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Jenna Denard, Owner and Travel Agent at Travelwell Company, joins us to discuss how you can use a travel agent to plan your perfect vacation. Some questions Jenna answered in this episode: What does a travel agent at Travelwell Company provide for travelers?  What questions do you need to ask your travel agent? When should you contact Travelwell Company or another travel agent to plan a trip? How did Jenna get into the travel industry? Why did Jenna start Travelwell Company?  How can a travel agent save travelers money vs. booking on their own?  When was the tipping point that Travelwell Company began to grow faster? How long has Jenna been in the industry and when did she start her business?  How does Travelwell Company get most of its clients?  How does Travelwell Company educate its clients? What are tips for travelers while they're booking and when they're in destination? What are common mistakes travelers make at their destination? How do online travel sites and reviews impact travel agents?  What should travelers look for when choosing a travel agent? What are the popular destinations right now?  What are Jenna's favorite destinations to visit?  Which destinations are the most budget friendly? How can you save money while at your destination? Should you do an all-inclusive for your food and drink? What do you need to know before reaching out to Travelwell Company? How much do travel agents cost?  Last call: What advice would your 60-year-old self give you today? Hustle harder earlier. Just do it and don't be scared. What advice would you give to a new entrepreneur? Quit work and put all your resources towards your business. What is the best thing you spent money on in the last six months? Airpods. What's your favorite thing to drink? Two Margaritas Notes: Purchase your Drunken Money Swag!!! Enjoyed this episode? Feel free to contact Jenna Denard on Facebook or Instagram, or email her at jenna@travelwellco.com. Also, check out our episode on how to Crush Your Wedding. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

Major Robertson, Founder and CEO of Major Holdings, joins us to discuss how he buys online businesses and how he has quickly built a Private Equity Fund.  Some questions Major Robertson answered in this episode: What did Major Robertson's college experience look like? When did you realize that college was not the right path for you? How did you teach yourself to code in high school? What was it about working in the corporate world that you didn't like? What was the first side job you had when you were working your corporate job? What was the point when you realized you should quit your corporate job? How did you think of the idea for your first business and how did it grow? Did you create your website from scratch or did you create it off of an existing website? What did creating your website and business look like? How did you overcome competition in the field? How did your business grow to where it is today? Why did your mindset shift from a lifestyle company to wanting to grow your business?  What made you want to buy a second company and what was it? What made you want to grow your company to the size of where it is? What do you look for in a business to purchase? Where does Major Robertson find businesses to buy? Why are people selling their businesses? What does a business that you are not interested in buying look like? How do you hire your employees and what does managing look like for you? What does your interview process look like, how did you know they were a right fit for the company? What is the atmosphere in the office and how has it evolved? Is it stressful working in such close proximity to your employees? What's the dress code look like at Major Holdings? What are the commonalities in growing these companies? Is it difficult for your content creator to write content for multiple different industries? How has the city of Louisville helped or hindered the growth of Major Holdings? What advice would you give to those who think they are not able to build a start-up company in Louisville? Have you had a business you regret purchasing? Is there anything specific you look for when purchasing a company? What have been some of the lows in the business? Are there any companies or people you are modeling yourself of your company after? Are you planning to stick with online businesses? Where do you go to help fund your business purchases? What would you say to someone who is unhappy with their current path? Last call: What advice would your 60-year-old self give you today? Finish projects that you start. What advice would you give to a new entrepreneur? You don't have to be an inventor to create something new. Find something that's positive revenue and make it better. What is a book/documentary/podcast you would recommend? BiggerPockets Podcast Rich Dad Poor Dad by Robert Kiyosaki What is the best thing you spent money on in the last six months? Noise cancelling headphones What's your favorite thing to drink? Rosé Bubbles Fruited Ale Notes: It Doesn't Have to Be Crazy at Work Kentucky Small Business Tax Credit Story Louisville Louisville Open Coffee Club Empire Flippers Flippa Purchase your Drunken Money Swag!!! Enjoyed this episode? Feel free to contact Major Robertson at major@major.holdings. Also, check out our episode with Sisun Lee of Morning Recovery. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

