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Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion01:32 Ilyce and Kendall discuss why Credit scores are doing well 05:14 What happens at the end of all of the forbearance periods?10:46 Ilyce introduces Marietta Rodriguez11:34 NeighborWorks America history13:10 Forbearance and foreclosures and people’s struggles this year16:03 Lessons from 200819:17 Minority homeownership

Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion01:34 Ilyce and Kendall discuss how job loss affects credit scores04:33 How credit reports are used for job applications08:13 Ilyce introduces Jessica Lautz08:46 How COVID affects the buyers and sellers in the real estate market10:06 Multi-generational homes13:09 What buyers want and how COVID is related15:12 Retirement and real estate16:12 Pricing in the housing market21:04 New technology 22:37 Other unusual changes

Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion01:46 Ilyce and Kendall talk about how credit reporting works from the Bureau side08:16 Ilyce introduces Michael Fratantoni08:48 Interest rates being so low12:23 Why aren’t people refinancing as much as they should?19:37 Millennials in the housing market22:40 Forbearance27:16 Optimism in the purchase market

Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion02:04 Ilyce and Bev discuss the silver lining of family time during COVID03:18 How credit card companies report your payments to a credit reporting bureau07:23 Ilyce introduces Kelly Levine07:39 The consumer insight study Allianz did about retirement09:34 Consumers aren’t sharing with their advisors10:04 Is retirement affordable?15:48 Trust between financial advisors and clients

Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. Topics discussed in this episode: 00:00 Ilyce introduces the topic and her guests for the podcast01:30 Ilyce and Kendall discuss the difference between identity fraud and identity theft02:47 They discuss different types of frauds and their definitions, from counterfeiting to real estate scams08:33 They discuss situations where the perpetrator knows the victim09:41 They discuss who is most at risk for identity theft11:43 A few ways that consumers can protect themselves15:15 Ilyce introduces Chris Butler15:59 They discuss identity thefts concerns and the two new products Equifax is launching to protect against identity theft.

Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion01:42 Ilyce and Julie discuss trends from an Equifax Canada identity protection survey 05:50 More people are checking their credit reports07:20 Why aren’t people taking more precautions against identity theft?08:20 The modernization of identity theft vs classic methods of theft and fraud10:53 Importance of credit monitoring as risk increases with digitization of identification12:25 Ilyce introduces Chris Butler12:48 Consumers are really concerned about identity theft13:30 Ilyce and Chris discuss 2 new Equifax products for consumers worried about identity theft and spending

Listen to the third episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion01:39 Ilyce and Bev review the latest unemployment statistics03:10 Ilyce and Bev discuss credit reports and why they look different in various contexts07:19 Ilyce introduces Rick and shifts the conversation to real estate. They discuss the differences between the housing market today versus in 2008.09:39 Ilyce and Rick discuss forbearance12:07 Ilyce and Rick discuss the pandemic’s disproportionate impact on renters15:52 Illyce and Rick discuss the impact on commercial real estate21:10 Ilyce and Rick discuss generational trends and geographic changes22:41 Ilyce and Rick discuss housing prices

Listen to the sixth episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.  Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion01:52 Pandemic updates 03:05 How long late payments stay on a credit report06:14 What your business insurance covers during a pandemic09:46 What your homeowners insurance covers12:56 Ways to save money when choosing homeowner's insurance14:30 Podcast closing remarks

Listen to the fifth episode of Equifax's new podcast: Equifax CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion01:41 Lifestyle choices that have changed due to COVID-1902:51 Equifax process for disputing an item on your credit report05:56 How often you should check your credit reports06:26 Investments during COVID-19 09:17 How age impacts the investments you should be making12:04 Saving for retirement18:14 Advice for building an ideal stock portfolio21:28 Who should get a financial advisor24:04 Podcast closing remarks

Listen to the fourth episode of Equifax's new podcast: Equifax CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion01:29 Which industries are being hit the hardest03:36 How employers and employees are coping05:39 Are the loan accommodations working08:27 How the average person is currently dealing with the recession11:19 Immediate financial advice for weathering the recession 13:55 Long term financial advice for thriving after the recession is over18:14 Financial readiness and how to emerge from the pandemic financially stronger21:41 Podcast closing remarks 

Listen to the third episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion02:12 Status of businesses reopening04:38 How to stay in good standing with your creditors during the pandemic09:07 Common financial struggles during the pandemic12:03 What eventual economic recovery will look like15:47 Advice for making it through a slow economic recovery17:58 Financial mistakes people are making during the Covid-19 pandemic 22:06 Podcast closing remarks

Listen to the second episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion02:12 Update on food insecurity and the Covid-19 pandemic03:25 Explaining delinquencies versus credit freezes07:24 An overview of automobile industry during the pandemic11:01 The role credit plays in determining your interest rate for automobile purchases15:14 The effect of Covid-19 on car payments 18:04 How Covid-19 might change the automobile industry going forward20:56 Podcast closing remarks

Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion02:30 Food insecurity and the Covid-19 pandemic04:00 Breaking down important points from the CARES Act 06:00 Suggestions for people who expect to be furloughed or laid off in the coming weeks10:30 The effect of the Covid-19 pandemic on unemployment14:55 An overview of the real estate market during the pandemic 22:25 The impact of the mortgage industry increasing its standards on homebuyers29:45 Reviewing the results from a COVID + Credit survey32:55 Podcast closing remarks  Resources mentioned in this episode: 00:45 COVID + Credit Financial Resource Centerhttps://www.equifax.com/personal/covid-19/coronavirus-manage-personal-finances/29:45 Consumer Credit Confidence Survey