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Happy New Year! In this episode I discuss new loan limits for the mortgage industry, increasing inventory (because homes are sitting on the market longer), and how homeowner's have a ton of equity in their homes. Jeffrey Green from Compass joins me for the conversation. This episode is PACKED with great information & data to prepare you for 2023. Thank you for your support and I'll catch you on the next one! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

I chat with my realtor friend Jeffrey Green (jeffrey_green_ny) about what motivates clients to buy or sell a home in a low inventory market.  We also explain how first time homebuyers were dictating offers during the COVID real estate market (against buyers paying cash). How temporary rate buy downs can make your home purchase more affordable, and much more! Enjoy the conversation and DM me @RealMortgageMaverick with questions! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

This is a revamp of my popular 3 part series - Income, Assets, Credit. In part 3 (Credit), I explain the importance of credit history when applying for a home loan and how you can prepare you credit before applying.  What is revolving utilization?  What needs to be done if I have derogatory items on my credit?  What are some ways to repair credit in the short term?  We cover it all in this episode. Feel free to email me if you'd like me to discuss a specific topic or have questions. RealMortgageMaverick@gmail.com. Enjoy! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

This is a revamp of my popular 3 part series - Income, Assets, Credit. In part 2 I explain the importance of reviewing your assets (bank accounts, investments, etc.) when applying for a loan and how much may be needed to close. What are liquid assets? What are illiquid assets? What accounts can be used to purchase real estate? We cover it all in this episode. Feel free to email me if you'd like me to discuss a specific topic. RealMortgageMaverick@gmail.com. Enjoy! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

This is a revamp of my popular 3 part series - Income, Assets, Credit. In part 1 I explain the importance of discussing your income when applying for a loan and what lenders look for. You'll hear some real life scenarios and what can derail your deal, so you're prepared. Feel free to email me if you'd like me to discuss a specific topic. RealMortgageMaverick@gmail.com. Enjoy! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

I speak with my guest Rahhim Shillingford (Vision Alliance Realty Inc.) about whether real estate is due for a crash or correction. Rates are increasing and home prices are still high. Will the supply and demand for real estate level out naturally, or is an economic-level event in the cards? --- Support this podcast: https://anchor.fm/mortgagemaverick/support

Dizzy Parker and I have a conversation related to interest rates, home prices and what my opinion is on the future market. Similar to other episodes I provide some insight on how to improve your debt to income ratio and what I'm dealing with as a buyer in my personal life (the pain points of a seller's market). If you'd like me to cover a topic or collaborate with me on a future episode, please email me at RealMortgageMaverick@gmail.com. Be well! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

In this episode I chat with Anthony Lise Esq. (Lise Law & Mediation PLLC) and Jeffrey Green (Compass Real Estate) to provide 3 ways that you can make your offer more attractive in today's market - without being a cash buyer! We'll also cover waiving contingencies & other tips so you're in the know. Enjoy! Anthony's Info.: https://www.instagram.com/liselaw/?hl=en Jeffrey's Info.: https://www.compass.com/agents/jeffrey-green/ or on IG: https://www.instagram.com/jeffrey_green_ny/?hl=en --- Support this podcast: https://anchor.fm/mortgagemaverick/support

Jeff Green, Top Producer from Compass Real Estate joins me in this episode to discuss affordability, inventory & how you can make your offer to purchase real estate as strong as possible. Sit back, relax and enjoy the conversation! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

Have you ever applied for a loan and inflated your income or maybe didn't mention something to avoid follow up questions?  It's quite common. In this episode I break down why it's important to bring up different aspects of your finances at the application stage for your home loan, instead of avoiding the conversation. When you're working with a lending advisor, we need to uncover the full picture of your finances to make recommendations and provide the probability of approval. Finding out if we may face issues at the beginning of the process allows us to make changes and prepare accordingly. This is the audio from my YouTube video which can be accessed here: https://www.youtube.com/watch?v=z-jWh8Nddrw Now, let's get your home journey started! Enjoy! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

Today on Finance with Fernando I explain the good and bad of buying/selling in a holiday or winter market. This episode may have you rethink your strategy and have you go all-in while others are waiting until Spring to complete their real estate transactions. Wishing you a Happy Holiday & Prosperous New Year! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

In today's episode I have my social media manager, Dizzy Parker, ask questions to achieve his goal of homeownership.  The questions and answers aren't scripted, and we follow a conversation-style approach. This episode mimics discussions I have on a daily basis with clients preparing them to take the next step in building wealth.  Enjoy! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

In this episode I revisit a topic covered in 2019. 2 years later, amidst a pandemic, the housing market is quite different. I cover what the pros and cons are to either rent or take the plunge and buy a home. Where do you fit into the discussion? Enjoy! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

So you're almost ready to close... YAY!!! It's a whirlwind of emotions: "We need to pack!", "I need to hire a mover", "I need to get checks" In this episode I explain timing and what expectations to have when preparing to close. I discuss how lenders clear loans for closing and why you may be notified only a few days prior to your closing date that you're officially "Authorized to Close".  *Spoiler alert: It's not because we want to give you acid reflux* --- Support this podcast: https://anchor.fm/mortgagemaverick/support

On this episode I have Jeffrey Green from Compass Real Estate (@jeffrey_green_ny) on the podcast to discuss how you can remain competitive with a low down payment offer. The current real estate market is causing buyers to pay cash, waive contingencies or put substantial money down - be prepared with these top 3 tips to stay relevant to sellers in your home search! Money is cheap, take advantage. --- Support this podcast: https://anchor.fm/mortgagemaverick/support

REAL ESTATE IS INSANELY HOT RIGHT NOW! I hear it every day since COVID-19 struck (insert eye roll). It's a National trend and you'll need to be prepared if you want to be the winning bid.  In this episode I give examples of what my clients (and even myself) have done to be creative with our offers, and how "paying cash" isn't always the best solution. SSE...Subscribe, Share and Enjoy. Knowledge is Power. --- Support this podcast: https://anchor.fm/mortgagemaverick/support

Steven and I discuss how COVID has changed city markets and what's to come. We discuss timing, new construction and whether there are "deals" in NYC. Enjoy! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

Happy New Year!  For the first episode of the year I provide insight on every consumers question related to real estate - Where are current mortgage rates?!?  I discuss a range of market rates, what attributes go into quoting you a rate, and my outlook for the near future. Take advantage of home lending with these record low financing options and build your wealth today! Have a Healthy and Prosperous 2021! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

Did you know that you can be 100 years old and apply for a 30 year home loan? Don't worry, most consumers don't. Your personal demographic doesn't change the opportunity or terms of financing you'll receive. Throughout my career I've had older individuals say "I'm XX years old, I'm sure I can't qualify for a 30 year loan", and I get great pleasure informing them they can if they qualify based on their finances. This is one example of many. I cover the demographic topic in this episode and dissect how lenders use your personal information to lend. Knowledge is Power - Enjoy this dose! --- Support this podcast: https://anchor.fm/mortgagemaverick/support

In this episode I give you a glimpse into how I control my work flow & what I do on a daily basis to stay organized. Grab a pen and paper 😉 --- Support this podcast: https://anchor.fm/mortgagemaverick/support