Rachel Richards, author of the best selling book Money Honey: A Simple 7-Step Guide For Getting Your Financial $hit Together, shares how anybody can earn enough passive income to retire in their twenties. Some questions answered in this episode: What has the last year looked like for you, and what has happened to allow you to quit your job? How long did it take for you to be able to retire from when you first got serious about passive income? What made you want to get into rental real estate and what was your first step? How do you find a good rental property? How has having your real estate license benefited you in purchasing a rental property? What is passive income and what kinds of forms can it take? When writing your book, how did you find people to help you with publishing? What have you learned from publishing your first book, is there anything you would've done differently? How far are you in writing your second book? Can you break down the category of ad/e-commerce passive income? Who are some people involved in your second book? What is dropshipping? How has interviewing others and having them contribute to your second book changed it from the first? How do you find a good property manager? What are the basics of portfolio income? If you were given a million dollars, which passive income stream would you invest in first? What are the next few steps for finishing your book? How can people connect with you online? What are the benefits of a credit freeze? Last call: What advice would your 60-year-old self give you today? I'm still trying to figure that out, but protect your identity with credit freezes and invest at a younger age. What advice would you give to somebody who wants to start earning passive income? Consider time versus money, what is going to be easier to spend. What is a book/documentary/podcast you would recommend? Millionaire Fastlane by M.J. DeMarco What is the best thing you spent money on in the last six months? Travel What's your favorite thing to drink? Double Oaked Woodford Reserve Enjoyed this episode? Check out our previous episode with Money Honey. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

Adam Watson, co-founder of Against the Grain Brewery, tells us how Against the Grain has built a global brand based in Louisville, KY.  Some questions answered in this episode: Why is your beer put into a four pack with tall cans? How did Against the Grain get started? What lead you to becoming a brewer? What was the process of opening your own brewery? What was the climate of the beer industry when you started? Why is the beer industry more communal than others? Why did you choose not only to be a brewery, but a restaurant as well? How do you use your background in law to not only improve your brewery but to help other breweries in the community? What are some big issues with Kentucky and National beer laws? What are the benefits of being a microbrewery? How has Bo & Luke helped you grow as a company? What can the public expect from Against the Grain the the next year or two? Have there been any big turning points in the company? What would you say to a young person who wants to start a brewery? How do you develop a new beer? Where do you get ideas for new beers?  How do you judge a beer when you drink it? What is the future of beer? What is your next goal? What was your goal when you started in 2011? Last call: What advice would your 60-year-old self give you today? Take a vacation What advice would you give to somebody who wants to be an entrepreneur? Give all the fucks, care about everything What is a book/documentary/podcast you would recommend? On the Upside with Adam Watson Making sense with Sam Harris What is the best thing you spent money on in the last six months? Tool tickets What's your favorite thing to drink? Lagavulin Scotch Enjoyed this episode? Check out our episode with Ken Grossman, Founder & CEO of Sierra Nevada Brewing Co. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

JOHN RONAYNE, THE OWNER OF BREWGRASS HOMEBREW SUPPLY, IS BACK TO DISCUSS WHAT HAPPENS WHEN THE GLITZ AND GLAMOUR OF STARTING YOUR OWN BUSINESS BEGIN TO FADE.  Some questions answered in this episode: What does the day to day look like almost 5 years into the business?  What does Brewgrass Homebrew Supply look like today vs. when you opened?  When do you decide to add a new product and invest in the business? What are the struggles once the honeymoon phase is over?  How do you prevent burnout?  How do you keep learning and growing?  Why did you get involved in the community?  What do the "wins" look like today?  How do you interact with customers on social media and YouTube?  What are the keys to staying in business over the last 5 years?  What would you purchase if you had $1 million to spend in the business?  How do you find new beers?  What's the next trend in beer? How do you balance work and your personal life?  Do you have any regrets?  Has starting a business been worth it?   LAST CALL: What advice would your 60-year-old self give you today? Learn time management skills.  What advice would you give to somebody who wants to be an entrepreneur? Do it now.  What is a book/documentary/podcast you would recommend? Trojan War: The Podcast Odyssey: The Podcast What is the best thing you spent money on in the last six months? Hiring good people.  What's your favorite thing to drink? Collaboration with False Idol Brewing NOTES: Madtree: PsycHOPathy Against the Grain: A Beer New Belgium: Mural Boy Meets Wort Spike Brewing White Labs Simon Sinek: Finite vs. Infinite BORED AT BOARDS Twang Beer Salt Sierra Nevada with Ken Grossman, Founder & CEO of Sierra Nevada Brewing Co. (#67) Enjoyed this episode? Check out our other episodes with John Ronayne, MILLENNIAL BUSINESS: FOLLOW YOUR PASSION WITH JOHN RONAYNE and HOW TO HOMEBREW & MORE WITH JOHN RONAYNE! Also, be sure to check out Brewgrass Homebrew Supply. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

