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Welcome to season 2 of the #KaizenYOU Podcast. In this episode, we kick start our Entrepreneurship Class for 2022. The startup journey is one that a lot of individuals take, but how does one go about it? A lot of times, we believe that a great idea will be the key to a long and successful startup journey. Well, not exactly. That's what we talked bout this time around. As always remember to continuously improve yourself #kaizenYOU My Twitter (@archiemoyo) Podcast Twitter (@kaizenyou) YouTube Channel (still just audio) You can join the conversation with us on these two platforms: Whatsapp or Telegram

Welcome to 2022! The season of the #KaizenYOU Podcast kicks off on the 1st of February 2022. We are excited and the coming season has quite the bits of content. We are continuing the concept of investing, saving, and general self-improvement. We are including some content to help around careers and making career choices this year.  Thank you for the support last year. We grow together this year! You can join the conversation with us on these two platforms: Whatsapp or Telegram Affiliate Links Buy and sell crypto on OKX As always remember to continuously improve yourself #kaizenYOU Follow the host on Twitter (@archiemoyo) Podcast Twitter (@kaizenyou) YouTube Channel (still just audio) Join the conversation: Whatsapp or Telegram

Hi there! This series is a paid partnership with the CoinMadi Exchange to promote education on cryptocurrency in Africa. Support the businesses that support the podcast. Join the conversation: Whatsapp or Telegram PSA: CoinMadi has a promotion running in the month of September, trading is discounted all month! There has never been a better time to get into crypto. Create a CoinMadi Account Being new to crypto and investing there are a few mistakes that we are all bound to make. in this episode, we list and talk about these mistakes so that you are aware and hopefully avoid them. Thinking you are too late Trying to get rich overnight Not taking profits Not cutting your losses Not buying a coin because of its growth Goin all in - Especially when greed is high Spreading yourself too thin Getting Scammed Not taking care of yourself The CoinMadi team is dedicated to provided relevant cryptocurrency content to help you on your journey. Follow their accounts: CoinMadi Exchange CoinMadi Academy CoinMadi Twitter Yana (Uncle_Yana) Tapiwa Crypto (Pachikoro2) As always remember to continuously improve yourself #kaizenYOU My Twitter (@archiemoyo) Podcast Twitter (@kaizenyou) YouTube Channel (still just audio) Join the conversation: Whatsapp or Telegram

Hi there! This episode is sponsored by Pest Experts and Fumigators. Support the businesses that support the podcast If it was easy, everyone would do this. I have to constantly remind myself that it's a marathon and not a sprint when it comes to my current financial literacy journey. You can join the conversation with us on these two platforms: Whatsapp or Telegram When sharing a journey like the one I am on and everything that I am learning it is very easy for it to seem like these money management tools are being used flawlessly. After KYP023 Managing your money, a lot of listeners messaged and described how they struggled with being consistent on budgeting and recording all expenses on a monthly basis. Spoiler Alert! There's a confession in this episode. Ultimately the goal is not to give up. I also recently got acquainted with FI/RE - Financial independence/ Retire Early. Financial independence refers to a state where your income is enough to cover your annual expenses for the rest of your life without the need to work or get assistance ever again. This is a sweet feeling and getting there is pretty cool. Retire Early is simple...if you can stop working before retirement age in your country (65 here). I really wanted to retire by 35, but I met a crushing reality as I started FI/RE when a calculator told me that with my current savings rate I will be working for the next 25 years. This article by Mr Money Moustache is one of the best places to start when you do FI/RE and it comes with a few options for an early retirement calculator that will help you see where you stand with regards to early retirement. I spoke about the options you have to reduce the time you will be working before you can retire: 1. Increase your income 2. Reduce your Spending/ Increasing your savings 3. Increase your Return on investment Let's acknowledge the difficulty of chasing FI/RE. The KYP community is available and together we can continuously improve and help each other be accountable in keeping the fight. #KaizenYOU This episode was sponsored by Pest Experts and Exterminators Sponsor links - Pest Experts Twitter Facebook - Pest Experts and Fumigators Affiliate Links OKEx - Exchange allowing KYC and trading from Zim As always remember to continuously improve yourself #kaizenYOU My Twitter (@archiemoyo) Podcast Twitter (@kaizenyou) YouTube Channel (still just audio) Join the conversation: Whatsapp or Telegram

