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Joel is joined by PayNearMe's VP of Product, Steve Kramer, for the first of three podcasts exploring innovations in digital payments, including the importance of getting that first digital payment, the ways in which the PayNearMe platform can be personalized and optimized to your certain needs and why 'real-time payments' are so important to younger consumers. ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel is joined by Peter Sayer, founder and CEO of both Flexpath and DriveLine, to discuss not being afraid of failure, the value of partnering with a capital provider that speaks the language of car dealerships, and how DriveLine can deliver big data to customers of all sizes. ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel is joined by IDology's VP of Product Innovations, Heidi Hunter, and National Sales Manager, Tom Algie, to discuss how fraud has evolved from simple identity fraud, new trends like synthetic ID and credit washing, and simple steps we can all take to protect ourselves from it all. ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel is joined by Abhishek Goel, Founder of the A.I. firm, Dasceq, to discuss the benefits of using A.I. in your collections process, including why humans will always be a part of the equation, the benefits of moving from digital 'bullying' to digital 'engagement' and why it's a good idea to rely on experts to implement programs outside of your own expertise.ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel is joined by David Elmore, a Data Solutions Consultant with Experian's Clarity Services, to discuss the emerging trend of utilizing expanded FCRA data in lending decisions, including how early adopters created an alternative data reporting system, why not all '550 FICO Scores' are created equal and why alternative data collection is a best used as a supplement to traditional scores and not a full on replacement.  Reach out to David for more info: david.elmore@experian.com You can meet Joel in person at the  National Automotive Finance Association’s 25th Annual Non-Prime Auto Financing Conference this August 30 – September 1, 2021 in Plano, Texas. Register today!ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel is joined by Black Book's  Senior Lender Solutions Manager, Brian Clegg, to try and make sense of where used auto prices are headed including the supply factors that are driving the unprecedented trends, why the trend of appreciation for used cars is likely to last for the time being and the innovations Black Book has implemented that can save lenders time and money.   Check out blackbook.com/insights for free, weekly analysis products. You can meet Joel in person at the  National Automotive Finance Association’s 25th Annual Non-Prime Auto Financing Conference this August 30 – September 1, 2021 in Plano, Texas. Register today!ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel is joined by Yotam Haroosh, Enterprise Account Executive at Lightico, to discuss the future of mobile engagement including, the importance of eliminating friction wherever possible, how smaller lenders can use mobile solutions to complete with larger competitors, and the benefits those solutions can deliver to both clients and dealers. You can meet Joel in person at the  National Automotive Finance Association’s 25th Annual Non-Prime Auto Financing Conference this August 30 – September 1, 2021 in Plano, Texas. Register today!ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel is joined by Terri Horn of People Strategies to discuss how the recent remote work trend during COVID has changed how we do business moving forward, including how managers may need to adapt to employee preferences to keep top talent, how working from home frees employees from traditional 9-5 working hours constraints, and the unique challenges remote interviews present in the hiring process. You can meet Joel in person at the  National Automotive Finance Association’s 25th Annual Non-Prime Auto Financing Conference this August 30 – September 1, 2021 in Plano, Texas. Register today!ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel is joined by Socure's Director of Sales, Steve Craig, to talk about why identity verification is often your most important step in fraud prevention, the difference between identity and credit risk, and how fraud has evolved from 'mom and pop operations' to sophisticated criminal organizations. You can meet Joel in person at the  National Automotive Finance Association’s 25th Annual Non-Prime Auto Financing Conference this August 30 – September 1, 2021 in Plano, Texas. Register today!ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel is joined by return guest Kevin Carr, EVP of Financial Services at PassTime GPS, to discuss advances in wireless GPS tracking, including why it still requires strong internal processes to achieve results, how wireless technology has created a whole new commercial market for GPS tracking and why real-time location data is the common sense choice.You can meet Joel in person at the  National Automotive Finance Association’s 25th Annual Non-Prime Auto Financing Conference this August 30 – September 1, 2021 in Plano, Texas. Register today! ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