Clay Gardner, a co-founder of Titan, joins us to share how anyone can invest like a hedge-fund investor.  Some questions answered in this episode: How did you teach yourself investment strategies and how to build the company?  How did you develop the current model and what was the first year like?  How did you meet your co-founders?  How does Titan determine their clients' investments? Does every investor have the same investments or are they customized?  Why do the portfolios consist of exactly 20 stocks?  What tips do you give to millennials to encourage them to invest long-term? What methods does Titan use to educate their investors?  What does your typical day look like? What factors influenced your decision to leave your job and found Titan?   How did Titan grow and what were some of the major turning points? What was the process of being accepted into Y Combinator and what did you learn? Why did you return to New York instead of staying in Silicon Valley or moving to another city?  What mistakes did you make launching Titan and what would you do differently?  What is the future of Titan? Last call: What advice would your 60-year-old self give you today? Think exponentially and bet bigger What is the best advice you have received on entrepreneurship? Don't sit in a room and think of business ideas, think of problems and find the solution.  What is a book/documentary/podcast you would recommend? Invest Like the Best podcast What is the best thing you spent money on in the last six months? Airpods What's your favorite thing to drink? Old Fashioned Bulleit Bourbon Notes: A Randon Walk Down Wall Street: The Time-Tested Strategy for Successful Investing The Everything Store: Jeff Bezos and the Age of Amazon Enjoyed this episode? Be sure to check out Titan online and on the App Store. Also, check out our episode with Jon Stein, CEO of Betterment. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

The band Wilderado is made up, as their About Us would suggest on their website: "Four Dudes." Those four dudes are Maxim Helmerich (vocals, guitar), Tyler Wimpee (guitar, vocals), Colton Dearing (percussion, keys, vocals) and Justin Kila (drums). While touring with Mt. Joy, I was lucky enough to catch them while they were in Louisville for a few beers and a quick podcast.  After a few beers, we delved into these questions to truly understand what makes a band: How did you meet? When did you start playing music? How do you write new songs? What's a day in the life of a touring band? How do you stay healthy on the road? How will you know you've made it as a band? How do you avoid burnout? What advice do you have for aspiring bands? What's the next big thing for the band? SPOILER ALERT: their biggest piece of advice: don't give up. Words for life. John and I tell ourselves that every day.  Last call questions: What's the best thing you've spent money on the last six months? Tyler: 2010 Jeep Wrangler Colton: 1964 Hofner Red Guitar Max: Plane tickets to see my wife What's the best long-form piece of information you've digested? Colton: The First of the Dark Tower Series (Gunslinger) Max: Stephen King's On Writing or Alan Watt's The Wisdom of Insecurity Tyler: Harry Potter What advice would your 60 year old self give you today? Max: stop worrying about the future Tyler: don't try to invest in too many things Colton: don't wear such tight pants............ What's your favorite drink? Colton: BEER Tyler: BEER (or Negronis) Max: Casa Dragones S/O to Sam Adams and MB Roland for providing some great drinks for the episode! Have any topics you want covered or amazing people you'd like for us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and LinkedIn. Please be sure to subscribe to our weekly mailing list at www.drunkenmoney.com.

Ken Grossman, founder & CEO of Sierra Nevada Brewing Co., joins us to share how he built one of the largest breweries in America.  Questions answered in this episode: How long does it take to go from concept to bottle when brewing a new beer?  How did you get started in brewing?  How did you make your own brewing equipment when you started? How did you get funding when you first started? What was the goal when you started? What were the biggest keys to early growth? Did you have steady growth or were there any particular events that caused a spike in growth?  What makes a good distribution partner in the brewing industry?  What advice do you have to somebody starting a craft brewery today?  How have you continued to grow as you have gotten bigger?  Why did you open the additional North Carolina brewery?  How did you maintain business knowledge without a business background?  What motivates you to grow and keeps you passionate since you've reached the top of the industry?  How has the Camp Fire impacted your company and what are you doing to help?  You can find a list of participating brewers selling Resilience IPA by clicking this link.  Last call: What advice would you give to your 25-year-old self? Giving up is not an option. It will be the hardest thing you ever do but it will be worth it.  What additional advice would you give to an entrepreneur or somebody starting a brewery? Pick something you are passionate about and committed to. What is a book/documentary/podcast you would recommend? A book about Ernest Shackleton What is the best thing you spent money on in the last six months? A new tent and sleeping bag for his wife.  What's your favorite thing to drink? Celebration IPA - Sierra Nevada Brewing Co.  Enjoyed this episode? We both recommend touring the new Sierra Nevada brewery in Mills River, North Carolina. Also, be sure to pick up a 6 pack of Celebration IPA. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

Maud & Stirling Welch, Owners of Hell or High Water, join us to discuss the process of opening a 1920s speakeasy in Downtown Louisville. Some questions answered in this episode: What gave them the idea to open a speakeasy? Did you have any prior experience operating a bar? What was the process of planning and opening the bar? What attracted Maud & Stirling to the Hell or High Water space? What happened to the space that forced the planning process to take 3 years? How did you decide on the name Hell or High Water? What have been the biggest failures and successes so far? Where did you draw inspiration for the space and for the drinks? How does the experience at Hell or High Water differ from other bars? Why did Maud move back to Louisville from New York City? What are the ways the speakeasy is marketed? What does your day to day look like at the bar? Last call: What advice would you give to somebody wanting to open a bar? Be aware of the time commitment and that everything in the space could be damaged. - Maud What is your definition of success? When Hell or High Water has the reputation for the place in Louisville to get great drinks and spirits and is comparable to anywhere across the country. - Stirling Be a source of positive hospitality in the community. - Maud What advice would your 60 year old self give you today? Start a business in the same city you live. - Stirling Have conviction in your vision and make sure it is communicated well. - Maud What's the best purchase you've made in the last six months? Engagement ring. - Stirling The books in the bar. - Maud What is a book/documentary/podcast you would recommend? The English Patient. - Maud All About Love. - Stirling Marriage, A History. - Stirling What's your favorite thing to drink? St. George Gin & Fever-Tree Tonic. - Maud Old Forester Classic 86 Proof. - Stirling Shoutouts: Sleep No More New York DJ Glittertitz Automated Living LLC Galaxie Bar Rye on Market “Don’t ask what the world needs. Ask what makes you come alive, and go do it. Because what the world needs is people who have come alive.” - Howard Thurman Enjoyed this episode? Be sure to visit Hell or High Water at 112 West Washington St, Louisville, KY 40204, and follow them on Instagram. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

Jon Stein, Founder and CEO of Betterment, the country's largest robo-advisor with more than $18 billion in assets under management, shares how he built Betterment and why you should join the future of investing. Some questions answered in this episode: How did you get the idea for Betterment? Why did Betterment start in 2008 during the last recession? How has Betterment grown so quickly? What makes Betterment different and separates it from competitors? What is Betterment's company culture? What drives Betterment's focus? Who are the primary Betterment customers? Does it get stressful having so much money under management? How has being located in New York helped Betterment grow? Why does Jon ride his bike to work? What are the biggest highs and lows since founding Betterment? What do Jon's days look like right now? How often does Jon check email and how does he shut out distractions? How does Jon judge Betterment's success? Why do so many millennials  struggle with long-term saving and how does Betterment help? Will Betterment be launching any new products in the near future? How many employees currently work at Betterment? What advice would you give to an entrepreneur starting out who is hesitant about growing their company? What is the best thing you have spent money on in the last six months? What additional advice would you give to millennials? Shoutouts: LaCroix How I Built This with Jon Stein Forbes article with Jon Stein Mr. Money Mustache Betterment experiment Enjoyed this episode? Be sure to open a Betterment account (referral link to get 3 months free). Also, check out our podcast with Keith Blakely to learn more about investing and the economy. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

Rachel Richards, author of Money Honey: A Simple 7-Step Guide for Getting Your FInancial $hit Together, gives us tips on how to write and sell a book. Some questions answered in this episode: Why did you decide to write a book? How did you find the time to write? What was your background before writing Money Honey? What was the hardest part about writing a book? What did you learn while writing? How did you decide what to cover in Money Honey? What outcome did you want from writing Money Honey? What advice would you give to someone wanting to write a book? How did you promote Money Honey? How did you get reviews on Amazon? Do you want to write another book? What would you change in a revised edition? How do you invest your own money? What are your tips to retire early? Last call: What advice would your 60 year old self give you today? Work less and have more fun. What advice would you give to a recent college graduate? Match your expectations with reality - it will be tough when you first get out f college. What is your definition of success? Having a happy family and health. What's the best thing you've spent money on in the last six months? Trip to the Grand Canyon. What is a book/documentary/podcast you would recommend? The Millionaire Fastlane Rich Dad Poor Dad The Millionaire Next Door The Intelligent Investor I Will Teach You to Be Rich What's your favorite thing to drink? Woodford Reserve Double Oaked Bourbon Shoutouts: Weller Special Reserve Mr. Money Mustache The Penny Hoarder Enjoyed this episode? Feel free to contact Rachel at moneyhoneyrachel@gmail.com or on Facebook and Instagram. Also, be sure to get your copy of Money Honey: A Simple 7-Step Guide For Getting Your Financial $hit Together on Amazon. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

