Real World Assets, Stablecoins, CBDCs & Digital Assets, all with privacy and secured by Ethereum. With a deep understanding of financial markets and the digital economy, Canvas is committed to driving the digital transformation of banks, financial institutions and governments in the modern landscape. By providing innovative solutions that are faster, more secure, and more cost-effective than traditional systems, Canvas is helping to unlock the potential of digital finance globally.   About David David is a highly experienced technology entrepreneur and investor, and CEO and Co-Founder of CANVAS. He was previously the Co-Founder, COO & EVP of Pure Commerce which was one of Australia’s first high-growth fintech companies, providing electronic payment infrastructure to banks globally. Following the sale of Pure Commerce to Euronet WorldWide (NASDAQ: EEFT), David was retained to continue the global growth, working with major banks and financial institutions across the globe. As their next venture, David and his brother Daniel Co-Founded CANVAS in the belief that Blockchain technologies, Digital Assets, & Tokenisation will radically transform financial and capital markets over the next decade with trillions of $ of securities and currencies to be tokenized and traded 24/7/365. Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Welcome to Fintech News - in this special  edition Dexter Cousins chats to Scott Heyes of Mendoza Ventures about the Silicon Valley Bank crash. Scott shares his first hand experience of events as they unfolded last Thursday with an urgent call from the CEO of SVB. As we know things quickly escalated from there leaving most VC firms with little choice but to recommend their portfolio companies withdraw their funds.Scott shares his views on what went wrong, how it could have been avoided and what the impacts will be both short and long term for the global startup sector.To find out more about Mendoza Ventures -  https://mendoza-ventures.com/You can follow Scott Heyes - https://www.linkedin.com/in/scottheyes/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

What a crazy week! Dexter Cousins is joined in person by Carolyn Breeze as co-host of Fintech News. They cover the latest Aus Fintech news from capital raises, acquisitions, legislation and layoffs.Scott Heyes dials in from the US to give a first-hand account of the SVB collapse and what happens next.And Carolyn shares her advice to founders looking to raise capital in the current climate.Tune in to this jam-packed show as we cover:- SVB - What happened, why and what it means for Aus Fintechs- Cuscal Acquires Basiq- Till raises $70m in Series D round- Xero lays off 800 staff- Datamesh raise $30m- RBA announces CBDC pilot scheme- Revolut turns a profitTo find out more about Scalare Partners - https://www.scalarepartners.com/You can follow Carolyn Breeze - https://www.linkedin.com/in/carolynbreeze/To find out more about Mendoza Ventures -  https://mendoza-ventures.com/You can follow Scott Heyes - https://www.linkedin.com/in/scottheyes/This months Fintech Startup to watch is https://www.planpay.com/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In Ep 137 of Fintech Chatter Dexter Cousins chats to David M. Brear, CEO of 11:FS.A celebration of sorts as both 11:FS and Tier One People celebrate their 7th anniversaries.Tune in as Dexter and David discuss their contrasting experiences over the last 7 years as founder/builders in Fintech. They share their lessons in business, hiring, leadership, life, startups, parenthood and everything else in between.About 11:FS11:FS is a challenger consultancy that builds and launches next generation digital propositions for some of the biggest banks in the world.The team is driven by the belief that digital banking is 1% done and that digital reform is needed to improve systems and services for banks and their customers. 11:FS build new digital banks and banking products, and deliver benchmarking, research, and consultancy for banks, insurers, governments, regulators and startups around the world.They are also behind multiple podcasts including Fintech Insider, a bi-weekly show about all things fintech and financial services, which is downloaded in over 100 countries every week and is one of the top business podcasts on Apple podcasts; Blockchain Insider, a dedicated podcast specialising in all things blockchain, ledger technology and cryptocurrencies and Insurtech Insider, covering the latest news, insights and trends in the Insurtech industry.About David M. BrearDavid is the CEO of 11:FS and since his dream of being a sportsperson was crushed (along with the ligaments in his knee!) and he had to get a proper job, he has worked in pretty much every angle of the financial services industry never losing that competitive desire to drive forwards and win. Having pitched, established and run billion-pound transformations for some of the biggest FS companies on the planet the realisation that Digital Financials Services Is Only 1% Finished has spurred his desire to establish an organisation that can actually support the industry through its greatest challenge. 