Hi there! This series is a paid partnership with the CoinMadi Exchange. Support the businesses that support the podcast. Join the conversation: Whatsapp or Telegram PSA: CoinMadi has a promotion running in the month of September, trading is discounted all month! There has never been a better time to get into crypto. Create a CoinMadi Account We are in episode 2 out of 10 in our amazing cryptocurrency series and what a ride it is coming to be. In the last episode we did an introduction into cryptocurrency, helping to define it and the problems it aims to solve. As always it is important to clarify the importance of doing your own research when it comes to cryptocurrency. Most cryptocurrencies are extensive financial solutions and have projects penned out to be rolled out over years and all the information can help in making purchasing decisions. In this episode, we introduce you to the CoinMadi exchange, available on their web platform. We take a step by step approach to guiding you into: Creating your CoinMadi account Topping up your CoinMadi account and buying USDT Buying your first crypto I gave an update on our portfolio that started with $53 and at the point of recording had dropped to $50. This is exactly why we started this series, to show the volatility of the market. I also gave an updated position on my Matic buy which has been dipping given our current bear run. My personal experience with dips now is that they provide a great opportunity to buy into more positions that I feel have great potential. Given the importance of doing research, it is also important to have local sources of information that help you deal with any learning issues around cryptocurrency. This is especially true because of our unique situation in Zimbabwe and the need for a lot of mcgyvering to get around. The CoinMadi team has set up an academy on their site that helps newbies learn more and find their way around the crypto realm. The team also produces a lot of crypto-based content. Links below: CoinMadi Exchange CoinMadi Academy CoinMadi Twitter Yana (Uncle_Yana) Tapiwa Crypto (Pachikoro2) If you haven't created an account yet, you can listen to the podcast while you do it. It's a great step-by-step guide. As always remember to continuously improve yourself #kaizenYOU My Twitter (@archiemoyo) Podcast Twitter (@kaizenyou) YouTube Channel (still just audio) Join the conversation: Whatsapp or Telegram

Hi there! This series is a paid partnership with the CoinMadi Exchange. Support the businesses that support the podcast. Join the conversation: Whatsapp or Telegram The road to financial independence is a long and grueling one. Between learning to budget, save and reduce expenses, it's also important to identify investment opportunities. There are already so many different investment tools and routes to follow that it can all get really overwhelming. We have done a few episodes on the Zimbabwe stock exchange and have a running series to educate and give feedback on the progress. Now we want to introduce you to a different form of investment: crypto. This series has been started to start the journey of learning what cryptocurrency is, what exchanges are, and how to go about investing in stock exchange while remaining safe and staying away from scams. Since the introduction of Bitcoin in 2009, cryptocurrency has grown in popularity with hordes of other cryptocurrencies coming into the fray. The Crypto scene is no longer as simple as just buying some bitcoin and letting it sit for a few years. Blockchain technology has been on the up, increasing the number of active projects and cryptocurrency tokens therewith. With all the new tokens, it's not an easy place to just walk into and start investing. Like any other investment opportunity, it is important to do a significant amount of research before you dive in. While this is not financial advice and I am not a financial advisor, I hope this series will answer some questions for you and make the research load lighter. Together with Coin Madi, this series will also follow a portfolio that started with $53 to show in real terms what the experience of trading on the stock exchange is. Together we will celebrate any gains and cry over any losses and discuss investment strategies while giving a spotlight on at least one coin in every episode. As an update, the first week: the portfolio now sits on $57 with $4 in gains after our purchase of Polygon (Matic). I also shared some great resources if you are new to the cryptocurrency space. Following Zimbabwean accounts like Mari Podcast, Finlitbae, and Prosper Mwedzi will definitely get you started. For Youtube, I have been watching content from Lark Davis, Altcoin Daily, JRNY Crypto, Coin Bureau, and Bitboy Crypto. Links to all these accounts will be below. As always remember to continuously improve yourself #kaizenYOU My Twitter (@archiemoyo) Podcast Twitter (@kaizenyou) YouTube Channel (still just audio) Join the conversation: Whatsapp or Telegram Follow Coin Madi and the Coin Madi team on their various social media  CoinMadi Twitter CoinMadi Academy Great Cryptocurrency Accounts to Follow Twitter Kudzai Mubaiwa (Finlitbae) Mari Podcast Prosper Mwedzi YouTube Lark Davis Altcoin Daily Coin Burueau JRNY Crypto

