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Do you want more control over your credit rating?  You can get it with an Ultra FICO score.  Steve Smith, the CEO of Finicity explains how people with lower credit scores or very little credit history can get a boost with this new system.

And find out how you can decide whether the credit bureaus can have access to your information or not.

You can follow this show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

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