What's it like to be in business with your best friend? Ann Friedman, co-host of the hot podcast for besties everywhere, Call Your Girlfriend, joins us for some no-holds-barred conversation on this week's episode of HerMoney. We also discuss how best to negotiate your salary when you're doing it all of the time? And is the sip-and-click (aka shopping with a little buzz) really all that bad? Then, Kelly and I dish on the best ways to save for retirement without a 401(k) and what to do with that extra money once you finally pay off your credit card debt. P.S. Call your girlfriend and have her take a listen. Then take a few minutes and talk it through. Wine, optional.