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Empowering Young Families Podcast
65 minutes | Mar 21, 2015
EYF008: Save Time, Stress Less, Start a Budget!
Did you know that 50 % of marriages end in divorce, out of those 45% cited money issues as the reason behind their divorce! Thats 1 in 4! And 65% of couples argue about money on a regular basis! We believe this could be avoided with a monthly budget. Join us as we share with you what a budget is, the benefits of having one, and some resources to help you start smart , save time, and stress less. First lets go ahead and talk about what a budget is because not a lot of people use a budget. stats show that only 32% of Americans put together a budget each month to track income and expenditures, and just 30% have a long-term financial plan laying out savings and investment goals. In this episode you will learn: What is a budget? Why have a budget? Our favorite resources to help you start smart with budgeting Why a Fabolous & Neyo music video ended up in our show notes. The Show Notes What is a budget? By Definition: The dictionary describes budget as an estimate, often itemized, of expected income and expense for a given period in the future. and a plan of operations based on such an estimate. In simple terms A budget is an overview of money coming in and money going out, a plan giving every dollar an assignment before spending it. As Dave Ramsey, an advocate for budgets, would say: “A budget is telling your money where to go instead of wondering where it went” One of his tips that I admire most is “you must have a game plan if you aim at nothing you will hit every time” and this is so important for young families that are starting out. You want your finance foundation to be solid. you want to have goals and dreams for your family you want to have a game plan and aim to achieve these things. The best thing about starting young is you have the benefit of time in your court. you have more time to save more time to invest more time establish like i said earlier a firm foundation for your finances. It really surprised me when i read that 45% of divorcees divorce over money problems and 65% of couples argue about money! People come into a marriage sometimes with little to no skill in communication over money, car loans, school debt, credit card loans, and think they will always have to owe and money will always be a complicated issue but it doesn’t have to be. You could set up a monthly set goals and actually achieve them. You want and need to be able to to have the ability to say no and the freedom to say yes and thats exactly what a
19 minutes | Mar 13, 2015
EYF007: The Debt Episode: What It Is, Why You Should Run From It And How To Get Creative So That You Can Avoid It.
Debt sucks. Luckily, it doesn't have to be the way you live. This episode gives you a quick intro to how you can avoid it and get out if you are already in. Items Mentioned in This Podcast What is debt. Why you should never settle to have debt despite what people may tell you. How to get out of it creatively In this particular episode, you will learn That debt isn't absolutely necessary in any situation. How simple it is to get out of debt once you have a roadmap Why no debt is the way to start smart as a young parent About the Dave Ramsey Method of Budgeting Links Dave Ramseys Website
7 minutes | Mar 5, 2015
EYF 006: Just Keep Going: My Honest Feelings At The Moment About This Podcast
Ever started something, only to lose the drive to keep going? I'm there now with this podcast. Now it's times I listen to my own advice and keep going. It's only been 3 months since I have started this whole Empowering Young Families project. I already feel like throwing in the towel and giving up. I wanted to be honest with you all now, because one day I will look back and be glad that I persevered through this time. This relates to being a young parent and never giving up even when you feel like it. Maybe you found out you are going to be a young mum or dad. Maybe you don't think you have what it takes to raise a family. We all feel like this at one time or another with one thing or another. The important thing is that we are honest about how we are feeling and acknowledge it, but don't let that thought in your mind stop what could be. If nobody else, I believe in you. Go get em' tiger. Items Mentioned in This Podcast Why I feel like quitting this podcast and website. Why I will keep going and how. How all of these feelings relate to being a young parent. In this particular episode, you will learn That you have the drive in you to keep going even when you don't feel like it That I am human. Just like you. Links
26 minutes | Feb 27, 2015
EYF 005:How To Find A Job That You Love & Can Support You Family With
Does your job help support your family? Does your job make you happy? Can you have the best of both worlds? The average person spends 2000 hours a year working if they work 5 days a week for 8 hours a day. Are you happy during your 2000? Work is something that we all have to do. To provide, to stimulate our minds and to keep this planet moving forward. If you haven't started working yet, chances are that you will be soon or are looking for work now. Is there any way that you can start off smart with your work? There is. It's simple. It's called passion. We are all passionate about something. Working from a place of passion has so many advantages. In this episode, I unpack why operating from a place of passion will take you further than hard work. I even provide simple steps to take that will seem obvious after you hear, but most of us don't do for whatever reason when we are job hunting. The most important piece of work for me is the benefit it supports for my family. Being able to not have to think about money and being financially free is the best. It is very possible to find a job that you love & can support your family with and this episode will show you how. Items Mentioned in This Podcast Your day job as a foundation Starting smart with work Actionable steps to finding a job you love The day job is just the beginning In this particular episode, you will learn Why passion is more important than a paycheck What to consider when looking for a job Actionable steps to finding a job you love How to stand out from the rest of the people looking for the same jobs Links
41 minutes | Feb 20, 2015
EYF 004: Our Story: A Journey of Becoming Young Parents
Becoming parents at a young age wasn't easy as you'll see in this episode, but it was worth every hard moment. Today, we are blessed with life that we could never have imagined back in high school when we first met. We encourage you to make the most of your situation as a young parent or young parent to be. No matter what people tell you, it is very possible to overcome and beat the odds.
37 minutes | Feb 6, 2015
EYF 003: What is The Stuck Mentality & How You Can Avoid It Ruling Your Future
Starting off as a young parent, I had a stuck mentality. If you have ever felt the feeling, this episode is for you. In my early moments as a teen parent I was working at Taco Bell, I remember standing in the window at the drive-thru in the late hours of the night. Thinking to myself that I was never going to get past that season in my life. I felt bad for myself sometimes, while other times I felt capable, but overall I had this feeling of "stuck". Today, life is much different for my little family. I no longer feel "stuck", so I want to let you know that if you are feeling this, there is hope. There is nothing in this world that could ever keep you "stuck", except for your own mind. I give you a couple tips I have learned from being a young dad and having to learn to overcome the feeling of being stuck. In this particular episode, you will learn: What the stuck mentality is The benefits of overcoming it How to avoid it ruling your future Links
23 minutes | Feb 2, 2015
EYF 002: Why I Chose to Be A Young Dad at 18 & How You Can Start Even If You Aren’t Ready
I found out I was going to become a dad when I was 18 years old. I never really knew my father and I surely didn't plan to have kids young. Like many guys that have kids young, we aren't thinking about the future, but what happens when we get a girlfriend, one night stand, or a girl we just met pregnant? That's the one reason I started this entire brand. There is an absolute need to know how to "Start Smart" as a young parent. Whether you are in a good, bad or mediocre point in your life right now, you have the potential to start off on the right foot. When you have a child young, it isn't the end of your future, dreams or life as you know it. It is the beginning of a new chapter of an entire new season of your life. I know, it may not make complete sense, but just give it a little time, start taking small steps toward being the dad you want to be for your little one and trust that you will be better off than if you just chose to run away from the whole entire situation. You have a unique opportunity to be present in your child's life. Take advantage of it. It's a gift.
16 minutes | Jan 26, 2015
EYF 001: Intro Episode! Heres Why I Started, What To Expect, & What You’ll Get By Listening to The Podcast!
This episode kicks off the Empowering Young Families Podcast. You'll hear why I started, what to expect, & what you'll get by listening to the podcast!
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