Alli Truttman, President & CEO of Wicked Sheets, joins us to discuss how she has gone from sewing sheets in her apartment to selling them on qvc. Some questions answered in this episode: How did personal experience form the company? How long did you work as a side-hustle before working at Wicked Sheets full-time? What did you do to cover your weaknesses operating the company? How did you meet your initial investors and make connections to grow your business? How do you turn an idea into a product and get it manufactured? How long did you sew the sheets yourself? How do you get an investor? How did having an advisory board help you staff your weaknesses? What is the hardest thing you dealt with while starting your business? When were you ready to hire an employee? Which tasks do you delegate and which do you still perform yourself? How do you effectively delegate? What has the company been like since it got investors? How did you grow Wicked Sheets? Why did you decide to switch manufacturers and how did you find a new one?  How do you amicably part ways with early investors when you need additional investors? How do you choose potential investors? What are Wicked Sheets and what makes them better than the competition? Who would benefit from using Wicked Sheets? Did you ever imagine the company/product when you started would look like the company/product today? Do you sleep on Wicked Sheets? Do you feel like the company has made it? What is the difference between your day-to-day now versus when you started? What does it mean for the company to be successful and how do you judge success? How does taking a break from the company and focusing on other tasks help you see the company from a different angle? Is it tough to give up part of your company? What is the biggest thing you've learned in the last 10 years running Wicked Sheets? What are the best and worst decisions you've made since the company started? Why do you need to be able to have a strategy and be able to execute? How did you get on QVC and what was the process like? Why did you choose to start and run Wicked Sheets in Louisville? What is the future of Wicked Sheets? Why is feedback from your customers so important for small businesses? Last call: What advice would your 60 year old self give you today? Plan better, faster. What advice would you give to an entrepreneur just starting out? Take a lot of risks. Make sure you can pay for health insurance. Stress is normal, you are not alone. Pitfalls will happen. What's the best thing you've spent money on in the last six months? One way mirrors on all the doors and windows at Wicked Sheets. What is a book/documentary/podcast you would recommend? How I Built This podcast.  Sapiens. Shoe Dog. What's your favorite thing to drink? Prosecco. Shoutouts: Weller Special Reserve Technicolor Pilsner from Bearded Iris Upwork Bellarmine University Costco Enjoyed this episode? Feel free to contact Alli at alli@wickedsheets.com and make sure to purchase Wicked Sheets at wickedsheets.com, Amazon, or QVC. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

Maggie Heely, Owner and Lead Coordinator of Weekend Wedding Warrior, gives us tips and tricks to have a great wedding (and a happy marriage)! Some questions answered in this episode: What is a wedding day coordination? What is the difference between a wedding day coordinator and a wedding planner? Who is a typical client of Weekend Wedding Warrior? How far in advance should you book a wedding day coordinator? What order should you book venue, photographer, music, and wedding day coordinator? How did Maggie become a wedding day coordinator? How did Weekend Wedding Warrior's business grow? Should you choose your wedding vendors at a bridal show? How do you find a good caterer/DJ/photographer if you don't go to a bridal show? How many people should you invite? What percentage of people you invite to your wedding will RSVP "yes"? How long should you be engaged? What is the price of an average wedding? What are some ways you can save money on your wedding without killing the vibe?  What do guys and girls care about the most during their weddings?  What do couples fight about the most during the wedding and after they're married?  Do you think the length of engagements have gotten shorter or longer?  What are the secrets to a happy marriage?  What are the biggest pitfalls during a marriage and what are some tips to overcome them?  Why should couples plan their own weddings?  Why should couples hire a wedding day coordinator? Last call: What advice would your 60 year old self give you today? Chill out.  What advice would you give to an entrepreneur just starting out? Quit your job now and do it.  What is your definition of success?  Getting praised.  What's the best thing you've spent money on in the last six months? Childcare, vacation to Clearwater Beach, Florida, and Sling TV What's your favorite thing to drink? French Roast Organic Cold Brew from Trader Joe's with Almond Milk and Nutpods Shoutouts: Prosecco theknot.com Adam Padgett Weddings Naive Rawnaissance Gheens Foundation Lodge Sweet Surrender Enjoyed this episode? Feel free to contact Maggie at maggie@weekendweddingwarrior.com or Weekend Wedding Warrior at info@weekendweddingwarrior.com or call/text at 502-424-4665. Also be sure to connect with Weekend Wedding Warrior on Facebook and Instagram.  Also, check out Part 1 of our Wedding Series with Crushed Ice Catering and The Ice House. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

