The Disillusioned Dentist
About This Show
Hello and welcome to the Disillusioned Dentist: a millennial podcast where we aim to demystify the fallacy of the dream job of dentistry and show new dentists the path out of debt and into practice ownership.
Most Recent Episode
Episode 6 - What To Do With You're Money After Dental School With Cathy Konner
Cathy Konner brings over 25 years of insurance and financial expertise to her dental clients. Cathy has developed insurance strategies, seed financing, and wealth protection involving a wide range of more traditional assets. Cathy started Proviser Financial in response to what she saw was a market void with respect to dentists and dental specialists. She lectures at Dental Schools all over the country doing her best to elevate the business acumen of the students and residents.
1. What is the most important financial consideration a dental student should focus on after graduation?
2. What are average debts you are seeing from your clients and students you lecture to?
3. How do you advise you’re clients on paying down their debt?
4. When should a young dental grad refinance their student loans?
5. In what situation would you advise a young dental grad to pay the minimum monthly debt service payment?
6. What are average starting salaries you are seeing from your clients?
7. Are most of you’re young dental grad clients going into corporate dentistry? Which corporations pay the best? Which parts of the country/cities are you seeing the highest paying starting incomes?
8. Is it a good financial decision to purchase a home? Is it really a waste of money to rent?
9. How much money should a young dental grad save for retirement? What should new grads be investing in? What retirement accounts do you recommend?
10. What is a fiduciary? Are you a fiduciary? Is it important to have a fiduciary manage you’re money?
11. A lot of finance books and financial gurus say index funds are the best and safest investment with the lowest cost to manage? Is this good advice? Should all new grads put money into index funds?
10. How much money should they put towards their loans?
11. How much liquid cash should they accumulate especially if they are looking to purchase or start a practice?
12. Is it better to not save for retirement, not aggressively pay down student debt and not buy a home if you are trying to buy a practice?
13. Do you think every young dental grad should try and get into practice ownership as soon as possible?
14. How much money do you’re average client practice owners make a year?
15. What is the biggest financial mistakes young grads are making?
16. Would you advise your child to go to dental school and do you think its still worth it?
17. What is you’re final piece of advice to that new dental grad with $500k worth of student debt?!?