11:FS is a challenger to the incumbent consultancies. We create innovative strategies and build out new propositions and ventures in the UK, US, Europe and Asia for some of the biggest brands on the planet. Alongside this 11:FS build in-house products from competitor benchmarking tools like 11:FS Pulse, to core banking and modern architecture systems like 11:FS Foundry. In 4 years 11:FS went from zero brand and zero revenues to a multimillion a month business with one of the hottest brands in fintech all with zero external investment in the group.https://www.linkedin.com/in/davidbrear/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In Ep 136 of Fintech Chattter Podcast, Dexter Cousins is joined by Jeff Parker SVP and Managing Director, International at Marqeta.Tune in as Dexter and Jeff discuss:03:38 Pipes and Plumbing of Fintech 05:42 Serving a Global customer base 09:29 Embedded Finance - Hype or BIG opportunity? 19:44 The Marqeta Culture 23:01 Making the switch from Big Bank to Fintech 28:56 Why most people fail in startups 33:45 Where the next big shift in Fintech innovation will come from39:56 Jeff's Podcast recommendationsAbout Jeff  Jeff is responsible for building Marqeta’s go-to-market and operational functions internationally and advancing the company’s service offerings in its key markets across Europe and APAC. In his 20 years of experience in the financial services space, Jeff has worked across four continents, in senior roles at Macquarie Bank and international payments businesses, OFX, and then WorldFirst, a company he led as CEO. About Marqeta Marqeta is headquartered in Oakland, California and is certified to operate in 39 countries globally.  Marqeta’s modern card issuing platform empowers its customers to create customized and innovative payment cards.  Its modern architecture gives its customers the ability to build more configurable and flexible payment experiences, accelerating time-to-market and democratizing access to card-issuing technology.  Marqeta's open APIs provide instant access to highly scalable, cloud-based payment infrastructure that enables customers to launch and manage their own card programs, issue cards and authorize and settle payment transactions.  For more information visit Marqeta Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Co-host Chloe White joins Dexter Cousins to cover the Blockchain news headlines and interesting events  in February 2023.Every month Chloe calls in from an international city embracing digital assets and Web3.This month Chloe calls in from Dubai to share some exciting developments and give an "on the ground" report of the GCC digital asset scene.They also discuss the latest Token Mapping Exercise, NAB Stablecoin and Carbon trading, Russia's Digital Ruble potentially spelling the end of SWIFT payments, South East Asia being the new epicentre of crypto - plus Bitcoin and Ordinals.Find out more about Genesis Block - https://genesisblock.com.au/You can follow Chloe on Linkedin - https://www.linkedin.com/in/policyeconomist/or Twitter - https://twitter.com/ChloeWhiteAus Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In episode 5 of Blockchain Chatter Dexter Cousins chats to Guy Dickinson, CEO and Co-founder of BetaCarbon.BetaCarbon launched in 2021 and winner of the Finnies People's Choice Award in 2022. Guy shares his journey of heading up Carbon Markets for HSBC to launching his own startup, democratising carbon trading tokens on the Ethereum network.About BetaCarbonBetacarbon enables retail investors to get exposure to Australian Carbon. For the first time, you can take part in the Australian carbon market with as little as $1.Carbon credits are created through projects that capture greenhouse gases from the atmosphere, such as planting trees. These credits can then be bought and sold in the carbon markets, with the goal of reducing overall carbon emissions.As the world moves towards a low-carbon future, carbon credits will likely continue to play a role in helping businesses and individuals offset their carbon emissions and transition to cleaner energy sources.About ClimaIn just three simple steps, Clima makes it easy to show customers your commitment to climate change, while improving brand loyalty.https://www.clima.com.au/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In episode 135 of Fintech Chatter Podcast Dexter  Cousins is joined by Andrew Black, Managing Director of ConnectID.ConnectID aims to become Australia’s first and leading reusable digital identity exchange, allowing citizens to take more control over their identity and data, and enabling organisations to unlock value and reduce security risks. Part of Australian Payments Plus (which also includes eftpos, BPAY, Beem and the New Payments Platform) ConnectID provides businesses access to trusted and reliable identity data, and is partnering with the big 4 banks to launch this Digital Identity ecosystem for Australians.Andrew is an established leader in the Digital Identity industry, working with state and federal government here in Australia. He also works with international bodies to shape future technology evolutions and policies to protect citizen data and rights. Originally hailing from Scotland, Andrew spent the past decade leading digital ventures on data and cyber security in 2 major UK banks, having most recently led Open Banking and Digital Identity. Connect with Andrew https://www.linkedin.com/in/andrew-black-a5118239/Find out more - https://connectid.com.au Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins