Growing financial burdens on the middle class, marginal increases in contributions to religious organizations, shifting generational attitudes toward giving, and changing demographics are having a negative impact on church budgets. Given that someday local churches may be required to pay taxes and/or lose the benefit of soliciting tax-deductible gifts; the expected impact of jobs lost due to automation; and financial hardships created by the COVOD-19 pandemic in 2020, the time to pivot is now.