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Episode Info: There’s been a lot of new programs and initiatives put in place by the Canadian government due to COVID-19 to help you financially. In this episode, I’m going to take you through what’s out there so that you can make sure you don’t miss out on some free money or benefits that can really help you during this difficult time. I’ve actually gone through everything that I could get my hands on at the Canada Revenue Agency site, so this is all coming right from the source, and this episode’s intention is to save you a lot of time by helping you quickly learn what’s out there, whether you’re eligible, and help you make an efficient decision on which benefits to apply for, and which ones to make sure you receive. The 2nd part of this episode is going to focus on mortgages, the drastic changes in the interest rate that we’ve seen (which can of course heavily impact your mortgage payments and decisions), what’s happening right now as far as the real estate market is concerned, if you can take advantage of these lower interest rates by renewing your mortgage. We’re also going to cover the subject of deferring your mortgage payments, if for example you’ve lost your job and fear that you may not be able to pay your mortgage while we are all in lockdown due to COVID-19. Links & Resources Covered Chat with Sean for free to get your mortgage questions answered by entering your email at Check out Sean’s best-selling book, Burn Your Mortgage: The Simple, Powerful Path to Financial Freedom for Canadians. New Tool: Get Your Credit Score Checked for Free A big thanks to Borrowell for sponsoring the show and for building such a great free tool that we can use to check our credit score. It has saved me a lot of time when I want to quickly check the status of my credit score (for example, to ensure there has been no fraud or identity theft on my accounts).  You also obviously want to make sure your score is as high as possible for any mortgages or other loans that you end up applying for (to ensure you get the lowest rate and get approved).  Even if you aren’t looking for a loan, I encourage you to at least pull your report for free to help ensure that there are no unauthorized transactions on your accounts. As a best practice, you should be doing this kind of check at least annually.  Thanks again Borrowell for building a tool where we Canadians can finally get access to this data quickly and for free. Resources from the Episode: Top Tools and Resources for Financial Independence (for Canadians): All the top tools and sites that I’ve personally used to help us achieve financial independence in our early 30s. They’re also what we use now to optimize and manage our finances, and ensure that we’re paying the lowest fees while getting solid returns on our investments.  Canada’s Top ETFs Guide & Top High-Interest Savings Account: In the guide, I go over what I personally invest in, why I...
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