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Episode Info: Beginning from our first podcast we have related fighting financial failure to the sport of boxing. When it comes to boxing, time management is of the essence. What a fighter does in his/her time before the fight and during the fight contributes to his/her success or failure in the ring. Championship fighters do not waste time. They directly relate everything they do with their time in the months preceding their bouts to the bout itself.  Contenders spend hours upon hours running, sparring, repeating fundamental boxing techniques, and studying their opponent on a daily basis.  They understand that every moment leading up to the fight counts! Fighters also understand that once in the fight, there are twelve long rounds to endure. They understand that some matches can be long and grueling. As a result, they have to be very strategic with how they use their time in the fight. Intelligent fighters know that they cannot always go for the knock out. Sometimes  they need to apply steady and consistent jabs through out the duration of the fight to set their opponent for the knock out punch. Fighting Financial Failure is no different for you. You have to spend your time more wisely. If you have a lot of bills, and little to no discretionary income, it is time for you to take on the mindset of a championship fighter. You must begin to look at how you use your time. You do not have time to waste watching hours of television, or hanging out at restaurants. You are one expense away from bankruptcy. Think about what would happen to your life if you did not get the next paycheck. Would it be eviction, car repossession, or even you utilities being turned off? If that is the case you need to be in a state of urgency. I said urgency not panic. There is a difference. If you know you need to operate in urgency, consider the following to invest your time instead of spending or wasting your time. The greatest asset you have in your financial fight, other than faith in GOD, is your earning ability. Every person can develop a set of knowledge and skills that can enable himself to add more income to his life. That means sacrifice. Yes I will use the S-Word here again...Sacrifice. Leadership and teamwork expert John Maxwell says "Leaders have to give up, to go up." What this means is that you have to replace time you are spending involved in unfruitful but pleasurable activities with those activities that will allow you to be able to develop knowledge, skills and ab
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