Calling all broke millennials: This week we have Erin Lowry, millennial personal finance expert, blogger and author of the upcoming book Broke Millennial: Stop Scraping By and Get Your Financial Life Together. She's here to help you set your priorities straight, confront the "B" word (ahem, budget) and tackle your debts. For a chance to get your hands on a copy of her new book, write us and tell us why you need it. Then, Kelly and I tackle your questions on how to use credit card points, how to stay sane during rocky markets and where to go for financial news and advice (other than HerMoney, of course). And finally, we have important news on the Public Service Loan Forgiveness Program. Keep those questions coming, and please leave us a review.