Listen Now

We are experiencing a full blown student loan crisis in this country, with outstanding student debt in this country standing at $1.57 trillion dollars, as of 2020.  Student loan debt can snowball into all areas of your financial life, affecting your ability (or even desire) to buy a home, travel, invest in retirement, or even start a family.Diane Watson of Avenues 2 Wealth specializes in student loan debt and how to manage it.  Today she joins Jon “JAG” Gay to answer some pressing questions, including:What options are available to borrowers?What are the differences between long term forgiveness and Public Service forgiveness?Should a borrower consolidate their loans?What is the status of forbearance under the CARES Act? How long will it last?Should a borrower make payments during forbearance? What if you lost your job during COVID?What ideas are being looked at by the government to alleviate this crisis, and what can borrowers do in the meantime?Reach Out to Avenues to Wealth:Website: https://www.a2wfinancial.com/Email: support@a2wfinancial.comCall: (970) 372-0541

Episode NotesIn our first episode, Jonathan Neher and Diane Watson join Jon Gay to explain the value of working with a financial advisor.Studies done by Vanguard and Dalbar—show working with a Financial Advisor could add around 3% in net returns. We explain why.Planning— At Avenues to Wealth, we create a "roadmap" or a financial plan, whether it's simple or complex.Portfolio Construction and management— We help create asset allocations that make sense for you- much more tailored plans than generic age-based funds employers often offer.Regular Check-Ins -  life changes. Things happen.  We check in with our clients regularly to ensure all of their plans are up to date.We aim to be trusted mentors and offer advice - we assist with:Estate PlanningInvesting for AgeCollege Planning and Student Loan Debt ManagementLife Insurance and Long-Term-Care Insurance needRefinance MortgageSpending/Income Withdrawal Needs and StrategiesFinally, we zoom out to cover three major areas that everyone should know about.Setting up an emergency fund—How muchManaging debtShould you get out of the market or stay invested.Reach Out to Avenues to Wealth:Website: https://www.a2wfinancial.com/Email: support@a2wfinancial.comCall: (970) 372-0541

Meet Jonathan Neher and Diane Watson of Avenues to Wealth Financial Advisors.  In our trailer, they talk about their unusual backgrounds and how it led them to want to help you with your financial future.Subscribe in Apple Podcasts, Spotify, Google Podcasts, or your favorite podcast app.More info: https://www.a2wfinancial.com/