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Episode Info: Today's interview is with credit repair expert Jim Droske. Jim has been in the credit industry for 25+ years and has reviewed and analyzed over 10,000 credit reports. He's hosts a weekly radio show on credit and he teaches a collegiate credit course at the College of DuPage. To say the least, he knows what he's talking about.    On today's episode we discuss: -- Credit scores vs. Credit Reports -- Why paying off collections may not increase your score -- Tactics collection agencies use to collections on your report longer than necessary -- And laws that all credit repair companies must follow, but many don't.    Links: Free Credit Repair Ebook Say thanks to Jim on Twitter  
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