About This Show
Take control of your finances and embrace life without worrying about money.
Wealth building is simple, if you’re doing it right. But in today’s world, it’s easy to get overwhelmed by everything competing for your time and attention. The goal of this podcast is to help you craft a simple plan that truly fits your situation and allows you to achieve financial freedom.
What does financial freedom mean? In IRC Wealth CEO David Ragland's best-selling book Wealth Made Simple (yes, really), he defines financial freedom as no longer having to worry about money. Having true freedom means you are in control of your finances and making your own decisions.
The result: financial security, peace of mind, and the confidence to embrace life and the future with optimism.
We lead by example, following the same investment strategies and principles that we advise others. Behind every financial plan are our four principles:
1) Eliminate debt by creating a system for paying off credit cards and other liabilities
2) Increase savings through retirement plans and a diversified portfolio
3) Reduce risk through life choices and by preparing for the unexpected
4) Build a cash safety net so you’re prepared for unforeseen situations
Achieving your goals, from early retirement to selling a business
Everyone’s situation is different; what it takes for you to be financially independent is unique to you. You work hard, you’ve done well and you’re motivated to reach your goals, whether it’s early retirement or selling your business. We want to help you define what it means to be financially independent and help you get there.
Most Recent Episode
Financial Psychology with Dr. Mary Gresham
In this episode, Joe is joined by clinical psychologist, Dr. Mary Gresham who is one of only a few, nationwide, that specializes in financial psychology.
Money is the number one stressor across the Unites States
“There is so much happens for people within themselves around the topic of money, and that’s been a topic that, traditionally, clinical psychologists have not been trained in and have not worked in. We tend to work on other issues such as relationship conflicts, or anxiety, or depression, and we haven’t had much focus on the area of money.”
According to research, ever since 2007, money has been the number one stressor across the Unites States. “Money is a very important topic for us to get ahold of, and to help people with, but we still sort of resist going into that, says Gresham.”
If you are anxious, can’t sleep, and have a lot of stress in your life, you are not alone. Often in turns out that it’s really related to money stressors. This can have a huge impact on your mental health, your overall well-being, and the sense of satisfaction in your life.
Your money habits — past, present, and future:
What was your life like growing up with money?
What are some of the underlying beliefs that you have about money?
What are your values and behaviors with money today?
How do you look at your financial future?
The Bottom Line
In financial psychology, your specific customized relationship with money gets examined. What really matters to you, versus where are you spending your money? Dr. Gresham offers great food-for-thought on diving into your values with money, planning not only for your future, but addressing the financial future of loved ones and so much more.
Join Joe and Mary as they discuss how to shift your mindset about money.
Dr. Mary Gresham is an Atlanta-based psychologist who specializes in both financial and clinical psychology. She consults with and coaches financial advisors and their clients on issues related to money management, values, behaviors and inheritance. She also supervises and trains mental health professionals to work with financial issues with clients and to build successful practices. Learn more at: AtlantaFinancialPsychology.com and DoctorGresham.com.