I don't even know where to begin when it come to saving up for my kid's college education. Should we try to save for all 4 years or just a set amount and supplement the rest with scholarships and grants? Is our kid doomed to a life of debt if she takes out loans? What if she doesn't even want to go to college? I asked Linda Stern, brilliant personal finance journalist, and one of my best friends' mom, all these questions and more. Lots of helpful tips that put mind at ease.