John Shumate, CEO of Venture First (and the most interesting person we've ever met), teaches us how to take risks and reach our goals. Some questions answered in this episode: Did you see yourself as an entrepreneur growing up? How did you make the leap to become an entrepreneur? How did you get and keep your first clients? What was your day to day like starting out and what where the first few years like running Venture First? What is the best marketing tool you have ever used? How did you expand Venture First's services from business valuation to outside CFO Services and bookkeeping? What does it mean to be a CFO for a company? How do you grow your services when you aren't an expert in that service line? How do you differentiate yourself in an industry that has a "stodgy" reputation and make finance sexy? What separates people who take risks from those who do not? How can great things happen from really bad situations? What does your day to day look like now that Venture First is more established? What are the highs and lows of being an entrepreneur? Why does being an entrepreneur suck? What are the benefits of being an employee vs. being an entrepreneur? Do you think the entrepreneur spirit is genetic or is it something you learn? What does Venture First look like today? When did you take on investors and how has it changed the company? How will you know when you've made it? What is the best decision you've made running Venture First? What is the future of Venture First? Why should people take risks? Last call: What advice would your 60 year old self give you today? Break More Rules, Have More Fun, Work Harder What advice would you give to an entrepreneur just starting out? Find a really good mentor Be ready to spend more time and capital than you expect What's the best thing you've spent money on in the last six months? Satellite phone (overall best purchase) Nice bottles of bourbon - What book/documentary would you recommend? Scaling Up: How a Few Companies Make It...and Why the Rest Don't by Verne Harnish Fight Club (movie or book) The Hard Thing About Hard Things The Advantage What's your favorite thing to drink? 1968 Old Fitzgerald Old Fashioned Basil Hayden Shoutouts: Woodford Reserve Please & Thank You Enjoyed this episode? Feel free to contact John at john@venturefirst.com and connect with him on Linkedin. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

Erica Outlaw and Lindsay Brough from Crushed Ice Catering and The Ice House teach us how to have a great wedding without blowing our budget.   Some questions answered in this episode: How do you transition from the catering industry to the venue industry? How do you sell something that does not exist?  What were the first few years like after opening the business? What is the atmosphere at the company today?   When did the day-to-day job duties transition from 80 hour workweeks to having a team to take some of the load off?  How do you get millennial employees to buy into the company?  What are some catering "musts" for your wedding?  What are tricks to save money on your wedding catering without compromising quality? What is a good number of people to invite to your wedding?  What is the price difference between a buffet and a plated dinner?  Who is the first person you should talk to when planning your wedding?  How far in advance should somebody book a wedding venue?   What does Ice House give you if you visit them to book your wedding?  Should you hire a wedding planner?  What are things you can skimp on and what are things you cannot skimp on for your wedding?  How would you plan the most frugal wedding?  How much does an average wedding cost?  Should you have a DJ or a band? How do you properly open a bottle of champagne?  What are tips to save money on a bar without ruining everybody's time at your wedding?  What is the biggest mistake couples make during the wedding planning process?  What are attributes of Erica's and Lindsay's favorite couples?   What are their ideas of a good wedding?  What advice do they have for somebody getting married?  Last call: What advice would your 60 year old self give you today?  Slow down and appreciate more.  Don't sweat the small stuff.  What is your definition of success? Providing for employees.  What's the best thing you've spent money on in the last six months? Trip to the Bahamas Trip to Napa Valley What book/documentary would you recommend? Oh Crap, Potty Training Second Life Podcast The Address What's your favorite thing to drink? Vodka Tonic with Two Limes Tequila Rosé in the summer Shoutouts: Chandon Sparkling Wine Stevie Rays Blues Bar Enjoyed this episode? Feel free to contact Erica at erica@crushedicecatering.com and Lindsay at lindsay@crushedicecatering.com. Also connect with them on Facebook for either The Ice House or Crushed Ice Catering.  Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

Chip Ridge, President of Millennial Title, teaches us the ins and outs of investment real estate. Some questions answered in this episode (as always, any views expressed in this episode are personal opinions - do your research and consult a professional before investing in real estate): What is title insurance? Why did you start Millennial Title? What are the different objectives you can achieve with investment real estate (cash flow vs. asset accumulation)? Why should somebody invest in real estate? What are some of the major factors to consider before investing in real estate? Would you rather invest in a commercial, single-family, or multi-family property? What mistakes has Chip made while investing in real estate? What is the expected time-frame you should expect to hold an investment property? Is it hard to find a good real estate deal right now? How long does it take to find a good deal? Does the current market remind you of the 2007 bubble? What is the most important factor in making money in real estate? What are characteristics of properties you wouldn't touch? What are the biggest benefits of investment real estate? Why is leverage so important with investment real estate? What are the tax benefits of investment real estate? Who should you rely on when you begin investing in real estate? Should people manage their own properties or hire a management company? What are characteristics of home-run properties? How do you sell a company? Last call: What advice would you give to your 22 year old self? Live life in the moment. What is your definition of success? Being a mentor and a steward, and being thoughtful every day. Chip is currently undergoing a project called "Block Change" to promote homeownership in communities that traditionally have third party housing. What advice would you give to somebody just starting a business? Surround yourself with a strong group. What's the best thing you've spent money on in the last six months? His childrens' education. What book/documentary would you recommend? Malcolm Gladwell - The Tipping Point What's your favorite thing to drink? Sol Lagunitas Shoutouts: Wolf's Ridge Brewing Columbus Brewing  Enjoyed this episode? Feel free to connect with Chip on LinkedIn or at chip@millennialtitle.com. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

