Wealth, Freedom & Options With Joshua Belanger
About This Show
Hi I’m Josh, and I’m a finance guy who love’s to trade options.
I cut my teeth on the floor of the Chicago Mercantile Exchange, so I saw firsthand how the “sausage was made” – and it usually wasn’t pretty.
As former insider, I saw the inner workings of how these firms and fund managers rob customers right in front of their eyes every month.
I quickly realized that professionals only care about getting their fee's first while 95% of them underperform the overall market every year.
In fact, there’s been more fee’s paid out to these “wealth stealers” then overall returns since 2002.
After playing by their rules and busting my ass for many years trying to climb the ladder, it started to not sit right with me.
I had enough when I continued to be restricted on trying to do the right things for my clients to help them achieve better returns and having senior brokers dip their greedy paws into my checks, leaving me with barley anything to live on telling me… kid you gotta pay your dues.
So I left that world behind with a vengeance to beat them at their own game and teach everyday hard working people who trusted these “wealth stealers” the know how and confidence how to manage their own money and to quickly generate returns to get them back on track.
I’ve shared my message and strategies with over 129,000 people like you, and everyday investors have suddenly started making money in the market for the first time on their own.
Make sure you subscribe to this channel and sign up to receive my daily emails at www.OptionSIZZLE.com so I can email you my daily my tips and secrets on how you can start creating wealth, freedom & options for you and your family.
Most Recent Episode
The (Ugly) Truth About Your 401(k)
Mar 16, 2017
It fails many Americans!
So says the father of the modern day 401(k).
Do you mind if I share some of my insider
viewpoints why this is?
The 401(k) passed into law under the Revenue Act
The... Revenue Act?
Hmm... What's more unusual is that IRS was in
charge of the 401(k), which is the same government
body in charge of getting as much money from you.
That's a little conflicting, right?
Before the 401(k), companies offered pension plans
Companies started to realize the amount of risk
that these pensions had put on the company.
The way the could transfer the risk and
responsibility from company to employee was
through a 401(k).
One of the common rebuttals is that it's
True... But here's the fine print.
Federal Income Tax is deferred, but Social
Security and Medicare are taxed 7.6% a year.
The 401(k) tax benefit was to help executives on
their yearly bonuses, not the middle-class worker.
That is why I make the case that most people are
not in a position to benefit from the tax benefit.
Usually, in life, you end up paying more for
something later; than you would if you paid now.
But, if my employer matches my contribution, it's
That's your decision to make, but I don't think
it's worth it.
After the introduction of the 401(k), this opened
the door to bankers getting their hands on your
money causing most to turn a blind eye over the
years saying, let a professional do it.
99% of 401(k) plans provide limited options which
all happen to be mutual funds that have management
and hidden fees.
After fees, the average return drops down to
Then factor in a conservative number of 3% for
You take all the market risk while the funds
collect their fees and you can't touch it.
From what I've researched, the average 401(k)
balance is around $96,000.
Let's pretend you retired today with $250,000 in
Let's say the annual interest rate earned on that
nest egg is 2% with inflation at 3% (annually).
If took $15,000 a year from that account to live
off, it would last 25 years, that's it.
That is a real problem most Americans face today
because that's not enough to survive.
I saw this first hand with my Great Grandma (Nan).
Before she passed at 87 years old, she was
battling cancer, buried in debt and still
searching for a job.
That is the mission OptionSIZZLE was founded on,
which is to help people like you take back control
of your money and become independen
Episodes of This Show
Feb 2, 2017
Nov 29, 2016
Nov 28, 2016
Nov 27, 2016