Hi there! This episode is sponsored by Pest Experts and Fumigators. Support the businesses that support the podcast As a newbie on the stock market scene, you are bound to hear people talk about investing and trading a lot. And initially, you will be forgiven for thinking this is the same thing. Luckily for you, I am here to clear the air and talk about the differences like I have known this all my life when I just found out myself. The FOMO to start trading has been serious given the obvious potential financial gain...but I may have FOMO'd enough for august after the episode 22 debacle. The jist of the matter is that traders are in the stock market short-term taking advantage of pricing, while investors are more long-term in an attempt to reduce their risk and ensure success. I go through 4 main areas that you can use to differentiate the two then I close off with a cricket analogy...the best way to make the stock market more confusing For now, I will continue as an investor until I understand the market more, when that happens I can start dabbling in trading. As always remember to continuously improve yourself #kaizenYOU My Twitter (@archiemoyo) Podcast Twitter (@kaizenyou) YouTube Channel (still just audio) Join the conversation: Whatsapp or Telegram Sponsored links - Pest Experts Twitter Facebook - Pest Experts and Fumigators

Hi there! It’s not about how much you make, it’s about how much you keep. It’s not just about how much you keep, it’s about how well you invest it – Dan Lok You can join the conversation with us on these two platforms: Whatsapp or Telegram Yes, we are on the journey together. The hopes of getting rich and making the right decisions right now. Unfortunately attempting to get rich doesn’t just start with investing, before you can do that you have to plan for it. I have been looking for the best way to manage my money and I kept coming across the 50/30/20 model of money management. This is a very simple model and often recommended for a person who is starting out so that it’s easy to execute. At the root of money management issues is the fact that we need to track out expenses as well as budgeting our income. You can start with either one until you get into a place where you can do both. I have been working on a budget template that I will make available for everyone who wants it. Breakdown of the 50/30/20 Model You have to have three budget areas for your income: 1. Needs 50% - set aside 50% of your income for your needs. This will be rentals, food, transit fare money to go to work as well as debts. Debts need to be a priority 2. Wants 30% - Set aside 30% for your wants. This is mostly the things that you can live without but that you need for a comfortable life. Clothes, entertainment, restaurants/ eating out comes into this. 3. Savings 10% - Set aside 10% for savings and investments. It is important to have an emergency fund as well as to have investments. I would suggest sharing it equally (10% investments and 10% savings) until you have filled up your emergency fund and you have it in the 3-6 month of expenses range. Very simple right? I personally use a modified version of the model with some additional areas that we budget for. Our first line and priority is a 10% tithe because God comes first. We also budget for expenses to support our parents and we reduced our wants bracket in an attempt to save a little more. If you can’t manage $100 how do you expect to be able to manage $10,000 or $100,000? As always remember to continuously improve yourself #kaizenYOU My Twitter (@archiemoyo) Podcast Twitter (@kaizenyou) YouTube Channel (still just audio) Join the conversation: Whatsapp or Telegram