Bobby Nichols, our favorite millennial homebuyer, comes back on the show to give us an update on year two of owning his home. Click here to check out Bobby's initial thoughts. Some questions answered in this episode: How has the second year of owning a home been different from the first? What caused the most stress when originally purchasing your house? What are some pros and cons so far of buying a home? What is the worst thing that went wrong since owning your house? How did you get over the fear of commitment when purchasing? When did you start thinking about your house as an investment? What is something you thought would be amazing in your house that you don't care about now? What is something you didn't originally care about when purchasing your home that you couldn't live without now? Why did you pick that house? Was there a key factor? What would you do with your house if you had to move away? How long do you think you will stay in your house? How has this opinion changed from when you purchased the house? What has been the hardest thing about owning a house? What has been the best thing about owning a house? Would you purchase this house again? Last call: What advice would you give to your 22 year old self? Save more money. Don't spend as much money on your friends' drinks. What advice would your 60 year old self give you today? You don't have to be an asshole. You should have spent more time and money on other people. What is your definition of success? Live a life that is energized and motivated on love and loving others, regardless of if the other person is worthy. How can you be of service to other people? What's the best thing you've spent money on in the last six months? Paid off his car so now he has more fun money. Bonnaroo What book/documentary would you recommend? On Being podcast Siddhartha  The Spirituality of Imperfection What's your favorite thing to drink? Basil Hayden's Wild Turkey 101 Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

Kyle Elmore, President & Owner of White Picket Real Estate, joins us to give millennials tips on what to look for when buying their first home. Some questions answered in this episode: What has happened with Kyle and White Picket since he last came on our show? How does Kyle manage growth and hiring employees? What is the biggest factor in White Picket's growth? How does somebody buying a home differentiate between a good and bad realtor? What are the first steps when purchasing a home? How does the home buying process work? How long does it take to go from the beginning of the home buying search to moving into a house? How many houses does it take before somebody finds their perfect house? How does a home buyer decide on a house to purchase? What do millennials want in their homes? What do the terms 3/2 and 2/1 mean in real estate? What are some things people think they want in a house they don't really need? What is the thing Kyle looks for when he's purchasing a home? What are tips for somebody looking to sell their house? Why do some houses sit on the market for a long time? What are red flags when you're looking at a house? How can you switch your realtor if you're unhappy? What are the biggest mistakes home buyers make? What is Kyle's favorite part about his job and owning his own business? What has Kyle learned in the last 3 years of being an entrepreneur? What would Kyle say to somebody looking to purchase their first house? What is the hottest area of Louisville and what is the next area to take off? Last call: What's the best career advice you've received? Do it for yourself. What advice would your 60 year old self give you today? Be more aggressive - do more. Don't take a break, just run. What advice would you give to somebody wanting to start their own business? Do it. What is your definition of success? Happiness for Kyle, his wife, and his daughter. Making clients happy. What's the best thing you've spent money on in the last six months? Little Tikes golf set for his daughter (future purchase). His new house and his new golf driver. What book/documentary would you recommend? Audible on Amazon Gary Vaynerchuk. What's your favorite thing to drink? Cabernet Sauvignon SHOUTOUTS: Brewgrass Homebrew Supply 3 Floyds Brewing Co. Widmer Brothers Brewery EXP Realty Coalition for the Homeless Be sure to learn more about Kyle and say hey by contacting him at kyle@whitepicketky.com or by texting him at (502) 389-9920. You can also check out our first episode with Kyle by clicking here. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

