About This Show
Take control of your finances and embrace life without worrying about money.
Wealth building is simple, if you’re doing it right. But in today’s world, it’s easy to get overwhelmed by everything competing for your time and attention. The goal of this podcast is to help you craft a simple plan that truly fits your situation and allows you to achieve financial freedom.
What does financial freedom mean? In IRC Wealth CEO David Ragland's best-selling book Wealth Made Simple (yes, really), he defines financial freedom as no longer having to worry about money. Having true freedom means you are in control of your finances and making your own decisions.
The result: financial security, peace of mind, and the confidence to embrace life and the future with optimism.
We lead by example, following the same investment strategies and principles that we advise others. Behind every financial plan are our four principles:
1) Eliminate debt by creating a system for paying off credit cards and other liabilities
2) Increase savings through retirement plans and a diversified portfolio
3) Reduce risk through life choices and by preparing for the unexpected
4) Build a cash safety net so you’re prepared for unforeseen situations
Achieving your goals, from early retirement to selling a business
Everyone’s situation is different; what it takes for you to be financially independent is unique to you. You work hard, you’ve done well and you’re motivated to reach your goals, whether it’s early retirement or selling your business. We want to help you define what it means to be financially independent and help you get there.
Most Recent Episode
Making a 180-degree career change with Joanne Ingram
< 1 day ago
Our Q4 series on reinvention features human interest stories about people going through various forms of change in their lives.
In this episode, Joe’s talks with his friend Joanne Ingram who is in the process of making a 180-degree career change. She’s literally going back to school and completely reinventing herself. You’ll to hear some funny things as she shares her experiences as a woman who has spent her whole life in corporate America and is now pursuing a completely different career in the healthcare industry.
“What are you doing?"
After 20 years in corporate software sales, Joanne found herself wondering “What are you doing?” It’s a very demanding industry with a great amount of upside in terms of financial income, but here’s also a tremendous amount of downside when the company starts rocking the boat, changing directions, etc. Sales always seems to be the first to go. It happens a lot, especially in the technology sector… but you just pick yourself up, dust yourself off, put your resume back together, and off you go.
“After the last time I got knocked out of the boat I just could not pick myself up, dust myself off, dust off my resume, and start again. I had hit the wall…I don’t know how else to explain it. However, on the other side is I still needed an income.”
“I just knew I couldn’t be in that type of environment anymore.”
“I really needed to continue to work. I needed to have an income, but I just knew I couldn’t be in that type of environment anymore… I did a lot of soul searching, and found myself really leaning towards the medical industry. Immediately you think of nurses, with job security… but I don’t like blood, so I started to look around to see what other jobs are in the medical profession.”
“I started thinking about being a physical person — I run a little bit, do yoga… and I stumbled upon physical therapy. There’s a PT, and a PTA. Physical Therapy, and Physical Therapy Assistant… They work in the same environment, but they’re different as far as education and pay scale and education requirements:
“The PT makes $20, $30 thousand more per year, however it takes five years of school and about $90k of school debt.”
“As a PTA, I can do this in two and a half years, $10k of school debt, and be making mid-$50s. I can even do this per diem, part-time, one or two days per week.”
“I can actually switch my career, not make a huge financial investment, not make a huge