Hi there! You can join the conversation with us on these two platforms: Whatsapp or Telegram It's been a month since the last update on my portfolio. How time flies when you are busy trying to invest in your future! The stock exchange isn't as bullish as it was back then but it's still exciting. I am especially raving about the changes I have managed to make to my stock tracking excel sheet to improve the data that I have. I have started tracking all my stock purchase transactions in ZWL and USD, at the day's rate I am using zimrates.com, a local research site that even allows me to get RBZ and black market rates (even historical ones). It's amazing. All shares I bought in 2008 now have ZWL values with an exchange rate of 100 placed on them. This is to try and help me have a realistic view of the value I paid for the stocks and what they are worth now. In short, my portfolio grew by 22%, a significant part of this is from the four new stocks that I purchased over the month period. The stocks that I owned at the time of recording Ep 1 of the ZSE investor series grew by 8%. The four new stocks I bought are: Ariston holdings - a long term value position Star Africa Corporation - I had mentioned my intentions around this one. I am also working on an episode special where I spotlight Star Africa. Zimre - Don't ask me why I bought this. I don't know Medtech - ZSE's resident meme stock (according to the Twitter streets) which had recently hit an all-time high of $0.40. I bought it for $0.30 and it has slowly declined. The original promise had been for this to be a weekly upload but I realize as this is a long-term investment account it will be best to give monthly updates instead. Retail investment is pretty easy now. If you want to be closer to the ZSE you can use ZSEdirect.co.zw Counters that were in my portfolio at the time of the last episode: Zimpapers Mashonaland Holdings Limited Unifreight Africa Limited Ok Zimbabwe Limited First Capital Bank Zimbabwe Econet Wireless Zimbabwe Limited There was no update on my Old Mutual trusts this episode, considering it for the month-end episode ( which I hope will come). As always remember to continuously improve yourself #kaizenYOU My Twitter (@archiemoyo) Podcast Twitter (@kaizenyou) YouTube Channel (still just audio) Join the conversation: Whatsapp or Telegram

Hiya There! You can also read this as a post Here Join the conversation: Whatsapp or Telegram In this episode, I talk about how turning 31 has me evaluating the goals I set early on in my 20s. With 4 years until the retirement and consulting deadline I had given myself I talk about the 6 major lessons I got through my 20s, especially the things I have learned in this past 2 years that I wish I had known back then. Not to say the 20s were wasted because every lesson learned is worth it. Start Working in Varsity - if you take the university route, don't wait for attachment/internship year to start working. Instead, find jobs to do either on-campus or off-campus that can help you understand how the workplace works. The lessons usually come fast and hard and shock us when we do finally start working. You will thank me for this. Start a Project or company - In university, I had a few projects that I started with friends but didn't fully pull through on. We learned a lot from just planning that and it was a big step in future projects but I do regret not completing it. College is a great time to start honing your problem-solving skills, turn your problems and other students' problems into business opportunities. Looking back I could have started a few: photocopy and printing, assignment writing as well as snack supplies. These are standard challenges for the average college student. Technology makes it easy to solve these challenges with low-cost investments like inkjet printers. This year I came across two young gentlemen who are in their final year at the Chinhoyi University of Technology who started a professional photography business while they were still in college. Take advantage and do the same. If you have left college you can still start something around the challenges you face. Start Saving from Job number 1 -  I made the mistake of thinking my first job didn't pay enough for me to start saving. The honest truth is that it would have done me a world of good to start then. Saving needs to become a habit if you will do it consistently and to do this you need to start early with whatever amount. Start today! Invest and Take Chances - In your 20s, you may be lucky to have fewer responsibilities. This makes it the perfect time to start investing and taking some risks. Time in the market is better than timing the market. Amounts you invest in your 20s are worth significantly more in your 30s and even more in your 40s. Bitcoin came out when I was 19 and it was valued at $0. Appreciating that I may have not been liquid enough to give it a try I looked at the price in 2015 when I started my first solid job. The value of Bitcoin in 2015 was $313, down from a previous year's high of $770. If I had thrown $100 at bitcoin in 2015, it would be worth $12,000 today! A bummer but a lesson. Risk a little. Negotiate Prices and Contracts - For everything that you buy, try getting a better price for it all the time. Your success rate will be below 10% most likely #kaizenYOU Archie Twitter Podcast Twitter Youtube You can support the podcast by buying us a coffee on this link

