Lou in Hoboken joins the panel as guest picker while we look at a relatively mundane week in both college and pro football. TCU at Oklahoma State may well be the biggest game, and there's some important Pac 12 jostling between Washington and Colorado. In the NFL, we recap another slow start to the season plus this week's action, including the annual London game. Is the AFC West the best division with hot starts from the Chiefs, Raiders, and Broncos? The panel makes the picks for College Week 4 and NFL Week 3.