This week, we have a very special crossover with The Ex-GE Podcast, a show where Joel and Tom Wolf  interview GE alums from the Jack Welch Era about what made GE a special place to work, learn and grow. In this episode, they interview Larry Chiavaro, current CEO of Remitter, to talk about  GE 's focus on rewarding greatness, the importance of personal branding and a great story of Larry impressing Jack during a presentation. You can meet Joel in person at the  National Automotive Finance Association’s 25th Annual Non-Prime Auto Financing Conference this August 30 – September 1, 2021 in Plano, Texas. Register today! ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel is joined by President of Resolvion, Jose Mendiola, to discuss how third-party oversight was a game changer in the repo forwarding industry, how repo moratoriums impacted the entire repo ecosystem, and why consolidation in the space may cause pricing pressures down the line.Check out the Resolvion Insights Blog for tips on how to manage a portfolio in a challenging environment. You can meet Joel in person at the  National Automotive Finance Association’s 25th Annual Non-Prime Auto Financing Conference this August 30 – September 1, 2021 in Plano, Texas. Register today! ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel is joined by State National's Vice President of Finance Company Markets, Mark Baltuska, to talk about how big and small companies alike use State National's innovative product to mitigate loses from uninsured drivers, how the CPI industry has evolved to taking the burden off the lenders, and how current market forces are making these products even more attractive as used car prices rise. You can meet Joel in person at the  AFSA Independents Conference and Expo this May 24th-27th in Ft. Lauderdale, Florida or the National Automotive Finance Association’s 25th Annual Non-Prime Auto Financing Conference this August 30 – September 1, 2021 in Plano, Texas. Register today! ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel is joined  by Spartan Financial's President, Mark VanGeison, and Senior Manager of Asset-based Lending, Jimmy Rambo, to discuss the importance in metrics outside of 'loan to value' to maintain a portfolio, and how buying decisions have matured over the years, and how there will always room in the subprime market for smaller finance companies even in a world filled with giant banks. Check out their consumer level resources here and their free legal resources here.You can meet Joel in person at the  AFSA Independents Conference and Expo this May 24th-27th in Ft. Lauderdale, Florida or the National Automotive Finance Association’s 25th Annual Non-Prime Auto Financing Conference this August 30 – September 1, 2021 in Plano, Texas. Register today! ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel is joined by Privacy4Cars.com founder and CEO, Andrea Amico, to break down their niche as the first and only technology company focused on identifying and resolving data privacy issues across the automotive ecosystem, how our cars store more private information than most of us can possibly imagine, and how regulatory action and litigation are making services like this more necessary than ever.Check out their consumer level resources here and their free legal resources here.you can meet Andea and Joel in person at the National Automotive Finance Association’s 25th Annual Non-Prime Auto Financing Conference this August 30 – September 1, 2021 in Plano, Texas. Register today! ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel is joined by eco-nutritionist Sara Keough to have an in-depth conversation about our nation's food system and practical tips about eating and living more healthfully, including the myths that plant-based proteins are saving the planet, the importance of gut health, and quick simple tips to recharge your mood and kick start your day the right way. Check out Sara's work at Understanding Ag.ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.There's still time to register for the AFSA Independents Conference and Expo this May 24th-27th in Ft. Lauderdale, Florida.

Joel is joined by Bryan Nieves, Vice President of National Accounts at AUL Corp., to discuss innovations in service contracts and warranties that have made it a powerful lender tool and new innovations in collateral loss mitigation, including 'Unlimited Time' and 'Tech Only' products.There's still time to register for the AFSA Independents Conference and Expo this May 24th-27th in Ft. Lauderdale, Florida.ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel sits down with FNI Incorporated President, David Bafumo, to discuss what to expect on the delinquency front as government stimulus payments dry up, why 'proof of income' has never been more important during the approval process, and the major points Joel discussed with CFPB representatives, including the increased focus on racial and economic equality. To get the PowerPoint breaking down his discussion with the CFPB, email Joel at joelkennedy1@outlook.com.ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Jonathan Smoke, Chief Economist at Cox Automotive, joins Joel to talk about the current state of the auto market, including how some data suggest the recovery might not be as 'K-shaped' as previously thought, how an uptick in defaults in 2021 doesn't necessarily spell disaster, and what consumer metrics may indicate a bullish future. Check out Cox Automotive's regularly updated reports here.ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.

Joel sits down with Joe Cioffi, Chair of the Insolvency, Creditors’ Rights + Financial Products Practice Group at Davis + Gilbert, to chat about the rising regulatory focus on disparate impact lending practices, why we may be headed for a big surge in repossessions, and what to look forward to learning from the upcoming Credit Chronometer survey. Participate in the new Credit Chronometer survey.ConsumerFi is presented by Nortridge Software: Loan Software That Accelerates Change.And special thanks to The National Automotive Finance Association: The only trade association exclusively serving the nonprime auto finance industry.