Hiya There and welcome to it! Join the conversation: Whatsapp or Telegram In this episode, Archie Moyo takes us through some terms that will help you have some smooth sailing as you listen or read through more investment content. This came as a suggestion from Jerry Marozva and John Banda and definitely something that will become part of regular programing with the podcast. While we are all learning and finding our feet, the worst thing is bumping into a bunch of jargon that makes things even worse. I'm not saying listening to a 10-minute podcast will all of a sudden make you a guru but that this can work as a point of reference. Also, we will work on re-defining terms whenever they come up in podcasts. Terms in this episode: Asset Allocation or Asset Mix - the balance between stocks and bonds. When you are younger you can take more risks and recover so your asset allocation tends to have more stocks than bonds. The opposite is true when you are older. Bond - A bond is a fixed income instrument that represents a loan made by an investor to a borrower (typically corporate or governmental). A bond could be thought of as an I.O.U. between the lender and borrower that includes the details of the loan and its payments. Bonds are used by companies, municipalities, states, and sovereign governments to finance projects and operations. Owners of bonds are debtholders, or creditors, of the issuer. Bull/ Bear Market - the bull is when the market is going up. Bear is when Market is coming down. Capital Gain - Capital gain profits from selling stocks. There is no capital gain until you sell the shares. Usually over a year Compound interest - It's your money-making interest and interest. Inception on Interest. It’s like if there was the inception of interest. I hope you watched Inception the movie, otherwise, this just got more confusing. Diversification - spreading risk among different asset classes So this could be between stocks, bonds, and crypto or within a portfolio like technology/ manufacturing/ agriculture. Having multiple cryptos and not just one is a form of diversification. Don't yolo it all into dogecoin. Equities - is stock or shares. Interchangeable. It is your ownership of a company. ETF - Exchange Traded Funds - a collection of stocks that track an index over time. Old mutual top 10 Fixed Income - security that pays a specific interest rate. Also known as bonds. Also preferred stock Growth Stock - strategy to invest in a rapidly growing stick Thank you for listening to the podcast. Please subscribe from wherever you listen. If you would like access to our stock tracking tool, send an email to podcast@kaizenyou.co.zw You can buy us a coffee at https://ko-fi.com/kaizenyou Remember to continuously improve yourself. #kaizenYOU Join the conversation: Whatsapp or Telegram More episodes in the investment series: How much to save at every age The ZSE Investor series EP 1

Hiya there and welcome to it! Join the conversation: Whatsapp or Telegram In this episode, Archie Moyo speaks on getting into the saving game late because well, he was a lost and unguided youthie. The truth is, having started in the call centre I felt like I didn't earn enough to start saving and only got a job I deemed worthy of saving when I was 27. Unfortunately, I didn't automatically start saving at that point, it was still a few years before I would start. Now in my 30s I see how that was a mistake. A lot of us don't start saving until later in our lives because it's never presented as an option. Go to school so you can work. Work so you can afford all the good things you want. Nowhere in the story does anyone mention saving. We did some research on what the general rule of thumb for savings is.  How much should we strive to have at each age and how much should I be putting aside every month if I want a comfortable retirement. This is a great episode to listen to if you think you are too young to save, it's too late to save, or that you don't earn enough to save. Key takeout: the best time to start saving is in your 20s, the next best time is right now. Let's start the saving and investment journey together and be part of a community that plans for its future. #kaizenYOU Archie Twitter Podcast Twitter Youtube You can support the podcast by buying us a coffee on this link