JON SANDERS, MORTGAGE LOAN OFFICER AT STOCK YARDS BANK & TRUST, SITS DOWN WITH US TO EXPLAIN MORTGAGES. JON BREAKS DOWN THE TERMINOLOGY AND GIVES US TIPS ON HOW TO GET A MORTGAGE FOR YOUR DREAM HOME. Some questions answered in this episode? How did Jon Sanders first get into the mortgage business? How are mortgage rates determined? How often do rates change and what are the current rates? What are the most important things to think about when you're looking to buy a house? How do you know if you're ready to purchase a house? What advice would Jon give to somebody purchasing their first house? What is the debt ratio and why is it important? What is a good debt ratio? How much should you save for your down payment? What is Fannie Mae? What is mortgage insurance and how big does your down payment need to be to avoid it? What information do you need to provide to get a mortgage? How does it change if you're an entrepreneur? What is a good credit score and when should you be worried about it? What is Jon's opinion on 15-year vs. 30-year mortgages and people paying off their mortgages early? What is the biggest issue Jon sees with millennials purchasing houses? When is somebody ready to reach out to Jon about purchasing a house? What is refinancing and when should somebody refinance? What is a home equity line of credit? How does an escrow account work? What are unexpected fees when purchasing a house? Who is the perfect person to buy a house? Should somebody pay off their mortgage early? LAST CALL QUESTIONS AND ANSWERS: What's the best career advice you've received? Be yourself. What advice would you give to your 22 year old self? Be yourself. What's the best purchase you've made in the last six months? Begonias (flowers). What is your definition of success? Doing something you genuinely care about. What book/documentary would you recommend? Wendell Berry poetry  What's your favorite thing to drink? LaCroix with Vodka West Sixth IPA SHOUTOUTS: Brewgrass Homebrew Supply El Mundo Frank Otte Be sure to learn more about Jon and say hey by connecting with him on Linkedin or Twitter, or email him at jon.sanders@syb.com. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.

JONATHAN KLUNK, PRESIDENT OF KEY SOURCE PROPERTIES, JOINS US TO DISCUSS SHORT-TERM RENTALS (AIRBNB), WHICH ARE HUGE IN LOUISVILLE DURING KENTUCKY DERBY TIME. Jonathan got his start in short-term rentals by trying it out on his own, which caused him to realize how little others knew about the budding industry. He was interested to see if his property would get demand for Kentucky Derby, and was shocked at how quickly his property became booked. After requests from his friends to help them out with their Airbnbs, he decided to start a side business. The perfect Airbnb property? Jonathan says you should strive to make your property as unique and interesting as possible. Many people love staying in Airbnbs that remind them of hotels, so you should have all the same amenities somebody would ordinarily find in a hotel. Also, remember your guests are on vacation, so they don't necessarily want to stay in a house that reminds them of their own home - your property should be eclectic and unique to stand out in a crowded market! While you might think of Airbnb as somebody staying at your house on weekends, it is becoming more common for investors to purchase properties and use them exclusively for Airbnb/short-term rentals. Additionally, Jonathan has never run into a situation where a property was trashed, so if you're worried about somebody messing up your house that should not be a concern. It could also be a great idea to purchase a property in a city you like to visit and renting it out on Airbnb to cover your costs. While building his company, one of Jonathan's keys was starting it as a side business and being able to grow it while still keeping a full-time job. Jonathan also sees a growing market for corporate rentals - rentals that are greater than 30 days that are popular with business executives. There are also less regulatory hurdles if you operate your property this way - as it is not considered a "short-term" rental property. Some considerations if you're interested in owning a short-term rental property: State and city taxes (including transient/hotel taxes). Increase in property insurance. There is more competition today due to the popularity of Airbnb, so it is important to get in the game early to have more reviews for potential customers to view. In addition to Airbnb, there is a growing market for VRBO (Vacation Rental by Owner) as well as other alternatives for people looking to get into the short-term rental business. The biggest thing Jonathan has learned being an entrepreneur is how to be a great salesman.  Jonathan's favorite thing about the Kentucky Derby is the excitement it brings to the City of Louisville.  Key Source Properties is looking to expand in the Nasvhille, Lexington, and Frankfort markets in the next year as well as expanding into different services.   LAST CALL QUESTIONS AND ANSWERS: What’s your definition of success?  Have a nice retirement.  Be happy with the trajectory of the business.  What advice would you give to somebody who wants to be an entrepreneur?  Whenever you thing the time is right you need to just do it.  Nobody know for sure what will happen.  What advice would you give to your 22 year old self?  To be a sponge and learn about everything - read more.  What advice would your 60-year-old self give you today? Slow down.  What's your favorite thing to drink?  Bourbon and Fresca The best thing you have spent money on in the past 6 months: Investment plan for employees.  SHOUTOUTS: 3 Floyds Brewing Co. West Sixth Brewing Country Boy Brewing Brewgrass Homebrew Supply Young Professionals Association of Louisville (YPAL) Nathan Shanks Goodwood Brewing Company  Galaxie Bar Be sure to learn more about Jonathan and Key Source Properties by checking out the company’s website, Facebook, and Instagram. Have any topics you want to be covered or amazing people you’d like us to interview? Let us know! You can email us at info@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe.