Investing isn't hard, but we know taking the first step can be. Did you know women are actually better investors than men, yet they tend to make more excuses for not starting? This week we're cutting the excuses with Kathleen Murphy, the President of Personal Investing at Fidelity Investments. Murphy breaks down how and why to start investing in your 20's, 30's, 40's, 50's, 60's and beyond. We answer your questions about gift cards, how long to save paperwork for taxes and whether millennials need life insurance. And finally, we discuss how continuing to work in retirement can benefit your health. As always, we love hearing from you. Keep your questions and reviews coming, especially as we near our 50th episode. Let us know how HerMoney has changed your financial life, and you could receive a book from one of our fabulous guests!