Hi there! Join the conversation: Whatsapp or Telegram As you know I have been learning the ropes of investing in the Zimbabwe Stock exchange (ZSE) which is apparently bullish right now. I have decided to put in a mini-series where I will give updates on the counters in my portfolio, the growth of those individual counters on a lifetime basis as well as on a weekly comparison. The ZSE investor series will be our weekly Monday upload! Thanks for listening and reading. You can invest from as little as ZWL 100 on CTrade which has a mobile and web app that you can register on and complete verification online. If you want to be closer to the ZSE you can use ZSEdirect.co.zw. Current Counters in my portfolio: 1. Zimpapers 2. Mashonaland Holdings Limited 3. Unifreight Africa Limited 4. Ok Zimbabwe Limited 5. First Capital Bank Zimbabwe 6. Econet Wireless Zimbabwe Limited Considerations for additional counters: StarAfrica, Hippo (yes, it's all about the sugar). I also speak about how my Old mutual Unit trusts, Balanced fund, Equity Fund, and a small amount in the Bond fund. It's been an exciting journey so fat and the Twitter community around investing in the ZSE is an amazingly generous one. Let's make the journey together and get this knowledge and money. As always remember to continuously improve yourself #kaizenYOU My Twitter (@archiemoyo) Podcast Twitter (@kaizenyou) YouTube Channel (still just audio) Join the conversation: Whatsapp or Telegram

Hiya there and Welcome to it! Join the conversation: Whatsapp or Telegram In this episode, Archie drools over Microsoft's plan to give $1500 bonuses to all their employees to acknowledge their efforts during the pandemic. We talk about how this could also be motivated by fear of the great resignation and Archie gets lost in talking about that. Microsoft also gave employees an additional 5 vacation days at the beginning of the year. What would you rather have: The money or the additional days. How important has mental health become for those working from home, and has it driven the need for us to re-prioritize in the face of potential returns to the office? All-round fun conversation and build up to the next episode...which surprisingly may or may not be a rant.  Remember to continuously improve yourself! #kaizenYOU You can support the podcast by buying us a coffee on this link ko-fi.com/kaizenyou Social Media Links Archie Twitter Kaizen You Blog and Podcast Twitter Archie Moyo Youtube Join the conversation: Whatsapp or Telegram Sources https://www.cnbc.com/2021/07/08/microsoft-will-give-employees-a-1500-bonus-for-pandemic-efforts.html https://www.cnbc.com/2021/06/29/more-people-plan-to-quit-as-return-to-work-plans-go-into-effect-.html

Hiya there and welcome to it! In this episode, Archie Moyo discusses how the RBZ has had a busy few months. 21 more companies have been investigated for violating SI 127 with 27 getting fines and 12 getting warning letters. What's the reaction with regards to these companies that keep getting found breaching the SI, and why didn't we get a list this time around. Ecobank and the IMTT tax debacle, Ecobank sent a message to account holders to let them know they would be collecting over 6 months' worth of IMTT taxes for transactions they completed. It's a really tricky situation, especially if they choose to deduct all of it at once. All this information helps you continuously improve yourself. #kaizenYOU Speaking of improvement, help us improve the podcast by buying us a coffee on the link below. It goes a long way. ko-fi.com/kaizenyou Social Media Links twitter.com/archiemoyo twitter.com/kaizenyou https://www.youtube.com/channel/UCihGQpbXVhfwYHMzxvkjeeQ Sources https://twitter.com/ReserveBankZIM/status/1413504555938058242?s=20 https://www.techzim.co.zw/2021/07/ecobank-account-holders-worry-as-the-bank-says-it-will-be-backdating-collection-of-2-tax/

In this episode, Archie Moyo starts off with the Simbisa Brands and Fastjet partnership that will improve the way you pay for your plane ticket. Meikles Delisting further We know the Meikles group has already announced that the plan to delist Tanganda tea this year but there's a possibility that they will be delisting further and possibly freeing the Hotel space. This is obviously a curious move after the sale of the flagship Meikles Hotel for USD $20M last year. Still...hands up if you are buying into Tanganda on day 1. Padenga Holdings Delisting Okay, a lot of delisting news this week, but this is good delisting news. How? Well, when you can wake up with RTGS shares now valued in USD it's a good type of delisting. We also get to celebrate the second ever listing on the VFEX. Also, I am really looking for people to have on the show who know more about the stock exchange than me so we can hear their thoughts, pick their brains and turn their comments into an EFT. No seriously, we just want to learn more, and quicker. All this on the journey of continuously improving ourselves #kaizenYOU Listen to other episodes on ZSE investing: https://iono.fm/e/1068446 https://iono.fm/e/1038381 Sources: https://www.263chat.com/zse-halts-trading-of-padenga-shares-ahead-of-vfex-switchover/ https://www.263chat.com/meikles-to-unbundle-more-properties/ https://www.263chat.com/fastjet-simbisa-brands-partner-in-airline-payment-system/

In this episode, Archie Moyo captures a few interesting gems from the news in Zimbabwe. 1. @YanayaLifestyle 's Lockdown innovation The Yanaya team has introduced a variant of takeout that allows you to enjoy their food fresh while not breaking any locdown regulations. They are calling it Roadhouse and it's almost exactly how it sounds. 2. Reserve Bank introduces $50 note The RBZ has announced the introduction of a new $50 note that almost broke the internet with comments on whether they got Mbuya Nehanda's face right, how fresh her cut is and whether this is 2008 all over again. Archie speaks about the potential economic effects of the addition of the new notes, will our lives change? 3. Strict Lockdown conditions coming back? Information Minister Monica Mutsvangwa communicated that we may return to needing letters to go between checkpoints in light of all the new covid-19 conditions. There are a lot of implications on business and consumer activity from this. I hope this helps, thank you for tuning in and remember to continuously improve yourself #KaizenYOU Sources of information https://www.usnews.com/news/world/articles/2021-07-06/zimbabwe-returns-to-strict-lockdown-to-fight-virus-surge https://3-mob.com/news/hard-lockdown-returns-pretty-much/ In this podcast: @YanayaLifestyle @ReserveBankZim @ThreeMenOnABoat @kwirirayi Support the KYP and buy us a coffee : ko-fi.com/kaizenyou

In this episode, Archie Moyo talks about the companies that have declared dividends already this year (2021). We are halfway through the year and companies have been posting their financials as well as declaring dividends. In episode 8, we spoke about investing in the ZSE (Zimbabwe Stock Exchange) and the companies who had declared dividends in 2020; a great place to start when deciding who to invest in. This time around we are giving the 2021 dividend information to help guide you on who to invest in as well well as where to anticipate price dips. The bonus for this episode is 2 shares that have declared dividends but haven't reached the ex_dividend date, meaning you can still buy in and get the dividend. What's a cool fact about SEED CO you maybe didn't know and OK Zimbabwe looks like good news is coming in July. Let's learn about investing and the Zimbabwe Stock exchange together. Remember to continuously improve yourself. #kaizenYOU Support the KYP and buy us a coffee : ko-fi.com/kaizenyou

Hiya There and welcome to another episode. Today Archie Moyo speaks on the recent statement by the Reserve Bank of Zimbabwe, announcing the introduction of interests rates on all savings accounts and fixed term deposits as of the first of July 2021. This means finally your money can earn you more money rather than costing you money...or does. We go into what this means for Zimbabweans and some reactions from Twimbos to the announcement itself. How soon will the banks introduce these interest rates. There's hope yet. Remember to continuously improve yourself. #KaizenYOU Support the KYP and buy us a coffee : ko-fi.com/kaizenyou

VAYA and ZUPCO recently held a launch event celebrating the introduction of intercity (between cities) bus ticketing on the VAYA platform. You can now purchase a ticket for travel between Harare and Bulawayo on the VAYA app and pay using Ecocash. This is a strong partnership bringing the best of mobility and technology capacity to bring convenience to intercity mobility. This digitization of the inter-provincial travel space looks to be an exciting endeavor especially given that when you book using VAYA you also have funeral assurance, accident cover as well as MARS ambulance cover. I give my perspective on this launch and what it means for the market. Remember to continuously improve yourself. #kaizenYOU Support the KYP podcast https://ko-fi.com/kaizenyou